Best 30-Year Fixed Mortgage Rates Today - April 2026 | As Low As 4.25%
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders. Our editorial content is independent of any advertiser relationships.
Today's 30-year fixed mortgage market includes offers such as OlyFed Olympia Federal S&LOlyFed Olympia Federal S&L24081 Ne State Route 3, Belfair, WA 98501A+5.0 ★Texas Ratio: 2.38% offering 30-Year Fixed (Affordable Construction Program) at 4.25%, and Institution for SavingsInstitution for Savings112 County Rd, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.11% offering 30 Year Fixed at 4.99%, and Ontario-Montclair School Employees Federal Credit UnionOntario-Montclair School Employees Federal Credit Union1520 N Palmetto Ave, Ontario, CA 91762A+5.0 ★Texas Ratio: 0.39% offering 30 Year Fixed Rate Mortgage at 4.99%, and First Citizens Federal Credit UnionFirst Citizens Federal Credit Union1341 COVE RD, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.23% offering 30-Year Fixed at 5.00%, and TULARE COUNTYTULARE COUNTY300 N K St, Porterville, CA 93257 2358A+5.0 ★Texas Ratio: 5.05% offering 30-Year Fixed Rate at 5.12%.
The 30-year fixed mortgage is the most popular home loan in the United States, prized for its predictable monthly payment and long amortization period that keeps monthly costs manageable. Whether you are a first-time homebuyer or refinancing an existing loan, comparing rates across lenders is the single most effective way to save — even a 0.25% rate difference on a $400,000 loan saves over $20,000 in total interest over 30 years. We empower borrowers with transparent financial health metrics — including A–F Safety Grades, verified Star Ratings, and Texas Ratios — so you can choose a stable institution with confidence.
30-Year Fixed Mortgage Rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 27, 2026
Compare 30-Year Fixed Mortgage Rates Today
Source: Verified Mortgage Rate Data provided by MonitorBankRates.com
Lender
Product
Term
Rate
APR ▲
Profile
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
30-Year Fixed (Affordable Construction Program)
30-Year
4.25%
4.33%
▼
Rate4.25%
APR4.33%
Points0.000
UpdatedApr 17, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
30 Year Fixed
4.99%
5.03%
▼
Rate4.99%
APR5.03%
Points0.000
UpdatedApr 24, 2026
Address112 County Rd, Amesbury, MA 01913
Details
No additional details available.
Ontario-Montclair School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1520 N Palmetto Ave, Ontario, CA 91762
30 Year Fixed Rate Mortgage
30
4.99%
5.08%
▼
Rate4.99%
APR5.08%
Points0.000
UpdatedApr 18, 2026
Address1520 N Palmetto Ave, Ontario, CA 91762
Details
Limited Special Offer
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA 02538
30-Year Fixed
30-Year
5.00%
5.08%
▼
Rate5.00%
APR5.08%
Points0.000
UpdatedApr 27, 2026
Address1341 COVE RD, East Wareham, MA 02538
Details
No additional details available.
TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
300 N K St, Porterville, CA 93257 2358
30-Year Fixed Rate
30
5.12%
5.27%
▼
Rate5.12%
APR5.27%
Points0.000
UpdatedApr 19, 2026
Address300 N K St, Porterville, CA 93257 2358
Details
No additional details available.
Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ 07001
30 Year Fixed Rate Affordable Mortgage
5.25%
5.30%
▼
Rate5.25%
APR5.30%
Points0.000
UpdatedApr 17, 2026
Address1 Hyatt St, Avenel, NJ 07001
Details
Quoted rates include a 60 day rate lock. Maximum loan amount for a conforming loan is $806,500. Affordable Mortgage Program available for Residential First Mortgage loans for owner-occupied primary 1 to 2-family residences for those in Hunterdon, Mercer, Middlesex, and Union counties in New Jersey and Richmond and Kings counties in New York and either: (a.) are purchasing or refinancing a home in a low or moderate-income (LMI) census tract OR (b.) whose income is less than 80% of the county median income. All loans are subject to credit approval. A Fixed Rate Mortgage is a mortgage that may have a fixed principal and interest payment up to a maximum of 30 years or 360 payments. Rates and terms are current as 11/24/25 and are subject to change at anytime without prior notice.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.12%
5.47%
▼
Rate5.12%
APR5.47%
Points2.250
UpdatedApr 17, 2026
Address1226 College Walk, Aiea, HI 96701
Details
No additional details available.
University of Hawaii Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.25%
2019 S King St, Honolulu, HI 96707 1878
30 Year Fixed Mortgage
5.38%
5.61%
▼
Rate5.38%
APR5.61%
Points2.000
UpdatedApr 25, 2026
Address2019 S King St, Honolulu, HI 96707 1878
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.38%
5.63%
▼
Rate5.38%
APR5.63%
Points1.250
UpdatedApr 17, 2026
Address1226 College Walk, Aiea, HI 96701
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
Conventional 30-Year Fixed Rate Mortgage
5.38%
5.63%
▼
Rate5.38%
APR5.63%
Points1.250
UpdatedApr 17, 2026
Address1226 College Walk, Aiea, HI 96701
Details
No additional details available.
Cedar Point Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.92%
11100 Weymouth Ct, Charlotte Hall, MD 20603
30 Year Fixed Rate
5.62%
5.64%
▼
Rate5.62%
APR5.64%
Points0.000
UpdatedApr 17, 2026
Address11100 Weymouth Ct, Charlotte Hall, MD 20603
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
Welcome Home - 30-Year Fixed Rate
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.49%
5.71%
▼
Rate5.49%
APR5.71%
Points2.000
UpdatedApr 19, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details
No additional details available.
PNB of Kewanee
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
109 W Maple Ave, Annawan, IL 60420
30 Year Fixed Mortgages
5.56%
5.73%
▼
Rate5.56%
APR5.73%
Points0.000
UpdatedApr 17, 2026
Address109 W Maple Ave, Annawan, IL 60420
Details
As Low As
Coosa Valley Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
1149 N Tennessee St, Calhoun, GA 30114
30 Year Mortgage
30
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedApr 19, 2026
Address1149 N Tennessee St, Calhoun, GA 30114
Details
Repayments: 360 monthly payments of principal and interest (for 30-year mortgages). 5% down payment required. Rates subject to change without notice. Subject to credit approval. Membership required.
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
1020 Woodruff Rd, Charlotte, CA 27612
30-Year Fixed
30-Year
5.75%
5.75%
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedApr 27, 2026
Address1020 Woodruff Rd, Charlotte, CA 27612
Details
As Low As; Downpayment as low as 5%
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR 97267
30-Year Fixed
360
5.62%
5.75%
▼
Rate5.62%
APR5.75%
Points0.000
UpdatedApr 19, 2026
Address1007 Jadwin Ave, College Place, OR 97267
Details
Fixed 360 Months
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
30-year Fixed PUrchase
5.63%
5.76%
▼
Rate5.63%
APR5.76%
Points0.000
UpdatedApr 19, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA 01913
30 Year Fixed
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points2.000
UpdatedApr 24, 2026
Address112 County Rd, Amesbury, MA 01913
Details
No additional details available.
HawaiiUSA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1226 College Walk, Aiea, HI 96701
30 Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.000
UpdatedApr 17, 2026
Address1226 College Walk, Aiea, HI 96701
Details
No additional details available.
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
30 Year Fixed Rate
5.75%
5.77%
▼
Rate5.75%
APR5.77%
Points1.000
UpdatedApr 17, 2026
Address1127 Ethan Allen Highway, Enosburg Falls, VT 05450
Details
No additional details available.
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1306 5th St, Cedar Falls, IA 50266
30 Year Fixed Rate Mortgage Loan
30 Year
5.75%
5.78%
▼
Rate5.75%
APR5.78%
Points0.000
UpdatedApr 17, 2026
Address1306 5th St, Cedar Falls, IA 50266
Details
The rates shown are for the purchase of a primary residence with no points paid.
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
1306 5th St, Cedar Falls, IA 50266
30 Year Mortgage
30
5.75%
5.78%
▼
Rate5.75%
APR5.78%
Points0.000
UpdatedApr 17, 2026
Address1306 5th St, Cedar Falls, IA 50266
Details
No additional details available.
Genco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
105 Archway Dr, Lorena, TX 75904 4826
30-Year Fixed
5.50%
5.79%
▼
Rate5.50%
APR5.79%
Points0.000
UpdatedApr 25, 2026
Address105 Archway Dr, Lorena, TX 75904 4826
Details
Ask About Our New Fixed Rate Mortgage
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC 20319 0001
Conforming 30 Year Fixed
5.75%
5.80%
▼
Rate5.75%
APR5.80%
Points0.500
UpdatedApr 17, 2026
Address1630 King St, Alexandria, DC 20319 0001
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
FTHB - 30-Year Fixed Rate
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1008 Fremont St, Bakersfield, CA 93215
30-Year Fixed Rate
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedApr 19, 2026
Address1008 Fremont St, Bakersfield, CA 93215
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate (Borrower)
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedApr 22, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details
No additional details available.
