Auto Loan Rates in Minnesota (MN) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Minnesota. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Minnesota include Baxter Credit UnionBaxter Credit Union2 Scimed Pl, Maple Grove, MN, 55311 1565A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN, 55121 7707A+5.0 ★Texas Ratio: 5.03% offering New or Used Auto Loans at 3.79%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit Union7989 Lake Dr, Lino Lakes, MN, 55014 1131A+5.0 ★Texas Ratio: 2.17% offering Auto Loan at 3.99%, Associated Healthcare Credit UnionAssociated Healthcare Credit Union360 Sherman St, Saint Paul, MN, 55102A+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit Union9353 Jefferson Hwy, Maple Grove, MN, 55369A5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare auto loan rates across Minnesota side-by-side. Minnesota auto loan rates currently start as low as 3.24% APR from Baxter Credit Union at 2 Scimed Pl, Maple Grove, MN, 55311 1565. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Minnesota. Auto Loan Rates Last Updated and Verified: April 19, 2026
Compare Auto Loan Rates Today in Minnesota
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
Auto Loan
3.99%
75 Months
▼
APR3.99%
Term75 Months
Last UpdatedApr 17, 2026
Details
As Low As; Our limited-time auto loan special offers rates as low as 3.99% APR and terms up to 75 months ? ?
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2026 & Newer
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.24%
Up to 12 Months
▼
APR4.24%
TermUp to 12 Months
Last UpdatedApr 18, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedApr 18, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
4.74%
49-65
▼
APR4.74%
Term49-65
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Accentra Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 16.99%
400 4th Ave NE, Austin, MN, 55912
Autos & Trucks
4.87%
36 Months
▼
APR4.87%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2021 and Newer
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
4.99%
Up to 48 MONTHS
▼
APR4.99%
TermUp to 48 MONTHS
Last UpdatedApr 18, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedApr 18, 2026
Details
2024 - 2025
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
4.99%
Up to 36
▼
APR4.99%
TermUp to 36
Last UpdatedApr 19, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
4.99%
49-65
▼
APR4.99%
Term49-65
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2022-2019
4.99%
1-48
▼
APR4.99%
Term1-48
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.09%
Up to 60 MONTHS
▼
APR5.09%
TermUp to 60 MONTHS
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2021 and older Auto Loan
5.14%
36 Months
▼
APR5.14%
Term36 Months
Last UpdatedApr 19, 2026
Details
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.19%
72 MONTHS
▼
APR5.19%
Term72 MONTHS
Last UpdatedApr 18, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.24%
66-72
▼
APR5.24%
Term66-72
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2018 and Older
5.24%
1-48
▼
APR5.24%
Term1-48
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2022 & Older
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Trades & Labor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
610 S BROADWAY AVE, ALBERT LEA, MN, 56007 4526
VEHICLE LOANS
5.29%
84 MONTHS
▼
APR5.29%
Term84 MONTHS
Last UpdatedApr 18, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2021 and older Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 19, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
14601 27th Ave N, Plymouth, MN, 55447
Auto Loans - Model Year 2023+
5.29%
84 Months
▼
APR5.29%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2021 and Newer
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedApr 18, 2026
Details
2021 - 2023
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2021 and older Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.49%
66-72
▼
APR5.49%
Term66-72
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2018 - 2023 Vehicle Loans
5.50%
48 Months
▼
APR5.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedApr 19, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2021 and older Auto Loan
5.59%
72 Months
▼
APR5.59%
Term72 Months
Last UpdatedApr 19, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedApr 18, 2026
Details
2019 - 2020
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2021 and Newer
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; must be 2021 or newer**
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2021 - 2020
5.79%
72 Months
▼
APR5.79%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.89%
48 Months
▼
APR5.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedApr 19, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2021 and Newer
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2 Scimed Pl, Maple Grove, MN, 55311 1565
Auto Loans
5.99%
76 - 84 Months
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR - 2023 - 2025*
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
5.99%
36 Months
▼
APR5.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2019 - 2017
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2021 and Older
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2018 - 2023 Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedApr 18, 2026
Details
2018 & Older (Rate + $5,000)
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2016 - 2012
6.39%
48 Months
▼
APR6.39%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2020 and Older
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A+
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
6.49%
61-72 Months
▼
APR6.49%
Term61-72 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2017 or older Vehicle Loans
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedApr 18, 2026
Details
2018 & Older (Rate - $5,000)
