Auto Loan Rates in Chicago, Illinois (IL) for July 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Chicago, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Chicago, Illinois include Chicago Firefighters Credit UnionChicago Firefighters Credit Union6230 S Central Ave, Chicago, IL, 60638A+5.0 ★Texas Ratio: 0.51% offering New Vehicle 36 mos. Loan at 3.00%, South Side Community Federal Credit UnionSouth Side Community Federal Credit Union5401 S Wentworth Ave, Chicago, IL, 60609 6349A+5.0 ★Texas Ratio: 0.72% offering New and Used Auto Loans at 3.25%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionOHare International Airport, Chicago, IL, 60666A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, Actors Federal Credit UnionActors Federal Credit Union557 W Randolph St, Chicago, IL, 60661B+4.8 ★Texas Ratio: 16.47% offering 2-Year Auto Loan at 3.74%, ELCA Federal Credit UnionELCA Federal Credit Union8765 W Higgins Rd, Chicago, IL, 60631A5.0 ★Texas Ratio: 7.33% offering Auto Loans at 3.99%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.
Chicago has 15 local institutions in our database, with auto loan rates as low as 3.00% APR from Chicago Firefighters Credit Union at 6230 S Central Ave, Chicago, IL, 60638. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Chicago, Illinois. Auto Loan Rates Last Updated and Verified: July 16, 2026
Compare Auto Loan Rates Today in Chicago, Illinois & Surrounding Area
Chicago Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
2-Year Auto Loan
3.74%
2-Year
▼
APR3.74%
Term2-Year
Last UpdatedJul 15, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
Up To 2-Year Auto Loan
3.74%
Up To 2-Year
▼
APR3.74%
TermUp To 2-Year
Last UpdatedJul 15, 2026
Details
As low as; APR*
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.33%
8765 W Higgins Rd, Chicago, IL, 60631
Auto Loans
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
Auto loans start at 3.99% for up to 36 months.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
3-Year Auto Loan
4.24%
3-Year
▼
APR4.24%
Term3-Year
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
4-Year Auto Loan
4.49%
4-Year
▼
APR4.49%
Term4-Year
Last UpdatedJul 15, 2026
Details
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details
Model Year: 2026-2025
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Auto Loan
4.69%
up to 96 Months
▼
APR4.69%
Termup to 96 Months
Last UpdatedJul 12, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
5-Year Auto Loan
4.74%
5-Year
▼
APR4.74%
Term5-Year
Last UpdatedJul 15, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loan
4.75%
37 - 60 months
▼
APR4.75%
Term37 - 60 months
Last UpdatedJul 16, 2026
Details
Model Year: 2026-2025
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
6-Year Auto Loan
4.99%
6-Year
▼
APR4.99%
Term6-Year
Last UpdatedJul 15, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.47%
557 W Randolph St, Chicago, IL, 60661
7-Year Auto Loan
5.24%
7-Year
▼
APR5.24%
Term7-Year
Last UpdatedJul 15, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 mos.
▼
APR5.25%
Term24 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $5,000+
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 48 Months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 60 Months
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - Up to 36 Months
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans 2026 - 2024
5.50%
60 to 72 month terms
▼
APR5.50%
Term60 to 72 month terms
Last UpdatedJul 16, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.50%
84 months
▼
APR5.50%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loan
5.50%
1 - 60 months
▼
APR5.50%
Term1 - 60 months
Last UpdatedJul 16, 2026
Details
Model Year: 2024-2021
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $15,000+
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 72 Months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.75%
60 mos.
▼
APR5.75%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Northwest Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
3825 W 103rd St, Chicago, IL, 60655
Auto Loan
5.75%
1 - 60 months
▼
APR5.75%
Term1 - 60 months
Last UpdatedJul 16, 2026
Details
Model Year: 2020-2017
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
233 N Michigan Ave Lbby C010, Chicago, IL, 60601 5946
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.00%
84 mos.
▼
APR6.00%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $15,000+
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 84 Months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.25%
72 mos.
▼
APR6.25%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans 2023, 2022
6.50%
48 to 72 month terms
▼
APR6.50%
Term48 to 72 month terms
Last UpdatedJul 16, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
6.75%
84 months
▼
APR6.75%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
36 mos.
▼
APR6.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.84%
Up to 36 months
▼
APR6.84%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $2,500+
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
6.89%
84 months
▼
APR6.89%
Term84 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $20,000+
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedJul 15, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.09%
84 months
▼
APR7.09%
Term84 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $20,000+
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
7.25%
84 mos.
