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Auto Loan Rates in District Of Columbia (DC) for July 2026

Current auto loan rates in District Of Columbia include IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.98% offering Auto Loan-New Vehicle (Fixed Rate) at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union1 Aviation Cir, Washington, DC, 20001A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Government Printing Office Federal Credit UnionGovernment Printing Office Federal Credit Union732 N Capitol ST NW, Washington, DC, 20401 0002A+5.0 ★Texas Ratio: 3.33% offering Auto Loan Purchase at 3.50%, Police Federal Credit UnionPolice Federal Credit Union441 4th St NW Ste 1140, Washington, DC, 20001 2714A+5.0 ★Texas Ratio: 1.85% offering New Autos at 3.74%, Andrews Federal Credit UnionAndrews Federal Credit Union1556 Alabama Ave SE, Washington, DC, 20032A5.0 ★Texas Ratio: 11.23% offering New Auto Loan at 3.99%. Auto loan rates as of July 15, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across District Of Columbia side-by-side. District Of Columbia auto loan rates currently start as low as 3.25% APR from IDB Global Federal Credit Union at 1300 New York Ave NW, Washington, DC, 20577 0001. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Auto Loan Rates Last Updated and Verified: July 15, 2026

Compare Auto Loan Rates Today in District Of Columbia

District Of Columbia Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 months
APR3.25%
Term24 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
New Auto
3.34%
Up to 36 Months
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Government Printing Office Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
732 N Capitol ST NW, Washington, DC, 20401 0002
Auto Loan Purchase
3.50%
72 months
APR3.50%
Term72 months
Last UpdatedJul 12, 2026
Details

As Low As; Purchase offer valid for new/used 2024 or newer cars/trucks; excludes RVs and boats. For the 90 days no payment option, interest begins accruing from the loan disbursement date and may affect principal balance during first payments. Offers valid July 1-17, 2026.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 months
APR3.50%
Term24 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
441 4th St NW Ste 1140, Washington, DC, 20001 2714
New Autos
3.74%
2025-2026
APR3.74%
Term2025-2026
Last UpdatedJul 15, 2026
Details

As Low As

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 months
APR3.75%
Term48 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
Used Auto
3.84%
Up to 36 Months
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.99%
36 months
APR3.99%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As*

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $1,000 loan

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
APR4.00%
Term36 months
Last UpdatedJul 14, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
New Auto
4.09%
Up to 60 months
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
4.20%
36 Months
APR4.20%
Term36 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $29.61

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
Up to 36 months
APR4.24%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
4.24%
Up to 36 months
APR4.24%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $1,000 loan

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 months
APR4.25%
Term60 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
37-48 months
APR4.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As*

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
Up to 36 months
APR4.49%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 14, 2026
Details

As Low As; Auto Pay Discount: 4.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Auto Loans
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedJul 14, 2026
Details

As Low As

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedJul 14, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Hybrid/Electric Auto Loans
4.50%
up to 9 years
APR4.50%
Termup to 9 years
Last UpdatedJul 15, 2026
Details

Choosing a hybrid or electric car means that you care about the future-and so do we, both the planet's future and yours. We've got your back with financing options that go beyond the car-like extra cash to set up your personal charging station. APR discount for hybrids and electric vehicles. Flexible terms (up to 9 years), fixed or variable rates. Finance up to 125% including charging stations. No prepayment penalties. Easy online and automatic payments. Payments: $208.72 /mo.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $22.83

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.59%
48 months
APR4.59%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.59%
Up to 60 months
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.60%
36 months
APR4.60%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.69%
60 months
APR4.69%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Auto Loan
4.69%
up to 96 Months
APR4.69%
Termup to 96 Months
Last UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
Up to 60 months
APR4.74%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
Up to 48 months
APR4.74%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
4.74%
Up to 48 months
APR4.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
4.75%
61 to 72 mos.~
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $29.72

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 months
APR4.75%
Term72 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
4.75%
Up to 5 years
APR4.75%
TermUp to 5 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
61-72 months
APR4.79%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As*

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
4.84%
37 - 48 months
APR4.84%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $1,000 loan