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans A
6.74%
72 Months
▼
APR6.74%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2018 - 2022
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2020 and Older
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2012-2018
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2017 or older Vehicle Loans
7.00%
60 Months
▼
APR7.00%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
7.24%
72 Months
▼
APR7.24%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2020 and Older
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.24%
60 Months
▼
APR7.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Wakota Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
1151 Southview Blvd, South St Paul, MN, 55075
Auto Loan
7.49%
84 Months
▼
APR7.49%
Term84 Months
Last UpdatedApr 18, 2026
Details
As Low As; 2020 and Older
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans B
7.99%
72 Months
▼
APR7.99%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2017 - older
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; Model 2018
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Older Used Vehicle
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2006-2013
9.50%
48 months
▼
APR9.50%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2000-2005
10.75%
36 months
▼
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
▼
APR12.50%
Term24 months
Last UpdatedApr 18, 2026
Details
As Low As
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
12.99%
36 Months
▼
APR12.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.24%
48 Months
▼
APR13.24%
Term48 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
3152 17th Ave S, Minneapolis, MN, 55407
Auto Loans C
13.74%
60 Months
▼
APR13.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
3.99%
Up to 12 Months
▼
APR3.99%
TermUp to 12 Months
Last UpdatedApr 18, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
New Auto Loans
4.29%
72 Months
▼
APR4.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
New Auto Loans (2026-2025)
4.49%
Up to 60 Months
▼
APR4.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
New Vehicle Loan
4.69%
72 Month Max
▼
APR4.69%
Term72 Month Max
Last UpdatedApr 18, 2026
Details
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
4.69%
Up to 36 Months
▼
APR4.69%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
SharePoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
3670 AQUILA AVE S, SAINT LOUIS PARK, MN, 55426
Auto Loans 2023 and newer
4.74%
1-48
▼
APR4.74%
Term1-48
Last UpdatedApr 19, 2026
Details
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loan Promotional Rate 2022 & Newer
4.74%
60 months
▼
APR4.74%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.00%
24 months
▼
APR5.00%
Term24 months
Last UpdatedApr 17, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
New Auto/Truck/Van
5.00%
72 months
▼
APR5.00%
Term72 months
Last UpdatedApr 18, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.04%
60 Months
▼
APR5.04%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.14%
48 months
▼
APR5.14%
Term48 months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.19%
37 - 60 Months
▼
APR5.19%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.25%
36 months
▼
APR5.25%
Term36 months
Last UpdatedApr 17, 2026
Details
As Low As
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.39%
60 months
▼
APR5.39%
Term60 months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.44%
61 - 72 Months
▼
APR5.44%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
18146 198th Ave NW, Big Lake, MN, 55309 4653
New Auto 2025 + Newer
5.49%
73 to 84 Months
▼
APR5.49%
Term73 to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.50%
48 months
▼
APR5.50%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As
Alexandria Schools Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
2303 E Golf Course Rd NE, Alexandria, MN, 56308
Autos, SUVs, Pickup Trucks 2022 to New
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
Teamsters Credit Union Blaine, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 4.75%
9422 Ulysses St NE Ste 140, Blaine, MN, 55434 3575
2024 or newer Vehicle Loans
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
5.64%
72 months
▼
APR5.64%
Term72 months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
New Vehicles3 2024 and Newer
5.69%
Up to 84 Months
▼
APR5.69%
TermUp to 84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
8499 Tamarack Rd, Woodbury, MN, 55125 9201
2022 and newer Auto Loan
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; must be 2021 or newer**
TopLine Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
9353 Jefferson Hwy, Maple Grove, MN, 55369
Auto Loans 2022 & Newer
5.79%
84 Months
▼
APR5.79%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedApr 19, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.00%
72 months
▼
APR6.00%
Term72 months
Last UpdatedApr 17, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
14989 Florence Trl, Apple Valley, MN, 55124
Auto Loans 2021 and newer
6.14%
84 months
▼
APR6.14%
Term84 months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
New Auto
6.25%
84 months
▼
APR6.25%
Term84 months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
6.49%
61-72 Months
▼
APR6.49%
Term61-72 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
Auto Loans 2023 - newer
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
New Autos 2022-newer
7.24%
96 Months
▼
APR7.24%
Term96 Months
Last UpdatedApr 19, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
New Vehicle 2023-Newer
7.25%
84 Months
▼
APR7.25%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; Model 2018
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
3300 Central Park Village Dr, Eagan, MN, 55121 7707
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR is Annual Percentage Rate.
