Auto Loan Rates in Freeport, Illinois (IL) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Freeport, Illinois. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Freeport, Illinois include Cornerstone Credit UnionCornerstone Credit Union550 W Meadows Dr, Freeport, IL, 61032 7610A5.0 ★Texas Ratio: 8.64% offering New/Used Cars, Trucks & Vans (2023-2024) at 4.88%, Blackhawk Area Credit UnionBlackhawk Area Credit Union1555 S Float Ave, Freeport, IL, 61032 6501A+5.0 ★Texas Ratio: 1.20% offering New Vehicle (Never Been Titled) 2025-2026 at 6.00%, CTA 74th Street Depot Federal Credit UnionCTA 74th Street Depot Federal Credit UnionB+4.7 ★Texas Ratio: 19.11% offering New Auto Loan at 2.50%, Chicago Firefighters Credit UnionChicago Firefighters Credit UnionA+5.0 ★Texas Ratio: 0.52% offering New Vehicle A 700 & Up at 3.00%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Freeport has 2 local institutions in our database, with auto loan rates as low as 4.88% APR from Cornerstone Credit Union at 550 W Meadows Dr, Freeport, IL, 61032 7610. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Freeport, Illinois. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Freeport, Illinois & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
1555 S Float Ave, Freeport, IL, 61032 6501
New Vehicle (Never Been Titled) 2025-2026
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
1555 S Float Ave, Freeport, IL, 61032 6501
New Vehicle (Never Been Titled) 2025-2026
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Borrowing $20,000.00 or more up to 100%
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Auto Loans
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 36 mos.
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
3.75%
36 Months
▼
APR3.75%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 18, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
3.99%
24 mos
▼
APR3.99%
Term24 mos
Last UpdatedApr 19, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 48 mos.
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 36 mos.
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
Vehicle Year 2025 and newer
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedApr 19, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.35%
48 Months
▼
APR4.35%
Term48 Months
Last UpdatedApr 19, 2026
Details
2025 and newer
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026-2025
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2021 - 2022
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.49%
36 mos
▼
APR4.49%
Term36 mos
Last UpdatedApr 19, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedApr 19, 2026
Details
2019 or older add 2% to rate
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.29%
Auto Loan
4.49%
48 mo
▼
APR4.49%
Term48 mo
Last UpdatedApr 19, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 60 mos.
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 48 mos.
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2019-2022
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2023-2026
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
Vehicle Year 2022-2024
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
4.50%
Up to 60 Months
▼
APR4.50%
TermUp to 60 Months
Last UpdatedApr 19, 2026
Details
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
4.50%
up to 36 Months
▼
APR4.50%
Termup to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.59%
60 Months
▼
APR4.59%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.65%
36 Months
▼
APR4.65%
Term36 Months
Last UpdatedApr 19, 2026
Details
Vehicle Year 2021
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedApr 18, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.74%
48 mos
▼
APR4.74%
Term48 mos
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedApr 18, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 36 mos.
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
2025 and newer
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 19, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedApr 19, 2026
Details
2021
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
4.95%
72 Months
▼
APR4.95%
Term72 Months
Last UpdatedApr 19, 2026
Details
2022-2024
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
4.99%
3-Year
▼
APR4.99%
Term3-Year
Last UpdatedApr 18, 2026
Details
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Up To 3-Year Auto Loan
4.99%
3 Months
▼
APR4.99%
Term3 Months
Last UpdatedApr 18, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Tier 1 700+
Illinois Educators Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026-2025
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
APR4.99%
Term24-60
Last UpdatedApr 19, 2026
Details
As Low As
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2017 - 2020
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
4.99%
60 mos
▼
APR4.99%
Term60 mos
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedApr 19, 2026
Details
2019 or older add 2% to rate
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 72 mos.
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 60 mos.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Up to 60 Months
MembersAlliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
Auto Loan
5.00%
78 Months
▼
APR5.00%
Term78 Months
Last UpdatedApr 19, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
54 Months
▼
APR5.00%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details
As Low As
Decatur Earthmover Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.92%
Auto Loan
5.10%
48 Months
▼
APR5.10%
Term48 Months
Last UpdatedApr 19, 2026
Details
2020
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loan
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
Vehicle Loans
5.19%
48 months
▼
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
Auto Loans
5.24%
4-Year
▼
APR5.24%
Term4-Year
Last UpdatedApr 18, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedApr 18, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Illiana Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Vehicle Loan
5.24%
66 mos
▼
APR5.24%
Term66 mos
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 48 mos.
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle D below 550 36 mos.
