Best 30-Year Jumbo Mortgage Rates Today - April 2026 | As Low As 5.00%

Today's 30-year jumbo mortgage market includes offers such as Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union1001 Kamokila Blvd Ste 104, Aiea, HI 89123 8004A+5.0 ★Texas Ratio: 3.29% offering 30 Year Jumbo at 5.00%, and Community Credit Union Of FloridaCommunity Credit Union Of Florida1030 US Highway 1, Cocoa, FL 32780A+5.0 ★Texas Ratio: 1.84% offering 30 YEAR FIXED JUMBO FINANCING at 5.62%, and Texell Credit UnionTexell Credit Union1221 Hewitt Dr, Belton, TX 76501 7603A+5.0 ★Texas Ratio: 3.58% offering 30-year Jumbo Loan at 5.63%, and Publix Employees Federal Credit UnionPublix Employees Federal Credit Union11112 San Jose Blvd, Altamonte Springs, FL 30044 5478A+5.0 ★Texas Ratio: 1.34% offering Jumbo Mortgage 30YR FIXED at 5.68%, and 1st Northern California Credit Union1st Northern California Credit Union1111 Pine St, Benicia, CA 94510 3579A+5.0 ★Texas Ratio: 0.24% offering 30 Year Jumbo at 5.62%.

A 30-year jumbo mortgage is a home loan that exceeds the conforming loan limits set by the FHFA — in most U.S. counties that means loans above $766,550. Jumbo loans typically require stronger credit, larger down payments, and more detailed documentation, but provide the financing needed for higher-priced properties with the predictability of a fixed 30-year term. Comparing rates across multiple lenders is critical on jumbo loans because even a 0.25% rate difference on a $1,000,000 loan saves over $50,000 in total interest. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a financially stable lender with confidence.

30-Year Jumbo Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 6, 2026