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New York Personal Loan Rate Trends

Track current and weekly average personal loan rates in New York, view interactive rate trend charts, and compare local NY aprs against the national average.

Personal Loan
10.082%
▲ 0.292 this week
As of Apr 12, 2026
Debt Consolidation
11.644%
▲ 1.263 this week
As of Apr 12, 2026

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Current New York Personal Loan Rate Trends

Personal Loan rates in New York rose 0.292 this week, pushing the Personal Loan average to 10.082%, up from 9.790% last week.

At 10.082%, New York’s average sits 0.835 below the current national average of 10.917%. NY borrowers may have a competitive advantage relative to the national market.

The New York personal loan rate averages on this page are calculated from 622 verified personal loan rate quotes collected across 180 banks and credit unions actively operating in New York. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

New York Personal Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

New York personal loan rate averages compiled from 622 current rate quotes across 180 banks and credit unions operating in NY — updated daily.

As of Apr 12, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average New York personal loan rates. Updates automatically each week. Compatible with any CMS or website builder.