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2020-2023
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
Partnership Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Vehicle Loans Model Years 2024-2026
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; For Well Qualified Borrowers
United Equity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.09%
Auto Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
5.25%
Up to 66 Months
▼
APR5.25%
TermUp to 66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
1555 S Float Ave, Freeport, IL, 61032 6501
New Vehicle (Never Been Titled) 2025-2026
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Blackhawk Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
1555 S Float Ave, Freeport, IL, 61032 6501
New Vehicle (Never Been Titled) 2025-2026
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Borrowing $20,000.00 or more up to 100%
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
2.50%
36 Months
▼
APR2.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Application fee: $20.00
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
3.45%
72 Months
▼
APR3.45%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $60,000 and Up)
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Community Plus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
Car Loans 2021 & Newer
3.99%
60 months
▼
APR3.99%
Term60 months
Last UpdatedApr 18, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details
Cooperative Choice Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Auto Loan 2023 and Newer
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
*ALL RATES SUBJECT TO CREDIT APPROVAL *The Annual Percentage Rates will vary depending on the loan length, credit score, and collateral value. Please contact the Lending Department for further information ** Existing CCNCU loans are excluded from this rate
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Autos
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; up to 72 months
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
up to two years old
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto (up to two years old)
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.09%
48 Months
▼
APR4.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.25%
Up to 42 Months
▼
APR4.25%
TermUp to 42 Months
Last UpdatedApr 19, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.76%
New Car: 2025-2027 Models
4.49%
2027 Mo
▼
APR4.49%
Term2027 Mo
Last UpdatedApr 19, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan New
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.50%
3 Years
▼
APR4.50%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.70%
4 Years
▼
APR4.70%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Vehicle Loans
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 18, 2026
Details
ADD 1% EXTRA FOR BOATS; ~NO DOWN PAYMENT REQUIRED~; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
4.75%
Up to 54 Months
▼
APR4.75%
TermUp to 54 Months
Last UpdatedApr 19, 2026
Details
As Low As
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New Auto Loans
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedApr 19, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details
MWRD Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
New Auto Loans
4.79%
24-72 months
▼
APR4.79%
Term24-72 months
Last UpdatedApr 19, 2026
Details
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
4.89%
60 Months
▼
APR4.89%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
4.90%
5 Years
▼
APR4.90%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
New Auto Loans
4.99%
48-60 months
▼
APR4.99%
Term48-60 months
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
4.99%
63 Months
▼
APR4.99%
Term63 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Financial Plus Credit Union Ottawa, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
2023 & Newer Model Vehicle Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
Tier 1 700+
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Revity Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Auto Loans 2019 & Newer
4.99%
69 Months
▼
APR4.99%
Term69 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
New Auto Loan
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $50,000)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle A 700 & Up
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle B 625-699
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
New Vehicle Loan* (S1)
5.10%
6 Years
▼
APR5.10%
Term6 Years
Last UpdatedApr 18, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 19, 2026
Details
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
New Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
New Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Great Lakes Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.78%
New & Previous Model Year (2025 & 2026) Auto Loan
5.24%
64-75
▼
APR5.24%
Term64-75
Last UpdatedApr 18, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle C 550-624
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Vehicle D below 550
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
New Autos 2024 - 2025
5.25%
Up to 66 Months
▼
APR5.25%
TermUp to 66 Months
Last UpdatedApr 19, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
4.88%
24 Months
▼
APR4.88%
Term24 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
4.88%
24-36
▼
APR4.88%
Term24-36
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2023-2024)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.24%
66 Months
▼
APR6.24%
Term66 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
New/Used Cars, Trucks & Vans (2025, Newer, or Untitled)
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedApr 18, 2026
Details
Cornerstone Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.64%
550 W Meadows Dr, Freeport, IL, 61032 7610
Older Model Used Cars, Trucks & Vans (2013-2022)
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.25%
24 months
▼
APR3.25%
Term24 months
Last UpdatedApr 19, 2026
Details
South Side Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New and Used Auto Loans
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Application fee: $20.00
Rock Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New/Used Vehicle
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; for 36 months at $29.30 per $1,000
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 36 mos.
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedApr 18, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.50%
36 months
▼
APR3.50%
Term36 months
Last UpdatedApr 19, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
3.75%
48 months
▼
APR3.75%
Term48 months
Last UpdatedApr 19, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
3.99%
0-36 months
▼
APR3.99%
Term0-36 months
Last UpdatedApr 18, 2026
Details
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedApr 17, 2026
Details
Score A: 700 and Up (Max $50,000 and Up)
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 48 mos.
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 36 mos.
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.00%
60 months
▼
APR4.00%
Term60 months
Last UpdatedApr 19, 2026
Details
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.24%
37-48 months
▼
APR4.24%
Term37-48 months
Last UpdatedApr 18, 2026
Details
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 3-4 years old
4.25%
72 Months
▼
APR4.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
ABD Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
New and Used Auto Loans
4.25%
72 months
▼
APR4.25%
Term72 months
Last UpdatedApr 19, 2026
Details
State Farm Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New and Used Auto / Truck Loans
4.49%
60 months
▼
APR4.49%
Term60 months
Last UpdatedApr 17, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.49%
49-60 months
▼
APR4.49%
Term49-60 months
Last UpdatedApr 18, 2026
Details
Oak Lawn Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Vehicle Loan Used
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.49%
12 to 36
▼
APR4.49%
Term12 to 36
Last UpdatedApr 19, 2026
Details
2019 or older add 2% to rate
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 60 mos.
