Auto Loan Rates in District Of Columbia (DC) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in District Of Columbia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in District Of Columbia include Bank Fund Staff Federal Credit UnionBank Fund Staff Federal Credit Union1725 I St NW, WASHINGTON, DC, 20006A+5.0 ★Texas Ratio: 1.49% offering New Auto Loan at 2.75%, IDB Global Federal Credit UnionIDB Global Federal Credit Union1300 New York Ave NW, Washington, DC, 20577 0001A+5.0 ★Texas Ratio: 0.99% offering Auto Loan-New Vehicle (Fixed Rate) at 3.25%, Congressional Federal Credit UnionCongressional Federal Credit UnionRoom B 203, Washington, DC, 20515A5.0 ★Texas Ratio: 6.60% offering Congressional Federal Car Buying Service powered by TrueCarNew Car at 3.74%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit Union1 Aviation Cir, Washington, DC, 20001A+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, Census Federal Credit UnionCensus Federal Credit Union4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001A+5.0 ★Texas Ratio: 0.45% offering New Autos at 3.95%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across District Of Columbia side-by-side. District Of Columbia auto loan rates currently start as low as 2.75% APR from Bank Fund Staff Federal Credit Union at 1725 I St NW, WASHINGTON, DC, 20006. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in District Of Columbia. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in District Of Columbia
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
New Auto Loan
2.75%
36-Month
▼
APR2.75%
Term36-Month
Last UpdatedMay 6, 2026
Details
Discounted Rate
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
APR3.95%
Term36 Months
Last UpdatedMay 6, 2026
Details
100% Financing
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.04%
Up to 36 months
▼
APR4.04%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.04%
36 Months
▼
APR4.04%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Vehicle Loan
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
4.34%
48 Months
▼
APR4.34%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.34%
48 Months
▼
APR4.34%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMay 6, 2026
Details
2023-2026
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2023-2026)
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMay 6, 2026
Details
100% Financing
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.49%
up to 36 months
▼
APR4.49%
Termup to 36 months
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.54%
37 - 48 months
▼
APR4.54%
Term37 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
4.54%
Up to 36 months
▼
APR4.54%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
4.75%
Up to 5 years
▼
APR4.75%
TermUp to 5 years
Last UpdatedMay 7, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Vehicle Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMay 12, 2026
Details
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
4.87%
0-48
▼
APR4.87%
Term0-48
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
2020-2022
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2020-2022)
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
100% Financing
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
4.99%
37 - 48 months
▼
APR4.99%
Term37 - 48 months
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 4.89%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.04%
37 - 48 months
▼
APR5.04%
Term37 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.19%
36 months
▼
APR5.19%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
5.25%
Between 6 and 7 years
▼
APR5.25%
TermBetween 6 and 7 years
Last UpdatedMay 7, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.25%
Up to 5 years
▼
APR5.25%
TermUp to 5 years
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
5.37%
49-60
▼
APR5.37%
Term49-60
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.39%
49 - 60
▼
APR5.39%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.49%
49 - 60 months
▼
APR5.49%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
5.49%
49 - 60 months
▼
APR5.49%
Term49 - 60 months
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 5.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.49%
49 - 60
▼
APR5.49%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Vehicle Loan
5.53%
60 Months
▼
APR5.53%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Vehicle Loan
5.54%
72 Months
▼
APR5.54%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $15,000 loan
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
5.59%
60 months
▼
APR5.59%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing ($15K Min.)