▼
APR7.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550; Rate includes *
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans 2021, 2020
7.50%
36 to 60 month terms
▼
APR7.50%
Term36 to 60 month terms
Last UpdatedJul 16, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.74%
72 months
▼
APR7.74%
Term72 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $25,000+
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.89%
96 months
▼
APR7.89%
Term96 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $40,000+
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
7.94%
84 months
▼
APR7.94%
Term84 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $25,000+
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
2111 W Roosevelt Rd Ste 194, Chicago, IL, 60608 1128
Vehicle Loans
8.09%
96 months
▼
APR8.09%
Term96 months
Last UpdatedJul 12, 2026
Details
Loan Amount: $40,000+
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
8.25%
48 mos.
▼
APR8.25%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2009 & Older Loan
8.50%
MAX 54 months
▼
APR8.50%
TermMAX 54 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Park Manor Christian Church Credit Union
Institution Rating:
F1.6 ★ Texas Ratio: 56.28%
600 E 73rd St, Chicago, IL, 60619 1827
Vehicle Loans 2019
8.50%
24 to 48 month terms
▼
APR8.50%
Term24 to 48 month terms
Last UpdatedJul 16, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
9.75%
60 mos.
▼
APR9.75%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.00%
72 mos.
▼
APR11.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.25%
60 mos.
▼
APR11.25%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
12.75%
84 mos.
▼
APR12.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
14.25%
84 mos.
▼
APR14.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
15.75%
84 mos.
▼
APR15.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-625
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
17.25%
84 mos.
▼
APR17.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 37-48 Months
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60 months
▼
APR3.59%
Termup to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
3.74%
Up to 36 Months*
▼
APR3.74%
TermUp to 36 Months*
Last UpdatedJul 15, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
3.74%
0 - 24 months
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 49-63 Months
3.75%
63 Months
▼
APR3.75%
Term63 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Older Vehicle Loan 0-24 Months
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 37-48 Months
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loan
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedJul 16, 2026
Details
Model Years 2024-2026; For Well Qualified Borrowers
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Up to retail value
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 36 months Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedJul 11, 2026
Details
As Low As
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJul 16, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 36 months Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
10% down
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Autos
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedJul 16, 2026
Details
Rates range*
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Older Vehicle Loan 25-36 Months
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.04%
25 - 36 months
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72 months
▼
APR4.09%
Termup to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
4.14%
Up to 48 Months*
▼
APR4.14%
TermUp to 48 Months*
Last UpdatedJul 15, 2026
Details
Central Credit Union of Illinois
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Vehicle Loans
4.14%
24 Months
▼
APR4.14%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; 2024, '25 & '26 Models
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
up to 60 months
▼
APR4.19%
Termup to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJul 16, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2025 and newer
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 64-75 Months
4.25%
75 Months
▼
APR4.25%
Term75 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Older Vehicle Loan 37-48 Months
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 49-63 Months
4.25%
63 Months
▼
APR4.25%
Term63 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.48%
Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 16, 2026
Details
Model Years 2020-2023; For Well Qualified Borrowers
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 48 months Loan
4.29%
48 months
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.29%
48 months
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details
10% down
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
up to 60 months
▼
APR4.39%
Termup to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 60 months Loan
4.39%
60 months
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.39%
60 months
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details
10% down
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.39%
37 - 48 months
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
▼
APR4.44%
Term36 Months
Last UpdatedJul 16, 2026
Details
Rates range*
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedJul 11, 2026
Details
As Low As
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 700-749
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJul 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Vehicle Loan
4.49%
24 MONTHS
▼
APR4.49%
Term24 MONTHS
Last UpdatedJul 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Vehicle Loan
4.49%
24 MONTHS
▼
APR4.49%
Term24 MONTHS
Last UpdatedJul 16, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 16, 2026
Details
2019 or older add 2% to rate
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2022-2024
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2022-2024
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.75 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
AAEC Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
VEHICLE LOAN 2022 & OLDER MODEL
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 16, 2026
Details
As Low As
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details
Up to 120% of Retail
