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California Personal Loan Rate Trends

Track current and weekly average personal loan rates in California, view interactive rate trend charts, and compare local CA aprs against the national average.

Personal Loan
10.664%
▲ 0.055 this week
As of Apr 19, 2026
Debt Consolidation
12.465%
▲ 0.314 this week
As of Apr 19, 2026

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Current California Personal Loan Rate Trends

Personal Loan rates in California rose 0.055 this week, pushing the Personal Loan average to 10.664%, up from 10.608% last week.

At 10.664%, California’s average sits 0.216 below the current national average of 10.879%. CA borrowers may have a competitive advantage relative to the national market.

The California personal loan rate averages on this page are calculated from 535 verified personal loan rate quotes collected across 167 banks and credit unions actively operating in California. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

California Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

California personal loan rate averages compiled from 535 current rate quotes across 167 banks and credit unions operating in CA — updated daily.

As of Apr 19, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average California personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.