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
3.99%
0-39 months
▼
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
4.04%
36 months
▼
APR4.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.24%
Up to 12 Months
▼
APR4.24%
TermUp to 12 Months
Last UpdatedApr 18, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.64%
36 Months
▼
APR4.64%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Used Auto Loans (2024-2018)
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
SMW Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
700 Apollo Dr, Lino Lakes, MN, 55014 3035
Used Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.91%
61-72
▼
APR4.91%
Term61-72
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.95%
49-60
▼
APR4.95%
Term49-60
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
4.99%
60 - 72 Month
▼
APR4.99%
Term60 - 72 Month
Last UpdatedApr 18, 2026
Details
2024 - 2025
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
4.99%
37-48
▼
APR4.99%
Term37-48
Last UpdatedApr 19, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
5.04%
36 months
▼
APR5.04%
Term36 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
▼
APR5.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.07%
0-36
▼
APR5.07%
Term0-36
Last UpdatedApr 19, 2026
Details
As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.14%
60 Months
▼
APR5.14%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.19%
Up to 36 Months
▼
APR5.19%
TermUp to 36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.39%
72 Months
▼
APR5.39%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.49%
60 Month
▼
APR5.49%
Term60 Month
Last UpdatedApr 18, 2026
Details
2021 - 2023
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
5.69%
48 Month
▼
APR5.69%
Term48 Month
Last UpdatedApr 18, 2026
Details
2019 - 2020
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
5.69%
37 - 60 Months
▼
APR5.69%
Term37 - 60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.74%
36 Months
▼
APR5.74%
Term36 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
115 Hardman Ave S, South Saint Paul, MN, 55075 2421
2025 USED Auto
5.89%
84 Months
▼
APR5.89%
Term84 Months
Last UpdatedApr 19, 2026
Details
As Low As
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
8711 E Point Douglas Rd S Ste 101, Cottage Grove, MN, 55016 5031
New & Used Automobiles
5.89%
73-84
▼
APR5.89%
Term73-84
Last UpdatedApr 19, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2019-2024
5.95%
60 months
▼
APR5.95%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Northwoods Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1702 Avenue B, Cloquet, MN, 55720
New & Used Recreation Vehicle Loans
5.95%
180 Months
▼
APR5.95%
Term180 Months
Last UpdatedApr 19, 2026
Details
ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
5.99%
Up to 36 Months
▼
APR5.99%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
6.04%
48-60 months
▼
APR6.04%
Term48-60 months
Last UpdatedApr 18, 2026
Details
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2022 - 2026 New & Used Vehicles
6.04%
72-84 months
▼
APR6.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.19%
36 Month
▼
APR6.19%
Term36 Month
Last UpdatedApr 18, 2026
Details
2018 & Older (Rate + $5,000)
Novation Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.02%
500 Imperial Ave N, Oakdale, MN, 55128 7151
Used Vehicles3 2023 and Older
6.19%
61 - 72 Months
▼
APR6.19%
Term61 - 72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.24%
Up to 48 Months
▼
APR6.24%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details
As Low As
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
360 Sherman St, Saint Paul, MN, 55102
Older Used Auto Loans (2017-Older)
6.49%
Up to 60 Months
▼
APR6.49%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedApr 19, 2026
Details
Embarrass Vermillion Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.59%
600 W 3rd Ave N, Aurora, MN, 55705 1269
Used Auto
6.50%
84 Months
▼
APR6.50%
Term84 Months
Last UpdatedApr 17, 2026
Details
As Low As