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJul 16, 2026
Details
Powered by
MonitorBankRates
Chicago New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.00%
36 months
▼
APR3.00%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
3.34%
Up to 36 Months
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
3.50%
48 months
▼
APR3.50%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
New Auto
4.09%
Up to 60 months
▼
APR4.09%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.25%
36 months
▼
APR4.25%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
4.50%
60 months
▼
APR4.50%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.74%
Up to 48 months
▼
APR4.74%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 36 mos. Loan
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
4.75%
48 months
▼
APR4.75%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
4.84%
Up to 29 months
▼
APR4.84%
TermUp to 29 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedJul 11, 2026
Details
As Low As; New Auto 2025 + Newer Only
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.04%
30 - 41 months
▼
APR5.04%
Term30 - 41 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
New Vehicles Loan
5.24%
Up to 72 months
▼
APR5.24%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2026 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 48 mos. Loan
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.25%
60 months
▼
APR5.25%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.34%
42 - 53 months
▼
APR5.34%
Term42 - 53 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
New Vehicles Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 7.86%
828 S Wolcott Ave Rm 120N, Chicago, IL, 60612
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedJul 11, 2026
Details
As Low As; Model Year: New Auto 2025 + Newer
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
5.50%
84 months
▼
APR5.50%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
5.54%
54 - 65 months
▼
APR5.54%
Term54 - 65 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 60 mos. Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
5.75%
72 months
▼
APR5.75%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
233 N Michigan Ave Lbby C010, Chicago, IL, 60601 5946
New Auto Loan
5.99%
60 months or less
▼
APR5.99%
Term60 months or less
Last UpdatedJul 11, 2026
Details
Rate assumes loan to value of 100% or less and term of 60 months or less. Not all borrowers will qualify for the lowest interest rate.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.04%
66 - 72 months
▼
APR6.04%
Term66 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 72 mos. Loan
6.25%
72 months
▼
APR6.25%
Term72 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
New Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As; APR*
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
New Vehicle 84 mos. Loan
6.75%
84 months
▼
APR6.75%
Term84 months
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.49%
up to 3 years
▼
APR3.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 37-48 Months
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
20% Down
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
up to 60 months
▼
APR3.59%
Termup to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
3.74%
Up to 36 Months*
▼
APR3.74%
TermUp to 36 Months*
Last UpdatedJul 15, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
3.74%
0 - 24 months
▼
APR3.74%
Term0 - 24 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.75%
up to 4 years
▼
APR3.75%
Termup to 4 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 49-63 Months
3.75%
63 Months
▼
APR3.75%
Term63 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Up to retail value
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
3.99%
up to 5 years
▼
APR3.99%
Termup to 5 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJul 16, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 36 months Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedJul 16, 2026
Details
10% down
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.33%
New Autos
3.99%
up to 48 months
▼
APR3.99%
Termup to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Rates subject to credit history, term and other factors. Not all applicants will qualify for our lowest rates. Rates can change daily.
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedJul 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.04%
25 - 36 months
▼
APR4.04%
Term25 - 36 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
up to 72 months
▼
APR4.09%
Termup to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; *
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
New Auto
4.14%
Up to 48 Months*
▼
APR4.14%
TermUp to 48 Months*
Last UpdatedJul 15, 2026
Details
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 66 Month Auto Loan
4.23%
66 Month
▼
APR4.23%
Term66 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJul 16, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2025 and newer
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.25%
up to 6 years
▼
APR4.25%
Termup to 6 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Vehicle Loan 64-75 Months
4.25%
75 Months
▼
APR4.25%
Term75 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedJul 16, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 48 months Loan
4.29%
48 months
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.29%
48 months
▼
APR4.29%
Term48 months
Last UpdatedJul 16, 2026
Details
10% down
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedJul 11, 2026
Details
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans 60 months Loan
4.39%
60 months
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details
New Money Only; New 2026, 2025: 10% down
Galesburg Burlington Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New Cars, Trucks, Vans Loan
4.39%
60 months
▼
APR4.39%
Term60 months
Last UpdatedJul 16, 2026
Details
10% down
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
New Vehicle Loan
4.39%
37 - 48 months
▼
APR4.39%
Term37 - 48 months
Last UpdatedJul 16, 2026
Details
Rates range; New Vehicle Loan
IAA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
2025 & Newer 72 Month Auto Loan
4.48%
72 Month
▼
APR4.48%
Term72 Month
Last UpdatedJul 11, 2026
Details
As Low As; Rate includes discounts for platinum checking and automatic payment.
