Current auto loan rates in District Of Columbia include IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.98% offering Auto Loan-New Vehicle (Fixed Rate) at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union1 Aviation Cir, Washington, DC, 20001A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Government Printing Office Federal Credit UnionGovernment Printing Office Federal Credit Union732 N Capitol ST NW, Washington, DC, 20401 0002A+5.0 ★Texas Ratio: 3.33% offering Auto Loan Purchase at 3.50%, Police Federal Credit UnionPolice Federal Credit Union441 4th St NW Ste 1140, Washington, DC, 20001 2714A+5.0 ★Texas Ratio: 1.85% offering New Autos at 3.74%, Andrews Federal Credit UnionAndrews Federal Credit Union1556 Alabama Ave SE, Washington, DC, 20032A5.0 ★Texas Ratio: 11.23% offering New Auto Loan at 3.99%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across District Of Columbia side-by-side. District Of Columbia auto loan rates currently start as low as 3.25% APR from IDB Global Federal Credit Union at 1300 New York Ave NW, Washington, DC, 20577 0001. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Auto Loan Rates Last Updated and Verified: July 15, 2026
APR* - From 81% to 100% LTV Ratio
As Low As; Purchase offer valid for new/used 2024 or newer cars/trucks; excludes RVs and boats. For the 90 days no payment option, interest begins accruing from the loan disbursement date and may affect principal balance during first payments. Offers valid July 1-17, 2026.
APR* - From 81% to 100% LTV Ratio
As Low As
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As*
As Low As; Minimum of $1,000 loan
APR* - From 81% to 100% LTV Ratio
As Low As; Est. Monthly Payment $29.61
As Low As; Maximum Loan Amount: $150,000
As Low As; - Minimum of $1,000 loan
APR* - From 81% to 100% LTV Ratio
As Low As*
As Low As; Maximum Loan Amount: $150,000
As Low As; Maximum Loan Amount: $75,000. ***
As Low As; Auto Pay Discount: 4.39%
As Low As; w/ Auto Pay Discount: 4.39%
As Low As; New Vehicles
As Low As
APR* - From 81% to 100% LTV Ratio
Choosing a hybrid or electric car means that you care about the future-and so do we, both the planet's future and yours. We've got your back with financing options that go beyond the car-like extra cash to set up your personal charging station. APR discount for hybrids and electric vehicles. Flexible terms (up to 9 years), fixed or variable rates. Finance up to 125% including charging stations. No prepayment penalties. Easy online and automatic payments. Payments: $208.72 /mo.
As Low As; Est. Monthly Payment $22.83
As Low As
As Low As
As Low As
Loan Amount: $2,500+
As Low As; Maximum Loan Amount: $150,000
As Low As; Maximum Loan Amount: $75,000. ***
100% Financing; As Low As
As Low As; New Vehicles
As Low As; Est. Monthly Payment $29.72
APR* - From 81% to 100% LTV Ratio
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
As Low As*
As Low As; Minimum of $1,000 loan
As Low As
Loan Amount: $2,500+
As Low As
As Low As; Maximum Loan Amount: $150,000
As Low As; Maximum Loan Amount: $75,000. ***
As Low As;*
As Low As; Auto Pay Discount: 4.89%
As Low As; w/ Auto Pay Discount: 4.89%
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As; - Minimum of $1,000 loan
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $18.92
Loan Amount: $2,500+
As Low As; Est. Monthly Payment $23.12
As Low As; Maximum Loan Amount: $150,000
As Low As; Maximum Loan Amount: $75,000. ***
100% Financing; As Low As
APR* - From 81% to 100% LTV Ratio
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Any, if approved.
As Low As;*
Loan Amount: $5,000+
As Low As; Minimum of $7,000 loan
As Low As; Est. Monthly Payment $16.29
As Low As; Maximum Loan Amount: $75,000. ***
Loan Amount: $2,500+
As Low As
As Low As
As Low As; Auto Pay Discount: 5.39%
As Low As; w/ Auto Pay Discount: 5.39%
As Low As; - Minimum of $7,000 loan
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As; Minimum of $15,000 loan
Loan Amount: $15,000+
As Low As
As Low As; New Vehicles
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
As Low As; Est. Monthly Payment $19.22
Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Over $35,000.
As low as; Minimum of $15,000 loan
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $14.56
As Low As; ***
100% Financing; As Low As
As Low As; Minimum of $30,000 loan
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
As Low As; Est. Monthly Payment $16.60
Loan Amount: $15,000+
As low as; Minimum of $30,000 loan
As Low As
As Low As; ***
100% Financing ($15K Min.); As Low As
The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
As Low As;*
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $13.34
As Low As; ***
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; Auto Pay Discount: 6.39%
As Low As; w/ Auto Pay Discount: 6.39%
As Low As
As Low As; ***
As Low As; Maximum Loan Amount: $150,000
100% Financing; As Low As
As Low As; 100% of the purchase price using NADA Average Retail value.
