Auto Loan Rates in Georgia (GA) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Georgia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Georgia include CDC Federal Credit UnionCDC Federal Credit Union4770 Buford Hwy, Chamblee, GA, 30341A+5.0 ★Texas Ratio: 4.26% offering New Auto at 2.50%, Baxter Credit UnionBaxter Credit Union505 Takeda Pkwy, Social Circle, GA, 30025 4723A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Credit Union of Georgia Credit UnionCredit Union of Georgia Credit Union3048 Eagle Dr, Woodstock, GA, 30189 5531A+5.0 ★Texas Ratio: 5.89% offering New Vehicle Loans at 3.49%, The Southern Credit UnionThe Southern Credit Union430 Lanier Ave E, Fayetteville, GA, 30214A+5.0 ★Texas Ratio: 0.35% offering New Auto (Model Year 2025 or newer) at 3.50%, Combined Employees Credit UnionCombined Employees Credit Union593 Russell Pkwy, Warner Robins, GA, 31088A+5.0 ★Texas Ratio: 0.34% offering NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES) at 3.90%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Georgia side-by-side. Georgia auto loan rates currently start as low as 2.50% APR from CDC Federal Credit Union at 4770 Buford Hwy, Chamblee, GA, 30341. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Georgia. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Georgia
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
APR2.50%
Term0-24 Months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
APR3.40%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.49%
0-36
▼
APR3.49%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.79%
37-48
▼
APR3.79%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.90%
60 Months
▼
APR3.90%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.39%
49-60
▼
APR4.39%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
4.40%
73-84 Months
▼
APR4.40%
Term73-84 Months
Last UpdatedApr 18, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA, 30308
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
5.00%
3 Years
▼
APR5.00%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
5.44%
73-84
▼
APR5.44%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedApr 18, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)1
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (4 Years or Older)
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedApr 18, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
505 Takeda Pkwy, Social Circle, GA, 30025 4723
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (1-3 Years Old)
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.24%
72 months
▼
APR6.24%
Term72 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (4 Years or Older)
6.25%
4 Years
▼
APR6.25%
Term4 Years
Last UpdatedApr 18, 2026
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.49%
72 months
▼
APR6.49%
Term72 months
Last UpdatedApr 19, 2026
Details
FL; As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.69%
76 to 84 months
▼
APR6.69%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.74%
84 months
▼
APR6.74%
Term84 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.80%
48 Months
▼
APR6.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.89%
64 to 75 months
▼
APR6.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Used Autos
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
6.99%
84 months
▼
APR6.99%
Term84 months
Last UpdatedApr 19, 2026
Details
FL; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
7.15%
84 Months
▼
APR7.15%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
7.24%
84 months
▼
APR7.24%
Term84 months
Last UpdatedApr 19, 2026
Details
GA; As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
7.59%
60 Months
▼
APR7.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
First Commerce Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
1830 Norman Dr Ste B, Valdosta, GA, 31601 8448
Auto Loan
7.99%
84 months
▼
APR7.99%
Term84 months
Last UpdatedApr 19, 2026
Details
Bay; As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
959 E Confederate Ave SE, Atlanta, GA, 30316
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
8.09%
72 Months
▼
APR8.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (6-11 Years Old)
8.20%
11 Years
▼
APR8.20%
Term11 Years
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
Classic Vehicle Loans2
8.99%
Up to 4 years
▼
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.85%
60 Months
▼
APR9.85%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
10.10%
66 Months
▼
APR10.10%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
10.40%
72 Months
▼
APR10.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
11.90%
84 Months
▼
APR11.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
14.50%
3 Years
▼
APR14.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
Artesian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.12%
100 Flint Ave, Albany, GA, 31701 2559
Vehicle Loans (Current up to 3 Years Old)
15.00%
3 Years
▼
APR15.00%
Term3 Years
Last UpdatedApr 18, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
16.95%
66 Months
▼
APR16.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
17.10%
36 Months
▼
APR17.10%
Term36 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
17.20%
48 Months
▼
APR17.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
2.50%
0-24 Months
▼
APR2.50%
Term0-24 Months
Last UpdatedApr 18, 2026
Details
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
3.40%
61-72 Months
▼
APR3.40%
Term61-72 Months
Last UpdatedApr 18, 2026
Details
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.49%
0-36
▼
APR3.49%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
3.50%
24 Months+
▼