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30 Years
5.50%
5.83%
▼
Rate5.50%
APR5.83%
Points3.000
UpdatedApr 24, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO 63011
30 Year Fixed
5.62%
5.83%
▼
Rate5.62%
APR5.83%
Points1.250
UpdatedApr 19, 2026
Address11899 New Halls Ferry Rd, Ellisville, MO 63011
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.62%
5.83%
▼
Rate5.62%
APR5.83%
Points1.500
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
Conventional 1st Mortgage 30 Year Fixed Rate
5.62%
5.83%
▼
Rate5.62%
APR5.83%
Points1.500
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT 06096
30 Year Fixed
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedApr 17, 2026
Address516 Spring St, Windsor Locks, CT 06096
Details
As Low As; 60 DAY LOCK
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
516 Spring St, Windsor Locks, CT 06096
30 Year Fixed Rate
5.75%
5.85%
▼
Rate5.75%
APR5.85%
Points0.000
UpdatedApr 17, 2026
Address516 Spring St, Windsor Locks, CT 06096
Details
As Low As
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1010 Moore St, Allegan, MI 49002
MSHDA 30 Year Fixed
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedApr 19, 2026
Address1010 Moore St, Allegan, MI 49002
Details
As Low As
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
10539 W National Ave, Appleton, IL 53005
30-Year Fixed Service Released
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.625
UpdatedApr 17, 2026
Address10539 W National Ave, Appleton, IL 53005
Details
No additional details available.
Silver State Schools Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.65%
170 S Rainbow Blvd, Henderson, NV 89014
30-Year Fixed
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedApr 19, 2026
Address170 S Rainbow Blvd, Henderson, NV 89014
Details
As Low As
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.74%
5.87%
▼
Rate5.74%
APR5.87%
Points1.000
UpdatedApr 19, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1400 Riverwood Dr, Bloomington, MN 53110 2611
30-Year Fixed Rate - MN AZ FL
5.75%
5.87%
▼
Rate5.75%
APR5.87%
Points0.000
UpdatedApr 19, 2026
Address1400 Riverwood Dr, Bloomington, MN 53110 2611
Details
No additional details available.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC 20319 0001
Conforming 30 Year Fixed
5.88%
5.88%
▼
Rate5.88%
APR5.88%
Points0.000
UpdatedApr 17, 2026
Address1630 King St, Alexandria, DC 20319 0001
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1400 Riverwood Dr, Bloomington, MN 53110 2611
30-Year Fixed Rate - WI
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedApr 19, 2026
Address1400 Riverwood Dr, Bloomington, MN 53110 2611
Details
No additional details available.
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1400 Riverwood Dr, Bloomington, MN 53110 2611
30-Year Fixed Rate Refinance
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedApr 19, 2026
Address1400 Riverwood Dr, Bloomington, MN 53110 2611
Details
No additional details available.
The Peoples Bank Brownstown, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.62%
100 N Main St, Brownstown, IN 47220
30-YEAR FIXED RATE MORTGAGE
5.84%
5.88%
▼
Rate5.84%
APR5.88%
Points0.000
UpdatedApr 17, 2026
Address100 N Main St, Brownstown, IN 47220
Details
Example Monthly Payment: On a $200,000.00 loan with a 5.84% rate and a 5.882% APR, you would have 360 monthly payment of $1,178.96 (excluding taxes and insurance). Rate available to qualified buyers with an average credit score of 650 or higher.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$100,000 or less
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC 20319 0001
Super Conforming 30 Year Fixed
5.88%
5.89%
▼
Rate5.88%
APR5.89%
Points0.125
UpdatedApr 17, 2026
Address1630 King St, Alexandria, DC 20319 0001
Details
No additional details available.
Texell Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
1221 Hewitt Dr, Belton, TX 76501 7603
USDA 30-year Fixed purchase
5.38%
5.89%
▼
Rate5.38%
APR5.89%
Points0.000
UpdatedApr 19, 2026
Address1221 Hewitt Dr, Belton, TX 76501 7603
Details
No additional details available.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Bay City, MI 48423 2529
30 Year Fixed - without DPA
30 Year
5.75%
5.89%
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedApr 19, 2026
Address15125 Silver Pkwy, Bay City, MI 48423 2529
Details
As Low As
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
30 Year Fixed Rate
5.88%
5.90%
▼
Rate5.88%
APR5.90%
Points0.000
UpdatedApr 17, 2026
Address1127 Ethan Allen Highway, Enosburg Falls, VT 05450
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points2.000
UpdatedApr 18, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedApr 22, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details
No additional details available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
125 Corporate Blvd, New Haven, CT 06511 5301
30 Year Fixed Mortgage
359
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedApr 18, 2026
Address125 Corporate Blvd, New Haven, CT 06511 5301
Details
No additional details available.
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
30 Year Fixed
30 Year Fixed (or 360 monthly payments)
5.85%
5.92%
▼
Rate5.85%
APR5.92%
Points0.000
UpdatedApr 24, 2026
Address12 Broadway, Jim Thorpe, PA 18229
Details
No additional details available.
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Broomall, PA 19008
30 Year Fixed
5.88%
5.92%
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedApr 24, 2026
Address1510 Packer Ave, Broomall, PA 19008
Details
No additional details available.
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY 10547
USDA 30 Year Fixed
5.50%
5.93%
▼
Rate5.50%
APR5.93%
Points0.000
UpdatedApr 19, 2026
Address113 Holland Ave, Albany, NY 10547
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$300,000 or less
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1010 Moore St, Allegan, MI 49002
30 Year Fixed
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points1.250
UpdatedApr 19, 2026
Address1010 Moore St, Allegan, MI 49002
Details
As Low As
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1010 Moore St, Allegan, MI 49002
30 Year Fixed Mortgage
5.75%
5.94%
▼
Rate5.75%
APR5.94%
Points0.000
UpdatedApr 19, 2026
Address1010 Moore St, Allegan, MI 49002
Details
As Low As
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
255 N Lone Hill Ave, San Dimas, CA 91773 2308
30-Year Fixed Conforming Home Loan
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedApr 19, 2026
Address255 N Lone Hill Ave, San Dimas, CA 91773 2308
Details
As Low As
Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
255 N Lone Hill Ave, San Dimas, CA 91773 2308
Home Loans - Conforming 30-Year Fixed
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedApr 19, 2026
Address255 N Lone Hill Ave, San Dimas, CA 91773 2308
Details
As Low As
Canton Co-operative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
30 Year Fixed Rate
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedApr 24, 2026
Address671 Washington St, Canton, MA 02021
Details
No additional details available.
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
1560 Garrett Rd, Aston, DE 19014 1862
30 Year Fixed
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedApr 25, 2026
Address1560 Garrett Rd, Aston, DE 19014 1862
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.62%
5.95%
▼
Rate5.62%
APR5.95%
Points2.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate (Property)
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedApr 22, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$200,000 or less
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
30-YEAR FIXED
5.75%
5.96%
▼
Rate5.75%
APR5.96%
Points1.000
UpdatedApr 19, 2026
Address1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
Details
No additional details available.
Aim Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.45%
1200 Associates Dr, Burlington, IA 52001
30-year Fixed
5.88%
5.96%
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedApr 19, 2026
Address1200 Associates Dr, Burlington, IA 52001
Details
No additional details available.
Universal City Studios Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA 91502 1853
30 Year Fixed Rate
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points0.000
UpdatedApr 19, 2026
Address175 E Olive Ave, Burbank, CA 91502 1853
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points1.625
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
Conventional 1st Mortgage 30 Year Fixed Rate
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points1.625
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA 01056
30-Year Fixed Rate
30-Year Fixed Rate
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedApr 18, 2026
Address1 Crane Park Dr Ste 4, Ludlow, MA 01056
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA 01056
TRIM: The Rate Improver Mortgage 30-Year Fixed Rate
30-Year Fixed Rate
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedApr 18, 2026
Address1 Crane Park Dr Ste 4, Ludlow, MA 01056
Details
No additional details available.
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
30 Year Fixed
30 Year Fixed (or 360 monthly payments)
5.85%
5.97%
▼
Rate5.85%
APR5.97%
Points0.000
UpdatedApr 24, 2026
Address12 Broadway, Jim Thorpe, PA 18229
Details
No additional details available.
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.20%
170 Bluestone Dr, Alexandria, DC 20548 0001
Made to Match - 30 Year Fixed
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedApr 17, 2026
Address170 Bluestone Dr, Alexandria, DC 20548 0001
Details
No additional details available.
Eureka Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
101 N Columbia Ave, La Salle, IL 61301
30 Year Fixed Rate
30 Years
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedApr 24, 2026
Address101 N Columbia Ave, La Salle, IL 61301
Details
No additional details available.
HAPO Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1007 Jadwin Ave, College Place, OR 97267
30-Year Fixed
360
5.75%
5.97%
▼
Rate5.75%
APR5.97%
Points0.000
UpdatedApr 19, 2026
Address1007 Jadwin Ave, College Place, OR 97267
Details
Fixed 360 Months; Interest only payments during construction
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA 01756
30 Year Fixed
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points2.000
UpdatedApr 22, 2026
Address1 Hastings St, Bellingham, MA 01756
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT 06001 2520
30-Year Fixed
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedApr 22, 2026
Address109 SYCAMORE ST, Avon, CT 06001 2520
Details
As Low As; Loan Amount: $226-250K
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points1.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points1.500
UpdatedApr 18, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details
No additional details available.
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30 Years
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points2.000
UpdatedApr 24, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details
No additional details available.
Community 1st Credit Union Ottumwa, IA
Institution Rating:
B-4.3 ★Texas Ratio: 23.52%
1008 W Bell Ave Ste 103, Albia, IA 50022 1128
30 Year Fixed
5.88%
5.99%
▼
Rate5.88%
APR5.99%
Points0.000
UpdatedApr 19, 2026
Address1008 W Bell Ave Ste 103, Albia, IA 50022 1128
Details
No additional details available.
Peoples Trust Co. of St. Albans
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
1127 Ethan Allen Highway, Enosburg Falls, VT 05450
RD - Servicing Released 30 Year Fixed Rate
5.69%
5.99%
▼
Rate5.69%
APR5.99%
Points0.000
UpdatedApr 17, 2026
Address1127 Ethan Allen Highway, Enosburg Falls, VT 05450
Details
No additional details available.
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
10175 State Road 54, Bradenton, FL 33511 5706
30 Year Fixed
30
5.85%
5.99%
▼
Rate5.85%
APR5.99%
Points0.000
UpdatedApr 19, 2026
Address10175 State Road 54, Bradenton, FL 33511 5706
Details
As Low As
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
10175 State Road 54, Bradenton, FL 33511 5706
SECOND HOME 30 Year Fixed
30
5.85%
5.99%
▼
Rate5.85%
APR5.99%
Points0.000
UpdatedApr 19, 2026
Address10175 State Road 54, Bradenton, FL 33511 5706
Details
As Low As
TEG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
1 Commerce St, Hyde Park, NY 10941
30 Year Fixed
30
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.750
UpdatedApr 19, 2026
Address1 Commerce St, Hyde Park, NY 10941
Details
No additional details available.
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.57%
1 Hawk Dr Bldg SUNY Adminstration, Central Valley, NY 10917
Fixed Rate 30 Year Mortgage
5.88%
6.00%
▼
Rate5.88%
APR6.00%
Points0.000
UpdatedApr 19, 2026
Address1 Hawk Dr Bldg SUNY Adminstration, Central Valley, NY 10917
Details
As Low As
State Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.53%
1630 King St, Alexandria, DC 20319 0001
Super Conforming 30 Year Fixed
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedApr 17, 2026
Address1630 King St, Alexandria, DC 20319 0001
Details
No additional details available.
Gouverneur S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
12084 State Route 12e, Alexandria Bay, NY 13607
30 Year Fixed
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedApr 24, 2026
Address12084 State Route 12e, Alexandria Bay, NY 13607
Details
No additional details available.
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1 Officer Manny Familia Way, Worcester, MA 01605
30 Year Fixed
5.89%
6.00%
▼
Rate5.89%
APR6.00%
Points0.000
UpdatedApr 19, 2026
Address1 Officer Manny Familia Way, Worcester, MA 01605
Details
No additional details available.
SECU Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.71%
3200 Main St, KEOKUK, IA 52632
30 Year Fixed
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 19, 2026
Address3200 Main St, KEOKUK, IA 52632
Details
No additional details available.
State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.38%
10025 Baltimore National Pike, Annapolis, MD 20740
30 Year Fixed
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 19, 2026
Address10025 Baltimore National Pike, Annapolis, MD 20740
Details
No additional details available.
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY 10547
Conventional 30-Year Fixed
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 19, 2026
Address113 Holland Ave, Albany, NY 10547
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
30 Year Fixed Rate
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.750
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Hawaiian Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
101 Pakaula St, Honolulu, HI 96707
Conventional 1st Mortgage 30 Year Fixed Rate
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.750
UpdatedApr 17, 2026
Address101 Pakaula St, Honolulu, HI 96707
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Westmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1385 Fremont Ave, Blackfoot, ID 83201
30 Year Fixed First Mortgage Loans
30 Year
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points0.000
UpdatedApr 19, 2026
Address1385 Fremont Ave, Blackfoot, ID 83201
Details
No additional details available.
Harford Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.55%
133 N Bridge St, Aberdeen, MD 21001
30 Year Fixed
5.88%
6.02%
▼
Rate5.88%
APR6.02%
Points1.000
UpdatedApr 24, 2026
Address133 N Bridge St, Aberdeen, MD 21001
Details
No additional details available.
American Savings Bank, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
100 Pauahi St, Aiea, HI 96701
30 Year Fixed
5.75%
6.03%
▼
Rate5.75%
APR6.03%
Points2.375
UpdatedApr 24, 2026
Address100 Pauahi St, Aiea, HI 96701
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
30 Year Fixed
30 Year
5.99%
6.03%
▼
Rate5.99%
APR6.03%
Points0.000
UpdatedApr 24, 2026
Address1105 Summer St, Andover, MA 01810
Details
No additional details available.
Heartland Credit Union Springfield, IL
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
2213 W White Oaks Dr, Springfield, IL 62702
30-Year Fixed
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedApr 19, 2026
Address2213 W White Oaks Dr, Springfield, IL 62702
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed
5.75%
6.03%
▼
Rate5.75%
APR6.03%
Points2.000
UpdatedApr 17, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA 01810
30-Year Fixed
30 Years
5.75%
6.03%
▼
Rate5.75%
APR6.03%
Points2.000
UpdatedApr 24, 2026
Address1105 Summer St, Andover, MA 01810
Details
No additional details available.
Quincy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
100 Quincy Ave, Marshfield, MA 02050
30 Year Fixed
5.99%
6.03%
▼
Rate5.99%
APR6.03%
Points0.000
UpdatedApr 19, 2026
Address100 Quincy Ave, Marshfield, MA 02050
Details
No additional details available.
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
106 W Main St, Big Run, PA 15701
30 Year Fixed: Purchase/Refinance
6.00%
6.03%
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedApr 24, 2026
Address106 W Main St, Big Run, PA 15701
Details
No additional details available.
The Peoples Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Ernie Drive, Arena, WI 53503
30 Year Fixed Rate
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedApr 22, 2026
Address100 Ernie Drive, Arena, WI 53503
Details
No additional details available.
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
30-YEAR FIXED
5.88%
6.03%
▼
Rate5.88%
APR6.03%
Points0.500
UpdatedApr 19, 2026
Address1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA 01002
30-Year Fixed-Rate
6.00%
6.04%
▼
Rate6.00%
APR6.04%
Points0.000
UpdatedApr 17, 2026
Address1 Main St, Amherst, MA 01002
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
30-Year Fixed
360
6.00%
6.04%
▼
Rate6.00%
APR6.04%
Points-0.125
UpdatedApr 27, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
PHFA Keystone Home Loan 30-Year Fixed - 3%-5% Down
5.38%
6.04%
▼
Rate5.38%
APR6.04%
Points0.000
UpdatedApr 22, 2026
Address4029 W Tilghman St, Allentown, PA 18104
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
1 Baxter Pkwy, Aibonito, AR 00610 9807
30 Year Fixed
30
5.88%
6.04%
▼
Rate5.88%
APR6.04%
Points0.750
UpdatedApr 19, 2026
Address1 Baxter Pkwy, Aibonito, AR 00610 9807
Details
As Low As
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
1 Johnson Rd, Airmont, FL 01201
30 Year Mortgages
5.99%
6.05%
▼
Rate5.99%
APR6.05%
Points0.000
UpdatedApr 24, 2026
Address1 Johnson Rd, Airmont, FL 01201
Details
No additional details available.
La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
1004 N Oak St, Alexandria, LA 70006 5324
Conventional Mortgages - 30 year fixed
30 year fixed
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedApr 26, 2026
Address1004 N Oak St, Alexandria, LA 70006 5324
Details
No additional details available.
FedFinancial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Conventional 30-Year Fixed Rate
5.79%
6.05%
▼
Rate5.79%
APR6.05%
Points0.000
UpdatedApr 17, 2026
Address10903 New Hampshire Ave, Silver Spring, MD 20903 1058
Details
No additional details available.
First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
10202 Washington Blvd, Burbank, CA 90038 3989
30 YEAR FIXED
6.00%
6.05%
▼
Rate6.00%
APR6.05%
Points0.000
UpdatedApr 19, 2026
Address10202 Washington Blvd, Burbank, CA 90038 3989
Details
No additional details available.
Schuyler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
201 Frank E Rodgers Blvd N, Harrison, NJ 07029
30 Year Fixed Rate
5.99%
6.05%
▼
Rate5.99%
APR6.05%
Points0.000
UpdatedApr 24, 2026
Address201 Frank E Rodgers Blvd N, Harrison, NJ 07029
Details
No additional details available.
Proponent Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.01%
100 Metro Blvd, Burlington, NC 07110
30-Year Fixed
30-Year Term
5.88%
6.06%
▼
Rate5.88%
APR6.06%
Points0.000
UpdatedApr 18, 2026
Address100 Metro Blvd, Burlington, NC 07110
Details
No additional details available.
Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1113 N Johns St, Dodgeville, WI 53533
30 Year Fixed Rate
6.00%
6.06%
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedApr 24, 2026
Address1113 N Johns St, Dodgeville, WI 53533
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO 80011 7809
30-Year Fixed-Rate First-Time Home Buyer (FTHB)
6.00%
6.06%
▼
Rate6.00%
APR6.06%
Points0.000
UpdatedApr 19, 2026
Address1 Mount Baldy Dr, Aurora, CO 80011 7809
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA 02056
30 Year Fixed (Conforming)
5.99%
6.06%
▼
Rate5.99%
APR6.06%
Points0.000
UpdatedApr 17, 2026
Address1005 South St, Norfolk, MA 02056
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
5.88%
6.06%
▼
Rate5.88%
APR6.06%
Points1.000
UpdatedApr 18, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details
No additional details available.
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1250 Hancock St, Everett, MA 02127
30 Year Fixed Rate Mortgage Loans & Refinancing
30
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedApr 19, 2026
Address1250 Hancock St, Everett, MA 02127
Details
No additional details available.
Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1100 Harrison Ave, Cincinnati, OH 45030
30 Year Fixed Rate
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedApr 17, 2026
Address1100 Harrison Ave, Cincinnati, OH 45030
Details
No additional details available.
Farmers State Bank (Marion, IA)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1100 8th Ave, Alburnett, IA 52202
30-Year Fixed
360
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedApr 22, 2026
Address1100 8th Ave, Alburnett, IA 52202
Details
No additional details available.
Utah Power Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
100 W 200 N, Helper, UT 84066 5004
Home Loans 30-year Fixed
5.88%
6.08%
▼
Rate5.88%
APR6.08%
Points0.000
UpdatedApr 19, 2026
Address100 W 200 N, Helper, UT 84066 5004
Details
No additional details available.
Honor Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
1010 Moore St, Allegan, MI 49002
30 Year Fixed
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedApr 19, 2026
Address1010 Moore St, Allegan, MI 49002
Details
As Low As
First Financial Federal Credit Union
Institution Rating:
C+4.1 ★Texas Ratio: 26.12%
1360 Route 9, Freehold, NJ 07728
30 Year Fixed Conforming
30 Year
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedApr 17, 2026
Address1360 Route 9, Freehold, NJ 07728
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1100 NE Weidler St, Albany, OR 97005
30 year fixed rate
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.250
UpdatedApr 19, 2026
Address1100 NE Weidler St, Albany, OR 97005
Details
No additional details available.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
109 SYCAMORE ST, Avon, CT 06001 2520
30-Year Fixed
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedApr 22, 2026
Address109 SYCAMORE ST, Avon, CT 06001 2520
Details
As Low As; Loan Amount: $351K+
Securityplus Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.49%
1514 Woodlawn Dr, Baltimore, MD 21117 3604
30-Year Fixed
5.75%
6.08%
▼
Rate5.75%
APR6.08%
Points0.000
UpdatedApr 17, 2026
Address1514 Woodlawn Dr, Baltimore, MD 21117 3604
Details
No additional details available.
ConnectOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1 Montauk Hwy, Astoria, FL 07024
30 Year Fixed
5.99%
6.08%
▼
Rate5.99%
APR6.08%
Points0.000
UpdatedApr 22, 2026
Address1 Montauk Hwy, Astoria, FL 07024
Details
No additional details available.
The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
150 Old Tower Hill Rd, Bristol, RI 02809
30 Year Fixed Rate
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedApr 19, 2026
Address150 Old Tower Hill Rd, Bristol, RI 02809
Details
No additional details available.
The Peoples Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.41%
150 Old Tower Hill Rd, Bristol, RI 02809
30-Year Fixed Rate
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedApr 19, 2026
Address150 Old Tower Hill Rd, Bristol, RI 02809
Details
No additional details available.
OnPoint Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
1100 NE Weidler St, Albany, OR 97005
30 year fixed rate
30 year
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.375
UpdatedApr 19, 2026
Address1100 NE Weidler St, Albany, OR 97005
Details
No additional details available.
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Andover, KS 66049 4869
30 Year Fixed
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedApr 18, 2026
Address104 McCall Rd, Andover, KS 66049 4869
Details
No additional details available.
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
125 Boston Post Rd, Bozrah, CT 06333
30 Year Fixed Conventional FNMA
30 Year
5.95%
6.09%
▼
Rate5.95%
APR6.09%
Points0.000
UpdatedApr 17, 2026
Address125 Boston Post Rd, Bozrah, CT 06333
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
6.00%
6.09%
▼
Rate6.00%
APR6.09%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$200000
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL 32119
First Mortgage 30 Year Fixed
30 Year
5.87%
6.09%
▼
Rate5.87%
APR6.09%
Points1.000
UpdatedApr 19, 2026
Address1000 W Rhode Island Ave, Cape Canaveral, FL 32119
Details
No additional details available.
The Bank of New Glarus
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
1101 Hwy 69, Belleville, WI 53508
30 year Fixed
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedApr 24, 2026
Address1101 Hwy 69, Belleville, WI 53508
Details
No additional details available.
Finance Factors
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
1164 Bishop St, Hilo, GU 96720
30 Year Fixed Rate
5.75%
6.10%
▼
Rate5.75%
APR6.10%
Points2.250
UpdatedApr 24, 2026
Address1164 Bishop St, Hilo, GU 96720
Details
A $200,000.00 mortgage loan secured by an owner-occupied dwelling, with 20% down payment, will result in 360 principal and interest monthly payments of $1,167.15 based on a 30 Year Fixed Rate at 5.750%.
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1120 Meetinghouse Rd, Ambler, PA 19002
30 Year Fixed
30 Year
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedApr 24, 2026
Address1120 Meetinghouse Rd, Ambler, PA 19002
Details
No additional details available.
Marathon Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
11315 N Cedarburg Rd, Brookfield, WI 53045
30 Year Fixed
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedApr 17, 2026
Address11315 N Cedarburg Rd, Brookfield, WI 53045
Details
No additional details available.
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
112 Boston Ave, Bethel, CT 06468
30 Year Fixed Rate
6.00%
6.10%
▼
Rate6.00%
APR6.10%
Points0.000
UpdatedApr 24, 2026
Address112 Boston Ave, Bethel, CT 06468
Details
No additional details available.
Ulster Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
1 Twin Maples Plaza Route 9 W, Gardiner, NY 12401
30 Year Fixed
5.88%
6.11%
▼
Rate5.88%
APR6.11%
Points1.000
UpdatedApr 24, 2026
Address1 Twin Maples Plaza Route 9 W, Gardiner, NY 12401
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed - First Time Buyer (Milford, Stratford, West Haven and Orange only)
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedApr 17, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details
No additional details available.
Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
30-YEAR FIXED
6.00%
6.11%
▼
Rate6.00%
APR6.11%
Points0.000
UpdatedApr 19, 2026
Address1705 Iron Point Rd Ste 100, Elk Grove, CA 95628 3756
Details
No additional details available.
Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
271 Main St, North Reading, MA 01864
ONE Mortgage 30 Year Fixed (Purchases only)
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 24, 2026
Address271 Main St, North Reading, MA 01864
Details
No additional details available.
Jordan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
1750 West 11400 South #200, Draper, UT 84020
30 Year Mortgage
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 18, 2026
Address1750 West 11400 South #200, Draper, UT 84020
Details
OAC*
BROADVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Van Rensselaer Sq, Albany, NY 12009 9900
30-year Fixed
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 19, 2026
Address100 Van Rensselaer Sq, Albany, NY 12009 9900
Details
No additional details available.
BROADVIEW
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
100 Van Rensselaer Sq, Albany, NY 12009 9900
Mortgage 30-Year Fixed
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 19, 2026
Address100 Van Rensselaer Sq, Albany, NY 12009 9900
Details
As Low As
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
114 W 5th St, Arkansas City, KS 66049
30 Year Fixed Rate
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 19, 2026
Address114 W 5th St, Arkansas City, KS 66049
Details
No additional details available.
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
106 W Main St, Big Run, PA 15701
30 Year Fixed: Construction
6.00%
6.12%
▼
Rate6.00%
APR6.12%
Points0.000
UpdatedApr 24, 2026
Address106 W Main St, Big Run, PA 15701
Details
No additional details available.
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
110 John Muir Dr, Amherst, NY 14228 1148
30 Year Mortgage
6.06%
6.12%
▼
Rate6.06%
APR6.12%
Points0.000
UpdatedApr 18, 2026
Address110 John Muir Dr, Amherst, NY 14228 1148
Details
No additional details available.
F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
13303 Hadley St, MONTEREY PARK, CA 90601
30-Year Fixed-Rate Mortgage
6.12%
6.13%
▼
Rate6.12%
APR6.13%
Points0.000
UpdatedApr 17, 2026
Address13303 Hadley St, MONTEREY PARK, CA 90601
Details
No additional details available.
Aberdeen Proving Ground FCU
Institution Rating:
A+5.0 ★
1 Seahawk Dr, Aberdeen, MD 21001 1733
30 Year Fixed
6.00%
6.13%
▼
Rate6.00%
APR6.13%
Points0.250
UpdatedApr 17, 2026
Address1 Seahawk Dr, Aberdeen, MD 21001 1733
Details
No additional details available.
Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1100 W Fair Ave, Lancaster, OH 43130
30 YEAR FIXED RATE
6.00%
6.13%
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedApr 17, 2026
Address1100 W Fair Ave, Lancaster, OH 43130
Details
No additional details available.