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
Auto Loans
4.85%
60 Months
APR4.85%
Term60 Months
Last UpdatedJul 14, 2026
Details

As Low As

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
APR4.85%
Term60 months
Last UpdatedJul 14, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.94%
48 months
APR4.94%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
Up to 72 months
APR4.99%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
Up to 36 months
APR4.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As;*

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.99%
37 - 48 months
APR4.99%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details

As Low As; Auto Pay Discount: 4.89%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.99%
37 - 48 months
APR4.99%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.89%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Used Auto Loan
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedJul 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
5.04%
60 months
APR5.04%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.04%
37 - 48 months
APR5.04%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $1,000 loan

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.10%
66 Months
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details

Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.10%
60 Months
APR5.10%
Term60 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $18.92

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $23.12

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
Up to 72 months
APR5.24%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
5.24%
49 to 60 months
APR5.24%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 months
APR5.25%
Term84 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
5.25%
Between 6 and 7 years
APR5.25%
TermBetween 6 and 7 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.25%
Up to 5 years
APR5.25%
TermUp to 5 years
Last UpdatedJul 15, 2026
Details

Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Any, if approved.

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
37-48 months
APR5.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $5,000+

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.39%
49 - 60 months
APR5.39%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $7,000 loan

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.40%
72 Months
APR5.40%
Term72 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $16.29

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
up to 36 months
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans up to 36 months
5.49%
36 months
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details

As Low As; Auto Pay Discount: 5.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 5.39%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $7,000 loan

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 48 Months
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 60 Months
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - Up to 36 Months
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedJul 6, 2026
Details

Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Classic Vehicle Loans
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 months
APR5.50%
Term84 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.52%
72 months*
APR5.52%
Term72 months*
Last UpdatedJul 11, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.54%
61 - 72 months
APR5.54%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $15,000 loan

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.59%
72 months
APR5.59%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $15,000+

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.67%
84 months**
APR5.67%
Term84 months**
Last UpdatedJul 11, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
5.75%
73 to 84 mos.
APR5.75%
Term73 to 84 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Classic Vehicle Loans
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 12, 2026
Details

The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $19.22

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 72 Months
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.75%
Between 6 and 7 years
APR5.75%
TermBetween 6 and 7 years
Last UpdatedJul 15, 2026
Details

Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Over $35,000.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.79%
61 - 72 months
APR5.79%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

As low as; Minimum of $15,000 loan

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.80%
78 Months
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details

$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.90%
84 Months
APR5.90%
Term84 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $14.56

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
Up to 36 months
APR5.99%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
5.99%
61 to 72 months
APR5.99%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.99%
73 - 84 months
APR5.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $30,000 loan

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Classic Vehicle Loans
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedJul 12, 2026
Details

The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedJul 14, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $16.60

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $15,000+

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
6.19%
73 - 84 months
APR6.19%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

As low as; Minimum of $30,000 loan

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.20%
72 months*
APR6.20%
Term72 months*
Last UpdatedJul 11, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
Up to 48 months
APR6.24%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
6.24%
73 to 84 months
APR6.24%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

100% Financing ($15K Min.); As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Classic Vehicle Loans
6.25%
120 Months
APR6.25%
Term120 Months
Last UpdatedJul 12, 2026
Details

The stated APR is the lowest rate available for qualified members and reflects a 0.25% discount for Direct Deposit and automatic debit of loan payment from a Checking Account with Lafayette Federal. The actual rate may be higher based on income, creditworthiness, and loan-to-value.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 84 Months
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
61-72 months
APR6.29%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
6.40%
78 Months
APR6.40%
Term78 Months
Last UpdatedJul 6, 2026
Details

$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
6.40%
96 Months
APR6.40%
Term96 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $13.34

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
Up to 60 months
APR6.49%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
Up to 36 months
APR6.49%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details

As Low As; Auto Pay Discount: 6.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 6.39%

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
APR6.58%
Term72 Months
Last UpdatedJul 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 months**
APR6.60%
Term84 months**
Last UpdatedJul 11, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
APR6.72%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
Up to 72 months
APR6.74%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
Up to 48 months
APR6.74%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
6.74%
85 to 96 months
APR6.74%
Term85 to 96 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Older Used Vehicles Loan
6.74%
Up to 36 months
APR6.74%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; 100% of the purchase price using NADA Average Retail value.

