Auto Loan Rates in South Whitley, Indiana (IN) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Whitley, Indiana. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in South Whitley, Indiana include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Central Soya Federal Credit UnionCentral Soya Federal Credit UnionA+5.0 ★Texas Ratio: 0.08% offering New Vehicle Loan at 3.49%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.50%, Bloomington Municipal Credit UnionBloomington Municipal Credit UnionA+5.0 ★Texas Ratio: 0.12% offering Autos & Trucks 2025 & Newer at 3.59%, Regional Federal Credit UnionRegional Federal Credit UnionA+5.0 ★Texas Ratio: 4.39% offering New and Used Auto Loans at 3.74%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
South Whitley borrowers have access to 35 lenders serving the Indiana area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Whitley, Indiana. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in South Whitley, Indiana & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
Special!
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; special*
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; special*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2026 & Newer
Financial Center First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
Auto Loan
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Longer Days & Lower Rates
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.19%
60 Months
▼
APR4.19%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2020-2021
4.39%
60 Months
▼
APR4.39%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
4.65%
60 months
▼
APR4.65%
Term60 months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2022-2024
4.69%
72 Months
▼
APR4.69%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
4.80%
66 months
▼
APR4.80%
Term66 months
Last UpdatedMay 7, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedMay 7, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.00%
60 months
▼
APR5.00%
Term60 months
Last UpdatedMay 7, 2026
Details
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.20%
72 months
▼
APR5.20%
Term72 months
Last UpdatedMay 7, 2026
Details
Over $20,000
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.24%
Up to 48 Months
▼
APR5.24%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; 2019 - 2026
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.35%
66 months
▼
APR5.35%
Term66 months
Last UpdatedMay 7, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
5.45%
72 months
▼
APR5.45%
Term72 months
Last UpdatedMay 7, 2026
Details
Over $20,000
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details
Max 72 months
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details
2015 - 2017; 72 Months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedMay 7, 2026
Details
APR5.48%
Term72 Months
Last UpdatedMay 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2018-2019
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedMay 6, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedMay 7, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 6, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 7, 2026
Details
2018 - 2019; Max 72 months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedMay 7, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As; 2020 - 2026
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR5.85%
Term72 months
Last UpdatedMay 12, 2026
Details
As Low As; Starting at 5.85%*
APR5.85%
Term66 months
Last UpdatedMay 12, 2026
Details
As Low As; Starting at 5.85%*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2017-2020
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMay 7, 2026
Details
2015 - 2017; Max 66 months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedMay 7, 2026
Details
APR5.97%
Term78 Months
Last UpdatedMay 12, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
66 Months
▼
APR5.99%
Term66 Months
Last UpdatedMay 6, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As; 2023 - 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
5.99%
49 - 60 Months
▼
APR5.99%
Term49 - 60 Months
Last UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMay 12, 2026
Details
As Low As; APR - 2023 - 2025*
APR5.99%
Term72 months
Last UpdatedMay 12, 2026
Details
Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.91%
Older Car and Truck - Purchase, Refinance or Title Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
6.00%
84 months
▼
APR6.00%
Term84 months
Last UpdatedMay 7, 2026
Details
Over $25,000
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedMay 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedMay 6, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
▼
APR6.09%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.24%
48 Months
▼
APR6.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; 2017 - 2018
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Auto Loan
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedMay 7, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
▼
APR6.34%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
▼
APR6.39%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2022
6.49%
63 Months
▼
APR6.49%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
Auto Loan
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; 2024 - 2026
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details
As Low As
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Auto Loans
6.49%
61 - 72 Months
▼
APR6.49%
Term61 - 72 Months
Last UpdatedMay 10, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
2019 and older
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
2019 and older
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 12, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedMay 7, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details
As Low As
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
Auto Loans 2020
6.75%
63 Months
▼
APR6.75%
Term63 Months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Auto Loans
6.75%
60 months
▼
APR6.75%
Term60 months
Last UpdatedMay 7, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2017 & Older
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
▼
APR6.84%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details
2010 - 2014; MAX 60 months
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
New Vehicle Loan
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
Special!
