Auto Loan Rates in California (CA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in California include Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Long Beach Firemens Credit UnionLong Beach Firemens Credit Union2245 Argonne Ave, Long Beach, CA, 90815A+5.0 ★Texas Ratio: 1.00% offering New Vehicle Loan at 3.25%, KeyPoint Credit UnionKeyPoint Credit Union7062 Market Place Dr, Goleta, CA, 93117 5902A+5.0 ★Texas Ratio: 2.20% offering New Auto: 2026 or 2025 with under 5K miles at 3.29%, Thinkwise Federal Credit UnionThinkwise Federal Credit Union599 N E St, San Bernardino, CA, 92401A+5.0 ★Texas Ratio: 3.33% offering New & Used Auto Loans at 3.49%, Golden Valley Federal Credit UnionGolden Valley Federal Credit Union409 W Center St, Manteca, CA, 95336A+5.0 ★Texas Ratio: 5.03% offering New & Used Auto Loans at 3.50%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across California side-by-side. California auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 4501 Colorado Blvd, Los Angeles, CA, 90039. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in California. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in California
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
3.87%
Up to 48 Months
▼
APR3.87%
TermUp to 48 Months
Last UpdatedApr 19, 2026
Details
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedApr 17, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
TruGrocer Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
341 Imperial Hwy, Fullerton, CA, 92835 1039
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; 24 month to 84 month terms
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.28%
100 Walnut St, Pasadena, CA, 91124
Auto Loans
3.99%
0 - 48
▼
APR3.99%
Term0 - 48
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
3.99%
66 Months
▼
APR3.99%
Term66 Months
Last UpdatedApr 19, 2026
Details
2022 or newer
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Up to 60 Months
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Up to 60 Months
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 84 months available.**
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 72 months available.**
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
4.24%
1-12
▼
APR4.24%
Term1-12
Last UpdatedApr 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.24%
3 Months
▼
APR4.24%
Term3 Months
Last UpdatedApr 19, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedApr 18, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedApr 18, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Used Autos (2022 and older)
4.37%
48 Months
▼
APR4.37%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to $125,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA, 91502 1853
New Automobiles, Trucks, Vans
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
As Low As; 3.99%**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
4.49%
75 Months
▼
APR4.49%
Term75 Months
Last UpdatedApr 19, 2026
Details
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
Used Auto
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedApr 19, 2026
Details
2021 or older
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
Used Auto Loan
4.49%
3 Months
▼
APR4.49%
Term3 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedApr 19, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2011 to 2015
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.62%
Up to 84 Months
▼
APR4.62%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
2763 4th St, Santa Rosa, CA, 95405 4726
Used Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 18, 2026
Details
Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
2763 4th St, Santa Rosa, CA, 95405 4726
Used Auto Refi
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2016 to 2019
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to 48 Months
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedApr 18, 2026
Details
2011 to 2015 Model Year
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026 & Newer
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.74%
24-48
▼
APR4.74%
Term24-48
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% MSRP
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; Financing: 100%
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedApr 18, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 19, 2026
Details
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 19, 2026
Details
As Low As; 4.24%**
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
Used Auto
4.74%
75 Months
▼
APR4.74%
Term75 Months
Last UpdatedApr 19, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
4 Months
▼
APR4.74%
Term4 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedApr 19, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan Up to 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedApr 19, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA, 90807
Autos, Trucks and Vans (New & Used)
4.74%
36-66
▼
APR4.74%
Term36-66
Last UpdatedApr 19, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.75%
4 Yrs
▼
APR4.75%
Term4 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2020 to 2024
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedApr 19, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedApr 19, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 60 months or less
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; $10,000 or Over
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
84 Months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.80%
3 Months
▼
APR4.80%
Term3 Months
Last UpdatedApr 18, 2026
Details
2016 to 2019 Model Year
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.85%
5 Yrs
▼
APR4.85%
Term5 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2025 or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; *Minimum Amount Financed $15,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.89%
Up to 78 Months
▼
APR4.89%
TermUp to 78 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.90%
4 Months
▼
APR4.90%
Term4 Months
Last UpdatedApr 18, 2026
Details
2020 to 2024 Model Year
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
Maximum Financing: 80% of Purchase Price
The Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA, 94066
Vehicle Loan
4.94%
1-36
▼
APR4.94%
Term1-36
Last UpdatedApr 18, 2026
Details
As Low As; LTV <=75%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.95%
6 Yrs
▼
APR4.95%
Term6 Yrs
Last UpdatedApr 18, 2026
Details
Model Year: 2025 to 2027
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
4.95%
13-36
▼
APR4.95%
Term13-36
Last UpdatedApr 18, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
New Vehicle
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; up to 125% financing
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2026 & Newer
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
American United Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.60%
47993 Morongo Trl Ste 101, Cabazon, CA, 92230 2165
GoldStar® Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Rate is 0.25% higher for non-GoldStar® members
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loans - 2021 - 2025
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As; Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% MSRP
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
Used Auto Loan
4.99%
24-48
▼
APR4.99%
Term24-48
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% JD Power Value
Inland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA, 91942
New Automobile
4.99%
24-72 mo.
