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  9. Auto Loan Rate Trends

Lancaster, PA Best Auto Loan Rates - September 2026

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates · Last Updated and Verified: September 22, 2026

Current auto loan rates in Lancaster, Pennsylvania include Eagle One Federal Credit UnionEagle One Federal Credit Union1400 Harrisburg Pike, Lancaster, PA, 17604 1000A5.0 ★Texas Ratio: 11.56% offering Auto Loan at 4.50%, Lancaster Red Rose Credit UnionLancaster Red Rose Credit Union50 N Duke St, Lancaster, PA, 17602 2805A+5.0 ★Texas Ratio: 0.94% offering New & Used Auto Loans (2020 and Newer) at 4.50%, Penlanco Federal Credit UnionPenlanco Federal Credit Union630 Delp Rd Ste C, LANCASTER, PA, 17601 3077A+5.0 ★Texas Ratio: 0.80% offering Used Vehicles - 2017 and older - 3 years Loan at 4.65%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union750 E King St, Lancaster, PA, 17602A+5.0 ★Texas Ratio: 4.38% offering New & Used Auto Loans at 5.19%, Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA1605 Lititz Pike, Lancaster, PA, 17601A+5.0 ★Texas Ratio: 3.74% offering Vehicle Loan (2024 - 2026 Vehicles) at 5.54%. Auto loan rates as of September 22, 2026 according to verified data from MonitorBankRates.

Lancaster has 7 local institutions in our database, with auto loan rates as low as 4.50% APR from Eagle One Federal Credit Union at 1400 Harrisburg Pike, Lancaster, PA, 17604 1000. Use the tabs below to compare new and used auto loan rates. Rates are continually updated, so we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Lancaster, Pennsylvania. Auto Loan Rates Last Updated and Verified: September 22, 2026

Compare Auto Loan Rates Today in Lancaster, Pennsylvania & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Lancaster Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
4.50%
12-38 months
View
▼
APR4.50%
Term12-38 months
Last UpdatedSep 16, 2026
Details

Model Year: 2026-2022

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
4.65%
3 years
View
▼
APR4.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.65%
3 years
View
▼
APR4.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
4.75%
39-50 months
View
▼
APR4.75%
Term39-50 months
Last UpdatedSep 16, 2026
Details

Model Year: 2026-2022

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
4.95%
4 years
View
▼
APR4.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
4.95%
5 years
View
▼
APR4.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.95%
5 years
View
▼
APR4.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.95%
4 years
View
▼
APR4.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.15%
3 years
View
▼
APR5.15%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
5.15%
6 years
View
▼
APR5.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.15%
3 years
View
▼
APR5.15%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.15%
6 years
View
▼
APR5.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63 Months
View
▼
APR5.19%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 5.94%. As Low As; Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.25%
3 years
View
▼
APR5.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.25%
3 years
View
▼
APR5.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 months
View
▼
APR5.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63 Months
View
▼
APR5.44%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
5.45%
4 years
View
▼
APR5.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
5.45%
5 years
View
▼
APR5.45%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.45%
5 years
View
▼
APR5.45%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.45%
4 years
View
▼
APR5.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.50%
84 months
View
▼
APR5.50%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.54%
12 Months
View
▼
APR5.54%
Term12 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.54%
24 Months
View
▼
APR5.54%
Term24 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.54%
36 Months
View
▼
APR5.54%
Term36 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.54%
48 Months
View
▼
APR5.54%
Term48 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.54%
60 Months
View
▼
APR5.54%
Term60 Months
Last UpdatedSep 18, 2026
Details

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
5.55%
7 years
View
▼
APR5.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.55%
7 years
View
▼
APR5.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75 Months
View
▼
APR5.64%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.39%. As Low As; Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
5.65%
5 years
View
▼
APR5.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
5.65%
6 years
View
▼
APR5.65%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.65%
6 years
View
▼
APR5.65%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.65%
5 years
View
▼
APR5.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
5.75%
51-62 months
View
▼
APR5.75%
Term51-62 months
Last UpdatedSep 16, 2026
Details

