Track current and weekly average personal loan rates in Massachusetts, view interactive rate trend charts, and compare local MA aprs against the national average.
Personal Loan rates in Massachusetts held steady at a Personal Loan average of 11.859% this week.
At 11.859%, Massachusetts’s average sits 0.977 above the current national average of 10.883%. This above-average spread may reflect local market conditions or regional lender competition in MA.
The Massachusetts personal loan rate averages on this page are calculated from 347 verified personal loan rate quotes collected across 108 banks and credit unions actively operating in Massachusetts. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Massachusetts personal loan rate averages compiled from 347 current rate quotes across 108 banks and credit unions operating in MA — updated daily.
As of Apr 14, 2026 • Data provided by MonitorBankRates.com