MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Pennsylvania
  6. ›
  7. Lancaster
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Lancaster, Pennsylvania (PA) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Lancaster, Pennsylvania include Lancaster Red Rose Credit UnionLancaster Red Rose Credit Union50 N Duke St, Lancaster, PA, 17602 2805A+5.0 ★Texas Ratio: 2.64% offering New & Used Auto Loans (2020 and Newer) at 4.50%, Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA1605 Lititz Pike, Lancaster, PA, 17601A+5.0 ★Texas Ratio: 5.20% offering Auto Loan 12 Months at 4.94%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union750 E King St, Lancaster, PA, 17602A+5.0 ★Texas Ratio: 5.69% offering New & Used Auto Loans at 5.19%, Eagle One Federal Credit UnionEagle One Federal Credit Union1400 Harrisburg Pike, Lancaster, PA, 17604 1000A5.0 ★Texas Ratio: 13.26% offering New/Used Auto at 5.75%, Corner Post Federal Credit UnionCorner Post Federal Credit UnionA+5.0 ★Texas Ratio: 0.77% offering New Vehicles at 2.75%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Lancaster has 4 local institutions in our database, with auto loan rates as low as 4.50% APR from Lancaster Red Rose Credit Union at 50 N Duke St, Lancaster, PA, 17602 2805. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lancaster, Pennsylvania. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Lancaster, Pennsylvania & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 12 Months
4.94%
12 Months
View
▼
APR4.94%
Term12 Months
Last UpdatedMay 6, 2026
Details

As Low As

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 24 Months
4.94%
24 Months
View
▼
APR4.94%
Term24 Months
Last UpdatedMay 6, 2026
Details

As Low As

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 36 Months
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
1605 Lititz Pike, Lancaster, PA, 17601
Auto Loan 48 Months
4.94%
48 Months
View
▼
APR4.94%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
View
▼
APR5.19%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
View
▼
APR5.39%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
View
▼
APR5.44%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
View
▼
APR5.64%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
View
▼
APR5.79%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
View
▼
APR5.94%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
View
▼
APR6.04%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
View
▼
APR6.14%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
View
▼
APR6.54%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
View
▼
APR6.79%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
View
▼
APR7.04%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
View
▼
APR7.54%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
View
▼
APR8.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
8.75%
36 Months
View
▼
APR8.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
View
▼
APR11.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
11.75%
36 Months
View
▼
APR11.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
View
▼
APR12.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Vehicles
2.75%
12 Months
View
▼
APR2.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.24%
Up to 40
View
▼
APR3.24%
TermUp to 40
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedMay 6, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

2016-2019

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicle Loans
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.74%
41-52
View
▼
APR3.74%
Term41-52
Last UpdatedMay 6, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicles
3.75%
84 Months
View
▼
APR3.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Car
3.99%
96 Months
View
▼
APR3.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As; (based on credit score)

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Car
3.99%
96 Months
View
▼
APR3.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As; (based on credit score)

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
3.99%
5 Months
View
▼
APR3.99%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; * For Qualified Buyer

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
New Vehicle (2025- 2026)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Used Vehicle (2018 - 2025)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedMay 7, 2026
Details

As Low As; 3 YEAR REPAY

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.24%
53-64
View
▼
APR4.24%
Term53-64
Last UpdatedMay 6, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.24%
up to 60 months
View
▼
APR4.24%
Termup to 60 months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
Auto Loans
4.24%
up to 36
View
▼
APR4.24%
Termup to 36
Last UpdatedMay 10, 2026
Details

As Low As

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; 2025 & newer

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedMay 7, 2026
Details

As Low As; 4 YEAR REPAY

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
View
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.37%
41 - 52 months
View
▼
APR4.37%
Term41 - 52 months
Last UpdatedMay 6, 2026
Details

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Auto Loan
4.39%
84 Months
View
▼
APR4.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; With terms up to 84 Months; 110% Financing on Vehicles; *This rate includes the .25% discount for Auto Pay.

