Top Money Market Account Rates and Savings Account Rates

Money market account rates and savings account rates are averaging 0.365 percent for account balances of $2,500. Account balances of $25,000 currently earn an average money market/savings rate of 0.55 percent.  

Right now, Bank of Internet USA and American Express Bank top our list of the best savings account rates and money market account rates. Both banks are currently offering a rate of 1.49 percent with an APY of 1.50 percent.

Looking for the best savings rates? Search our savings account tables for the best savings rates: Best Savings Rates

Following is a list of the best savings account rates and money market account rates in  Minneapolis, MN, Cleveland, OH, Washington, DC, New York, NY, Boston, MA, Atlanta, GA, Pleasanton, CA, San Francisco, CA and Chicago, IL.

Best Savings Account Rates & Money Market Account Rates

American Express Bank FSB 1.50% APY Min $ 0

Bank of Internet USA 1.50% APY Min $100  

Capital One Direct Banking 1.45% APY Min $2500 

UFB Direct 1.45% APY Min $ 1      

Nationwide Bank 1.40% APY Min $2000      

Ally Bank 1.39% APY Min $ 1     

Discover Bank 1.35% APY Min $500      

Giantbank.com 1.31% APY Min $1000      

EverBank  1.26% APY Min $ 1     

FNBO DIRECT 1.25% APY Min $ 1     

First Internet Bank of IN 1.25% APY Min $100     

Salem Five Direct 1.25% APY Min $ 1 Must have a checking account.

Allstate Bank 1.20% APY Min $100      

Zions Bank 1.16% APY Min $2500 Internet only.

ING DIRECT 1.15% APY Min $ 1    

EmigrantDirect.com 1.10% APY Min $ 1     

HSBC Direct 1.10% APY Min $ 1   

Find the top savings account rates and money market account  rates in your area: Top Savings Rates and Money Market Rates