Track current and weekly average personal loan rates in Oregon, view interactive rate trend charts, and compare local OR aprs against the national average.
Personal Loan rates in Oregon rose 0.229 this week, pushing the Personal Loan average to 11.561%, up from 11.332% last week.
At 11.561%, Oregon’s average sits 0.686 above the current national average of 10.875%. This above-average spread may reflect local market conditions or regional lender competition in OR.
The Oregon personal loan rate averages on this page are calculated from 151 verified personal loan rate quotes collected across 44 banks and credit unions actively operating in Oregon. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Oregon personal loan rate averages compiled from 151 current rate quotes across 44 banks and credit unions operating in OR — updated daily.
As of Apr 9, 2026 • Data provided by MonitorBankRates.com