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
New Car Loan
4.39%
84 Months
View
▼
APR4.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 110% Financing on Vehicles; This rate includes the .25% discount for Auto Pay.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.39%
up to 36
View
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Auto Loan
4.44%
48 Months
View
▼
APR4.44%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; 2024 & Older

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Auto Loan
4.49%
84 months
View
▼
APR4.49%
Term84 months
Last UpdatedMay 6, 2026
Details

As Low As; This rate includes the .25% discount with Auto Pay.

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Used Car Loan
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; With terms up to 84 months; *This rate includes the .25% discount with Auto Pay.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.49%
65-76
View
▼
APR4.49%
Term65-76
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.49%
Up to 52
View
▼
APR4.49%
TermUp to 52
Last UpdatedMay 6, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Auto Loans
4.49%
up to 36 months
View
▼
APR4.49%
Termup to 36 months
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount: as low as 4.39%

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.49%
up to 36
View
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
View
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month
View
▼
APR4.50%
Term36 Month
Last UpdatedMay 6, 2026
Details

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.50%
48 to 60 months 100% MSRP
View
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMay 10, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
View
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles 2025 - 2026
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 48 Months with an APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles 2025- 2026
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 12, 2026
Details

2022 - NEWER

VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
New Vehicles
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedMay 12, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Auto Loan
4.64%
49-60
View
▼
APR4.64%
Term49-60
Last UpdatedMay 12, 2026
Details

As Low As; 2024 & Older

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

Some Restrictions Apply Vehicles 2017 or newer

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
View
▼
APR4.74%
Term60 Mos
Last UpdatedMay 6, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.74%
53 - 64 months
View
▼
APR4.74%
Term53 - 64 months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedMay 7, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Used Auto Loans Model Years 2021-2023
4.74%
up to 60 months
View
▼
APR4.74%
Termup to 60 months
Last UpdatedMay 7, 2026
Details

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Auto Loan
4.74%
61-75
View
▼
APR4.74%
Term61-75
Last UpdatedMay 12, 2026
Details

As Low As; 2025 & newer

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
View
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; 5 YEAR REPAY

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
61-72 months
View
▼
APR4.75%
Term61-72 months
Last UpdatedMay 7, 2026
Details

Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
Up to 60 months
View
▼
APR4.75%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 12, 2026
Details

2022 - NEWER**

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
View
▼
APR4.87%
Term48 Months
Last UpdatedMay 6, 2026
Details

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details

Some Restrictions Apply Vehicles 2017 or newer

Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Auto Loan
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; for loans up to 72 months, or 5.45% APR* for loans up to 84 months.

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.89%
37 - 48
View
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
View
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 7, 2026
Details

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Used Auto Loans Model Years 2021-2023
4.94%
72 months
View
▼
APR4.94%
Term72 months
Last UpdatedMay 7, 2026
Details

HIGH POINT
Institution Rating:
A+5.0 ★ Texas Ratio: 1.16%
Auto Loan
4.94%
61-75
View
▼
APR4.94%
Term61-75
Last UpdatedMay 12, 2026
Details

As Low As; 2024 & Older

Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedMay 6, 2026
Details

As Low As

Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles (2019-2025)
4.99%
1-4 Years
View
▼
APR4.99%
Term1-4 Years
Last UpdatedMay 6, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
New Vehicle Loans (2026-2025) † 3 Years
4.99%
3 Months
View
▼
APR4.99%
Term3 Months
Last UpdatedMay 6, 2026
Details

As Low As

Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
View
▼
APR4.99%
Term2026 Mo
Last UpdatedMay 6, 2026
Details

Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMay 6, 2026
Details

As Low As

Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Auto Loan
4.99%
Up to 63
View
▼
APR4.99%
TermUp to 63
Last UpdatedMay 6, 2026
Details