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer) Hybrid/Electric cars only
5.74%
Up to 6 years
▼
APR5.74%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.75%
Between 6 and 7 years
▼
APR5.75%
TermBetween 6 and 7 years
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $15,000 loan
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
5.87%
61-72
▼
APR5.87%
Term61-72
Last UpdatedMay 6, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $30,000 loan
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer)
5.99%
Up to 6 years
▼
APR5.99%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
6.19%
73 - 84 months
▼
APR6.19%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $30,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
6.24%
85 to 96 months
▼
APR6.24%
Term85 to 96 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Dept of Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
200 Constitution Ave NW, Washington, DC, 20210
AUTO LOANS1
6.37%
73-84
▼
APR6.37%
Term73-84
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.39%
61 - 72
▼
APR6.39%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
6.49%
61 - 72 months
▼
APR6.49%
Term61 - 72 months
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 6.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.49%
61 - 72
▼
APR6.49%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
6.75%
Between 8 and 9 years
▼
APR6.75%
TermBetween 8 and 9 years
Last UpdatedMay 7, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
6.84%
Up to 36 months
▼
APR6.84%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
7.04%
84 Months
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
7.34%
84 Months
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.39%
73 - 84
▼
APR7.39%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.49%
120 Months
▼
APR7.49%
Term120 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
Auto Loans
7.49%
73 - 84 months
▼
APR7.49%
Term73 - 84 months
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount: as low as 7.39%
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.49%
73 - 84
▼
APR7.49%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.74%
72 months
▼
APR7.74%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedMay 6, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
7.94%
84 months
▼
APR7.94%
Term84 months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.99%
120 Months
▼
APR7.99%
Term120 Months
Last UpdatedMay 4, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Leisure Vehicle Loan
8.00%
up to 84 mos.
▼
APR8.00%
Termup to 84 mos.
Last UpdatedMay 6, 2026
Details
As Low As; Includes Personal Watercraft and Snowmobiles.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
935 Pennsylvania Ave NW Rm 8676, Washington, DC, 20535 0001
Vehicle Loans
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
8.49%
180 Months
▼
APR8.49%
Term180 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
8.49%
79 Months
▼
APR8.49%
Term79 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
8.99%
180 Months
▼
APR8.99%
Term180 Months
Last UpdatedMay 4, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
9.04%
96 Months
▼
APR9.04%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Leisure Vehicle Loan
9.25%
85 to 120 mos.
▼
APR9.25%
Term85 to 120 mos.
Last UpdatedMay 6, 2026
Details
As Low As; Includes Personal Watercraft and Snowmobiles.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bank Fund Staff Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.49%
1725 I St NW, WASHINGTON, DC, 20006
New Auto Loan
2.75%
36-Month
▼
APR2.75%
Term36-Month
Last UpdatedMay 6, 2026
Details
Discounted Rate
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
New Autos
3.95%
36 Months
▼
APR3.95%
Term36 Months
Last UpdatedMay 6, 2026
Details
100% Financing
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
3.99%
Up to 36
▼
APR3.99%
TermUp to 36
Last UpdatedMay 6, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.20%
36 Months
▼
APR4.20%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
4.34%
48 Months
▼
APR4.34%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.34%
48 Months
▼
APR4.34%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Auto Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.50%
up to 60 mos.
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
4.55%
48 Months
▼
APR4.55%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.59%
48 Months
▼
APR4.59%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
4.75%
61 to 72 mos.
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
4.75%
Up to 5 years
▼
APR4.75%
TermUp to 5 years
Last UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
New Auto
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedMay 6, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarNew Car
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
New Car
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
4.99%
49 to 60 months
▼
APR4.99%
Term49 to 60 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.10%
60 Months
▼
APR5.10%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Auto Loans
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-New Vehicle (Fixed Rate)
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; From 81% to 100% LTV Ratio
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
5.25%
Between 6 and 7 years
▼
APR5.25%
TermBetween 6 and 7 years
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.39%
49 - 60
▼
APR5.39%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.40%
72 Months
▼
APR5.40%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.49%
61 to 72 months
▼
APR5.49%
Term61 to 72 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.49%
49 - 60
▼
APR5.49%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.52%
72 Months
▼
APR5.52%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
5.64%
60 Months
▼
APR5.64%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
New Auto Loan
5.67%
84 Months
▼
APR5.67%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
New Autos
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing ($15K Min.)
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer) Hybrid/Electric cars only
5.74%
Up to 6 years
▼
APR5.74%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
New Vehicles
5.75%
73 to 84 mos.
▼
APR5.75%
Term73 to 84 mos.
