Current auto loan rates in Rockville, Minnesota include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% offering New or Used Auto Loans at 3.79%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit UnionA+5.0 ★Texas Ratio: 2.17% offering Auto Loan at 3.99%, Associated Healthcare Credit UnionAssociated Healthcare Credit UnionA+5.0 ★Texas Ratio: 2.30% offering New Auto Loans (2026-2025) at 3.99%, TopLine Financial Credit UnionTopLine Financial Credit UnionA5.0 ★Texas Ratio: 6.64% offering Auto Loans 2022 & Newer at 3.99%. Auto loan rates as of April 19, 2026 according to verified data from MonitorBankRates.
Rockville borrowers have access to 27 lenders serving the Minnesota area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Rockville, Minnesota. Auto Loan Rates Last Updated and Verified: April 19, 2026
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As Low As; APR is Annual Percentage Rate.
As Low As; Our limited-time auto loan special offers rates as low as 3.99% APR and terms up to 75 months ? ?
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As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
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As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
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2024 - 2025
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
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As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
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2021 - 2023
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
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2019 - 2020
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As Low As; 2021 and Newer
As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
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ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
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As Low As; APR - 2023 - 2025*
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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2018 & Older (Rate + $5,000)
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Credit Score: 730 & UP, LTV: 100%, Maximum Amount: $100,000
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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2018 & Older (Rate - $5,000)
Credit Score: 680 - 729, LTV: 100%, Maximum Amount: $70,000
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
As Low As; 2020 and Older
Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
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*GAP Insurance purchased through the credit union is required
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Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
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Credit Score: 640 - 679, LTV: 100%, Maximum Amount: $60,000
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
Credit Score: 600 - 639, LTV: 90%, Maximum Amount: $40,000
As Low As; APR is Annual Percentage Rate.
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As Low As; 2023+ model years Up to 72 month-term. No payments for 60 days. Other terms and rates available.
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As Low As; Rates may vary, based on credit history, loan term and age of vehicle. A down payment may be required. Rates include a .25% discount for automatic payment. Rate is intended for new loans and not valid for the refinancing of existing SharePoint loans. An additional $25 fee will be charged at the time of loan origination which will increase the final APR.
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As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
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ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
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As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
As Low As; *APR is Annual Percentage Rate. Auto Loans are not eligible for discounts, GAP, MRC or credit life/disability. Approximate monthly payment would be $19.33 per $1,000 borrowed at 5.99% for 60 months.
*GAP Insurance purchased through the credit union is required
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As Low As; Models 2024 -2026 New or Used
As Low As; Model 2018
As Low As; APR is Annual Percentage Rate.
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As Low As; 2018 - 2022 model years Up to 72 month term. Other terms and rates available.
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2024 - 2025
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As Low As; Vehicles older than 7 years prior to current year receive the "Classic" rate.
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2021 - 2023
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2019 - 2020
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ATV's, Snowmobiles, Boats, Campers, RVs, Commercial Equipment
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2018 & Older (Rate + $5,000)
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2018 & Older (Rate - $5,000)
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*GAP Insurance purchased through the credit union is required
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Compare local Rockville, MN auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota new auto rates fell 0.160 points over the past 7 days to 5.220% APR.
Minnesota used auto rates fell 0.215 points over the past 7 days to 6.430% APR.