Track current and weekly average personal loan rates in Idaho, view interactive rate trend charts, and compare local ID aprs against the national average.
Personal Loan rates in Idaho rose 0.366 this week, pushing the Personal Loan average to 10.992%, up from 10.626% last week.
At 10.992%, Idaho’s average sits 0.080 above the current national average of 10.912%. This above-average spread may reflect local market conditions or regional lender competition in ID.
The Idaho personal loan rate averages on this page are calculated from 57 verified personal loan rate quotes collected across 24 banks and credit unions actively operating in Idaho. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Idaho personal loan rate averages compiled from 57 current rate quotes across 24 banks and credit unions operating in ID — updated daily.
As of Apr 11, 2026 • Data provided by MonitorBankRates.com