South Carolina Personal Loan Rate Trends
Track current and weekly average personal loan rates in South Carolina, view interactive rate trend charts, and compare local SC aprs against the national average.
Current South Carolina Personal Loan Rate Trends
Personal Loan rates in South Carolina rose 0.071 this week, pushing the Personal Loan average to 10.476%, up from 10.405% last week.
At 10.476%, South Carolina’s average sits 0.568 below the current national average of 11.044%. SC borrowers may have a competitive advantage relative to the national market.
The South Carolina personal loan rate averages on this page are calculated from 109 verified personal loan rate quotes collected across 42 banks and credit unions actively operating in South Carolina. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
South Carolina Personal Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Carolina personal loan rate averages compiled from 109 current rate quotes across 42 banks and credit unions operating in SC, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Personal Loan Rate Trends in South Carolina
Quarterly average personal loan rates at credit unions headquartered in South Carolina, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in South Carolina (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by personal loan portfolio balance.
