Track current and weekly average personal loan rates in Indiana, view interactive rate trend charts, and compare local IN aprs against the national average.
Personal Loan rates in Indiana fell 0.093 this week to 10.368%, down from 10.461% last week.
At 10.368%, Indiana’s average sits 0.532 below the current national average of 10.900%. IN borrowers may have a competitive advantage relative to the national market.
The Indiana personal loan rate averages on this page are calculated from 252 verified personal loan rate quotes collected across 96 banks and credit unions actively operating in Indiana. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Indiana personal loan rate averages compiled from 252 current rate quotes across 96 banks and credit unions operating in IN — updated daily.
As of Apr 7, 2026 • Data provided by MonitorBankRates.com