Last UpdatedMay 6, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
5.90%
84 Months
▼
APR5.90%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer)
5.99%
Up to 6 years
▼
APR5.99%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 12, 2026
Details
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
6.04%
72 Months
▼
APR6.04%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
New Vehicles, MSRP (Purchase Only)
6.24%
85 to 96 months
▼
APR6.24%
Term85 to 96 months
Last UpdatedMay 6, 2026
Details
As Low As; 100% Financing
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
New Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.39%
61 - 72
▼
APR6.39%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
New Vehicles
6.40%
96 Months
▼
APR6.40%
Term96 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.49%
61 - 72
▼
APR6.49%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
New Vehicle Loan
6.75%
Between 8 and 9 years
▼
APR6.75%
TermBetween 8 and 9 years
Last UpdatedMay 7, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
7.04%
84 Months
▼
APR7.04%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.39%
73 - 84
▼
APR7.39%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
7.49%
120 Months
▼
APR7.49%
Term120 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.49%
73 - 84
▼
APR7.49%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
New Leisure Vehicle Loan
8.49%
180 Months
▼
APR8.49%
Term180 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
8.49%
79 Months
▼
APR8.49%
Term79 Months
Last UpdatedMay 6, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
New Vehicles
9.04%
96 Months
▼
APR9.04%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.00%
36 months
▼
APR4.00%
Term36 months
Last UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.04%
Up to 36 months
▼
APR4.04%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.04%
36 Months
▼
APR4.04%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.39%
up to 36
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMay 6, 2026
Details
2023-2026
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2023-2026)
4.45%
36 Months
▼
APR4.45%
Term36 Months
Last UpdatedMay 6, 2026
Details
100% Financing
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.49%
up to 36
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details
As Low As
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.50%
48 months
▼
APR4.50%
Term48 months
Last UpdatedMay 12, 2026
Details
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.54%
37 - 48 months
▼
APR4.54%
Term37 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
4.54%
Up to 36 months
▼
APR4.54%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.60%
36 Months
▼
APR4.60%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
4.85%
60 months
▼
APR4.85%
Term60 months
Last UpdatedMay 12, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.89%
37 - 48
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
4.94%
48 Months
▼
APR4.94%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
2020-2022
Census Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
4600 Silver Hill Rd Rm 1K250, Washington, DC, 20233 0001
Used Autos (2020-2022)
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
100% Financing
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Congressional Federal Car Buying Service powered by TrueCarUsed Car
4.99%
49 - 60 months
▼
APR4.99%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Car
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
1 Aviation Cir, Washington, DC, 20001
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
4.99%
37 - 48
▼
APR4.99%
Term37 - 48
Last UpdatedMay 12, 2026
Details
As Low As
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
1111 Constitution Ave Rm 1716, Washington, DC, 20224 0001
Used Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.04%
37 - 48 months
▼
APR5.04%
Term37 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $1,000 loan
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.20%
48 Months
▼
APR5.20%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.25%
Up to 5 years
▼
APR5.25%
TermUp to 5 years
Last UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.39%
49 - 60
▼
APR5.39%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.49%
49 - 60 months
▼
APR5.49%
Term49 - 60 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $7,000 loan
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
5.49%
49 - 60
▼
APR5.49%
Term49 - 60
Last UpdatedMay 12, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
IDB Global Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.99%
1300 New York Ave NW, Washington, DC, 20577 0001
Auto Loan-Used Vehicle (Fixed Rate)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
From 81% to 100% LTV Ratio
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
5.64%
36 Months
▼
APR5.64%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer) Hybrid/Electric cars only
5.74%
Up to 6 years
▼
APR5.74%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Used Vehicle Loan
5.75%
Between 6 and 7 years
▼
APR5.75%
TermBetween 6 and 7 years
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
5.79%
61 - 72 months
▼
APR5.79%
Term61 - 72 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $15,000 loan
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
5.94%
60 Months
▼
APR5.94%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1101 New York Ave NW, Washington, DC, 20005 4269
Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
OAS Staff Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.18%
1889 F St NW, Washington, DC, 20006
Vehicle Loan Special New & Used (3 Years Old - 2024 or newer)
5.99%
Up to 6 years
▼
APR5.99%
