Auto Loan Rates in Chicago, Illinois (IL) for June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chicago, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chicago, Illinois include CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit Union10057 S Western Ave, Chicago, IL, 60643 1925B+4.7 ★Texas Ratio: 16.30% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.51% offering New Vehicle A 700 & Up Loan at 3.00%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionOHare International Airport, Chicago, IL, 60666A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, ELCA Federal Credit UnionELCA Federal Credit Union8765 W Higgins Rd, Chicago, IL, 60631A5.0 ★Texas Ratio: 7.33% offering Auto Loans at 3.49%. Auto loan rates as of June 1, 2026 according to verified data from MonitorBankRates.
Chicago has 17 local institutions in our database, with auto loan rates as low as 2.50% APR from CTA 74th Street Depot Federal Credit Union at 10057 S Western Ave, Chicago, IL, 60643 1925. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Auto Loan Rates Last Updated and Verified: June 1, 2026
Compare Auto Loan Rates Today in Chicago, Illinois & Surrounding Area
Chicago Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 23, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months and 72 months
▼
APR3.25%
Term36 months and 72 months
Last UpdatedMay 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
36 Months
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
36 Months
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedMay 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMay 21, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMay 22, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedMay 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 31, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedMay 22, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedMay 22, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMay 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.24%
4-Year
▼
APR5.24%
Term4-Year
Last UpdatedMay 22, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMay 23, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
5.29%
66 Months
▼
APR5.29%
Term66 Months
Last UpdatedMay 31, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMay 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 22, 2026
Details
New Never Titled; Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 22, 2026
Details
2015 - 2017; 72 Months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.49%
5-Year
▼
APR5.49%
Term5-Year
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.50%
1 - 60 months
▼
APR5.50%
Term1 - 60 months
Last UpdatedMay 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2026 - 2024 Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
60 to 72 month terms
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMay 31, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62
▼
APR5.54%
TermUp to 62
Last UpdatedMay 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMay 21, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 22, 2026
Details
2018 - 2019; Max 72 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.74%
6-Year
▼
APR5.74%
Term6-Year
Last UpdatedMay 22, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMay 23, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMay 23, 2026
Details
As Low As
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loans
5.75%
1 - 60 months
▼
APR5.75%
Term1 - 60 months
Last UpdatedMay 20, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66
▼
APR5.84%
Term63 - 66
Last UpdatedMay 31, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMay 22, 2026
Details
2015 - 2017; Max 66 months
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Auto Loans
5.99%
7-Year
▼
APR5.99%
Term7-Year
Last UpdatedMay 22, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMay 31, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72
▼
APR6.04%
Term67 - 72
Last UpdatedMay 31, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMay 21, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Older Models
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2019 - 2021
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedMay 23, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72
▼
APR6.24%
Term24-72
Last UpdatedMay 31, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.29%
Up to 36 months
▼
APR6.29%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 22, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Older Models
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2018 - 2020
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2023, 2022 Vehicle Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
48 to 72 month terms
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMay 31, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84
▼
APR6.54%
Term73 - 84
Last UpdatedMay 31, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.84%
Up to 36
▼
APR6.84%
TermUp to 36
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedMay 21, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
2010 - 2014; MAX 60 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 22, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 22, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.09%
60 Months
▼
APR7.09%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2021, 2020 Vehicle Loan
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
36 to 60 month terms
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.74%
72 Months
▼
APR7.74%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedMay 21, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.94%
84 Months
▼
APR7.94%
Term84 Months
Last UpdatedMay 21, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loan
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedMay 21, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
8.50%
54 Months
▼
APR8.50%
Term54 Months
Last UpdatedMay 22, 2026
Details
2009 & Older; MAX 54 months
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
2019 Vehicle Loan
8.50%
48 Months
▼
APR8.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
24 to 48 month terms
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.00%
72 Months
▼
APR11.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.25%
60 Months
▼
APR11.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
12.75%
84 Months
▼
APR12.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
14.25%
84 Months
▼
APR14.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
15.75%
84 Months
▼
APR15.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
17.25%
84 Months
▼
APR17.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 20, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars 20% Down Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 23, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 22, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As; For Well Qualified Borrowers
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars 20% Down Loan
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 23, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Up to retail value Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 23, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 NADA Trade-in Value Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 23, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 23, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.23%
New & Used Vehicle: 2017-2027 Models Loan
3.99%
2027 Mo
▼
APR3.99%
Term2027 Mo
Last UpdatedMay 23, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 30, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
*ADD 1% EXTRA FOR BOATS ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 31, 2026
Details
up to two years old
Powered by
MonitorBankRates
Chicago New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months and 72 months
▼
APR3.25%
Term36 months and 72 months
Last UpdatedMay 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
36 Months
▼
APR3.34%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
60 Months
▼
APR4.09%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
100 E Erie St, Chicago, IL, 60611 2829
New Auto Loans
4.79%
24-72
▼
APR4.79%
Term24-72
Last UpdatedMay 31, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedMay 31, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 31, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle A 700 & Up Loan
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedMay 31, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2026 - 2025
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
New Auto Loan 2025 & Newer
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Advertised auto loan rates include automatic payment option. Rates are 0.25% higher without automatic payment option.