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
New Vehicles Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 700-749
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJul 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Vehicle Loan
4.49%
24 MONTHS
▼
APR4.49%
Term24 MONTHS
Last UpdatedJul 16, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan New 2026-2025
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Auto Loan 2025 and newer
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedJul 11, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedJul 11, 2026
Details
Vehicle Year 2022-2024
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $1K Loan Amount: $29.75 per month for 36 months
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedJul 15, 2026
Details
As Low As; $80,000 or more if qualified
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
New Cars Loan
4.50%
36 months
▼
APR4.50%
Term36 months
Last UpdatedJul 16, 2026
Details
Up to 120% of Retail
Powered by
MonitorBankRates
Chicago Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.25%
12 mos.
▼
APR3.25%
Term12 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
5401 S Wentworth Ave, Chicago, IL, 60609 6349
New and Used Auto Loans
3.25%
Ranges between 36 months and 72 months depending on the age of the vehicle.
▼
APR3.25%
TermRanges between 36 months and 72 months depending on the age of the vehicle.
Last UpdatedJul 15, 2026
Details
Qualifications Required: Must provide a vehicle description, most recent two pays stubs, proof of rent or mortgage, maintain a $50.00 deposit balance, be a credit union member and demonstrate the capacity to repay the loan; SSCFCU will finance a new or used vehicle up to 90% of Kelley's Blue Book value. The vehicle must be less than 7 years old. You can borrow up to $40K for a new car or $35K for a used car. Application fee: $20.00
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
3.50%
36 mos.
▼
APR3.50%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
3.84%
Up to 36 Months
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.00%
48 mos.
▼
APR4.00%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
NuMark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.46%
3040 S Halsted St, Chicago, IL, 60608
New & Used Vehicle Loan
4.49%
36 months
▼
APR4.49%
Term36 months
Last UpdatedJul 16, 2026
Details
As Low As; Actual rate based on credit worthiness and age of vehicle. Some restrictions apply. For example, a $20,000 loan for a term of 36 months with a 4.49% APR would have a monthly payment amount of $618.90 fully protected. Other rates and terms available. All loans subject to approval. Current NuMark Credit Union auto loans are not eligible for a refinance. Rates subject to change without notice.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.50%
60 mos.
▼
APR4.50%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
OHare International Airport, Chicago, IL, 60666
Used Auto
4.59%
Up to 60 months
▼
APR4.59%
TermUp to 60 months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
4.75%
36 mos.
▼
APR4.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.00%
72 mos.
▼
APR5.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.24%
Up to 48 months
▼
APR5.24%
TermUp to 48 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
48 mos.
▼
APR5.25%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.25%
24 mos.
▼
APR5.25%
Term24 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2020 & Newer Loan
5.45%
Max 72 months
▼
APR5.45%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 48 Months
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 60 Months
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - Up to 36 Months
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.49%
Up to 60 months
▼
APR5.49%
TermUp to 60 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.50%
84 mos.
▼
APR5.50%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.54%
Up to 62 months
▼
APR5.54%
TermUp to 62 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2018 - 2019 Loan
5.70%
Max 72 months
▼
APR5.70%
TermMax 72 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5525 S Ellis Ave Ste C, Chicago, IL, 60637
Pre-Owned Vehicles Loan
5.74%
Up to 72 months
▼
APR5.74%
TermUp to 72 months
Last UpdatedJul 16, 2026
Details
As Low As; Model Year: 2022 - 2025
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 72 Months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
5.75%
60 mos.
▼
APR5.75%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
5.84%
63 - 66 months
▼
APR5.84%
Term63 - 66 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2015 - 2017 Loan
5.95%
Max 66 months
▼
APR5.95%
TermMax 66 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.00%
84 mos.
▼
APR6.00%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.04%
67 - 72 months
▼
APR6.04%
Term67 - 72 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (1 to 3 Years Old) - 84 Months
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.25%
72 mos.
▼
APR6.25%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
First Northern Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
230 W Monroe St, Chicago, IL, 60606
Pre-Owned Auto Loans
6.54%
73 - 84 months
▼
APR6.54%
Term73 - 84 months
Last UpdatedJul 16, 2026
Details
As Low As; 7 model years or newer
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
84 mos.
▼
APR6.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-624; Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
6.75%
36 mos.
▼
APR6.75%
Term36 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2010 - 2014 Loan
6.95%
MAX 60 months
▼
APR6.95%
TermMAX 60 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedJul 15, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.88%
190 N State St, Chicago, IL, 60601
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedJul 15, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
7.25%
84 mos.
▼
APR7.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550; Rate includes *
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
8.25%
48 mos.