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
6.75%
Between 8 and 9 years
APR6.75%
TermBetween 8 and 9 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.84%
Up to 36 months
APR6.84%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.89%
84 months
APR6.89%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $20,000+

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
APR6.97%
Term48 Months
Last UpdatedJul 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.99%
Up to 84 months
APR6.99%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.99%
Up to 60 months
APR6.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedJul 15, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
7.05%
84 Months
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
7.05%
84 Months
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details

$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $20,000+

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.24%
Up to 96 months
APR7.24%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.24%
Up to 72 months
APR7.24%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Older Used Vehicles Loan
7.24%
37 to 60 months
APR7.24%
Term37 to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; 100% of the purchase price using NADA Average Retail value.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
7.40%
84 Months
APR7.40%
Term84 Months
Last UpdatedJul 6, 2026
Details

$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.49%
Up to 120 months
APR7.49%
TermUp to 120 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.49%
Up to 84 months
APR7.49%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 67 months to 72 months
7.49%
67 months to 72 months
APR7.49%
Term67 months to 72 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
7.49%
73 - 84 months
APR7.49%
Term73 - 84 months
Last UpdatedJul 14, 2026
Details

As Low As; Auto Pay Discount: 7.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
7.49%
73 - 84 months
APR7.49%
Term73 - 84 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 7.39%

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.74%
Up to 96 months
APR7.74%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.74%
72 months
APR7.74%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $25,000+

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 73 months to 78 months
7.74%
73 months to 78 months
APR7.74%
Term73 months to 78 months
Last UpdatedJul 12, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.89%
96 months
APR7.89%
Term96 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $40,000+

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.94%
84 months
APR7.94%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $25,000+

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.99%
Up to 120 months
APR7.99%
TermUp to 120 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Leisure Vehicle Loan
8.00%
up to 84 mos.
APR8.00%
Termup to 84 mos.
Last UpdatedJul 12, 2026
Details

As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
8.09%
96 months
APR8.09%
Term96 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $40,000+

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
8.49%
Up to 180 months
APR8.49%
TermUp to 180 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 79 months to 84 months
8.49%
79 months to 84 months
APR8.49%
Term79 months to 84 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
8.99%
Up to 180 months
APR8.99%
TermUp to 180 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Leisure Vehicle Loan
9.25%
85 to 120 mos.
APR9.25%
Term85 to 120 mos.
Last UpdatedJul 12, 2026
Details

As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
9.49%
Up to 240 months
APR9.49%
TermUp to 240 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Leisure Vehicle Loan
9.75%
121 to 144 mos.
APR9.75%
Term121 to 144 mos.
Last UpdatedJul 12, 2026
Details

As Low As; Includes Personal Watercraft and Snowmobiles. APR is based on evaluation of applicant's credit at time of application. Your actual APR may vary. FedChoice Federal Credit Union's normal underwriting requirements apply. Not all will qualify for the lowest rate. Not all will be approved.

District Of Columbia New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 months
APR3.25%
Term24 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
New Auto
3.34%
Up to 36 Months
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
441 4th St NW Ste 1140, Washington, DC, 20001 2714
New Autos
3.74%
2025-2026
APR3.74%
Term2025-2026
Last UpdatedJul 15, 2026
Details

As Low As

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 months
APR3.75%
Term48 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.99%
36 months
APR3.99%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As*

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
3.99%
Up to 36 months
APR3.99%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $1,000 loan

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
APR4.00%
Term36 months
Last UpdatedJul 14, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
New Auto
4.09%
Up to 60 months
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
4.20%
36 Months
APR4.20%
Term36 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $29.61

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
Up to 36 months
APR4.24%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 months
APR4.25%
Term60 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
37-48 months
APR4.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As*

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
Up to 48 months
APR4.49%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Auto Loan
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
4.50%
up to 60 mos.
APR4.50%
Termup to 60 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedJul 14, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
4.55%
48 Months
APR4.55%
Term48 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $22.83

