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California Auto Loan Rate Trends

Track current and weekly average auto loan rates in California, view interactive rate trend charts, and compare local CA aprs against the national average.

New Auto Loan
5.962%
▼ 0.218 this week
As of Apr 22, 2026
Used Auto Loan
6.192%
▼ 0.277 this week
As of Apr 22, 2026

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Current California Auto Loan Rate Trends

Auto Loan rates in California fell 0.218 this week to 5.962%, down from 6.180% last week.

At 5.962%, California’s average sits 0.254 above the current national average of 5.708%. This above-average spread may reflect local market conditions or regional lender competition in CA.

The California auto loan rate averages on this page are calculated from 826 verified auto loan rate quotes collected across 160 banks and credit unions actively operating in California. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

California Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

California auto loan rate averages compiled from 826 current rate quotes across 160 banks and credit unions operating in CA — updated daily.

As of Apr 22, 2026 • Data provided by MonitorBankRates.com

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About This Widget

Free embeddable iframe widget displaying live weekly average California auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.