Track current and weekly average personal loan rates in Arkansas, view interactive rate trend charts, and compare local AR aprs against the national average.
Personal Loan rates in Arkansas rose 0.351 this week, pushing the Personal Loan average to 12.228%, up from 11.876% last week.
At 12.228%, Arkansas’s average sits 1.328 above the current national average of 10.900%. This above-average spread may reflect local market conditions or regional lender competition in AR.
The Arkansas personal loan rate averages on this page are calculated from 99 verified personal loan rate quotes collected across 36 banks and credit unions actively operating in Arkansas. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Arkansas personal loan rate averages compiled from 99 current rate quotes across 36 banks and credit unions operating in AR — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com