Model Year: 2026-2022

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.75%
3 years
View
▼
APR5.75%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.75%
3 years
View
▼
APR5.75%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
5.79%
12 Months
View
▼
APR5.79%
Term12 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
5.79%
24 Months
View
▼
APR5.79%
Term24 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
5.79%
36 Months
View
▼
APR5.79%
Term36 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
5.79%
48 Months
View
▼
APR5.79%
Term48 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
5.79%
60 Months
View
▼
APR5.79%
Term60 Months
Last UpdatedSep 18, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.89%
64 - 75 Months
View
▼
APR5.89%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
5.94%
72 Months
View
▼
APR5.94%
Term72 Months
Last UpdatedSep 18, 2026
Details

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
5.95%
4 years
View
▼
APR5.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.95%
4 years
View
▼
APR5.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
6.00%
12-38 months
View
▼
APR6.00%
Term12-38 months
Last UpdatedSep 16, 2026
Details

Model Year: 2021-2020

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
6.00%
51-62 months
View
▼
APR6.00%
Term51-62 months
Last UpdatedSep 16, 2026
Details

Model Year: 2021-2020

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
6.05%
7 years
View
▼
APR6.05%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.05%
7 years
View
▼
APR6.05%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
6.15%
5 years
View
▼
APR6.15%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.15%
5 years
View
▼
APR6.15%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.19%
Up to 63 Months
View
▼
APR6.19%
Interest Rate5.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.19%
Up to 63 Months
View
▼
APR6.19%
Interest Rate5.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
6.19%
72 Months
View
▼
APR6.19%
Term72 Months
Last UpdatedSep 18, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
6.29%
Up to 63 Months
View
▼
APR6.29%
Interest Rate6.09%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.29%
12 Months
View
▼
APR6.29%
Term12 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.29%
24 Months
View
▼
APR6.29%
Term24 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.29%
36 Months
View
▼
APR6.29%
Term36 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.29%
60 Months
View
▼
APR6.29%
Term60 Months
Last UpdatedSep 18, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.29%
76 - 84 Months
View
▼
APR6.29%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 7.04%. As Low As; Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2024 - 2026 Vehicles)
6.34%
84 Months
View
▼
APR6.34%
Term84 Months
Last UpdatedSep 18, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.41%
64-75 Months
View
▼
APR6.41%
Interest Rate6.24%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.41%
64-75 Months
View
▼
APR6.41%
Interest Rate6.24%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2022
6.49%
Up to 63 Months
View
▼
APR6.49%
Interest Rate6.29%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2022

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
6.50%
63-74 months
View
▼
APR6.50%
Term63-74 months
Last UpdatedSep 16, 2026
Details

Model Year: 2026-2022

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
6.50%
39-50 months
View
▼
APR6.50%
Term39-50 months
Last UpdatedSep 16, 2026
Details

Model Year: 2021-2020

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 months
View
▼
APR6.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
6.51%
64-75 Months
View
▼
APR6.51%
Interest Rate6.34%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84 Months
View
▼
APR6.54%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
6.59%
72 Months
View
▼
APR6.59%
Term72 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2021 - 2023 Vehicles)
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedSep 18, 2026
Details

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
6.65%
3 years
View
▼
APR6.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.65%
3 years
View
▼
APR6.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
6.75%
*75-86 months
View
▼
APR6.75%
Term*75-86 months
Last UpdatedSep 16, 2026
Details

*2026, 2025, 2024

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
48 months
View
▼
APR6.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2022
6.76%
64-75 Months
View
▼
APR6.76%
Interest Rate6.59%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2022

