Auto Loan Rates in Newark, Delaware (DE) for May 2026
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Brian McKay
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Current auto loan rates in Newark, Delaware include edU Federal Credit UnionedU Federal Credit UnionA5.0 ★Texas Ratio: 8.99% offering New Vehicle at 2.75%, Franklin Mint Federal Credit UnionFranklin Mint Federal Credit UnionA5.0 ★Texas Ratio: 7.37% offering Auto Loans - 2023-2026 MODEL YEAR at 4.99%, Union Building Trades Federal Credit UnionUnion Building Trades Federal Credit UnionA+5.0 ★Texas Ratio: 4.77% offering New Autos-2026 at 4.99%, Sun East Federal Credit UnionSun East Federal Credit UnionA5.0 ★Texas Ratio: 9.14% offering Vehicle Loan at 5.24%, Priority Plus Federal Credit UnionPriority Plus Federal Credit UnionA+5.0 ★Texas Ratio: 2.58% offering New Auto at 5.49%. Auto loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Newark borrowers have access to 6 lenders serving the Delaware area, with auto loan rates as low as 2.75% APR from edU Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Newark, Delaware. Auto Loan Rates Last Updated and Verified: May 7, 2026
Compare Auto Loan Rates Today in Newark, Delaware & Surrounding Area
Amount Financed: 80% Retail Value
Amount Financed: 100% Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
Amount Financed: 100% NADA Retail Value
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
Amount Financed: 100% NADA Retail Value
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
loans over $25,000; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; APR includes 0.25% discount for Automatic Payment Transfer from Sun East checking. Loan rates are determined by member's creditworthiness as well as other factors including term of the loan, line requested and loan-to- value ratio. Top tier rates listed are available to highly credit-qualified individuals.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
Amount Financed: 80% Retail Value
Amount Financed: 100% Retail Value
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
loans over $25,000; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As
As Low As
As Low As
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
Amount Financed: 100% NADA Retail Value
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As; To qualify for reduced rate, Automatic Payment must be scheduled from a Priority Plus FCU Checking Account.
As Low As
As Low As
As Low As; Special limitations apply on all terms and rates, please contact the credit union for more information.
As Low As
As Low As
Newark, DE Auto Loan Rate Trends
Compare local Newark, DE auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Delaware new auto loan rates currently average 4.052% APR.
Delaware used auto rates fell 0.020 points over the past 7 days to 8.137% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Newark, Delaware auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Newark, Delaware directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Newark, Delaware. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in DE.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Newark, Delaware
How does my credit score affect my car loan rate in Delaware?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Newark, Delaware?
- edU Federal Credit Union: 2.75% (New Vehicle)
- Franklin Mint Federal Credit Union: 4.99% (Auto Loans - 2023-2026 MODEL YEAR)
- Union Building Trades Federal Credit Union: 4.99% (New Autos-2026)
- Sun East Federal Credit Union: 5.24% (Vehicle Loan)
- Priority Plus Federal Credit Union: 5.49% (New Auto)