As Low As

United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Automobile (2025-2023 Model Years)
4.99%
60 Mos
View
▼
APR4.99%
Term60 Mos
Last UpdatedMay 6, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.99%
53 - 64
View
▼
APR4.99%
Term53 - 64
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.99%
65 - 76 months
View
▼
APR4.99%
Term65 - 76 months
Last UpdatedMay 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
New Vehicle
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Older Used Vehicle
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMay 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Used Vehicle
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (36 months)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (48 months)
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (60 months)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Auto Loan - New
4.99%
36-Months
View
▼
APR4.99%
Term36-Months
Last UpdatedMay 7, 2026
Details

As Low As

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.99%
61 -72
View
▼
APR4.99%
Term61 -72
Last UpdatedMay 7, 2026
Details

As Low As

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Vehicle - 2021 - 2023
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Vehicle - 2024 - 2026
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
4.99%
6 Months
View
▼
APR4.99%
Term6 Months
Last UpdatedMay 7, 2026
Details

As Low As; * For Qualified Buyer

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Vehicles
4.99%
5 Months
View
▼
APR4.99%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; (2023 - 2026) * For Qualified Buyer

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 7, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
Autos 2023 & Newer
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.37%
Auto Loans - 2023-2026 MODEL YEAR
4.99%
2026 Mo
View
▼
APR4.99%
Term2026 Mo
Last UpdatedMay 7, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
NEW OR USED VEHICLE LOANS (2024-2026)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
66-Month Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
New Auto
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2015 or newer)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2017 or newer)
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Auto Loans
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.99%
Up to 72 months 100% MSRP
View
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedMay 10, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
View
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
View
▼
APR5.19%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
View
▼
APR5.39%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
View
▼
APR5.44%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
View
▼
APR5.64%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
View
▼
APR5.79%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
View
▼
APR5.94%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
View
▼
APR6.04%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
View
▼
APR6.14%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
View
▼
APR6.54%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
View
▼
APR6.79%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
View
▼
APR7.04%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
View
▼
APR7.54%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
View
▼
APR8.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
View
▼
APR11.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
View
▼
APR12.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Vehicles
2.75%
12 Months
View
▼
APR2.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.24%
Up to 40
View
▼
APR3.24%
TermUp to 40
Last UpdatedMay 6, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

UFCW COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Vehicle Loans
3.70%
Up to 84 months
View
▼
APR3.70%
TermUp to 84 months
Last UpdatedMay 12, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
3.74%
41-52
View
▼
APR3.74%
Term41-52
Last UpdatedMay 6, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Vehicles
3.75%
84 Months
View
▼
APR3.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.48%
New Auto
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New Car
3.99%
96 Months
View
▼
APR3.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As; (based on credit score)

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
3.99%
5 Months
View
▼
APR3.99%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; * For Qualified Buyer

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
New Vehicle (2025- 2026)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.00%
Up to 36 months
View
▼
APR4.00%
TermUp to 36 months
Last UpdatedMay 10, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedMay 7, 2026
Details

As Low As; 3 YEAR REPAY

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.24%
53-64
View
▼
APR4.24%
Term53-64
Last UpdatedMay 6, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.24%
up to 60 months
View
▼
APR4.24%
Termup to 60 months
Last UpdatedMay 7, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedMay 7, 2026
Details

As Low As; 4 YEAR REPAY

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
View
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
New Car Loan
4.39%
84 Months
View
▼
APR4.39%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; 110% Financing on Vehicles; This rate includes the .25% discount for Auto Pay.

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.39%
up to 36
View
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Autos | Never Titled
4.49%
65-76
View
▼
APR4.49%
Term65-76
Last UpdatedMay 6, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.49%
72 months
View
▼
APR4.49%
Term72 months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
New Vehicles Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.49%
up to 36
View
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Auto Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.50%
up to 60 mos.
View
▼
APR4.50%
Termup to 60 mos.
Last UpdatedMay 6, 2026
Details

As Low As

Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicle Loan
4.50%
36 Month
View
▼
APR4.50%
Term36 Month
Last UpdatedMay 6, 2026
Details

G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Vehicle (2026, 2025)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.50%
Up to 60 months
View
▼
APR4.50%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.50%
48 to 60 months 100% MSRP
View
▼
APR4.50%
Term48 to 60 months 100% MSRP
Last UpdatedMay 10, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
View
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles 2025 - 2026
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As; Up to 48 Months with an APR*

