Track current and weekly average personal loan rates in Georgia, view interactive rate trend charts, and compare local GA aprs against the national average.
Personal Loan rates in Georgia fell 0.205 this week to 9.578%, down from 9.784% last week.
At 9.578%, Georgia’s average sits 1.338 below the current national average of 10.917%. GA borrowers may have a competitive advantage relative to the national market.
The Georgia personal loan rate averages on this page are calculated from 141 verified personal loan rate quotes collected across 52 banks and credit unions actively operating in Georgia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Georgia personal loan rate averages compiled from 141 current rate quotes across 52 banks and credit unions operating in GA — updated daily.
As of Apr 12, 2026 • Data provided by MonitorBankRates.com