▼
APR4.99%
Term24-72 mo.
Last UpdatedApr 18, 2026
Details
As Low As
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA, 94518 2457
Auto Loan 2025 or Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term and credit history. Minimum of $15,000 amount financed for 72 months. Minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year will be considered on an exception basis only. Street legal motorcycles will be considered at the above rates.
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedApr 18, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; *Minimum Amount Financed $15,000
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
2600 Camino Ramon Ste CF120, San Ramon, CA, 94583
Auto Loans
4.99%
12-60
▼
APR4.99%
Term12-60
Last UpdatedApr 18, 2026
Details
New Auto, 12-60 Month Term
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
401 W 2nd St, San Bernardino, CA, 92401
Auto Loan
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedApr 18, 2026
Details
L.A. Electrical Workers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
3820 E Colorado Blvd, Pasadena, CA, 91107 3937
Up to 120% LTV* Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan Refinancing
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
From 4.99% - 18.00% APR1
The Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA, 94066
Vehicle Loan
4.99%
37-60
▼
APR4.99%
Term37-60
Last UpdatedApr 18, 2026
Details
As Low As; LTV <=75%
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
9212 Balboa Ave, San Diego, CA, 92123 1514
Auto Loans (2019 - 2022)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
9212 Balboa Ave, San Diego, CA, 92123 1514
Auto Loans (2023 and newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA, 91502 1853
Used Automobiles, Trucks, Vans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
As Low As; 4.49%**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
800 H St, Sacramento, CA, 95814 2607
New Auto Purchase or Refinance
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
Used Auto Loan
4.99%
4 Months
▼
APR4.99%
Term4 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 72-78 Months
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 60-66 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan Up to 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
Used Auto Loan Purchase3 (Model Year 2020 and newer)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1701 E Saint Andrew Pl, Santa Ana, CA, 92705
New Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1701 E Saint Andrew Pl, Santa Ana, CA, 92705
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedApr 19, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 19, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Used Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 60 months or less
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
11718 Ramona Blvd, El Monte, CA, 91732
New Auto
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
Used Vehicles
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
Used Automobile and Truck
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR - Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). Used Auto Floor Rate is 4.99%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
Used Vehicle Loans - Cars, Trucks, and SUVs
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; USED Cars, Trucks, & SUVs | 2016-2025 | mileage up to 150k Financing up to 100% | Terms up to 84 months
Modestos First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.44%
430 12th St, Modesto, CA, 95354 2423
New Vehicle
5.00%
12-84
▼
APR5.00%
Term12-84
Last UpdatedApr 17, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedApr 18, 2026
Details
2025 to 2027 Model Year
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.00%
12 to 36 months
▼
APR5.00%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Max. Loan $125,000
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Silverado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
PO Box 330, Angwin, CA, 94508 0330
New Car
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As; 80%-125% MSRP Financing
Silverado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
PO Box 330, Angwin, CA, 94508 0330
Used Car
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As; 80%-110% Kelly Blue Book Value
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
5.00%
61 Months
▼
APR5.00%
Term61 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 61 - 72 months
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
5.04%
48 Months
▼
APR5.04%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; Financing: 100%
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
3.87%
Up to 48 Months
▼
APR3.87%
TermUp to 48 Months
Last UpdatedApr 19, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
3.99%
66 Months
▼
APR3.99%
Term66 Months
Last UpdatedApr 19, 2026
Details
2022 or newer
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Up to 60 Months
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 84 months available.**
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
4.24%
1-12
▼
APR4.24%
Term1-12
Last UpdatedApr 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.24%
3 Months
▼
APR4.24%
Term3 Months
Last UpdatedApr 19, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedApr 18, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; Up to $125,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA, 91502 1853
New Automobiles, Trucks, Vans
4.49%
84 months
▼
APR4.49%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
4.49%
75 Months
▼
APR4.49%
Term75 Months