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.59%
48 months
APR4.59%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.69%
60 months
APR4.69%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
Up to 60 months
APR4.74%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
4.74%
Up to 48 months
APR4.74%
TermUp to 48 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
4.75%
61 to 72 mos.~
APR4.75%
Term61 to 72 mos.~
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 months
APR4.75%
Term72 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
4.75%
Up to 5 years
APR4.75%
TermUp to 5 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
61-72 months
APR4.79%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As*

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
4.84%
37 - 48 months
APR4.84%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $1,000 loan

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
APR4.85%
Term60 months
Last UpdatedJul 14, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
Up to 72 months
APR4.99%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.99%
37 - 48 months
APR4.99%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.89%

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.10%
66 Months
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details

Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.10%
60 Months
APR5.10%
Term60 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $18.92

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 months
APR5.24%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
5.24%
49 to 60 months
APR5.24%
Term49 to 60 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 months
APR5.25%
Term84 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
5.25%
Between 6 and 7 years
APR5.25%
TermBetween 6 and 7 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.39%
49 - 60 months
APR5.39%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $7,000 loan

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.40%
72 Months
APR5.40%
Term72 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $16.29

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
up to 36 months
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans up to 36 months
5.49%
36 months
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 5.39%

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year.

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.52%
72 months*
APR5.52%
Term72 months*
Last UpdatedJul 11, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.54%
61 - 72 months
APR5.54%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $15,000 loan

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.67%
84 months**
APR5.67%
Term84 months**
Last UpdatedJul 11, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles Loan
5.75%
73 to 84 mos.
APR5.75%
Term73 to 84 mos.
Last UpdatedJul 12, 2026
Details

As Low As; New Vehicles

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
5.80%
78 Months
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details

$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
5.90%
84 Months
APR5.90%
Term84 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $14.56

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
Up to 36 months
APR5.99%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
5.99%
61 to 72 months
APR5.99%
Term61 to 72 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
New Car Loan
5.99%
73 - 84 months
APR5.99%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum of $30,000 loan

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedJul 14, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
Up to 48 months
APR6.24%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
6.24%
73 to 84 months
APR6.24%
Term73 to 84 months
Last UpdatedJul 15, 2026
Details

100% Financing ($15K Min.); As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2019 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles Loan
6.40%
96 Months
APR6.40%
Term96 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $13.34

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
Up to 60 months
APR6.49%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 6.39%

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
Up to 72 months
APR6.74%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only) Loan
6.74%
85 to 96 months
APR6.74%
Term85 to 96 months
Last UpdatedJul 15, 2026
Details

100% Financing; As Low As

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
6.75%
Between 8 and 9 years
APR6.75%
TermBetween 8 and 9 years
Last UpdatedJul 15, 2026
Details

Variable indexed rate based on the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. An increase in rate might affect your payment amount.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.99%
Up to 84 months
APR6.99%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
New Auto Loan
7.05%
84 Months
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details

As Low As; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
7.05%
84 Months
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details

$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.24%
Up to 96 months
APR7.24%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.49%
Up to 120 months
APR7.49%
TermUp to 120 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 67 months to 72 months
7.49%
67 months to 72 months
APR7.49%
Term67 months to 72 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
7.49%
73 - 84 months
APR7.49%
Term73 - 84 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 7.39%

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 73 months to 78 months
7.74%
73 months to 78 months
APR7.74%
Term73 months to 78 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
8.49%
Up to 180 months
APR8.49%
TermUp to 180 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 79 months to 84 months
8.49%
79 months to 84 months
APR8.49%
Term79 months to 84 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
9.49%
Up to 240 months
APR9.49%
TermUp to 240 months
Last UpdatedJul 11, 2026
Details

As Low As; ***

District Of Columbia Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 months
APR3.50%
Term24 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
Used Auto
3.84%
Up to 36 Months
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
APR4.00%
Term36 months
Last UpdatedJul 14, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
4.24%
Up to 36 months
APR4.24%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $1,000 loan

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
Up to 36 months
APR4.49%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.49%
up to 36 months
APR4.49%
Termup to 36 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.39%

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
APR4.50%
Term48 months
Last UpdatedJul 14, 2026
Details

