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New Jersey Personal Loan Rate Trends

Track current and weekly average personal loan rates in New Jersey, view interactive rate trend charts, and compare local NJ aprs against the national average.

Personal Loan
10.748%
▲ 0.268 this week
As of Apr 9, 2026
Debt Consolidation
12.250%
▲ 0.032 this week
As of Apr 9, 2026

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Current New Jersey Personal Loan Rate Trends

Personal Loan rates in New Jersey rose 0.268 this week, pushing the Personal Loan average to 10.748%, up from 10.480% last week.

At 10.748%, New Jersey’s average sits 0.127 below the current national average of 10.875%. NJ borrowers may have a competitive advantage relative to the national market.

The New Jersey personal loan rate averages on this page are calculated from 281 verified personal loan rate quotes collected across 88 banks and credit unions actively operating in New Jersey. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

New Jersey Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

New Jersey personal loan rate averages compiled from 281 current rate quotes across 88 banks and credit unions operating in NJ — updated daily.

As of Apr 9, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average New Jersey personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.