Last UpdatedApr 19, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedApr 19, 2026
Details
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.62%
Up to 84 Months
▼
APR4.62%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.74%
24-48
▼
APR4.74%
Term24-48
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% MSRP
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedApr 18, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 19, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
4 Months
▼
APR4.74%
Term4 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedApr 19, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 19, 2026
Details
APR without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan Up to 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedApr 19, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA, 90807
Autos, Trucks and Vans (New & Used)
4.74%
36-66
▼
APR4.74%
Term36-66
Last UpdatedApr 19, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedApr 19, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 60 months or less
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
84 Months
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2025 or newer
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; *Minimum Amount Financed $15,000
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.89%
Up to 78 Months
▼
APR4.89%
TermUp to 78 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
Maximum Financing: 80% of Purchase Price
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
4.95%
13-36
▼
APR4.95%
Term13-36
Last UpdatedApr 18, 2026
Details
As Low As
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
New Vehicle
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
New Auto Loan
4.99%
49-60
▼
APR4.99%
Term49-60
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% MSRP
Inland Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.37%
8811 Grossmont Blvd, La Mesa, CA, 91942
New Automobile
4.99%
24-72 mo.
▼
APR4.99%
Term24-72 mo.
Last UpdatedApr 18, 2026
Details
As Low As
Diablo Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
1051 Detroit Ave Ste A, Concord, CA, 94518 2457
Auto Loan 2025 or Newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; * Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term and credit history. Minimum of $15,000 amount financed for 72 months. Minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year will be considered on an exception basis only. Street legal motorcycles will be considered at the above rates.
Fox Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
1990 Westwood Blvd, Los Angeles, CA, 90025
New Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 100% financing of purchase price, tax and license
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 60 months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR (with discount)
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; *Minimum Amount Financed $15,000
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedApr 18, 2026
Details
Wheelhouse Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
9212 Balboa Ave, San Diego, CA, 92123 1514
Auto Loans (2023 and newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
Sacramento Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
800 H St, Sacramento, CA, 95814 2607
New Auto Purchase or Refinance
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
New Auto
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 19, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.99%
5 Months
▼
APR4.99%
Term5 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 72-78 Months
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan Up to 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
Used Auto Loan Purchase3 (Model Year 2020 and newer)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1701 E Saint Andrew Pl, Santa Ana, CA, 92705
New Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.99%
Up to 72 months
▼
APR4.99%
TermUp to 72 months
Last UpdatedApr 19, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Used Auto Purchase or Refinance
El Monte Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
11718 Ramona Blvd, El Monte, CA, 91732
New Auto
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
Used Vehicles
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Modestos First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.44%
430 12th St, Modesto, CA, 95354 2423
New Vehicle
5.00%
12-84
▼
APR5.00%
Term12-84
Last UpdatedApr 17, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2026 or Newer with Less than 5K Miles
5.00%
37-48
▼
APR5.00%
Term37-48
Last UpdatedApr 18, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; Max. Loan $125,000
Silverado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
PO Box 330, Angwin, CA, 94508 0330
New Car
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As; 80%-125% MSRP Financing
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
5.00%
61 Months
▼
APR5.00%
Term61 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 61 - 72 months
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedApr 19, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Up to 60 Months
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; Terms up to 72 months available.**
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Used Autos (2022 and older)
4.37%
48 Months
▼
APR4.37%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.39%
Up to 36 Months
▼
APR4.39%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedApr 19, 2026
Details
As Low As; 3.99%**
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
