Track current and weekly average personal loan rates in Washington, view interactive rate trend charts, and compare local WA aprs against the national average.
Personal Loan rates in Washington rose 0.764 this week, pushing the Personal Loan average to 11.110%, up from 10.347% last week.
At 11.110%, Washington’s average sits 0.205 above the current national average of 10.905%. This above-average spread may reflect local market conditions or regional lender competition in WA.
The Washington personal loan rate averages on this page are calculated from 194 verified personal loan rate quotes collected across 73 banks and credit unions actively operating in Washington. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Washington personal loan rate averages compiled from 194 current rate quotes across 73 banks and credit unions operating in WA — updated daily.
As of Apr 10, 2026 • Data provided by MonitorBankRates.com