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedMay 23, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Member Auto Loan Refinancing
5.29%
66 Months
▼
APR5.29%
Term66 Months
Last UpdatedMay 31, 2026
Details
As Low As; For vehicles up to 7 model years old, refinanced from another lender
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedMay 31, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 22, 2026
Details
New Never Titled; Max 72 months
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle B 625-699 Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedMay 31, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
New & Previous Model Year (2025 & 2026) Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMay 23, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 22, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedMay 31, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle C 550-624 Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.29%
Up to 36 months
▼
APR6.29%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 22, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedMay 31, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle D below 550 Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
7.00%
36 Months
▼
APR7.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $40,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
New Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $30,000)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 20, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars 20% Down Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedMay 23, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
3.69%
36 Months
▼
APR3.69%
Term36 Months
Last UpdatedMay 22, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars 20% Down Loan
3.90%
48 months
▼
APR3.90%
Term48 months
Last UpdatedMay 23, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Up to retail value Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 23, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 18, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 23, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.23%
New & Used Vehicle: 2017-2027 Models Loan
3.99%
2027 Mo
▼
APR3.99%
Term2027 Mo
Last UpdatedMay 23, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedMay 30, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
NEW VEHICLE LOANS
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 22, 2026
Details
*ADD 1% EXTRA FOR BOATS ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 31, 2026
Details
up to two years old
Powered by
MonitorBankRates
Chicago Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 Months
▼
APR3.25%
Term12 Months
Last UpdatedMay 23, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
36 months and 72 months
▼
APR3.25%
Term36 months and 72 months
Last UpdatedMay 17, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage; Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
36 Months
▼
APR3.84%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 36 Months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMay 23, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 60 months
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 23, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 22, 2026
Details
2015 - 2017; 72 Months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle A 700 & Up Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62
▼
APR5.54%
TermUp to 62
Last UpdatedMay 31, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 22, 2026
Details
2018 - 2019; Max 72 months
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Auto Loans Pre-Owned Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; Model Year 2022 - 2025
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
5.74%
64-75
▼
APR5.74%
Term64-75
Last UpdatedMay 23, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66
▼
APR5.84%
Term63 - 66
Last UpdatedMay 31, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMay 22, 2026
Details
2015 - 2017; Max 66 months
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Used Auto Loan 2024 - 2018 Models
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle B 625-699 Loan
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMay 23, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72
▼
APR6.04%
Term67 - 72
Last UpdatedMay 31, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.19%
1011 W Lawrence Ave, Chicago, IL, 60640 5017
Used (2016 - 2024) Auto Loan
6.24%
76-84
▼
APR6.24%
Term76-84
Last UpdatedMay 23, 2026
Details
As Low As
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.31%
100 E Erie St, Chicago, IL, 60611 2829
Used Auto Loans
6.24%
24-72
▼
APR6.24%
Term24-72
Last UpdatedMay 31, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.29%
Up to 36 months
▼
APR6.29%
TermUp to 36 months
Last UpdatedMay 22, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
2500 N Halsted St, Chicago, IL, 60614 6999
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 22, 2026
Details
As Low As
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84
▼
APR6.54%
Term73 - 84
Last UpdatedMay 31, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 22, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle C 550-624 Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
36 Months
▼
APR6.75%
Term36 Months
Last UpdatedMay 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 22, 2026
Details
2010 - 2014; MAX 60 months
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 22, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 22, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle D below 550 Loan
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
8.00%
48 Months
▼
APR8.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles Loan
8.50%
54 Months
▼
APR8.50%
Term54 Months
Last UpdatedMay 22, 2026
Details
2009 & Older; MAX 54 months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
9.75%
60 Months
▼
APR9.75%
Term60 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
10.00%
72 Months
▼
APR10.00%
Term72 Months
Last UpdatedMay 17, 2026
Details
Score C: 550 - 624 (Max $35,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
11.00%
36 Months
▼
APR11.00%
Term36 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.00%
72 Months
▼
APR11.00%
Term72 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.25%
60 Months
▼
APR11.25%
Term60 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
12.00%
48 Months
▼
APR12.00%
Term48 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
12.75%
84 Months
▼
APR12.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 16.30%
10057 S Western Ave, Chicago, IL, 60643 1925
Used Auto Loan
13.00%
60 Months
▼
APR13.00%
Term60 Months
Last UpdatedMay 17, 2026
Details
Score D: 500 - 549 (Max $25,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
14.25%
84 Months
▼
APR14.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
15.75%
84 Months
▼
APR15.75%
Term84 Months
Last UpdatedMay 23, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
17.25%
84 Months
▼
APR17.25%
Term84 Months
Last UpdatedMay 23, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJun 1, 2026
Details
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMay 20, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJun 1, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJun 1, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 NADA Trade-in Value Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedMay 23, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedMay 23, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.23%
New & Used Vehicle: 2017-2027 Models Loan
3.99%
2027 Mo
▼
APR3.99%
Term2027 Mo
Last UpdatedMay 23, 2026
Details
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MonitorBankRates
Chicago, IL Auto Loan Rate Trends
Compare local Chicago, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.454%
▼ 0.034 vs 7 days ago
Illinois new auto rates fell 0.034 points over the past 7 days to 5.454% APR.
Used Auto Loan — IL Avg
6.250%
▲ 0.088 vs 7 days ago
Illinois used auto rates rose 0.088 points over the past 7 days to 6.250% APR.
As of Jun 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chicago, Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Chicago, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Chicago, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Chicago, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chicago, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chicago, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chicago, Illinois?
Based on our current data, some of the lowest auto loan rates available in Chicago, Illinois include:
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Chicago Firefighters Credit Union: 3.00% (New Vehicle A 700 & Up Loan)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- ELCA Federal Credit Union: 3.49% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 1, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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