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.59%
Up to 60 months
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.60%
36 months
APR4.60%
Term36 months
Last UpdatedJul 11, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
Up to 48 months
APR4.74%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $29.72

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
APR4.85%
Term60 months
Last UpdatedJul 14, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.94%
48 months
APR4.94%
Term48 months
Last UpdatedJul 11, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
Up to 60 months
APR4.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
Up to 36 months
APR4.99%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

As Low As;*

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
4.99%
37 - 48 months
APR4.99%
Term37 - 48 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 4.89%

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.62%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Used Auto Loan
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedJul 12, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
5.04%
60 months
APR5.04%
Term60 months
Last UpdatedJul 11, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.04%
37 - 48 months
APR5.04%
Term37 - 48 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $1,000 loan

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.10%
66 Months
APR5.10%
Term66 Months
Last UpdatedJul 6, 2026
Details

Up to $15,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
5.20%
48 Months
APR5.20%
Term48 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $23.12

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
Up to 72 months
APR5.24%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.25%
Up to 5 years
APR5.25%
TermUp to 5 years
Last UpdatedJul 15, 2026
Details

Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Any, if approved.

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
37-48 months
APR5.29%
Term37-48 months
Last UpdatedJul 12, 2026
Details

As Low As;*

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 months
APR5.49%
Term84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $75,000. ***

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
up to 36 months
APR5.49%
Termup to 36 months
Last UpdatedJul 12, 2026
Details

As Low As

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans up to 36 months
5.49%
36 months
APR5.49%
Term36 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 5.39%

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.49%
49 - 60 months
APR5.49%
Term49 - 60 months
Last UpdatedJul 15, 2026
Details

As Low As; - Minimum of $7,000 loan

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 48 Months
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 60 Months
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - Up to 36 Months
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
5.50%
66 Months
APR5.50%
Term66 Months
Last UpdatedJul 6, 2026
Details

Up to $15,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year.

IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 months
APR5.50%
Term84 months
Last UpdatedJul 15, 2026
Details

APR* - From 81% to 100% LTV Ratio

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $19.22

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 72 Months
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details

OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.95%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.75%
Between 6 and 7 years
APR5.75%
TermBetween 6 and 7 years
Last UpdatedJul 15, 2026
Details

Rate is variable and indexed to the Prime Rate published by The Wall Street Journal. Rate may change on March 31, June 30, September 30, or December 31. Loan amount: Over $35,000.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
5.79%
61 - 72 months
APR5.79%
Term61 - 72 months
Last UpdatedJul 15, 2026
Details

As low as; Minimum of $15,000 loan

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
5.80%
78 Months
APR5.80%
Term78 Months
Last UpdatedJul 6, 2026
Details

$15,000 to $35,000; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.82%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
APR6.00%
Term72 months
Last UpdatedJul 14, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 6.72%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles Loan
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedJul 14, 2026
Details

As Low As; Est. Monthly Payment $16.60

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.24%
Room B 203, Washington, DC, 20515
Used Car Loan
6.19%
73 - 84 months
APR6.19%
Term73 - 84 months
Last UpdatedJul 15, 2026
Details

As low as; Minimum of $30,000 loan

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.20%
72 months*
APR6.20%
Term72 months*
Last UpdatedJul 11, 2026
Details

As Low As

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.10%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Actual rate may be higher based on income, credit worthiness, and loan to value. Financing available for model years 2023 to current model year. $25,000 minimum loan amount required for vehicle loan of 73 to 84 months.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old) - 84 Months
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.73%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
61-72 months
APR6.29%
Term61-72 months
Last UpdatedJul 12, 2026
Details

As Low As;*

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
6.40%
78 Months
APR6.40%
Term78 Months
Last UpdatedJul 6, 2026
Details

$15,000 to $35,000 loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
Up to 36 months
APR6.49%
TermUp to 36 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 37 months to 48 months
6.49%
37 months to 48 months
APR6.49%
Term37 months to 48 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
6.49%
61 - 72 months
APR6.49%
Term61 - 72 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 6.39%

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
APR6.58%
Term72 Months
Last UpdatedJul 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 months**
APR6.60%
Term84 months**
Last UpdatedJul 11, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
APR6.72%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
Up to 48 months
APR6.74%
TermUp to 48 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Older Used Vehicles Loan
6.74%
Up to 36 months
APR6.74%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details

