Track current and weekly average personal loan rates in North Dakota, view interactive rate trend charts, and compare local ND aprs against the national average.
Personal Loan rates in North Dakota held steady at a Personal Loan average of 12.479% this week.
At 12.479%, North Dakota’s average sits 1.601 above the current national average of 10.878%. This above-average spread may reflect local market conditions or regional lender competition in ND.
The North Dakota personal loan rate averages on this page are calculated from 24 verified personal loan rate quotes collected across 15 banks and credit unions actively operating in North Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
North Dakota personal loan rate averages compiled from 24 current rate quotes across 15 banks and credit unions operating in ND — updated daily.
As of Apr 13, 2026 • Data provided by MonitorBankRates.com