|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Skyone Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 31, 2026
Skyone Federal Credit Union's CD - 1 Year rates are at 3.50%, CD - 2 Years rates are at 3.50%, CD - 3 Years rates are at 3.50%, CD - 4 Years rates are at 3.50%, CD - 5 Years rates are at 3.50%. Skyone Federal Credit Union's savings rates are at 3.99%. Skyone Federal Credit Union's money market rates are at 0.40%. Skyone Federal Credit Union's Personal Loan Rates are as low as 13.75%. Skyone Federal Credit Union's CD rates are 22% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Skyone Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.57%. Rates last updated and verified on 10/31/2026. Skyone Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Skyone Federal Credit Union? Share your experience about Skyone Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Skyone Federal Credit Union. Skyone Federal Credit Union
Main Office 14600 Aviation Blvd
https://www.skyone.org Hawthorne, CA 90250  Customer Reviews
4.0 ★ 1 review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Skyone Federal Credit Union CD Rates
Skyone Federal Credit Union Savings Rates
Skyone Federal Credit Union Money Market Rates
Skyone Federal Credit Union Home Equity & HELOC
Skyone Federal Credit Union Auto Loan Rates
Skyone Federal Credit Union RV, Boat and Powersport Loan Rates
Skyone Federal Credit Union Personal Loan Rates
Skyone Federal Credit Union Other Rates
Financial Health HistorySkyone Federal Credit Union’s Texas Ratio fell from 13.69% in Q3 2023 to 10.57% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Skyone Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Skyone Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Skyone Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Skyone Federal Credit Union
Website
https://www.skyone.org
Address
14600 Aviation Blvd,
Hawthorne, CA 90250
Phone
310-491-7500
Fax
310-491-7400
President
Theodore Byrne
CEO
Joseph Whitaker
Full-Time Employees
82
Part-Time Employees
1
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
10.57%
Return on Assets (ROA)
0.1133%
Return on Equity (ROE)
1.4764%
Non-Performing Loans Ratio (NPL)
1.25%
Total Assets
863,339,885
Total Amount of Shares and Deposits
732,287,304
Total Shares and Deposits < 1 Year
652,953,668
Total Shares and Deposits 1 3 Years
68,388,623
Total Shares and Deposits > 3 Years
10,945,012
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
21,436,076
Total Uninsured Shares and Deposits > $250K (F+J)
21,436,076
Total Insured Shares and Deposits > $250K (item 17 less item K)
710,851,228
Total Interest Expense (Sum of items 6 8)
11,092,533
Share Certificates
6,391
Number of Accounts for Share Drafts
20,818
IRA KEOGH Accounts
745
Number of Accounts for Regular Shares
60,304
Non Member Deposits
82,639
Money Market Shares
2,883
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
63,385,815
Total Liabilities
822,520,792
Source: NCUA — Last Updated 06/30/2026
Customer ReviewsEmma Jean Dotson
September 20, 2024
Excellent service
Want to discuss Skyone Federal Credit Union with other members?
Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for Skyone Federal Credit Union
Frequently Asked Questions About Skyone Federal Credit UnionDoes Skyone Federal Credit Union offer CDs?Yes. Skyone Federal Credit Union current CD rates include its CD - 1 Year at 3.50% APY, its CD - 2 Years at 3.50% APY and its CD - 3 Years at 3.50% APY, verified by MonitorBankRates as of October 31, 2026. Are CDs from Skyone Federal Credit Union NCUA insured?Yes. Skyone Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Skyone Federal Credit Union?The highest Skyone Federal Credit Union CD rate is its 10 Month Flex CD at 4.35% APY, verified by MonitorBankRates as of October 31, 2026. What CD terms does Skyone Federal Credit Union offer?Skyone Federal Credit Union CD rates are 3.50% APY for a 12 month CD, 3.50% APY for a 2 year CD, 3.50% APY for a 3 year CD, 3.50% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 31, 2026. The institution may offer other terms or specials that are not listed here, so check with Skyone Federal Credit Union for its full lineup. What is the highest savings rate at Skyone Federal Credit Union?The highest Skyone Federal Credit Union savings rate is its Altitude Savings at 3.99% APY, verified by MonitorBankRates as of October 31, 2026. What is the highest money market rate at Skyone Federal Credit Union?The highest Skyone Federal Credit Union money market rate is its Money Market at 0.40% APY, verified by MonitorBankRates as of October 31, 2026. What is the lowest auto loan rate at Skyone Federal Credit Union?The lowest Skyone Federal Credit Union auto loan rate is its Auto Loan - New & Used Vehicles at 5.74% APR, verified by MonitorBankRates as of October 31, 2026. What is the lowest personal loan rate at Skyone Federal Credit Union?The lowest Skyone Federal Credit Union personal loan rate is its Personal Line of Credit at 13.75% APR, verified by MonitorBankRates as of October 31, 2026. How many branches does Skyone Federal Credit Union operate?Skyone Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Skyone Federal Credit Union?Yes, to access services at Skyone Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Skyone Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Skyone Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Skyone Federal Credit Union offer online and mobile banking?Most modern institutions like Skyone Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.skyone.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Skyone Federal Credit Union rates compare?Skyone Federal Credit Union's CD rates are 22% higher than the MonitorBankRates national average, and it has an A health rating. Skyone Federal Credit Union's top rates are its 10 Month Flex CD at 4.35% APY, its Altitude Savings at 3.99% APY, its Money Market at 0.40% APY and its Personal Line of Credit at 13.75% APR, verified by MonitorBankRates on October 31, 2026. Current Skyone Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Austin Federal Credit Union
Martin County Cooperative Credit Union
Dillards Federal Credit Union
Lions Share Federal Credit Union
Freedom Credit Union
Compass Community Credit Union
Hollyfrontier Employees Credit Union
Hutchinson Postal and Community Credit Union
Penn Federal Credit Union
Penn Hills Municipal Credit Union
Rome Teachers Federal Credit Union
Pentagon Federal Credit Union
Natrium Employees Federal Credit Union
Riverfall Credit Union
Mcalester Aap Credit Union
Windthorst Federal Credit Union
Diamond Federal Credit Union
UPSTATE TELCO Federal Credit Union
Mt Jezreel Federal Credit Union
Natchez Educators Federal Credit Union
Shelby County Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