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
3.59%
60 Months
▼
APR3.59%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; special*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
4.09%
72 Months
▼
APR4.09%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.25%
12 - 24
▼
APR4.25%
Term12 - 24
Last UpdatedMay 6, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Vehicles
4.50%
Up to 84 Mos
▼
APR4.50%
TermUp to 84 Mos
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.74%
0 - 59
▼
APR4.74%
Term0 - 59
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
4.88%
66 months
▼
APR4.88%
Term66 months
Last UpdatedMay 7, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.89%
36 Months
▼
APR4.89%
Term36 Months
Last UpdatedMay 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
4.95%
48 Months
▼
APR4.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
Auto Loans - Cars, Trucks, SUVs & Vans (years 2017 & Newer)
4.99%
60 - 74
▼
APR4.99%
Term60 - 74
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.12%
Autos & Trucks 2025 & Newer
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details
Max 72 months
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.46%
60 months
▼
APR5.46%
Term60 months
Last UpdatedMay 7, 2026
Details
APR5.48%
Term72 Months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New Vehicles
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.71%
72 months
▼
APR5.71%
Term72 months
Last UpdatedMay 7, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR5.85%
Term72 months
Last UpdatedMay 12, 2026
Details
As Low As; Starting at 5.85%*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2017-2020
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
New Auto (2022 or newer)
5.96%
84 months
▼
APR5.96%
Term84 months
Last UpdatedMay 7, 2026
Details
APR5.97%
Term78 Months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details
As Low As
APR5.99%
Term72 months
Last UpdatedMay 12, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Auto 2026-2025
6.00%
96 Months
▼
APR6.00%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans New
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedMay 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New Automobile
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details
As Low As
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto 2025-26
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
MIDWEST AMERICA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle
6.55%
84 to 120 months
▼
APR6.55%
Term84 to 120 months
Last UpdatedMay 12, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
New Auto
6.79%
84 Months
▼
APR6.79%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Newer (2023-2026) Auto Loans
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.74%
36 Months
▼
APR3.74%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
Advance Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
Used Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As; special*
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2023-2027
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR4.50%
Term36 Months
Last UpdatedMay 12, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
4.75%
60 months
▼
APR4.75%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; New
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Natco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.02%
Auto loans - new or used
4.95%
Varies
▼
APR4.95%
TermVaries
Last UpdatedMay 10, 2026
Details
As Low As
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.00%
12-24
▼
APR5.00%
Term12-24
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Health Care Professionals Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Vehicles
5.00%
Terms Vary
▼
APR5.00%
TermTerms Vary
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.00%
Term48 Months
Last UpdatedMay 12, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.05%
36 Months
▼
APR5.05%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2025-2027 (new only)
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) New
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.35%
48 Months
▼
APR5.35%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2021 & Newer
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 7, 2026
Details
2015 - 2017; 72 Months
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2021-2018
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $15,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance)
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Used
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★ Texas Ratio: 25.28%
New & Used Vehicles (Purchase or Refinance) Used
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.50%
Term84 Months
Last UpdatedMay 12, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.60%
48 Months
▼
APR5.60%
Term48 Months
Last UpdatedMay 6, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
Used Automobile
5.63%
48 months
▼
APR5.63%
Term48 months
Last UpdatedMay 7, 2026
Details
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2021-2022
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2023 & Newer
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMay 6, 2026
Details
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
5.69%
60 Months
▼
APR5.69%
Term60 Months
Last UpdatedMay 6, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMay 7, 2026
Details
2018 - 2019; Max 72 months
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
New & Used Vehicles2
5.74%
Up to 2 years
▼
APR5.74%
TermUp to 2 years
Last UpdatedMay 7, 2026
Details
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
APR5.85%
Term66 months
Last UpdatedMay 12, 2026
Details
As Low As; Starting at 5.85%*
Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
New and Used Auto Loans
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Model Year: 2017-2020
Hometown Federal Credit Union Peru, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Auto/Truck/Van 2020-2025
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
5.95%
66 Months
▼
APR5.95%
Term66 Months
Last UpdatedMay 7, 2026
Details
2015 - 2017; Max 66 months
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Used Auto
5.99%
73 to 78
▼
APR5.99%
Term73 to 78
Last UpdatedMay 7, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.04%
24 Months
▼
APR6.04%
Term24 Months
Last UpdatedMay 12, 2026
Details
As Low As
Haynes Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
Auto Loans Used 2020 - 2022
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedMay 6, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.09%
36 Months
▼
APR6.09%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
2020 or Newer
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2019 & Older
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.34%
60 months
▼
APR6.34%
Term60 months
Last UpdatedMay 7, 2026
Details
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.34%
48 Months
▼
APR6.34%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.39%
60 Months
▼
APR6.39%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Used (2019 - 2022) Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2017- 2022
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $1,000.00
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $20,000.00
Central Soya Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.08%
Used Vehicle Loan
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
2019 and older
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Used Vehicles
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 1-2 yrs. old
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Used Auto 2020-2024
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Used Auto (2021 or older)
6.71%
72 months
▼
APR6.71%
Term72 months
Last UpdatedMay 7, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.23%
New and Used Auto
6.74%
79 to 84
▼
APR6.74%
Term79 to 84
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Perfect Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.55%
Used Vehicle: 2017-2020
6.84%
72 Months
▼
APR6.84%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details
2010 - 2014; MAX 60 months
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Auto 2026-2022
7.00%
96 Months
▼
APR7.00%
Term96 Months
Last UpdatedMay 6, 2026
Details
As Low As; Minimum Loan Amount is $25,000.00
Powered by
MonitorBankRates
South Whitley, IN Auto Loan Rate Trends
Compare local South Whitley, IN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — IN Avg
5.661%
▼ 0.002 vs 7 days ago
Indiana new auto rates fell 0.002 points over the past 7 days to 5.661% APR.
Used Auto Loan — IN Avg
6.139%
▼ 0.011 vs 7 days ago
Indiana used auto rates fell 0.011 points over the past 7 days to 6.139% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our South Whitley, Indiana auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for South Whitley, Indiana directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in South Whitley, Indiana. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in IN.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in South Whitley, Indiana
How does my credit score affect my car loan rate in Indiana?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Whitley, Indiana with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Indiana *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in South Whitley, Indiana typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in South Whitley, Indiana?
Based on our current data, some of the lowest auto loan rates available in South Whitley, Indiana include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Central Soya Federal Credit Union: 3.49% (New Vehicle Loan)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
- Bloomington Municipal Credit Union: 3.59% (Autos & Trucks 2025 & Newer)
- Regional Federal Credit Union: 3.74% (New and Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Whitley, Indiana. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking