Track current and weekly average personal loan rates in Alabama, view interactive rate trend charts, and compare local AL aprs against the national average.
Personal Loan rates in Alabama fell 0.436 this week to 11.231%, down from 11.667% last week.
At 11.231%, Alabama’s average sits 0.331 above the current national average of 10.900%. This above-average spread may reflect local market conditions or regional lender competition in AL.
The Alabama personal loan rate averages on this page are calculated from 204 verified personal loan rate quotes collected across 73 banks and credit unions actively operating in Alabama. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Alabama personal loan rate averages compiled from 204 current rate quotes across 73 banks and credit unions operating in AL — updated daily.
As of Apr 7, 2026 • Data provided by MonitorBankRates.com