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
13602 E 14 Mile Rd, Ann Arbor, MI 48017
30 Year Fixed
30 Year
6.00%
6.13%
▼
Rate6.00%
APR6.13%
Points0.455
UpdatedApr 19, 2026
Address13602 E 14 Mile Rd, Ann Arbor, MI 48017
Details
As Low As
Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.83%
13602 E 14 Mile Rd, Ann Arbor, MI 48017
30 Year Fixed-Rate Mortgage
30 Year
6.00%
6.13%
▼
Rate6.00%
APR6.13%
Points0.455
UpdatedApr 19, 2026
Address13602 E 14 Mile Rd, Ann Arbor, MI 48017
Details
No additional details available.
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA 01756
30 Year Fixed
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points1.000
UpdatedApr 22, 2026
Address1 Hastings St, Bellingham, MA 01756
Details
No additional details available.
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY 10566 2801
30 Year Fixed Rate
6.12%
6.14%
▼
Rate6.12%
APR6.14%
Points0.000
UpdatedApr 18, 2026
Address1099 Morton Blvd, Fishkill, NY 10566 2801
Details
No additional details available.
America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
1001 S 1200 W, Albuquerque, AZ 83440
30 Year Fixed
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.500
UpdatedApr 18, 2026
Address1001 S 1200 W, Albuquerque, AZ 83440
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1400 Riverwood Dr, Bloomington, MN 53110 2611
30-Year Fixed Rate HomeReady
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.000
UpdatedApr 19, 2026
Address1400 Riverwood Dr, Bloomington, MN 53110 2611
Details
No additional details available.
Ascendia Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
175 Rock Rd, Glen Rock, NJ 07052
30 Year Fixed
30 Years
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points1.000
UpdatedApr 24, 2026
Address175 Rock Rd, Glen Rock, NJ 07052
Details
No additional details available.
The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
1030 Shaw Ave, Atascadero, CA 91762
30-Year Fixed Conforming Refinance
5.75%
6.14%
▼
Rate5.75%
APR6.14%
Points0.125
UpdatedApr 19, 2026
Address1030 Shaw Ave, Atascadero, CA 91762
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points0.500
UpdatedApr 18, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
6.00%
6.15%
▼
Rate6.00%
APR6.15%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$100000
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1029 Pittsburgh Ave, Erie, PA 16417 1122
30 Year Fixed Rate Primary Residence
5.88%
6.15%
▼
Rate5.88%
APR6.15%
Points1.250
UpdatedApr 19, 2026
Address1029 Pittsburgh Ave, Erie, PA 16417 1122
Details
No additional details available.
Dowagiac Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.04%
473 E Division St, Dowagiac, MI 49047 1541
30 Year Fixed-Rate Purchase
6.00%
6.15%
▼
Rate6.00%
APR6.15%
Points0.250
UpdatedApr 18, 2026
Address473 E Division St, Dowagiac, MI 49047 1541
Details
No additional details available.
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
11838 Joseph Campau St, Hamtramck, MI 48091 4073
USMFCU 30 Year Fixed Mortgage
6.00%
6.15%
▼
Rate6.00%
APR6.15%
Points0.000
UpdatedApr 25, 2026
Address11838 Joseph Campau St, Hamtramck, MI 48091 4073
Details
No additional details available.
Thomaston Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
120 Farmington Ave, Bethlehem, CT 06010
30 Year Fixed Rate Mortgage
6.00%
6.15%
▼
Rate6.00%
APR6.15%
Points0.000
UpdatedApr 24, 2026
Address120 Farmington Ave, Bethlehem, CT 06010
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA 02032 1018
30 Year Fixed
6.12%
6.15%
▼
Rate6.12%
APR6.15%
Points1.000
UpdatedApr 19, 2026
Address100 Forbes Blvd, Brockton, MA 02032 1018
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1060 S Watson Rd, Apache Junction, AZ 85004
Mortgage Refi 30 Year Fixed Rate
6.00%
6.15%
▼
Rate6.00%
APR6.15%
Points0.875
UpdatedApr 19, 2026
Address1060 S Watson Rd, Apache Junction, AZ 85004
Details
No additional details available.
Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Bay City, MI 48423 2529
30 Year Fixed - Purchase
30 Year
5.75%
6.16%
▼
Rate5.75%
APR6.16%
Points0.000
UpdatedApr 19, 2026
Address15125 Silver Pkwy, Bay City, MI 48423 2529
Details
As Low As
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Purchase: 30-Year Fixed Conventional
6.12%
6.16%
▼
Rate6.12%
APR6.16%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$832,750 or less
First Community Credit Union Coquille, OR
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
1 S E St, Bandon, OR 97024 3866
30 Year Mortgage
6.12%
6.16%
▼
Rate6.12%
APR6.16%
Points0.000
UpdatedApr 19, 2026
Address1 S E St, Bandon, OR 97024 3866
Details
As Low As
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1025 Milwaukee Ave, Menomonee Falls, WI 53051 8009
30 Year Fixed Rate
6.12%
6.16%
▼
Rate6.12%
APR6.16%
Points0.000
UpdatedApr 19, 2026
Address1025 Milwaukee Ave, Menomonee Falls, WI 53051 8009
Details
No additional details available.
Desert Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
1060 S Watson Rd, Apache Junction, AZ 85004
Mortgage Purchase 30 Year Fixed Rate
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.875
UpdatedApr 19, 2026
Address1060 S Watson Rd, Apache Junction, AZ 85004
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
30-Year Fixed
360
6.12%
6.16%
▼
Rate6.12%
APR6.16%
Points0.000
UpdatedApr 27, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
DMB Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10 Terrace Ct, Deforest, WI 53532
30 Year Fixed Rate Program
30 years
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 24, 2026
Address10 Terrace Ct, Deforest, WI 53532
Details
Serviced by DMB; Updated 04/23/2026
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
10169 S Parker Rd, Arvada, CO 80003
30-Year Fixed - Purchase
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 19, 2026
Address10169 S Parker Rd, Arvada, CO 80003
Details
As Low As
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
115 W Oklahoma Ave, Elm Grove, WI 53066
30-Year Fixed Rate Purchase
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 19, 2026
Address115 W Oklahoma Ave, Elm Grove, WI 53066
Details
As Low As
Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1008 N Bridge St, Aurora, IL 60505 1511
30 Year Fixed First-Time Homebuyer
30
6.00%
6.17%
▼
Rate6.00%
APR6.17%
Points0.000
UpdatedApr 19, 2026
Address1008 N Bridge St, Aurora, IL 60505 1511
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
108 2nd Ave, Astoria, NJ 08610
30-Year Fixed
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedApr 25, 2026
Address108 2nd Ave, Astoria, NJ 08610
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
1 Carmichael St, Barre, VT 05401 4441
30 Year Fixed Rate
5.88%
6.17%
▼
Rate5.88%
APR6.17%
Points2.000
UpdatedApr 27, 2026
Address1 Carmichael St, Barre, VT 05401 4441
Details
No additional details available.
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
134 N Kenwood St, Burbank, CA 90036 3792
30-Year Fixed
5.88%
6.17%
▼
Rate5.88%
APR6.17%
Points1.000
UpdatedApr 18, 2026
Address134 N Kenwood St, Burbank, CA 90036 3792
Details
No additional details available.
Sawyer Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
100 Woodland Pond Cir, Highland, NY 12477
30-Year Fixed Rate Mortgage
30 Years
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 24, 2026
Address100 Woodland Pond Cir, Highland, NY 12477
Details
No additional details available.
Hudson Valley Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
101 Tillson Avenue Ext, Albany, NY 10509
30-Year Fixed Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 19, 2026
Address101 Tillson Avenue Ext, Albany, NY 10509
Details
No additional details available.
Arundel Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.48%
2661 Riva Rd, Annapolis, MD 21061
30 Year Fixed
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 24, 2026
Address2661 Riva Rd, Annapolis, MD 21061
Details
No additional details available.
Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
1116 S 14th St, Bettendorf, IA 52722
Fixed Rate Mortgage - 30 Year Fixed Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 19, 2026
Address1116 S 14th St, Bettendorf, IA 52722
Details
No additional details available.
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1080 Enterprise Way Ste 150, Cupertino, CA 94022 3618
30-Year Fixed-Rate Mortgage
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 19, 2026
Address1080 Enterprise Way Ste 150, Cupertino, CA 94022 3618
Details
APR Jumbo
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA 02032 1018
30 Year Fixed
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points1.000
UpdatedApr 19, 2026
Address100 Forbes Blvd, Brockton, MA 02032 1018
Details
No additional details available.
Northfield Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.88%
1 Hyatt St, Avenel, NJ 07001
30 Year Fixed Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 17, 2026
Address1 Hyatt St, Avenel, NJ 07001
Details
No additional details available.
San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
30-Year Fixed Rate Mortgage
30-year
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 18, 2026
Address10066 Pacific Heights Blvd Ste 104, Carlsbad, CA 91910
Details
No additional details available.
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
107 Leroy Bowen Dr, Bedford, VA 24012 7209
30 Year Fixed Purchase
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.750
UpdatedApr 19, 2026
Address107 Leroy Bowen Dr, Bedford, VA 24012 7209
Details
No additional details available.
