Best Savings Account Rates in New York, New YorkNational average savings account rates and money market account rates are low right now. The average savings account rate/MMA rate for account balances of at least $2,500 is averaging only 0.33 percent. Account balances with a minimum of $10,000 are averaging 0.40 percent. Account balances of at least $25,000 earn a rate of 0.46 percent and balances of at least $50,000 earn a rate of 0.51 percent on average. Sterling National Bank tops our list of the best savings account rates in New York, New York. Their current savings rate is 1.54 percent with an annual percentage yield of 1.55 percent. The minimum opening account balance is $2,500. Here are the top 10 savings account rates in New York, New York. Top 10 Savings Account Rates
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