Affinity Federal Credit Union Savings Rates at 4.00% APY

Affinity Federal Credit Union is offering a very competitive savings rate on their SmartStart Saving Account. Affinity Federal Credit Union's savings rate is current at 3.92% with an 4.00% annual percentage yield (APY). The savings rate is over 10x the current national average savings rate.

Affinity Federal Credit Union's SmartStart Savings Account offers more than just a competitive interest rate, there are no monthly maintenance fees on the account as long as you're enrolled in eStatements and here is no minimum balance requirement to open the account.

The one drawback is you're only limited to earning the 4.00% savings rate on the first $10,000 in the account, anything over that balance only earns a rate of 1.00%.

Affinity Federal Credit Union Savings Rates

  • Savings Rate 3.92% APY 4.00% Up to $10,000
  • Savings Rate 1.00% APY 1.00% Balances over $10,000.

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Affinity Federal Credit Union Savings Account Benefits:

Another benefit of the SmartStart Savings Account is the ability to set up automatic savings transfers. Members can choose to have a set amount of money transferred from their checking account to their SaveSmart account on a regular basis, such as weekly or monthly. This makes it easy to save money consistently without having to think about it too much.

For those who prefer to do their banking online, the SmartStart Savings Account offers online banking and mobile app access. This allows members to check their balance, make transfers, and view their transaction history from anywhere, at any time. The mobile app also offers the ability to deposit checks remotely, which can be convenient for those who don't have easy access to a branch location.

The SmartStart Savings Account is FDIC insured up to $250,000. This means that members can rest easy knowing that their money is protected in the event that the credit union were to experience financial difficulty.

The SmartStart Savings Account offered by Affinity Federal Credit Union is an excellent choice for anyone looking to save money and earn interest. It offers a competitive interest rate, no monthly maintenance fees, no minimum balance requirement, and the ability to set up automatic savings transfers. Additionally, there are online and mobile banking options that make it easy to manage the account from anywhere. Finally, the FDIC insurance provides peace of mind that the money is safe and protected. To read more or open an account visit Savings Account | Affinity Federal Credit Union (

Author: Brian McKay
March 16th, 2023

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