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Kentucky Personal Loan Rate Trends

Track current and weekly average personal loan rates in Kentucky, view interactive rate trend charts, and compare local KY aprs against the national average.

Personal Loan
12.272%
Last Week: 12.272%
As of Apr 13, 2026
Debt Consolidation
10.599%
▼ 3.891 this week
As of Apr 13, 2026

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Current Kentucky Personal Loan Rate Trends

Personal Loan rates in Kentucky held steady at a Personal Loan average of 12.272% this week.

At 12.272%, Kentucky’s average sits 1.395 above the current national average of 10.878%. This above-average spread may reflect local market conditions or regional lender competition in KY.

The Kentucky personal loan rate averages on this page are calculated from 137 verified personal loan rate quotes collected across 39 banks and credit unions actively operating in Kentucky. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Kentucky Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Kentucky personal loan rate averages compiled from 137 current rate quotes across 39 banks and credit unions operating in KY — updated daily.

As of Apr 13, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average Kentucky personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.