Alcose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
New Vehicles 2025- 2026
4.50%
48 Months
View
▼
APR4.50%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 12, 2026
Details

Zero Down Payment

VASCO
Institution Rating:
A5.0 ★ Texas Ratio: 12.06%
New Vehicles
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedMay 12, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
New Automobile (2026 and 2025 Model Years)
4.74%
60 Mos
View
▼
APR4.74%
Term60 Mos
Last UpdatedMay 6, 2026
Details

As Low As

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
New Auto Loans Model Years 2024-2026
4.74%
84 months
View
▼
APR4.74%
Term84 months
Last UpdatedMay 7, 2026
Details

FedChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.41%
New Vehicles
4.75%
61 to 72 mos.
View
▼
APR4.75%
Term61 to 72 mos.
Last UpdatedMay 6, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; 5 YEAR REPAY

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
View
▼
APR4.87%
Term48 Months
Last UpdatedMay 6, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.89%
37 - 48
View
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
View
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 7, 2026
Details

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
New Vehicle Loan
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMay 10, 2026
Details

Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedMay 6, 2026
Details

As Low As

Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.63%
New Vehicle Loans (2026-2025) † 3 Years
4.99%
3 Months
View
▼
APR4.99%
Term3 Months
Last UpdatedMay 6, 2026
Details

As Low As

Multi-Schools Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
New Car Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Steel Strong Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Auto
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
New Vehicle
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (36 months)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (48 months)
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As

Westmoreland Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Vehicles (60 months)
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

First Commonwealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.91%
Auto Loan - New
4.99%
36-Months
View
▼
APR4.99%
Term36-Months
Last UpdatedMay 7, 2026
Details

As Low As

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Vehicle - 2025 and Newer
4.99%
61 -72
View
▼
APR4.99%
Term61 -72
Last UpdatedMay 7, 2026
Details

As Low As

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
New Vehicles
4.99%
6 Months
View
▼
APR4.99%
Term6 Months
Last UpdatedMay 7, 2026
Details

As Low As; * For Qualified Buyer

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Autos
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 7, 2026
Details

100% MSRP

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
Autos 2023 & Newer
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
NEW Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
NEW OR USED VEHICLE LOANS (2024-2026)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
New Auto
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2015 or newer)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2017 or newer)
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 7, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
New Autos
4.99%
Up to 72 months 100% MSRP
View
▼
APR4.99%
TermUp to 72 months 100% MSRP
Last UpdatedMay 10, 2026
Details

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
View
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
New 2026 Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63
View
▼
APR5.19%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.39%
64 - 75
View
▼
APR5.39%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63
View
▼
APR5.44%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75
View
▼
APR5.64%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.79%
76 - 84
View
▼
APR5.79%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.94%
1 - 63
View
▼
APR5.94%
Term1 - 63
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.04%
76 - 84
View
▼
APR6.04%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.14%
64 - 75
View
▼
APR6.14%
Term64 - 75
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 Months
View
▼
APR6.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84
View
▼
APR6.54%
Term76 - 84
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
72 Months
View
▼
APR6.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
6.75%
36 Months
View
▼
APR6.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.79%
85 - 96
View
▼
APR6.79%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
7.00%
48 Months
View
▼
APR7.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.04%
85 - 96
View
▼
APR7.04%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96
View
▼
APR7.54%
Term85 - 96
Last UpdatedMay 10, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
New/Used Auto
8.00%
84 Months
View
▼
APR8.00%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
72 Months
View
▼
APR8.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
8.75%
36 Months
View
▼
APR8.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
84 Months
View
▼
APR9.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 Months
View
▼
APR11.50%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
72 Months
View
▼
APR11.75%
Term72 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
11.75%
36 Months
View
▼
APR11.75%
Term36 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
84 Months
View
▼
APR12.00%
Term84 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
12.00%
48 Months
View
▼
APR12.00%
Term48 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.64%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loan (2019 and Older)
12.25%
60 Months
View
▼
APR12.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

