Track current and weekly average personal loan rates in Florida, view interactive rate trend charts, and compare local FL aprs against the national average.
Personal Loan rates in Florida rose 0.516 this week, pushing the Personal Loan average to 10.671%, up from 10.154% last week.
At 10.671%, Florida’s average sits 0.229 below the current national average of 10.900%. FL borrowers may have a competitive advantage relative to the national market.
The Florida personal loan rate averages on this page are calculated from 273 verified personal loan rate quotes collected across 106 banks and credit unions actively operating in Florida. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Florida personal loan rate averages compiled from 273 current rate quotes across 106 banks and credit unions operating in FL — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com