Florida Personal Loan Rate Trends
Track current and weekly average personal loan rates in Florida, view interactive rate trend charts, and compare local FL aprs against the national average.
Current Florida Personal Loan Rate Trends
Personal Loan rates in Florida fell 0.044 this week to 11.193%, down from 11.238% last week.
At 11.193%, Florida’s average sits 1.111 below the current national average of 12.305%. FL borrowers may have a competitive advantage relative to the national market.
The Florida personal loan rate averages on this page are calculated from 203 verified personal loan rate quotes collected across 82 banks and credit unions actively operating in Florida. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Florida Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Florida personal loan rate averages compiled from 203 current rate quotes across 82 banks and credit unions operating in FL — updated daily.
As of Jun 13, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in Florida
Quarterly average personal loan rates at credit unions headquartered in Florida, 1994–present. Different methodology from the daily chart above — this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Florida (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994–present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
