South Dakota Personal Loan Rate Trends
Track current and weekly average personal loan rates in South Dakota, view interactive rate trend charts, and compare local SD aprs against the national average.
Current South Dakota Personal Loan Rate Trends
Personal Loan rates in South Dakota held steady at a Personal Loan average of 13.443% this week.
At 13.443%, South Dakota’s average sits 2.623 above the current national average of 10.820%. This above-average spread may reflect local market conditions or regional lender competition in SD.
The South Dakota personal loan rate averages on this page are calculated from 63 verified personal loan rate quotes collected across 13 banks and credit unions actively operating in South Dakota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
South Dakota Personal Loan Rate Trends Chart
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
South Dakota personal loan rate averages compiled from 63 current rate quotes across 13 banks and credit unions operating in SD — updated daily.
As of Apr 20, 2026 • Data provided by MonitorBankRates.com