TermUp to 6 years
Last UpdatedMay 7, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
PAHO WHO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2112 F St NW, Washington, DC, 20037
New or Used Vehicle Loans
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedMay 12, 2026
Details
SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
4555 Overlook Ave SW Bldg 222, Washington, DC, 20375 0001
Used Vehicles
6.05%
72 Months
▼
APR6.05%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Room B 203, Washington, DC, 20515
Used Vehicle Loan
6.19%
73 - 84 months
▼
APR6.19%
Term73 - 84 months
Last UpdatedMay 6, 2026
Details
As Low As; - Minimum of $30,000 loan
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.20%
72 Months
▼
APR6.20%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto APR1 Classic Vehicle Loans
6.25%
120 Months
▼
APR6.25%
Term120 Months
Last UpdatedMay 6, 2026
Details
Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
Room c 1 80, WASHINGTON, DC, 20523 0001
Used Auto Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
Board of Governors of the Federal Reserve System, Washington, DC, 20551
Used Auto
6.29%
72 Months
▼
APR6.29%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.39%
61 - 72
▼
APR6.39%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.49%
37 Months
▼
APR6.49%
Term37 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
6.49%
61 - 72
▼
APR6.49%
Term61 - 72
Last UpdatedMay 12, 2026
Details
As Low As
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
6.54%
72 Months
▼
APR6.54%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details
Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
1556 Alabama Ave SE, Washington, DC, 20032
Used Auto Loan
6.60%
84 Months
▼
APR6.60%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
6.74%
36 Months
▼
APR6.74%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
6.99%
49 Months
▼
APR6.99%
Term49 Months
Last UpdatedMay 6, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1717 DeSales St NW, Washington, DC, 20036
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.19%
61 Months
▼
APR7.19%
Term61 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedMay 4, 2026
Details
As Low As
AFL-CIO Employees Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.56%
555 New Jersey Ave NW, Washington, DC, 20001
used vehicle loans
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 100% of the purchase price using NADA Average Retail value.
Department of Commerce FCU
Institution Rating:
A+5.0 ★ Texas Ratio: 2.36%
1401 Constitution Ave NW Rm B 0038A, Washington, DC, 20230 0001
Used Vehicles
7.34%
84 Months
▼
APR7.34%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.39%
73 - 84
▼
APR7.39%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As; w/ Auto Pay Discount
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.49%
67 Months
▼
APR7.49%
Term67 Months
Last UpdatedMay 6, 2026
Details
As Low As
ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
810 VERMONT AVE NW, WASHINGTON, DC, 20420
NEW or USED vehicles
7.49%
73 - 84
▼
APR7.49%
Term73 - 84
Last UpdatedMay 12, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.74%
96 Months
▼
APR7.74%
Term96 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
7.74%
73 Months
▼
APR7.74%
Term73 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
7.99%
120 Months
▼
APR7.99%
Term120 Months
Last UpdatedMay 4, 2026
Details
As Low As
InFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
1900 E St NW, Washington, DC, 20415
New and Used Auto Loans
8.49%
79 Months
▼
APR8.49%
Term79 Months
Last UpdatedMay 6, 2026
Details
As Low As
United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
441 G St NW Rm 1100, Washington, DC, 20548 0001
Used Leisure Vehicle Loan
8.99%
180 Months
▼
APR8.99%
Term180 Months
Last UpdatedMay 4, 2026
Details
As Low As
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MonitorBankRates
District Of Columbia Auto Loan Rate Trends
Compare local District Of Columbia auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — DC Avg
4.914%
Unchanged vs 7 days ago
District Of Columbia new auto loan rates currently average 4.914% APR.
Used Auto Loan — DC Avg
5.427%
Unchanged vs 7 days ago
District Of Columbia used auto loan rates currently average 5.427% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our District Of Columbia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for District Of Columbia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in District Of Columbia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in DC.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in District Of Columbia
How does my credit score affect my car loan rate in District Of Columbia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in District Of Columbia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in District Of Columbia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in District Of Columbia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in District Of Columbia?
Based on our current data, some of the lowest auto loan rates available in District Of Columbia include:
- Bank Fund Staff Federal Credit Union: 2.75% (New Auto Loan)
- IDB Global Federal Credit Union: 3.25% (Auto Loan-New Vehicle (Fixed Rate))
- Congressional Federal Credit Union: 3.74% (Congressional Federal Car Buying Service powered by TrueCarNew Car)
- American Airlines Federal Credit Union: 3.74% (New Auto)
- Census Federal Credit Union: 3.95% (New Autos)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in District Of Columbia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Auto Loan Rates by City in District Of Columbia
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