FICO Score 599 & below

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedMay 6, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedMay 12, 2026
Details

2016-2019

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - (5 Years & Older) JD Power Book Price - 85% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Vehicles - Up To 2 Years Old - 100% Financed
3.75%
12 Months
View
▼
APR3.75%
Term12 Months
Last UpdatedMay 6, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Used Car
3.99%
96 Months
View
▼
APR3.99%
Term96 Months
Last UpdatedMay 7, 2026
Details

As Low As; (based on credit score)

Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Used Vehicle (2018 - 2025)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details

As Low As; All Years**

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.15%
3 Months
View
▼
APR4.15%
Term3 Months
Last UpdatedMay 7, 2026
Details

As Low As; 3 YEAR REPAY

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.24%
24 Months
View
▼
APR4.24%
Term24 Months
Last UpdatedMay 6, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

As Low As

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.25%
4 Months
View
▼
APR4.25%
Term4 Months
Last UpdatedMay 7, 2026
Details

As Low As; 4 YEAR REPAY

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.25%
Up to 36 months
View
▼
APR4.25%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.25%
72 Months
View
▼
APR4.25%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.25%
Up to 36 months 80-90% NADA retail
View
▼
APR4.25%
TermUp to 36 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.37%
41 - 52 months
View
▼
APR4.37%
Term41 - 52 months
Last UpdatedMay 6, 2026
Details

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.39%
up to 36
View
▼
APR4.39%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
Used Car Loan
4.49%
84 Months
View
▼
APR4.49%
Term84 Months
Last UpdatedMay 6, 2026
Details

As Low As; With terms up to 84 months; *This rate includes the .25% discount with Auto Pay.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.49%
Up to 52
View
▼
APR4.49%
TermUp to 52
Last UpdatedMay 6, 2026
Details

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMay 6, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMay 10, 2026
Details

As Low As

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.49%
up to 36
View
▼
APR4.49%
Termup to 36
Last UpdatedMay 12, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As; 2020 or Newer**

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.50%
48 - 60 months
View
▼
APR4.50%
Term48 - 60 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.50%
48 to 60 months 80-90% NADA retail
View
▼
APR4.50%
Term48 to 60 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMay 12, 2026
Details

2022 - NEWER

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.64%
36 Months
View
▼
APR4.64%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

Some Restrictions Apply Vehicles 2017 or newer

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.82%
Used Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMay 10, 2026
Details

As Low As

Fayette County School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicles 2026, 2025, 2024
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMay 10, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.74%
53 - 64 months
View
▼
APR4.74%
Term53 - 64 months
Last UpdatedMay 6, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Used Auto Loans Model Years 2021-2023
4.74%
up to 60 months
View
▼
APR4.74%
Termup to 60 months
Last UpdatedMay 7, 2026
Details

PennTech Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.25%
New or Used Vehicles 2025 to 2026
4.75%
5 Months
View
▼
APR4.75%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; 5 YEAR REPAY

IBEW Local No 5 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New / Used Vehicles
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

As Low As

Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
61-72 months
View
▼
APR4.75%
Term61-72 months
Last UpdatedMay 7, 2026
Details

Altoona Area Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Used Auto Loans
4.75%
Up to 60 months
View
▼
APR4.75%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

First Capital Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
Used Vehicles Auto Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
Used Vehicle
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 12, 2026
Details

2022 - NEWER**

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loans
4.79%
48 Months
View
▼
APR4.79%
Term48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Erie Police Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Car 2027-2024 Model Year
4.87%
48 Months
View
▼
APR4.87%
Term48 Months
Last UpdatedMay 6, 2026
Details

Spojnia Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.48%
Used Vehicle Loan
4.89%
48 Months
View
▼
APR4.89%
Term48 Months
Last UpdatedMay 10, 2026
Details

Some Restrictions Apply Vehicles 2017 or newer

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 12, 2026
Details

ADVANTAGE FINANCIAL
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
NEW or USED vehicles
4.89%
37 - 48
View
▼
APR4.89%
Term37 - 48
Last UpdatedMay 12, 2026
Details