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
Loan Amount: $2,500+
Loan Amount: $20,000+
As Low As; ***
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
Loan Amount: $20,000+
As Low As
As Low As; ***
As Low As; Maximum Loan Amount: $150,000
As Low As; 100% of the purchase price using NADA Average Retail value.
$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; ***
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; Auto Pay Discount: 7.39%
As Low As; w/ Auto Pay Discount: 7.39%
As Low As; Maximum Loan Amount: $150,000
Loan Amount: $25,000+
As Low As
Loan Amount: $40,000+
Loan Amount: $25,000+
As Low As; Maximum Loan Amount: $150,000
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
Loan Amount: $40,000+
As Low As; ***
As Low As
As Low As; Maximum Loan Amount: $150,000
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
As Low As; ***
As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.
APR* - From 81% to 100% LTV Ratio
As Low As
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As*
As Low As; Minimum of $1,000 loan
As Low As; Est. Monthly Payment $29.61
As Low As; Maximum Loan Amount: $150,000
APR* - From 81% to 100% LTV Ratio
As Low As*
As Low As; Maximum Loan Amount: $150,000
As Low As; w/ Auto Pay Discount: 4.39%
As Low As; New Vehicles
As Low As; Est. Monthly Payment $22.83
As Low As
As Low As
As Low As; Maximum Loan Amount: $150,000
100% Financing; As Low As
As Low As; New Vehicles
APR* - From 81% to 100% LTV Ratio
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
As Low As*
As Low As; Minimum of $1,000 loan
As Low As; Maximum Loan Amount: $150,000
As Low As; w/ Auto Pay Discount: 4.89%
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $18.92
As Low As; Maximum Loan Amount: $150,000
100% Financing; As Low As
APR* - From 81% to 100% LTV Ratio
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
As Low As; Minimum of $7,000 loan
As Low As; Est. Monthly Payment $16.29
As Low As
As Low As
As Low As; w/ Auto Pay Discount: 5.39%
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.
As Low As
As Low As; Minimum of $15,000 loan
As Low As
As Low As; New Vehicles
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $14.56
As Low As; ***
100% Financing; As Low As
As Low As; Minimum of $30,000 loan
As Low As; ***
100% Financing ($15K Min.); As Low As
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
As Low As; Est. Monthly Payment $13.34
As Low As; ***
As Low As
As Low As; w/ Auto Pay Discount: 6.39%
As Low As; ***
100% Financing; As Low As
Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.
As Low As; ***
As Low As
As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As
As Low As; ***
As Low As; ***
As Low As
As Low As; w/ Auto Pay Discount: 7.39%
As Low As
As Low As; ***
As Low As
As Low As; ***
APR* - From 81% to 100% LTV Ratio
APR* - From 81% to 100% LTV Ratio
As Low As; - Minimum of $1,000 loan
As Low As; Maximum Loan Amount: $75,000. ***
As Low As; w/ Auto Pay Discount: 4.39%
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As; Maximum Loan Amount: $75,000. ***
As Low As; Est. Monthly Payment $29.72
As Low As
As Low As; Maximum Loan Amount: $75,000. ***
As Low As;*
As Low As; w/ Auto Pay Discount: 4.89%
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
APR* - From 81% to 100% LTV Ratio
As Low As
As Low As; - Minimum of $1,000 loan
Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $23.12
As Low As; Maximum Loan Amount: $75,000. ***
Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Any, if approved.
As Low As;*
As Low As; Maximum Loan Amount: $75,000. ***
As Low As
As Low As
As Low As; w/ Auto Pay Discount: 5.39%
As Low As; - Minimum of $7,000 loan
Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.
APR* - From 81% to 100% LTV Ratio
As Low As; Est. Monthly Payment $19.22
Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Over $35,000.
As low as; Minimum of $15,000 loan
$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As; Est. Monthly Payment $16.60
As low as; Minimum of $30,000 loan
As Low As
Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.
As Low As;*
$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; w/ Auto Pay Discount: 6.39%
As Low As
As Low As; Maximum Loan Amount: $150,000
As Low As; 100% of the purchase price using NADA Average Retail value.
As Low As; Maximum Loan Amount: $150,000
As Low As
$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.
As Low As
As Low As; Maximum Loan Amount: $150,000
As Low As; 100% of the purchase price using NADA Average Retail value.
$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; w/ Auto Pay Discount: 7.39%
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; Maximum Loan Amount: $150,000
As Low As
As Low As; Maximum Loan Amount: $150,000
Compare local District Of Columbia auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
District Of Columbia new auto rates fell 0.130 points over the past 7 days to 4.970% APR.
District Of Columbia used auto rates fell 0.080 points over the past 7 days to 5.429% APR.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our District Of Columbia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for District Of Columbia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in District Of Columbia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in DC.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.