Beacon Credit Union Incorporated
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
107 Leroy Bowen Dr, Bedford, VA 24012 7209
30 Year Fixed Refinance
6.00%
6.18%
▼
Rate6.00%
APR6.18%
Points0.750
UpdatedApr 19, 2026
Address107 Leroy Bowen Dr, Bedford, VA 24012 7209
Details
No additional details available.
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Mount Baldy Dr, Aurora, CO 80011 7809
30-Year Fixed-Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 19, 2026
Address1 Mount Baldy Dr, Aurora, CO 80011 7809
Details
No additional details available.
First National Bank of Orwell
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
2936 Vt Route 22a, Orwell, VT 05760
30 Year Fixed Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedApr 24, 2026
Address2936 Vt Route 22a, Orwell, VT 05760
Details
No additional details available.
CO-OP Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
100 E Main St, Black River Falls, WI 54603 2354
30 Year Fixed Rate (Secondary Market)
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedApr 19, 2026
Address100 E Main St, Black River Falls, WI 54603 2354
Details
No additional details available.
Main Street Bank Corp
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
1010 Commerce St, Moundsville, OH 26003
30 Year Fixed
6.00%
6.19%
▼
Rate6.00%
APR6.19%
Points0.125
UpdatedApr 17, 2026
Address1010 Commerce St, Moundsville, OH 26003
Details
No additional details available.
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
30 Year Fixed
30 Year
6.00%
6.19%
▼
Rate6.00%
APR6.19%
Points1.000
UpdatedApr 19, 2026
Address10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
Details
No additional details available.
Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
First Mortgage 30 Year Fixed
30 Year
6.00%
6.19%
▼
Rate6.00%
APR6.19%
Points1.000
UpdatedApr 19, 2026
Address10415 Old Placerville Rd, Fair Oaks, CA 95628 3539
Details
No additional details available.
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
142 Temple Street Suite 306, Milford, CT 06460
30 Year Fixed
6.00%
6.19%
▼
Rate6.00%
APR6.19%
Points1.000
UpdatedApr 17, 2026
Address142 Temple Street Suite 306, Milford, CT 06460
Details
No additional details available.
Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
1099 Morton Blvd, Fishkill, NY 10566 2801
Biweekly 30 Year Fixed
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedApr 18, 2026
Address1099 Morton Blvd, Fishkill, NY 10566 2801
Details
No additional details available.
Langley Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
1055 W Mercury Blvd, Carrollton, NC 23060 5814
30 Year Fixed Rate
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 22, 2026
Address1055 W Mercury Blvd, Carrollton, NC 23060 5814
Details
No additional details available.
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
1000 Jackson St, Asbury, IA 50111
Refinance: 30-Year Fixed Conventional or less
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 19, 2026
Address1000 Jackson St, Asbury, IA 50111
Details
$300000
UnitedOne Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
1117 S 10th St, Manitowoc, WI 53081
30 Year Fixed (360 months)
360
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 19, 2026
Address1117 S 10th St, Manitowoc, WI 53081
Details
As Low As
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
493 Boston Rd, Billerica, MA 01821
30-Year Fixed Rate
30-Year
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 24, 2026
Address493 Boston Rd, Billerica, MA 01821
Details
No additional details available.
Better Banks
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
10045 West Lancelot Drive, Astoria, IL 61491
30 Year Fixed
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 24, 2026
Address10045 West Lancelot Drive, Astoria, IL 61491
Details
As Low As
CAPITAL EDUCATORS
Institution Rating:
A5.0 ★Texas Ratio: 7.10%
1023 12th Ave Rd, Boise, ID 83301
Conventional Fixed 30 Year Mortgage
30 Year
6.00%
6.20%
▼
Rate6.00%
APR6.20%
Points0.000
UpdatedApr 19, 2026
Address1023 12th Ave Rd, Boise, ID 83301
Details
No additional details available.
Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
1050 Admiral Ct Ste F, Berkeley, CA 94015
30-Year Fixed
30
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 19, 2026
Address1050 Admiral Ct Ste F, Berkeley, CA 94015
Details
$50,000 to $832,750
Team One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1130 CLEAVER RD, BAD AXE, MI 48304 1187
30 Year Fixed
30 Year
6.00%
6.20%
▼
Rate6.00%
APR6.20%
Points0.000
UpdatedApr 19, 2026
Address1130 CLEAVER RD, BAD AXE, MI 48304 1187
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
1 Carmichael St, Barre, VT 05401 4441
30 Year Fixed Rate
6.00%
6.20%
▼
Rate6.00%
APR6.20%
Points1.000
UpdatedApr 27, 2026
Address1 Carmichael St, Barre, VT 05401 4441
Details
No additional details available.
Wallkill Valley Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 3.07%
12 Main St, Highland Falls, NY 10928
30 Year Fixed Conforming*
30 Years
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedApr 17, 2026
Address12 Main St, Highland Falls, NY 10928
Details
No additional details available.
Vinton County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
1 Main St, Ashville, OH 43062
30 Year Fixed Rate
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedApr 22, 2026
Address1 Main St, Ashville, OH 43062
Details
No additional details available.
Earthmover Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1008 N Bridge St, Aurora, IL 60505 1511
30 Year Fixed
30
6.00%
6.21%
▼
Rate6.00%
APR6.21%
Points0.000
UpdatedApr 19, 2026
Address1008 N Bridge St, Aurora, IL 60505 1511
Details
No additional details available.
Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
100 COMMUNITY LOOP, Arroyo Grande, CA 93401 4084
30-Year Fixed
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedApr 19, 2026
Address100 COMMUNITY LOOP, Arroyo Grande, CA 93401 4084
Details
No additional details available.
Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.79%
1004 Pacific Ave, Hood River, OR 97031 1961
30 Year Fixed Rate
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.500
UpdatedApr 17, 2026
Address1004 Pacific Ave, Hood River, OR 97031 1961
Details
No additional details available.
Neighbors Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.62%
11899 New Halls Ferry Rd, Ellisville, MO 63011
30 Year Fixed
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedApr 19, 2026
Address11899 New Halls Ferry Rd, Ellisville, MO 63011
Details
No additional details available.
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
409 Amherst St, Bedford, NH 03063
30 Year Fixed
5.88%
6.22%
▼
Rate5.88%
APR6.22%
Points2.000
UpdatedApr 18, 2026
Address409 Amherst St, Bedford, NH 03063
Details
No additional details available.
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
30 Year Fixed Rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedApr 18, 2026
Address10901 N Dale Mabry Hwy, Bradenton, FL 33556 3494
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.375
UpdatedApr 27, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
Frost Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
1000 N Walnut Creek Dr, Addison, TX 75001
30-year fixed-rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedApr 22, 2026
Address1000 N Walnut Creek Dr, Addison, TX 75001
Details
No additional details available.
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
1400 W Raymond St, Indianapolis, IN 46202
30-Year Fixed
360
6.00%
6.22%
▼
Rate6.00%
APR6.22%
Points-0.500
UpdatedApr 27, 2026
Address1400 W Raymond St, Indianapolis, IN 46202
Details
No additional details available.
Signature Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.33%
12 HERBERT ST, Alexandria, VA 22305
30-year Fixed Rate
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedApr 18, 2026
Address12 HERBERT ST, Alexandria, VA 22305
Details
No additional details available.
Summit Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.45%
10015 W Greenfield Ave, Baraboo, WI 53005
Mortgage 30 Year Fixed
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedApr 19, 2026
Address10015 W Greenfield Ave, Baraboo, WI 53005
Details
No additional details available.
Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
1104 Eagleton Blvd, Ashville, OH 43103
30-Year Fixed Mortgage
6.12%
6.22%
▼
Rate6.12%
APR6.22%
Points0.000
UpdatedApr 17, 2026
Address1104 Eagleton Blvd, Ashville, OH 43103
Details
No additional details available.
Greenville National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
100 E Main St, Ansonia, IN 45303
30 Year Fixed Rate
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedApr 17, 2026
Address100 E Main St, Ansonia, IN 45303
Details
No additional details available.
Wildfire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
100 Joseph Dr, Bay City, MI 48603
30 Year Fixed Mortgage
30 Year
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedApr 18, 2026
Address100 Joseph Dr, Bay City, MI 48603
Details
As Low As
Bellwether Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
409 Amherst St, Bedford, NH 03063
HomeReady 30 Year Fixed
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedApr 18, 2026
Address409 Amherst St, Bedford, NH 03063
Details
No additional details available.
Riverside Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
325 Becker Dr, Roanoke Rapids, NC 27870
30 Year Fixed Conventional Primary Home
30
6.00%
6.23%
▼
Rate6.00%
APR6.23%
Points0.000
UpdatedApr 17, 2026
Address325 Becker Dr, Roanoke Rapids, NC 27870
Details
No additional details available.
Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
1080 Enterprise Way Ste 150, Cupertino, CA 94022 3618
30-Year Fixed-Rate Mortgage
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedApr 19, 2026
Address1080 Enterprise Way Ste 150, Cupertino, CA 94022 3618
Details
APR Conforming
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
1st Time Homebuyer (30-Year Fixed)
30
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.500
UpdatedApr 17, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details
No additional details available.