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 48 mos.
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 18, 2026
Details
APR4.50%
Term3 Months
Last UpdatedApr 19, 2026
Details
3 yr Financing
Peoria Bell Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 5-6 years old
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2019-2022
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
Rockford Municipal Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
Used Vehicle Based on Retail Value 2023-2026
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 19, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
4.50%
42 Months
▼
APR4.50%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.60%
2 Years
▼
APR4.60%
Term2 Years
Last UpdatedApr 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedApr 18, 2026
Details
Select Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New or Used Auto
4.74%
over 60 months
▼
APR4.74%
Termover 60 months
Last UpdatedApr 18, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 8, 2026
Details
As Low As; min. $500
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
4.75%
1-36 months
▼
APR4.75%
Term1-36 months
Last UpdatedApr 18, 2026
Details
Molex Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
Used Vehicle Loans
4.75%
54 Months
▼
APR4.75%
Term54 Months
Last UpdatedApr 18, 2026
Details
*ADD 1% EXTRA FOR BOATS; New Molex loans only.
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 36 mos.
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedApr 18, 2026
Details
APR4.75%
Term6 Months
Last UpdatedApr 19, 2026
Details
As Low As; 6 yr Financing
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
4.80%
3 Years
▼
APR4.80%
Term3 Years
Last UpdatedApr 18, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2024-New
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 18, 2026
Details
First Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
Used Auto Loans
4.99%
48-60
▼
APR4.99%
Term48-60
Last UpdatedApr 8, 2026
Details
As Low As
Altonized Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.87%
New & Used Vehicles
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 17, 2026
Details
As Low As
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 18, 2026
Details
As Low As
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 18, 2026
Details
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 19, 2026
Details
Abri Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.22%
Used Automobiles
4.99%
37 to 60
▼
APR4.99%
Term37 to 60
Last UpdatedApr 19, 2026
Details
2019 or older add 2% to rate
CTA 74th Street Depot Federal Credit Union
Institution Rating:
B+4.7 ★ Texas Ratio: 19.11%
Used Auto Loan
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedApr 17, 2026
Details
Score B: 625 - 699 (Max $45,000)
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedApr 18, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle A 700 & Up 72 mos.
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle B 625-699 60 mos.
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 18, 2026
Details
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2020-21 Models
5.00%
42 Months
▼
APR5.00%
Term42 Months
Last UpdatedApr 19, 2026
Details
As Low As
Access Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.40%
Used Autos 2022-23 Models
5.00%
54 Months
▼
APR5.00%
Term54 Months
Last UpdatedApr 19, 2026
Details
As Low As
Metro Federal Credit Union Arlington Heights, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Used Auto
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedApr 18, 2026
Details
Taylorville Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
New and Used Vehicle Loans 2022-2023
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details
CBI Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
Used Vehicle Loan** (S2)
5.20%
5 Years
▼
APR5.20%
Term5 Years
Last UpdatedApr 18, 2026
Details
As Low As
Northern Illinois Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
Used Vehicle
5.24%
61-72 months
▼
APR5.24%
Term61-72 months
Last UpdatedApr 18, 2026
Details
ELCA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.56%
Used Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Maroon Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.74%
Auto Loans Pre-Owned Vehicles
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle C 550-624 48 mos.
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details
Chicago Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Used Vehicle D below 550 36 mos.
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 18, 2026
Details
Service Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Used Auto 2024 or Newer
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; New 2026 through 2024
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Freeport, IL Auto Loan Rate Trends
Compare local Freeport, IL auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IL Avg
5.460%
▲ 0.116 vs 7 days ago
Illinois new auto rates rose 0.116 points over the past 7 days to 5.460% APR.
Used Auto Loan — IL Avg
6.149%
▲ 0.015 vs 7 days ago
Illinois used auto rates rose 0.015 points over the past 7 days to 6.149% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
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Frequently Asked Questions about Auto Loans in Freeport, Illinois
How does my credit score affect my car loan rate in Illinois?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Freeport, Illinois with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Illinois *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Freeport, Illinois typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Freeport, Illinois?
Based on our current data, some of the lowest auto loan rates available in Freeport, Illinois include:
- Cornerstone Credit Union: 4.88% (New/Used Cars, Trucks & Vans (2023-2024))
- Blackhawk Area Credit Union: 6.00% (New Vehicle (Never Been Titled) 2025-2026)
- CTA 74th Street Depot Federal Credit Union: 2.50% (New Auto Loan)
- Chicago Firefighters Credit Union: 3.00% (New Vehicle A 700 & Up)
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Freeport, Illinois. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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