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As
Hibbing Cooperative Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
217 W 42nd St, Hibbing, MN, 55746
Used Vehicle Loan
6.69%
36 Month
▼
APR6.69%
Term36 Month
Last UpdatedApr 18, 2026
Details
2018 & Older (Rate - $5,000)
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2017-2021
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2012-2018
7.00%
60 months
▼
APR7.00%
Term60 months
Last UpdatedApr 18, 2026
Details
As Low As
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2013-2016 New & Used Vehicles
7.04%
36-48 months
▼
APR7.04%
Term36-48 months
Last UpdatedApr 18, 2026
Details
*GAP Insurance purchased through the credit union is required
Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
720 Olive St, Saint Paul, MN, 55130 4405
2017-2021 New & Used Vehicles
7.04%
72-84 months
▼
APR7.04%
Term72-84 months
Last UpdatedApr 18, 2026
Details
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Used Vehicle 2016-2022
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
7.50%
76-84 months
▼
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details
As Low As; Models 2024 -2026 New or Used
Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
7989 Lake Dr, Lino Lakes, MN, 55014 1131
New & Used Auto
8.00%
48 months
▼
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details
As Low As; Model 2018
Pipefitters Steamfitters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
6445 Lake Road Ter Ste 100, Woodbury, MN, 55125 1495
Older Used Vehicle
8.25%
48 Months
▼
APR8.25%
Term48 Months
Last UpdatedApr 19, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.24%
36 Months
▼
APR9.24%
Term36 Months
Last UpdatedApr 19, 2026
Details
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.49%
48 Months
▼
APR9.49%
Term48 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2006-2013
9.50%
48 months
▼
APR9.50%
Term48 months
Last UpdatedApr 18, 2026
Details
As Low As
Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
400 Little Canada Rd E, Little Canada, MN, 55117
Used Autos 2016 and Older
9.74%
60 Months
▼
APR9.74%
Term60 Months
Last UpdatedApr 19, 2026
Details
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 2000-2005
10.75%
36 months
▼
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details
As Low As
Hometown Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.28%
2400 W Bridge St, Owatonna, MN, 55060 5003
Used Auto/Truck/Van 1999 & Older
12.50%
24 months
▼
APR12.50%
Term24 months
Last UpdatedApr 18, 2026
Details
As Low As
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MonitorBankRates
Minnesota Auto Loan Rate Trends
Compare local Minnesota auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MN Avg
5.220%
▼ 0.160 vs 7 days ago
Minnesota new auto rates fell 0.160 points over the past 7 days to 5.220% APR.
Used Auto Loan — MN Avg
6.430%
▼ 0.215 vs 7 days ago
Minnesota used auto rates fell 0.215 points over the past 7 days to 6.430% APR.
As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Minnesota
How does my credit score affect my car loan rate in Minnesota?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Minnesota with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Minnesota *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Minnesota typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Minnesota?
Based on our current data, some of the lowest auto loan rates available in Minnesota include:
- Baxter Credit Union: 3.24% (Auto Loans)
- Genisys Credit Union: 3.79% (New or Used Auto Loans)
- Members Choice WV Federal Credit Union: 3.99% (Auto Loan)
- Associated Healthcare Credit Union: 3.99% (New Auto Loans (2026-2025))
- TopLine Financial Credit Union: 3.99% (Auto Loans 2022 & Newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Minnesota. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 19, 2026
Auto Loan Rates by City in Minnesota
Rate Assistant
MonitorBankRates.com · Live Data
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