Georgia Auto Loan Rate Trends
Track current and weekly average auto loan rates in Georgia, view interactive rate trend charts, and compare local GA aprs against the national average.
Current Georgia Auto Loan Rate Trends
Auto Loan rates in Georgia fell 0.006 this week to 4.971%, down from 4.977% last week.
At 4.971%, Georgia’s average sits 1.013 below the current national average of 5.984%. GA borrowers may have a competitive advantage relative to the national market.
The Georgia auto loan rate averages on this page are calculated from 375 verified auto loan rate quotes collected across 50 banks and credit unions actively operating in Georgia. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Georgia Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Georgia auto loan rate averages compiled from 375 current rate quotes across 50 banks and credit unions operating in GA, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Georgia
Quarterly average rates at credit unions headquartered in Georgia, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Georgia (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
