Track current and weekly average personal loan rates in South Carolina, view interactive rate trend charts, and compare local SC aprs against the national average.
Personal Loan rates in South Carolina rose 1.334 this week, pushing the Personal Loan average to 10.584%, up from 9.250% last week.
At 10.584%, South Carolina’s average sits 0.320 below the current national average of 10.904%. SC borrowers may have a competitive advantage relative to the national market.
The South Carolina personal loan rate averages on this page are calculated from 77 verified personal loan rate quotes collected across 40 banks and credit unions actively operating in South Carolina. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Carolina personal loan rate averages compiled from 77 current rate quotes across 40 banks and credit unions operating in SC — updated daily.
As of Apr 11, 2026 • Data provided by MonitorBankRates.com