Used Auto
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedApr 19, 2026
Details
2021 or older
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
Used Auto Loan
4.49%
3 Months
▼
APR4.49%
Term3 Months
Last UpdatedApr 19, 2026
Details
As Low As
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
Up to 54 Months
▼
APR4.59%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
2763 4th St, Santa Rosa, CA, 95405 4726
Used Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 18, 2026
Details
Redwood Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
2763 4th St, Santa Rosa, CA, 95405 4726
Used Auto Refi
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 18, 2026
Details
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.69%
Up to 66 Months
▼
APR4.69%
TermUp to 66 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedApr 19, 2026
Details
As Low As; 4.24%**
Safe 1 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
1400 Mill Rock Way, Bakersfield, CA, 93311
Used Auto
4.74%
75 Months
▼
APR4.74%
Term75 Months
Last UpdatedApr 19, 2026
Details
LBS Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
4436 Atlantic Ave, Long Beach, CA, 90807
Autos, Trucks and Vans (New & Used)
4.74%
36-66
▼
APR4.74%
Term36-66
Last UpdatedApr 19, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedApr 19, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedApr 19, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.89%
Up to 78 Months
▼
APR4.89%
TermUp to 78 Months
Last UpdatedApr 19, 2026
Details
New Vehicles
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As; No Payments for up to 90 Days
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As; up to 125% financing
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedApr 18, 2026
Details
As Low As
County Schools Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.78%
3954 E Main St, Ventura, CA, 93003
Used Auto Loan
4.99%
24-48
▼
APR4.99%
Term24-48
Last UpdatedApr 18, 2026
Details
As Low As; Up to 135% JD Power Value
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
18017 Sky Park Cir Ste A, Irvine, CA, 92614
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedApr 18, 2026
Details
Universal City Studios Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.63%
175 E Olive Ave, Burbank, CA, 91502 1853
Used Automobiles, Trucks, Vans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
Used Vehicles
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedApr 19, 2026
Details
As Low As; 4.49%**
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
Used Auto Loan
4.99%
4 Months
▼
APR4.99%
Term4 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
Used Vehicle Loans 60-66 Months
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
APR with Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
Used Auto Loan Purchase3 (Model Year 2020 and newer)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1701 E Saint Andrew Pl, Santa Ana, CA, 92705
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
Used Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
Pre-owned Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 19, 2026
Details
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Used Auto Purchase or Refinance
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
Used Auto Purchase or Refinance
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; Terms: 60 months or less
CHAFFEY Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.99%
Up to 36 Months
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
Used Vehicles
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
Used Automobile and Truck
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR - Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). Used Auto Floor Rate is 4.99%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
Used Vehicle Loans - Cars, Trucks, and SUVs
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As; USED Cars, Trucks, & SUVs | 2016-2025 | mileage up to 150k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
Used Auto
5.00%
12 to 36 months
▼
APR5.00%
Term12 to 36 months
Last UpdatedApr 18, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Silverado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
PO Box 330, Angwin, CA, 94508 0330
Used Car
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As; 80%-110% Kelly Blue Book Value
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New & Used Autos
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; New Auto Purchase or Refinance
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MonitorBankRates
California Auto Loan Rate Trends
Compare local California auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — CA Avg
5.962%
▼ 0.218 vs 7 days ago
California new auto rates fell 0.218 points over the past 7 days to 5.962% APR.
Used Auto Loan — CA Avg
6.192%
▼ 0.277 vs 7 days ago
California used auto rates fell 0.277 points over the past 7 days to 6.192% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in California?
Based on our current data, some of the lowest auto loan rates available in California include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Long Beach Firemens Credit Union: 3.25% (New Vehicle Loan)
- KeyPoint Credit Union: 3.29% (New Auto: 2026 or 2025 with under 5K miles)
- Thinkwise Federal Credit Union: 3.49% (New & Used Auto Loans)
- Golden Valley Federal Credit Union: 3.50% (New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Auto Loan Rates by City in California
Rate Assistant
MonitorBankRates.com · Live Data
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