Vermont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.42%
1 Carmichael St, Barre, VT 05401 4441
30 Year Fixed Rate
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedApr 27, 2026
Address1 Carmichael St, Barre, VT 05401 4441
Details
No additional details available.
California Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
1060 University Ave Ste A101, Chula Vista, CA 91910 7487
30-year Fixed
30
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.375
UpdatedApr 19, 2026
Address1060 University Ave Ste A101, Chula Vista, CA 91910 7487
Details
No additional details available.
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
10 E Main St, Angola, IN 45885 2809
30 Year Fixed (Conforming)
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 17, 2026
Address10 E Main St, Angola, IN 45885 2809
Details
No additional details available.
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
110 Newbury St, Amesbury, MA 01701
30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 19, 2026
Address110 Newbury St, Amesbury, MA 01701
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA 01002
Homegrown Heroes 30 Year Fixed
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 17, 2026
Address144 Main St, Amherst, MA 01002
Details
No additional details available.
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
1336 E Main St, Ansonia, CT 06032
30 Year Fixed
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 17, 2026
Address1336 E Main St, Ansonia, CT 06032
Details
No additional details available.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
11121 Fountains Dr, Bloomington, MN 55014 1778
30 Year Fixed
6.00%
6.24%
▼
Rate6.00%
APR6.24%
Points0.000
UpdatedApr 19, 2026
Address11121 Fountains Dr, Bloomington, MN 55014 1778
Details
No additional details available.
Sunmark Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.71%
113 Holland Ave, Albany, NY 10547
Construction Draw Loan - 30 Year Fixed
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 19, 2026
Address113 Holland Ave, Albany, NY 10547
Details
No additional details available.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
100 Battistoni Rd, Avon, CT 06001
30 Year Fixed
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 22, 2026
Address100 Battistoni Rd, Avon, CT 06001
Details
No additional details available.
Launch Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
1000 W Rhode Island Ave, Cape Canaveral, FL 32119
First Mortgage 30 Year Fixed
30 Year
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedApr 19, 2026
Address1000 W Rhode Island Ave, Cape Canaveral, FL 32119
Details
No additional details available.
OlyFed Olympia Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
24081 Ne State Route 3, Belfair, WA 98501
30-Year Fixed 80% Max LTV (First-Time Homebuyer)
30-Year
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.500
UpdatedApr 17, 2026
Address24081 Ne State Route 3, Belfair, WA 98501
Details
No additional details available.
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MonitorBankRates
The 30-year fixed mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment. Rates are subject to change without notice.
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30-Year Fixed Mortgage Rate Trend
Daily national average rates across all mortgage types
Daily mortgage rate averages compiled from our database of 158+ banks and credit unions — updated daily.
30-Year Fixed — National Avg
6.248%
▼ 0.002% from last week
The 30-year fixed rate fell 0.002 points over the past 7 days to 6.248%, down from 6.250% last week.
Quick Reference — April 2026
Est. payment ($400k loan): $2,462/mo
Loan type: Fixed-rate, 30-year term
Best for: Lower monthly payments, long-term stability
Data source: mortgage rate averages compiled from our database of 158+ banks and credit unions
As of Apr 28, 2026 • Daily averages from our database of 158+ U.S. banks & credit unions — updated daily
Powered by
MonitorBankRates
30-Year Fixed Rate Forecast Apr 2026 – Mar 2027
The projections below model expected 30-year fixed rate movement over the next 12 months based on the current Federal Reserve rate path, the prevailing spread over fed funds rate (2.623 pp), and a projected −0.15 pp 10-year Treasury compression in months 9–12. Upper and lower bands reflect a ±0.30 / 0.35 pp scenario range. These are analytical estimates, not guarantees.
30-Year Mortgage Housing Affordability Index
The Housing Affordability Index (HAI) measures whether a median-income family can qualify for a mortgage on a median-priced home. A score of 100 means median income exactly covers the qualifying income for a median-priced home. Scores above 100 indicate the median family earns more than necessary; scores below 100 indicate stretched affordability. View the full HAI report →
HAI Score
100.9
Near National Average
As of Apr 28, 2026
Rate Used in Index
6.248%
30-Year Fixed National Avg
Lenders Tracked
158+
242 rate quotes
What HAI = 100 Means
A median-income household earns exactly enough to qualify for a mortgage on the median-priced home at current rates.
How to read this score:
An HAI of 100.9 means a family earning the median U.S. income has approximately 101% of the income needed to qualify for the median-priced home using a 30-year fixed mortgage.
A score above 100 indicates the median family is in a qualifying position at today's rates.
For the full breakdown including metro-level data and historical trend, see our Housing Affordability Index page.
How 30-Year Mortgage Rates Impact Affordability
Even a small change in your 30-year fixed rate has a compounding effect on your monthly payment and total interest paid over 30 years. The table below shows principal & interest payments across common loan amounts at today's rate and nearby scenarios, with a PTI (payment-to-income) ratio using the national median income of $77,719/yr.
| Loan Amount | 6.248% (Current) | 6.498% (+0.25%) | 6.748% (+0.50%) | 5.998% (-0.25%) |
|---|---|---|---|---|
| 30-Year P&I / PTI | P&I / PTI | P&I / PTI | P&I / PTI | P&I / PTI |
| $150,000 |
$923
14.3%
|
$948
14.6%
|
$973
15%
|
$899
13.9%
|
| $200,000 |
$1,231
19%
|
$1,264
19.5%
|
$1,297
20%
|
$1,199
18.5%
|
| $250,000 (Median) |
$1,539
23.8%
|
$1,580
24.4%
|
$1,621
25%
|
$1,499
23.1%
|
| $300,000 |
$1,847
28.5%
|
$1,896
29.3%
|
$1,945
30%
|
$1,798
27.8%
|
| $350,000 |
$2,155
33.3% ⚠
|
$2,212
34.2% ⚠
|
$2,270
35% ⚠
|
$2,098
32.4% ⚠
|
| $400,000 |
$2,462
38% ⚠
|
$2,528
39% ⚠
|
$2,594
40.1% ⚠
|
$2,398
37% ⚠
|
| $500,000 |
$3,078
47.5% ⚠
|
$3,160
48.8% ⚠
|
$3,242
50.1% ⚠
|
$2,997
46.3% ⚠
|
| $600,000 |
$3,694
57% ⚠
|
$3,792
58.5% ⚠
|
$3,891
60.1% ⚠
|
$3,597
55.5% ⚠
|
Table shows principal & interest only. Actual mortgage payment includes taxes, insurance, and possibly HOA or PMI. PTI = P&I / (national median income / 12). ⚠ Red PTI indicates payment exceeds 30% of median monthly income.
National Income & Housing Affordability
The figures below combine U.S. Census Bureau ACS 5-Year 2024 estimates with current 30-year mortgage rate data to give a real-world picture of homeownership affordability nationwide.
Median Household Income
$77,719
ACS 5-Year 2024 • $6,477/mo
Median Home Value
$303,400
ACS 5-Year 2024 • 20% down = $60,680
PTI at Current Rate
23.1%
P&I / monthly income • Manageable
Homeownership Rate
65.7%
CPS/HVS Q4 2025 • Rental vacancy 0.9%
What These Numbers Mean for 30-Year Borrowers
A buyer purchasing the median-priced home ($303,400) with a 20% down payment ($60,680) would carry a $242,720 30-year fixed mortgage. At today's national average of 6.248%, the monthly principal and interest payment is approximately $1,494 — representing a 23.1% PTI against the national median income. Financial guidelines typically recommend keeping total housing costs below 28–30% of gross income.
With a homeownership rate of 65.7% nationally, a large portion of American households are already carrying mortgage debt. Monitoring rate trends can help both current homeowners evaluating refinance opportunities and prospective buyers timing their entry into the market.
Full Cost of Homeownership
Your 30-year mortgage payment is only one component of what you'll pay each month as a homeowner. The figures below draw on U.S. Census Bureau ACS 5-Year 2024 Selected Monthly Owner Costs (SMOC) data and give a more complete picture of ongoing ownership expenses.
Principal & Interest
$1,494/mo
30-yr fixed at 6.248% on $242,720 loan
Property Taxes
$239/mo
Median annual RE tax $2,869, ACS 2024
Homeowners Insurance
$88/mo
Est. ~0.35% of home value annually
Utilities & Other
$0/mo
Est. from ACS SMOC residual (includes HOA, maintenance)
Median Selected Monthly Owner Cost (SMOC)
$1,670/mo
Median total housing costs for owner-occupied units with a mortgage • ACS 5-Year 2024
Cost-Burdened Homeowners
24.9%
Pay 30%+ of income on housing costs • ACS 5-Year 2024
Beyond the mortgage payment: Owning a home on a 30-year fixed mortgage at today's average rate of 6.248% involves costs well beyond principal and interest. Property taxes, homeowners insurance, HOA fees, maintenance reserves, and utilities typically add $600–$1,200+/month depending on location and home age. Budgeting for the full SMOC — not just the loan payment — is essential for sustainable homeownership.
30-Year Mortgage Calculators
Run the numbers on your 30-year fixed mortgage using today's national average of 6.248% and U.S. Census median home data.