APR3.50%
Term24 Months+
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.79%
37-48
▼
APR3.79%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
3.90%
60 Months
▼
APR3.90%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
3.99%
49-60
▼
APR3.99%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.00%
60 Months±
▼
APR4.00%
Term60 Months±
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.25%
72 Months§
▼
APR4.25%
Term72 Months§
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.39%
63 months or less
▼
APR4.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
CDC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
4770 Buford Hwy, Chamblee, GA, 30341
New Auto
4.40%
73-84 Months
▼
APR4.40%
Term73-84 Months
Last UpdatedApr 18, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.49%
61-72
▼
APR4.49%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
APCO Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
30 Ivan Allen Jr Blvd NW, Atlanta, GA, 30308
NEW AUTO
4.60%
63 Months
▼
APR4.60%
Term63 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
New Auto (Model Year 2025 or newer)
4.75%
84 Monthsƒ
▼
APR4.75%
Term84 Monthsƒ
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
4.89%
64 - 75 months
▼
APR4.89%
Term64 - 75 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles1
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
New Vehicle Loans
4.99%
73-84
▼
APR4.99%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
New/ Newer Autos
4.99%
up to 84 months
▼
APR4.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
New Auto (Never Been Titled) Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.09%
72 Months
▼
APR5.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Bond Community Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.01%
433 Moreland Ave NE, Atlanta, GA, 30307 1562
New Vehicles
5.49%
36, 60, 72 or 84
▼
APR5.49%
Term36, 60, 72 or 84
Last UpdatedApr 18, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA, 30030 1229
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
NEW CAR LOANS (2025 AND NEWER)
5.59%
84 Months
▼
APR5.59%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
New Cars & Trucks
5.69%
76 - 84 months
▼
APR5.69%
Term76 - 84 months
Last UpdatedApr 17, 2026
Details
As Low As; Within 3 most recent model years and less than 25,000 miles (invoice or NADA retail value over $12,500)1
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
New Autos
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedApr 8, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
5.99%
36 Months - 60 Months
▼
APR5.99%
Term36 Months - 60 Months
Last UpdatedApr 19, 2026
Details
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES)
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
New Auto
6.14%
Up to 84 Months
▼
APR6.14%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
New Automobile - Current Year (Less Than 15,000 miles)
6.45%
84 Months
▼
APR6.45%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Glynn County Federal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
C O Bldg 86, Brunswick, GA, 31524
New Car
6.50%
84 Months - 96 Months
▼
APR6.50%
Term84 Months - 96 Months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
3.75%
24 Months+
▼
APR3.75%
Term24 Months+
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
3.99%
0-36
▼
APR3.99%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.00%
48 Months~
▼
APR4.00%
Term48 Months~
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.25%
60 Months±
▼
APR4.25%
Term60 Months±
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.29%
37-48
▼
APR4.29%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.39%
49-60
▼
APR4.39%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Luxury
4.43%
60 Months
▼
APR4.43%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Classic Cars
4.68%
48 Months
▼
APR4.68%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
4.75%
72 Months§
▼
APR4.75%
Term72 Months§
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
4.79%
61-72
▼
APR4.79%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 1 Year Old
4.95%
54 Months
▼
APR4.95%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 2 Years Old
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.39%
63 months or less
▼
APR5.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.40%
48 Months
▼
APR5.40%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union of Georgia Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.89%
3048 Eagle Dr, Woodstock, GA, 30189 5531
Used Vehicle Loans
5.44%
73-84
▼
APR5.44%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 3 Years Old
5.45%
42 Months
▼
APR5.45%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 4-5 Years Old
5.45%
36 Months
▼
APR5.45%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.65%
60 Months
▼
APR5.65%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
5800 Windward Pkwy, Alpharetta, GA, 30005
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles 6-7 Years Old
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union Of Atlanta Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
670 Metropolitan Pkwy SW, Atlanta, GA, 30310
Used Vehicles Over 7 Years Old
5.75%
18 Months
▼
APR5.75%
Term18 Months
Last UpdatedApr 19, 2026
Details
As Low As
The Southern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
430 Lanier Ave E, Fayetteville, GA, 30214
Used Auto (Model Year 2016 or newer)
5.75%
84 Monthsƒ
▼
APR5.75%
Term84 Monthsƒ
Last UpdatedApr 19, 2026
Details
Tesla financing requires 20% equity
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
Used Car Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2022-2024)
