Track current and weekly average personal loan rates in Ohio, view interactive rate trend charts, and compare local OH aprs against the national average.
Personal Loan rates in Ohio fell 0.929 this week to 10.800%, down from 11.729% last week.
At 10.800%, Ohio’s average sits 0.100 below the current national average of 10.900%. OH borrowers may have a competitive advantage relative to the national market.
The Ohio personal loan rate averages on this page are calculated from 380 verified personal loan rate quotes collected across 141 banks and credit unions actively operating in Ohio. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Ohio personal loan rate averages compiled from 380 current rate quotes across 141 banks and credit unions operating in OH — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com