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Skyone Federal Credit Union Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 3, 2026

Skyone Federal Credit Union's savings rates are at 4.00%. MonitorBankRates evaluates the financial stability of Skyone Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.93%. Rates were last updated on 06/03/2026.

Skyone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Skyone Federal Credit Union? Share your experience about Skyone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Skyone Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.93%
Excellent Higher than avg
Skyone Federal Credit Union
Main Office
14600 Aviation Blvd
Hawthorne, CA 90250
https://www.skyone.org
Member NCUA

Skyone Federal Credit Union Savings Rates

Product Rate APY View More
Paycheck Perks Savings - 4.00%
Details Intro Rate
Last Updated 06/03/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.93%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Skyone Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Skyone Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Skyone Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Skyone Federal Credit Union
Website https://www.skyone.org
Address 14600 Aviation Blvd, Hawthorne, CA 90250
Phone 310-491-7500
Fax 310-491-7400
President Theodore Byrne
CEO Joseph Whitaker
Full-Time Employees 97
Part-Time Employees 2
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.93%
Return on Assets (ROA)
-0.3396%
Return on Equity (ROE)
-4.5783%
Non-Performing Loans Ratio (NPL)
1.22%
Total Assets
917,987,488
Total Amount of Shares and Deposits
727,497,436
Total Shares and Deposits < 1 Year
620,807,881
Total Shares and Deposits 1 3 Years
84,651,194
Total Shares and Deposits > 3 Years
22,038,362
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,827,673
Total Uninsured Shares and Deposits > $250K (F+J)
36,827,673
Total Insured Shares and Deposits > $250K (item 17 less item K)
690,669,763
Total Interest Expense (Sum of items 6 8)
19,482,854
Share Certificates
5,886
Number of Accounts for Share Drafts
20,976
IRA KEOGH Accounts
856
Number of Accounts for Regular Shares
69,317
Non Member Deposits
85,134
Money Market Shares
4,301
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
104,902,192
Total Liabilities
879,468,109
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
2
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Frequently Asked Questions About Skyone Federal Credit Union

How many branches does Skyone Federal Credit Union operate?

Skyone Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Skyone Federal Credit Union?

Yes, to access services at Skyone Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Skyone Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Skyone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Skyone Federal Credit Union offer online and mobile banking?

Most modern institutions like Skyone Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.skyone.org.

Current Skyone Federal Credit Union Rates

  • Savings4.00%
Retrieved from our database of financial products. Rates subject to change.

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