As Low As; w/ Auto Pay Discount

P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
New and Used Auto Loan
4.90%
Up to 96 Months
View
▼
APR4.90%
TermUp to 96 Months
Last UpdatedMay 7, 2026
Details

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.76%
Used Auto Loans Model Years 2021-2023
4.94%
72 months
View
▼
APR4.94%
Term72 months
Last UpdatedMay 7, 2026
Details

Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Vehicles (2019-2025)
4.99%
1-4 Years
View
▼
APR4.99%
Term1-4 Years
Last UpdatedMay 6, 2026
Details

As Low As

Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.44%
New & Used Auto (2026-2023)
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details

As Low As

Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
Used Car Loans (Model Year 2019 - 2025)
4.99%
24 months
View
▼
APR4.99%
Term24 months
Last UpdatedMay 6, 2026
Details

As Low As

United Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Used Automobile (2025-2023 Model Years)
4.99%
60 Mos
View
▼
APR4.99%
Term60 Mos
Last UpdatedMay 6, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos
4.99%
53 - 64
View
▼
APR4.99%
Term53 - 64
Last UpdatedMay 6, 2026
Details

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Autos 2026 - 2024
4.99%
65 - 76 months
View
▼
APR4.99%
Term65 - 76 months
Last UpdatedMay 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Older Used Vehicle
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMay 6, 2026
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
Used Vehicle
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Vehicle - 2021 - 2023
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Visionary Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Vehicle - 2024 - 2026
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Used Vehicles
4.99%
5 Months
View
▼
APR4.99%
Term5 Months
Last UpdatedMay 7, 2026
Details

As Low As; (2023 - 2026) * For Qualified Buyer

Lehigh County Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Autos 2022 and newer
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedMay 7, 2026
Details

80-90% NADA retail

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
USED Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Pennsylvania American Water Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
NEW OR USED VEHICLE LOANS (2024-2026)
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
66-Month Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details

As Low As

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2015 or newer)
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMay 7, 2026
Details

Ardent Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
Used Auto (2017 or newer)
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMay 7, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 7, 2026
Details

As Low As

Northampton Area School District Employees FCU
Institution Rating:
A+5.0 ★
Used Autos 2021 and newer
4.99%
Up to 72 months 80-90% NADA retail
View
▼
APR4.99%
TermUp to 72 months 80-90% NADA retail
Last UpdatedMay 10, 2026
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
Used 2024 - 2025 Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

As Low As

Lancaster, PA Auto Loan Rate Trends

Compare local Lancaster, PA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Pennsylvania Auto Trends →
New Auto Loan — PA Avg
5.568%
▼ 0.017 vs 7 days ago

Pennsylvania new auto rates fell 0.017 points over the past 7 days to 5.568% APR.

Used Auto Loan — PA Avg
7.736%
▼ 0.019 vs 7 days ago

Pennsylvania used auto rates fell 0.019 points over the past 7 days to 7.736% APR.

As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lancaster, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Lancaster, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Lancaster, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Lancaster, Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lancaster, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Lancaster, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Lancaster, Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Lancaster, Pennsylvania include:
  • Lancaster Red Rose Credit Union: 4.50% (New & Used Auto Loans (2020 and Newer))
  • Members 1st Federal Credit Union Enola, PA: 4.94% (Auto Loan 12 Months)
  • Pennsylvania State Employees Credit Union: 5.19% (New & Used Auto Loans)
  • Eagle One Federal Credit Union: 5.75% (New/Used Auto)
  • Corner Post Federal Credit Union: 2.75% (New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

Lancaster, Pennsylvania Rates & Resources

$
Lancaster, Pennsylvania CD Rates
$
Lancaster, Pennsylvania Savings Rates
$
Lancaster, Pennsylvania Money Market Rates
$
Lancaster, Pennsylvania Mortgage Rates
$
Lancaster, Pennsylvania Checking Account Rates
$
Lancaster, Pennsylvania Personal Loan Rates