Track current and weekly average personal loan rates in Hawaii, view interactive rate trend charts, and compare local HI aprs against the national average.
Personal Loan rates in Hawaii held steady at a Personal Loan average of 8.715% this week.
At 8.715%, Hawaii’s average sits 2.162 below the current national average of 10.878%. HI borrowers may have a competitive advantage relative to the national market.
The Hawaii personal loan rate averages on this page are calculated from 119 verified personal loan rate quotes collected across 33 banks and credit unions actively operating in Hawaii. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Hawaii personal loan rate averages compiled from 119 current rate quotes across 33 banks and credit unions operating in HI — updated daily.
As of Apr 13, 2026 • Data provided by MonitorBankRates.com