As Low As; 100% of the purchase price using NADA Average Retail value.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
APR6.97%
Term48 Months
Last UpdatedJul 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.99%
Up to 60 months
APR6.99%
TermUp to 60 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 49 months to 60 months
6.99%
49 months to 60 months
APR6.99%
Term49 months to 60 months
Last UpdatedJul 12, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedJul 15, 2026
Details

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Same as New Auto Loan
7.05%
84 Months
APR7.05%
Term84 Months
Last UpdatedJul 6, 2026
Details

$35,000+; Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. Payment examples do not include debt protection coverage.

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 61 months to 66 months
7.19%
61 months to 66 months
APR7.19%
Term61 months to 66 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.24%
Up to 72 months
APR7.24%
TermUp to 72 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.88%
555 New Jersey Ave NW, Washington, DC, 20001
Older Used Vehicles Loan
7.24%
37 to 60 months
APR7.24%
Term37 to 60 months
Last UpdatedJul 15, 2026
Details

As Low As; 100% of the purchase price using NADA Average Retail value.

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.25%
550 C St SW, Washington, DC, 20024 2572
Used Auto Loan
7.40%
84 Months
APR7.40%
Term84 Months
Last UpdatedJul 6, 2026
Details

$35,000+ loan amount. Up to 100% of financing of NADA Clean Retail to include tax, tags, warranties and GAP. Rates, terms, and conditions vary based on creditworthiness and other qualifications are subject to change. New member discount is not applicable. Annual Percentage Rate. The auto loan rates above include discounts for automatic payment and discounts under the Member Loyalty Program. Total rate discounts cannot exceed 1.50%. Rates, terms, and conditions vary based on creditworthiness and other qualifications and are subject to change. Payment examples do not include debt protection coverage.

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.49%
Up to 84 months
APR7.49%
TermUp to 84 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 67 months to 72 months
7.49%
67 months to 72 months
APR7.49%
Term67 months to 72 months
Last UpdatedJul 12, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
New or Used Vehicles Loan
7.49%
73 - 84 months
APR7.49%
Term73 - 84 months
Last UpdatedJul 14, 2026
Details

As Low As; w/ Auto Pay Discount: 7.39%

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.74%
Up to 96 months
APR7.74%
TermUp to 96 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 73 months to 78 months
7.74%
73 months to 78 months
APR7.74%
Term73 months to 78 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.99%
Up to 120 months
APR7.99%
TermUp to 120 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans - 79 months to 84 months
8.49%
79 months to 84 months
APR8.49%
Term79 months to 84 months
Last UpdatedJul 12, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.55%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
8.99%
Up to 180 months
APR8.99%
TermUp to 180 months
Last UpdatedJul 11, 2026
Details

As Low As; Maximum Loan Amount: $150,000

District Of Columbia Auto Loan Rate Trends

Compare local District Of Columbia auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full District Of Columbia Auto Trends →
New Auto Loan — DC Avg
4.970%
▼ 0.130 vs 7 days ago

District Of Columbia new auto rates fell 0.130 points over the past 7 days to 4.970% APR.

Used Auto Loan — DC Avg
5.429%
▼ 0.080 vs 7 days ago

District Of Columbia used auto rates fell 0.080 points over the past 7 days to 5.429% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our District Of Columbia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for District Of Columbia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in District Of Columbia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in DC.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in District Of Columbia

How does my credit score affect my car loan rate in District Of Columbia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in District Of Columbia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in District Of Columbia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in District Of Columbia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in District Of Columbia?

Based on our current data, some of the lowest auto loan rates available in District Of Columbia include:
  • IDB Global Federal Credit Union: 3.25% (Auto Loan-New Vehicle (Fixed Rate))
  • American Airlines Federal Credit Union: 3.34% (New Auto)
  • Government Printing Office Federal Credit Union: 3.50% (Auto Loan Purchase)
  • Police Federal Credit Union: 3.74% (New Autos)
  • Andrews Federal Credit Union: 3.99% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 15, 2026

Auto Loan Rates by City in District Of Columbia