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Auto Loan Rates in Decatur, Illinois (IL) for April 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Decatur, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 19, 2026

Current auto loan rates in Decatur, Illinois include Decatur Earthmover Credit UnionDecatur Earthmover Credit Union4855 Aldi Dr, Decatur, IL, 62521A+5.0 ★Texas Ratio: 1.92% offering Auto Loan at 4.25%, United Equity Credit UnionUnited Equity Credit Union1130 E Pershing Rd, Decatur, IL, 62526A+5.0 ★Texas Ratio: 3.09% offering Auto Loan at 4.50%, Land Of Lincoln Credit UnionLand Of Lincoln Credit Union3130 E Mound Rd, Decatur, IL, 62526A5.0 ★Texas Ratio: 6.84% offering 84-month - 2022 - 2025 New & Used Cars, Trucks and Vans at 6.70%, CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit UnionB+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.52% offering New Vehicle A 700 & Up at 3.00%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.

Decatur has 3 local institutions in our database, with auto loan rates as low as 4.25% APR from Decatur Earthmover Credit Union at 4855 Aldi Dr, Decatur, IL, 62521. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Decatur, Illinois. Auto Loan Rates Last Updated and Verified: April 19, 2026

Compare Auto Loan Rates Today in Decatur, Illinois & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

Vehicle Year 2025 and newer

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.35%
48 Months
View
▼
APR4.35%
Term48 Months
Last UpdatedApr 19, 2026
Details

2025 and newer

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details

Vehicle Year 2022-2024

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.65%
36 Months
View
▼
APR4.65%
Term36 Months
Last UpdatedApr 19, 2026
Details

Vehicle Year 2021

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

2025 and newer

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.90%
60 Months
View
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details

2021

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
4.95%
72 Months
View
▼
APR4.95%
Term72 Months
Last UpdatedApr 19, 2026
Details

2022-2024

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.10%
48 Months
View
▼
APR5.10%
Term48 Months
Last UpdatedApr 19, 2026
Details

2020

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.30%
72 Months
View
▼
APR5.30%
Term72 Months
Last UpdatedApr 19, 2026
Details

2021

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.35%
36 Months
View
▼
APR5.35%
Term36 Months
Last UpdatedApr 19, 2026
Details

2019

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 19, 2026
Details

2019

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.65%
72 Months
View
▼
APR5.65%
Term72 Months
Last UpdatedApr 19, 2026
Details

2020

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.70%
60 Months
View
▼
APR5.70%
Term60 Months
Last UpdatedApr 19, 2026
Details

2019

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.85%
72 Months
View
▼
APR5.85%
Term72 Months
Last UpdatedApr 19, 2026
Details

2019

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
5.95%
48 Months
View
▼
APR5.95%
Term48 Months
Last UpdatedApr 19, 2026
Details

2018

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.00%
78 Months
View
▼
APR6.00%
Term78 Months
Last UpdatedApr 19, 2026
Details

2025 and newer

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

72 Months

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.10%
60 Months
View
▼
APR6.10%
Term60 Months
Last UpdatedApr 19, 2026
Details

2018

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

2025 and newer

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.35%
72 Months
View
▼
APR6.35%
Term72 Months
Last UpdatedApr 19, 2026
Details

2018

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Up to 60 Months

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.55%
84 Months
View
▼
APR6.55%
Term84 Months
Last UpdatedApr 19, 2026
Details

2022-2024

Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
84-month - 2022 - 2025 New & Used Cars, Trucks and Vans
6.70%
84 Months
View
▼
APR6.70%
Term84 Months
Last UpdatedApr 19, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
6.75%
78 Months
View
▼
APR6.75%
Term78 Months
Last UpdatedApr 19, 2026
Details

2020

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
6.75%
84 Months
View
▼
APR6.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
7.20%
36 Months
View
▼
APR7.20%
Term36 Months
Last UpdatedApr 19, 2026
Details

2017 & Older

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

72 Months

Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
4855 Aldi Dr, Decatur, IL, 62521
Auto Loan
7.30%
48 Months
View
▼
APR7.30%
Term48 Months
Last UpdatedApr 19, 2026
Details

