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Illinois Personal Loan Rate Trends

Track current and weekly average personal loan rates in Illinois, view interactive rate trend charts, and compare local IL aprs against the national average.

Personal Loan
10.020%
▲ 0.518 this week
As of Apr 9, 2026
Debt Consolidation
13.098%
▲ 2.238 this week
As of Apr 9, 2026

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Current Illinois Personal Loan Rate Trends

Personal Loan rates in Illinois rose 0.518 this week, pushing the Personal Loan average to 10.020%, up from 9.503% last week.

At 10.020%, Illinois’s average sits 0.855 below the current national average of 10.875%. IL borrowers may have a competitive advantage relative to the national market.

The Illinois personal loan rate averages on this page are calculated from 408 verified personal loan rate quotes collected across 125 banks and credit unions actively operating in Illinois. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Illinois Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Illinois personal loan rate averages compiled from 408 current rate quotes across 125 banks and credit unions operating in IL — updated daily.

As of Apr 9, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Illinois personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.