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Marshall County Federal Credit Union Rates & Review April 2026

Marshall County Federal Credit Union's 24 Month CDs rates are at 0.05%, 36 Month CDs rates are at 0.05%, 12 Month CDs rates are at 0.03%, 18 Month CDs rates are at 0.03%, 6 Month CDs rates are at 0.03%. Marshall County Federal Credit Union's Vacation & Holiday Loans rates are at 9.00%. Marshall County Federal Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Marshall County Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates were last updated on 04/18/2026.

Marshall County Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marshall County Federal Credit Union? Share your experience about Marshall County Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Marshall County Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.01%
Excellent Lower than avg
Marshall County Federal Credit Union
Marshall County Federal Credit Union
910 3rd St
Moundsville, WV 26041 1605
https://www.marshallcountyfcu.com
Member NCUA

Marshall County Federal Credit Union CD Rates

Product Rate APY Term View More
24 Month Certificates 0.05% 0.05% 24 mt
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
36 Month Certificates 0.05% 0.05% 36 mt
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
12 Month Certificates 0.03% 0.03% 12 mt
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
18 Month Certificates 0.03% 0.03% 18 mt
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
6 Month Certificates 0.03% 0.03% 6 mt
Min Deposit $500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Marshall County Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
Details matures 9/30
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Vacation Club 0.25% 0.25%
Details matures 5/31
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Marshall County Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Vacation & Holiday Loans 9.00% - 9.00% 18
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Marshall County Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans 10.25% 10.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Personal Loans 10.50% 10.50%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Personal Loans 10.75% 10.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Personal Loans 11.00% 11.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%
Personal Loans 11.25% 11.25%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.01%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Marshall County Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Marshall County Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marshall County Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Marshall County Federal Credit Union
Address 910 3rd St, Moundsville, WV 26041 1605
Phone 304-843-1179
Fax 304-843-1263
President Paul Chavanak
CEO Kelly Ward
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.01%
Return on Assets (ROA)
1.8517%
Return on Equity (ROE)
13.6034%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
26,044,262
Total Amount of Shares and Deposits
22,478,485
Total Shares and Deposits < 1 Year
22,378,095
Total Shares and Deposits 1 3 Years
100,390
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
135,483
Total Uninsured Shares and Deposits > $250K (F+J)
135,483
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,343,002
Total Interest Expense (Sum of items 6 8)
7,738
Share Certificates
32
Number of Accounts for Share Drafts
1,218
IRA KEOGH Accounts
36
Number of Accounts for Regular Shares
3,497
Net Income (unless the amount is already included in Undivided Earnings)
482,263
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,488,905
Total Liabilities
22,499,106
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Marshall County Federal Credit Union

Is Marshall County Federal Credit Union a safe place to deposit money?

Yes, Marshall County Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.010521398776246%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Marshall County Federal Credit Union operate?

Marshall County Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Marshall County Federal Credit Union?

Yes, to access services at Marshall County Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Marshall County Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marshall County Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Marshall County Federal Credit Union offer online and mobile banking?

Most modern institutions like Marshall County Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marshallcountyfcu.com.

Current Marshall County Federal Credit Union Rates

  • 12-Month CD0.03%
  • 18-Month CD0.03%
  • 24-Month CD0.05%
Retrieved from our database of financial products. Rates subject to change.