▼
APR8.25%
Term48 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
4100 W 76TH ST, CHICAGO, IL, 60652 5600
Used Vehicles 2009 & Older Loan
8.50%
MAX 54 months
▼
APR8.50%
TermMAX 54 months
Last UpdatedJul 15, 2026
Details
Rates listed reflect the 1 point reduction in the APR given to members with Direct Deposit into a PFCU Premier Checking account. Individual rates may vary based on credit score.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
9.75%
60 mos.
▼
APR9.75%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.00%
72 mos.
▼
APR11.00%
Term72 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
11.25%
60 mos.
▼
APR11.25%
Term60 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
12.75%
84 mos.
▼
APR12.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: A 700 & Up
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
14.25%
84 mos.
▼
APR14.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: B 625-699
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
15.75%
84 mos.
▼
APR15.75%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: C 550-625
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
6230 S Central Ave, Chicago, IL, 60638
Used Vehicle Loan
17.25%
84 mos.
▼
APR17.25%
Term84 mos.
Last UpdatedJul 16, 2026
Details
Credit Score: D below 550
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.27%
New/Used Vehicle Loan
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedJul 11, 2026
Details
As Low As; Payment: $29.30 per $1,000
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 0-24 Months
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 25-36 Months
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 37-48 Months
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 36 months Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2025 - 2026 Loan
3.90%
36 months
▼
APR3.90%
Term36 months
Last UpdatedJul 16, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedJul 16, 2026
Details
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 0 - 24 months Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedJul 16, 2026
Details
Rates range*
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedJul 16, 2026
Details
University of Illinois Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Vehicle Loan 49-63 Months
4.25%
63 Months
▼
APR4.25%
Term63 Months
Last UpdatedJul 16, 2026
Details
As Low As; *APR as low as
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedJul 16, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedJul 16, 2026
Details
All rates are based on 725 credit score; Auto rates range from 3.25% - 15.50%.
Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.39%
Used Vehicles 25 - 36 months Loan
4.44%
36 Months
▼
APR4.44%
Term36 Months
Last UpdatedJul 16, 2026
Details
Rates range*
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedJul 6, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
New And Used Vehicle Loans
4.49%
Up to 36 months
▼
APR4.49%
TermUp to 36 months
Last UpdatedJul 15, 2026
Details
As low as; Rates are subject to change, credit history and other factors including but not limited to- model year, term, and financing. Terms and financing are subject to qualifying conditions. Other rates, terms and conditions available. Contact GMFCU for complete details.
Tee Pak Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
Used Vehicles 2025-2015 Loan
4.49%
up to 3 years
▼
APR4.49%
Termup to 3 years
Last UpdatedJul 16, 2026
Details
Credit Score 750 plus
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedJul 16, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Vehicle Loan
4.49%
24 MONTHS
▼
APR4.49%
Term24 MONTHS
Last UpdatedJul 16, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
Auto Loan Used 2025-2023
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedJul 16, 2026
Details
As Low As; Examples shown illustrate best rates. 72 month financing applies to vehicles $20,000 or more.
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
Used Automobiles
4.49%
12 to 36 mos.
▼
APR4.49%
Term12 to 36 mos.
Last UpdatedJul 16, 2026
Details
2019 or older add 2% to rate
Area Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
Used Cars: 2023 - 2024 (24 months) Loan
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedJul 16, 2026
Details
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MonitorBankRates
Chicago, IL Auto Loan Rate Trends
Compare local Chicago, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.472%
▲ 0.151 vs 7 days ago
Illinois new auto rates rose 0.151 points over the past 7 days to 5.472% APR.
Used Auto Loan — IL Avg
6.513%
▲ 0.272 vs 7 days ago
Illinois used auto rates rose 0.272 points over the past 7 days to 6.513% APR.
As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Chicago, Illinois auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Chicago, Illinois directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Chicago, Illinois. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IL.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Chicago, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Chicago, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Chicago, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Chicago, Illinois?
Based on our current data, some of the lowest auto loan rates available in Chicago, Illinois include:
- Chicago Firefighters Credit Union: 3.00% (New Vehicle 36 mos. Loan)
- South Side Community Federal Credit Union: 3.25% (New and Used Auto Loans)
- American Airlines Federal Credit Union: 3.34% (New Auto)
- Actors Federal Credit Union: 3.74% (2-Year Auto Loan)
- ELCA Federal Credit Union: 3.99% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Chicago, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026
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MonitorBankRates.com · Live Data
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