Top Savings Account Rates Above 1.00%

Savings account rates are not expected to be much higher during the first six months of 2010 but will probably go higher later in the year if the economic recovery stays on track and the Fed raises interest rates.

The current average savings account rate for deposits of $2,500 is 0.36 percent. Savings account rates for deposits of $10,000 are at .044 percent. For account balances of $25,000 the savings rate is .051 percent and for savings account balances of $50,000 the rate is 0.56 percent.

Although the average savings account rate is less than one percent you can find rates and yields that are higher than one percent. Bank of Internet USA tops our savings table list with an 1.65 percent annual percentage yield (APY).

Here is a list of Savings Account Yields above 1.00 percent in Atlanta, Georgia:

• Bank of Internet USA  1.65% 
• UFB Direct  1.60%
• Discover Bank  1.60% 
• Salem Five Direct  1.55%
• EverBank 1.51%
• Ally Bank  1.50%
• Nationwide Bank  1.50%
• Giantbank.com  1.46%
• FNBO Direct  1.40%
• HSBC Direct 1.35%
• ING DIRECT  1.30%
• Allstate Bank  1.30%
• First Internet Bank of IN  1.25%
• Zions Bank  1.25%
• EmigrantDirect.com  1.20%
• Citibank  1.01%
• OneUnited Bank  1.01%
• AARP Financial Savings Center  1.00%

Serach for the best savings account rates in your zip code by using the savings rate tables on MonitorBankRates.com here:  Best Savings Account Rates