2017 & Older

United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
1130 E Pershing Rd, Decatur, IL, 62526
Auto Loan
7.75%
120 Months
View
▼
APR7.75%
Term120 Months
Last UpdatedApr 19, 2026
Details

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
View
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
View
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
View
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Application fee: $20.00

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
View
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Auto Loans
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months at $29.30 per $1,000

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 36 mos.
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
View
▼
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; For Well Qualified Borrowers

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details

Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
View
▼
APR3.99%
Term60 months
Last UpdatedApr 18, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2026 & Newer

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
3.99%
24 mos
View
▼
APR3.99%
Term24 mos
Last UpdatedApr 19, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 72 months

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $50,000)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 48 mos.
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 36 mos.
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

up to two years old

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
View
▼
APR4.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
View
▼
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan
4.24%
72 Months
View
▼
APR4.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; For Well Qualified Borrowers

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; For Well Qualified Borrowers

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
View
▼
APR4.25%
TermUp to 42 Months
Last UpdatedApr 19, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
View
▼
APR4.39%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; New 2026-2025

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
View
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2021 - 2022
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details

*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.49%
36 mos
View
▼
APR4.49%
Term36 mos
Last UpdatedApr 19, 2026
Details

As Low As

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
View
▼
APR4.49%
Term12 to 36
Last UpdatedApr 19, 2026
Details

2019 or older add 2% to rate

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
View
▼
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
View
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 60 mos.
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 48 mos.
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.50%
3 Months
View
▼
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details

3 yr Financing

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2019-2022
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2023-2026
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.50%
up to 36 Months
View
▼
APR4.50%
Termup to 36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
View
▼
APR4.50%
Term42 Months
Last UpdatedApr 19, 2026
Details

As Low As

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
View
▼
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
View
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
View
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.74%
2-Year
View
▼
APR4.74%
Term2-Year
Last UpdatedApr 18, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.74%
48 mos
View
▼
APR4.74%
Term48 mos
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As; min. $500

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; min. $500

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
View
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
View
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
View
▼
APR4.75%
Term54 Months
Last UpdatedApr 18, 2026
Details

*ADD 1% EXTRA FOR BOATS; New Molex loans only.

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 36 mos.
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.75%
6 Months
View
▼
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details

As Low As; 6 yr Financing

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As; For Well Qualified Borrowers

Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; For Well Qualified Borrowers

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
View
▼
APR4.75%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedApr 19, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72 months
View
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
View
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
View
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
View
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
View
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
View
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details

As Low As

Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.99%
3-Year
View
▼
APR4.99%
Term3-Year
Last UpdatedApr 18, 2026
Details

Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Up To 3-Year Auto Loan
4.99%
3 Months
View
▼
APR4.99%
Term3 Months
Last UpdatedApr 18, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

Tier 1 700+

Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; New 2026-2025

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR - 2023 - 2025*

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Ascentra Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.31%
Vehicle Loan
4.99%
24-60
View
▼
APR4.99%
Term24-60
Last UpdatedApr 19, 2026
Details

As Low As

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2017 - 2020
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details

*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate

Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.99%
60 mos
View
▼
APR4.99%
Term60 mos
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.99%
69 Months
View
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
View
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
View
▼
APR4.99%
Term37 to 60
Last UpdatedApr 19, 2026
Details

2019 or older add 2% to rate

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $50,000)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $45,000)

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 72 mos.
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 60 mos.
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
5.00%
78 Months
View
▼
APR5.00%
Term78 Months
Last UpdatedApr 19, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
42 Months
View
▼
APR5.00%
Term42 Months
Last UpdatedApr 19, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
54 Months
View
▼
APR5.00%
Term54 Months
Last UpdatedApr 19, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
View
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
View
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
5.24%
4-Year
View
▼
APR5.24%
Term4-Year
Last UpdatedApr 18, 2026
Details

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
View
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
View
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedApr 18, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
84-month - 2022 - 2025 New & Used Cars, Trucks and Vans
6.70%
84 Months
View
▼
APR6.70%
Term84 Months
Last UpdatedApr 19, 2026
Details

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
View
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
View
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
View
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Application fee: $20.00

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
View
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $60,000 and Up)

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months at $29.30 per $1,000

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
View
▼
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details

Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
View
▼
APR3.99%
Term60 months
Last UpdatedApr 18, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details

Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; up to 72 months

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $50,000)

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

up to two years old

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
View
▼
APR4.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
View
▼
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
View
▼
APR4.25%
TermUp to 42 Months
Last UpdatedApr 19, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details

Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
View
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
View
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.50%
3 Months
View
▼
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details

3 yr Financing

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
View
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As; min. $500

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
View
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.75%
6 Months
View
▼
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details

As Low As; 6 yr Financing

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
View
▼
APR4.75%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details

As Low As

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedApr 19, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details

MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72 months
View
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
View
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
View
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
View
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
View
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details

As Low As

Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details

Tier 1 700+

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As

Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
View
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details

As Low As

Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
View
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details

As Low As

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $50,000)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
View
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
View
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
View
▼
APR5.24%
Term64-75
Last UpdatedApr 18, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Land Of Lincoln Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.84%
3130 E Mound Rd, Decatur, IL, 62526
84-month - 2022 - 2025 New & Used Cars, Trucks and Vans
6.70%
84 Months
View
▼
APR6.70%
Term84 Months
Last UpdatedApr 19, 2026
Details

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
View
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
View
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details

South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details

Application fee: $20.00

Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As; for 36 months at $29.30 per $1,000

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 36 mos.
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
View
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
View
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
View
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Score A: 700 and Up (Max $50,000 and Up)

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 48 mos.
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 36 mos.
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
View
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
View
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
View
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details

State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
View
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
View
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details

Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
View
▼
APR4.49%
Term12 to 36
Last UpdatedApr 19, 2026
Details

2019 or older add 2% to rate

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 60 mos.
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 48 mos.
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.50%
3 Months
View
▼
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details

3 yr Financing

Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2019-2022
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2023-2026
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
View
▼
APR4.50%
Term42 Months
Last UpdatedApr 19, 2026
Details

As Low As

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
View
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 18, 2026
Details

Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
View
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; min. $500

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
View
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details

Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
View
▼
APR4.75%
Term54 Months
Last UpdatedApr 18, 2026
Details

*ADD 1% EXTRA FOR BOATS; New Molex loans only.

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 36 mos.
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

WISE CU
Institution Rating:
A+5.0 ★
New and Used Vehicles
4.75%
6 Months
View
▼
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details

As Low As; 6 yr Financing

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
View
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
View
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
View
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
View
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details

First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
View
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details

As Low As

Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details

As Low As

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details

Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
View
▼
APR4.99%
Term37 to 60
Last UpdatedApr 19, 2026
Details

2019 or older add 2% to rate

CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

Score B: 625 - 699 (Max $45,000)

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details

As Low As

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 72 mos.
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 60 mos.
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
42 Months
View
▼
APR5.00%
Term42 Months
Last UpdatedApr 19, 2026
Details

As Low As

Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
54 Months
View
▼
APR5.00%
Term54 Months
Last UpdatedApr 19, 2026
Details

As Low As

Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
5.09%
60 Months
View
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details

Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
View
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details

As Low As

Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
View
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details

ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details

As Low As

Decatur, IL Auto Loan Rate Trends

Compare local Decatur, IL auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Illinois Auto Trends →
New Auto Loan — IL Avg
5.460%
▲ 0.116 vs 7 days ago

Illinois new auto rates rose 0.116 points over the past 7 days to 5.460% APR.

Used Auto Loan — IL Avg
6.149%
▲ 0.015 vs 7 days ago

Illinois used auto rates rose 0.015 points over the past 7 days to 6.149% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Decatur, Illinois

How does my credit score affect my car loan rate in Illinois?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Decatur, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Decatur, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Decatur, Illinois?

Based on our current data, some of the lowest auto loan rates available in Decatur, Illinois include:
  • Decatur Earthmover Credit Union: 4.25% (Auto Loan)
  • United Equity Credit Union: 4.50% (Auto Loan)
  • Land Of Lincoln Credit Union: 6.70% (84-month - 2022 - 2025 New & Used Cars, Trucks and Vans)
  • CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
  • Chicago Firefighters Credit Union: 3.00% (New Vehicle A 700 & Up)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Decatur, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026

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