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
5.89%
64 to 75 months
▼
APR5.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
5.90%
66 Months
▼
APR5.90%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Southern Pine Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
5495 Clyattville Lake Park Rd, Valdosta, GA, 31601 0871
Used Auto Loan
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedApr 19, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto (2018 or older)
5.99%
Up to 60 Months
▼
APR5.99%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
Family Savings Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.34%
101 Felton Dr, Rockmart, GA, 30153
Used Autos
5.99%
up to 84 months
▼
APR5.99%
Termup to 84 months
Last UpdatedApr 19, 2026
Details
Rates subject to credit score, loan term, collateral age/mileage
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (1-3 Years Old)
6.00%
3 Years
▼
APR6.00%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
6.15%
72 Months
▼
APR6.15%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.39%
63 months or less
▼
APR6.39%
Term63 months or less
Last UpdatedApr 17, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.39%
36 Months
▼
APR6.39%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
100 Busch Dr NE, Cartersville, GA, 30121 7217
Used Auto1
6.49%
Up to 84 Months
▼
APR6.49%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.50%
36 Months
▼
APR6.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.69%
76 to 84 months
▼
APR6.69%
Term76 to 84 months
Last UpdatedApr 17, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
6.80%
48 Months
▼
APR6.80%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Tennessee Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
200 Alamar St, Fort Oglethorpe, GA, 30742
Used Cars & Trucks
6.89%
64 to 75 months
▼
APR6.89%
Term64 to 75 months
Last UpdatedApr 17, 2026
Details
1st Choice Credit Union
Institution Rating:
A+5.0 ★
315 Auburn Ave NE, Atlanta, GA, 30303 2603
Used Autos
6.99%
36 months
▼
APR6.99%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile Current Year+ 1-3 Years Old
7.15%
84 Months
▼
APR7.15%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
7.50%
66 Months
▼
APR7.50%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
7.59%
60 Months
▼
APR7.59%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.00%
Up to 12 months
▼
APR8.00%
TermUp to 12 months
Last UpdatedApr 19, 2026
Details
Coca Cola Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
1 Coca Cola Plz NW, Atlanta, GA, 30313 2420
USED CAR LOANS (2015-2021)
8.09%
72 Months
▼
APR8.09%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Combined Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
593 Russell Pkwy, Warner Robins, GA, 31088
Used Autos (6-11 Years Old)
8.20%
11 Years
▼
APR8.20%
Term11 Years
Last UpdatedApr 18, 2026
Details
As Low As
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.25%
24 months
▼
APR8.25%
Term24 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.50%
36 months
▼
APR8.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
8.75%
48 months
▼
APR8.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
1025 Virginia Ave, Atlanta, GA, 30354 1319
New and Used Small Vehicle Loans
9.00%
60 months
▼
APR9.00%
Term60 months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.00%
36 Months
▼
APR9.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.25%
48 Months
▼
APR9.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
9.85%
60 Months
▼
APR9.85%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
10.10%
66 Months
▼
APR10.10%
Term66 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
10.40%
72 Months
▼
APR10.40%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 9 Years & Older
11.90%
84 Months
▼
APR11.90%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
16.95%
66 Months
▼
APR16.95%
Term66 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
17.10%
36 Months
▼
APR17.10%
Term36 Months
Last UpdatedApr 19, 2026
Details
CGR Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
2040 Ingleside Ave, Macon, GA, 31204
Used Automobile 4-5 Years Old
17.20%
48 Months
▼
APR17.20%
Term48 Months
Last UpdatedApr 19, 2026
Details
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MonitorBankRates
Georgia Auto Loan Rate Trends
Compare local Georgia auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — GA Avg
4.502%
▲ 0.003 vs 7 days ago
Georgia new auto rates rose 0.003 points over the past 7 days to 4.502% APR.
Used Auto Loan — GA Avg
5.965%
Unchanged vs 7 days ago
Georgia used auto loan rates currently average 5.965% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Georgia
How does my credit score affect my car loan rate in Georgia?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Georgia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Georgia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Georgia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Georgia?
Based on our current data, some of the lowest auto loan rates available in Georgia include:
- CDC Federal Credit Union: 2.50% (New Auto)
- Baxter Credit Union: 3.24% (Auto Loans)
- Credit Union of Georgia Credit Union: 3.49% (New Vehicle Loans)
- The Southern Credit Union: 3.50% (New Auto (Model Year 2025 or newer))
- Combined Employees Credit Union: 3.90% (NEW & CURRENT MODEL AUTOS (UNDER 15,000 MILES))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Georgia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Auto Loan Rates by City in Georgia
Rate Assistant
MonitorBankRates.com · Live Data
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