Track current and weekly average personal loan rates in Minnesota, view interactive rate trend charts, and compare local MN aprs against the national average.
Personal Loan rates in Minnesota held steady at a Personal Loan average of 10.520% this week.
At 10.520%, Minnesota’s average sits 0.358 below the current national average of 10.878%. MN borrowers may have a competitive advantage relative to the national market.
The Minnesota personal loan rate averages on this page are calculated from 141 verified personal loan rate quotes collected across 58 banks and credit unions actively operating in Minnesota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Minnesota personal loan rate averages compiled from 141 current rate quotes across 58 banks and credit unions operating in MN — updated daily.
As of Apr 12, 2026 • Data provided by MonitorBankRates.com