Mortgage Payment Calculator
Est. $1,494/mo on the
$242,720 U.S. median loan at 6.248%
Affordability Calculator
U.S. median income is $77,719/yr.
Find the home price that keeps your PTI below 30% at today's rates
Refinance Calculator
Current 30-yr avg: 6.248%.
See how much you save by refinancing at today's rate vs. your existing loan
Rent vs. Buy Calculator
U.S. median rent is $1,413/mo vs.
~$1,494/mo P&I on the median home.
Which makes more sense for you?
Types of 30-Year Mortgages Explained
Not all 30-year mortgages are the same. The loan type you choose affects your rate, down payment, qualification standards, and long-term costs. Here is a breakdown of the main categories available to borrowers.
CON
FORM
FORM
Conforming Conventional
The most common 30-year product. Backed by Fannie Mae or Freddie Mac guidelines, conforming loans cannot exceed the FHFA conforming loan limit of $806,500 (2026). They typically require a minimum 3–5% down payment, a credit score of 620+, and private mortgage insurance (PMI) when the down payment is below 20%.
Best for: Borrowers with good credit, stable income, and a home price at or below $806,500.
JMB
30-Year Jumbo
Jumbo loans exceed the FHFA conforming limit of $806,500. Because they cannot be sold to Fannie Mae or Freddie Mac, lenders hold them on their own books and typically require stricter qualification: credit scores of 700+, larger reserves, and down payments of 10–20%. Jumbo rates are often close to conforming rates but can be slightly higher or lower depending on the lender.
Best for: Borrowers in high-cost markets purchasing homes above $806,500.
FHA
30-Year FHA Loan
Insured by the Federal Housing Administration (FHA), these loans allow down payments as low as 3.5% for borrowers with credit scores of 580+, and 10% for scores as low as 500. FHA rates are often competitive with conventional rates, but all FHA loans require mortgage insurance premiums (MIP) — both an upfront premium (1.75% of the loan) and an annual premium for the life of the loan in most cases.
Best for: First-time buyers or those with lower credit scores or limited down payment savings.
VA
30-Year VA Loan
Guaranteed by the U.S. Department of Veterans Affairs, VA loans are available to eligible veterans, active-duty service members, and qualifying surviving spouses. Key advantages include no down payment requirement, no private mortgage insurance, and typically the most competitive rates available. A one-time VA funding fee applies (usually 2.15–3.3% of the loan) but can be rolled into the loan balance.
Best for: Eligible veterans and service members seeking zero down payment and no PMI.
USDA
30-Year USDA Loan
Backed by the U.S. Department of Agriculture, USDA loans offer 100% financing (no down payment) for eligible properties in designated rural and suburban areas. Borrowers must meet income limits (typically up to 115% of the area median income). Like FHA, USDA loans carry an upfront guarantee fee and an annual fee, but these are often lower than FHA premiums.
Best for: Moderate-income buyers in eligible rural or suburban areas who want zero-down financing.
Conforming Loan Limit for 2026
$806,500
Set annually by the FHFA. Loans at or below this limit qualify as conforming. Loans above it are jumbo. High-cost areas (e.g., metro New York, San Francisco, Honolulu) have higher limits up to 150% of the baseline.
View 30-Year Jumbo Rates →Methodology & Data Sources
Direct-Sourced & Verified Rate Data: Every 30-year fixed mortgage rate on this page is sourced directly from the official website of the lending institution — no estimates, no national survey averages. Our proprietary rate aggregation technology, combined with a dedicated team of rate analysts, verifies and updates listings daily to ensure accuracy.
Nationwide Lender Coverage: Our database monitors over 158+ banks and credit unions across all 50 states, capturing a diverse mix of community credit unions, regional banks, and national online lenders. This breadth ensures you see competitive rates that many national rate surveys miss.
Time-Stamped for Full Transparency: Because 30-year fixed mortgage rates can shift multiple times per week in response to 10-year Treasury movements and Federal Reserve policy changes, every rate entry carries its own specific "last updated" date. You always know exactly how fresh the data is.
Proprietary Lender Safety Ratings: Rate alone is only part of the picture. MonitorBankRates evaluates the financial stability of every listed institution using regulatory FDIC and NCUA data. Our composite Health Grades (A+ to F), Star Ratings, and Texas Ratio calculations give you a clear view of lender stability so you can borrow with confidence from a financially sound institution.
Frequently Asked Questions About 30-Year Fixed Mortgage Rates
What is a 30-year fixed-rate mortgage?
A 30-year fixed-rate mortgage is a home loan with an interest rate that remains the same for the entire 30-year repayment term. Because the rate never changes, your principal and interest payment stays identical every month. It is the most widely used mortgage product in the United States, favored for its predictability and lower monthly payment compared to shorter-term loans.
What is the monthly payment on a 30-year mortgage?
Monthly payment depends on the loan amount, rate, and any escrow items. As a rough guide: on a $400,000 30-year fixed loan at 6.75%, the principal and interest payment is approximately $2,594/month. At 7.00%, the same loan is roughly $2,661/month. Use our Mortgage Payment Calculator for an exact figure based on your down payment, loan amount, and current rate.
How does a 30-year mortgage compare to a 15-year mortgage?
A 30-year mortgage offers a lower monthly payment than a 15-year mortgage because the principal is spread over twice as many payments. However, you pay significantly more total interest over the life of the loan. For example, on a $400,000 loan at 6.75%, a 30-year term costs roughly $534,000 in total interest versus approximately $225,000 on a 15-year term at 6.25%. The 15-year comes with a higher payment but builds equity much faster.
How does my credit score affect my 30-year mortgage rate?
Credit score is one of the biggest factors lenders use to price a 30-year fixed mortgage. Borrowers with scores above 760 typically qualify for the lowest available rates. Scores between 700–759 usually see rates 0.25%–0.50% higher. Scores below 680 can result in rates 0.75%–1.50% above the best-tier pricing, which can add tens of thousands of dollars in interest over 30 years.
Should I lock my 30-year mortgage rate?
If you are satisfied with your quoted rate and are concerned that rates could rise before closing, locking the rate is generally advisable. Most lenders offer 30- to 60-day rate locks at no cost. Longer locks (90 days) may carry a small fee. A rate lock guarantees your interest rate for the lock period regardless of market movements, protecting you from unexpected increases before your loan closes.
What is the difference between interest rate and APR on a 30-year mortgage?
The interest rate is the annual cost of borrowing the principal, expressed as a percentage. The APR (Annual Percentage Rate) is a broader measure that includes the interest rate plus lender fees, points, and certain closing costs rolled into a single annualized figure. The APR gives a more complete picture of the true cost of a 30-year mortgage and is the best number to compare across lenders.
What are mortgage points and should I pay them on a 30-year loan?
Mortgage points (also called discount points) are upfront fees paid to the lender at closing to reduce your interest rate — typically 1 point = 1% of the loan amount and lowers the rate by roughly 0.25%. On a 30-year loan, paying points can make financial sense if you plan to stay in the home long enough to recoup the upfront cost through monthly savings. Divide the cost of the points by your monthly savings to find your break-even month.
Can I refinance a 30-year mortgage?
Yes. Many homeowners refinance their 30-year mortgage to secure a lower interest rate, reduce monthly payments, shorten the loan term, or tap home equity. Refinancing involves closing costs (typically 2%–5% of the loan balance), so it's important to calculate your break-even point. If you plan to stay in the home beyond the break-even period, refinancing is usually worthwhile when rates have dropped at least 0.50%–0.75% below your current rate.
How are 30-year mortgage rates determined?
Lenders price 30-year fixed mortgage rates primarily based on the yield of 10-year U.S. Treasury bonds, adding a spread to cover credit risk, servicing costs, and profit. When Treasury yields rise (often driven by Federal Reserve policy, inflation data, or strong economic reports), mortgage rates tend to rise in tandem. Individual rate quotes also depend on your credit score, down payment, loan-to-value ratio, property type, and the lender's own capital cost.
What are today's best 30-year fixed mortgage rates?
- OlyFed Olympia Federal S&L: 4.25% (30-Year Fixed (Affordable Construction Program))
- Institution for Savings: 4.99% (30 Year Fixed)
- Ontario-Montclair School Employees Federal Credit Union: 4.99% (30 Year Fixed Rate Mortgage)
- First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
- TULARE COUNTY: 5.12% (30-Year Fixed Rate)
30-Year Fixed rates reflect actual verified offers from lenders actively lending to borrowers nationally. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated: April 27, 2026
More Mortgage Rate Options
15-Year Fixed Mortgage Rates
Build equity faster
30-Year Jumbo Mortgage Rates
Loans above conforming limits
15-Year Jumbo Mortgage Rates
Shorter term, high-balance
3/1 ARM Rates
3-year fixed, then adjusts
5/1 ARM Rates
5-year fixed, then adjusts
7/1 ARM Rates
7-year fixed, then adjusts
3/1 Jumbo ARM Rates
Short-term jumbo ARM
5/1 Jumbo ARM Rates
Mid-term jumbo ARM
7/1 Jumbo ARM Rates
Longer-term jumbo ARM
VA Mortgage Rates
For eligible veterans & service members
FHA Mortgage Rates
Low down payment government loans
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