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
6.80%
0-60 Months
View
▼
APR6.80%
Term0-60 Months
Last UpdatedSep 18, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.89%
76-84 Months
View
▼
APR6.89%
Interest Rate6.74%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.89%
76-84 Months
View
▼
APR6.89%
Interest Rate6.74%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
6.95%
4 years
View
▼
APR6.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
6.95%
5 years
View
▼
APR6.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.95%
5 years
View
▼
APR6.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.95%
4 years
View
▼
APR6.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
72 months
View
▼
APR7.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2018 - 2020 Vehicles)
7.09%
84 Months
View
▼
APR7.09%
Term84 Months
Last UpdatedSep 18, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
7.09%
76-84 Months
View
▼
APR7.09%
Interest Rate6.94%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
7.15%
6 years
View
▼
APR7.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.15%
6 years
View
▼
APR7.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
7.25%
3 years
View
▼
APR7.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.25%
3 years
View
▼
APR7.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.25%
84 months
View
▼
APR7.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
7.25%
60 months
View
▼
APR7.25%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.29%
85 - 96 Months
View
▼
APR7.29%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.04%. As Low As; Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
7.30%
61-72 Months
View
▼
APR7.30%
Term61-72 Months
Last UpdatedSep 18, 2026
Details

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
7.45%
4 years
View
▼
APR7.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.45%
4 years
View
▼
APR7.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
7.50%
39-50 months
View
▼
APR7.50%
Term39-50 months
Last UpdatedSep 16, 2026
Details

Model Year: 2019 & Older

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96 Months
View
▼
APR7.54%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
7.55%
7 years
View
▼
APR7.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.55%
7 years
View
▼
APR7.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
7.65%
5 years
View
▼
APR7.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.65%
5 years
View
▼
APR7.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 1-4 Years Loan
7.70%
4 Years
View
▼
APR7.70%
Term4 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 1-4 Years

Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
1400 Harrisburg Pike, Lancaster, PA, 17604 1000
Auto Loan
7.75%
12-38 months
View
▼
APR7.75%
Term12-38 months
Last UpdatedSep 16, 2026
Details

Model Year: 2019 & Older

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
7.79%
12 Months
View
▼
APR7.79%
Term12 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
7.79%
24 Months
View
▼
APR7.79%
Term24 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
7.79%
36 Months
View
▼
APR7.79%
Term36 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
7.79%
48 Months
View
▼
APR7.79%
Term48 Months
Last UpdatedSep 18, 2026
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
7.79%
60 Months
View
▼
APR7.79%
Term60 Months
Last UpdatedSep 18, 2026
Details

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 1-4 Years Loan
7.80%
4 Years
View
▼
APR7.80%
Term4 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 5-10 Years Loan
7.95%
10 Years
View
▼
APR7.95%
Term10 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 5-10 Years

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
8.05%
73-84 Months
View
▼
APR8.05%
Term73-84 Months
Last UpdatedSep 18, 2026
Details

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 5-10 Years Loan
8.10%
10 Years
View
▼
APR8.10%
Term10 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 5-10 Years

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
1605 Lititz Pike, Lancaster, PA, 17601
Vehicle Loan (2017 & Older Vehicles)
8.19%
72 Months
View
▼
APR8.19%
Term72 Months
Last UpdatedSep 18, 2026
Details

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 months
View
▼
APR8.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
8.65%
3 years
View
▼
APR8.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.65%
3 years
View
▼
APR8.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
48 months
View
▼
APR8.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
60 months
View
▼
APR8.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
8.95%
4 years
View
▼
APR8.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
8.95%
5 years
View
▼
APR8.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.95%
5 years
View
▼
APR8.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.95%
4 years
View
▼
APR8.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
72 months
View
▼
APR9.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
9.15%
6 years
View
▼
APR9.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.15%
6 years
View
▼
APR9.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
9.25%
3 years
View
▼
APR9.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.25%
3 years
View
▼
APR9.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.25%
84 months
View
▼
APR9.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
9.25%
60 months
View
▼
APR9.25%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
9.45%
4 years
View
▼
APR9.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.45%
4 years
View
▼
APR9.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
9.55%
7 years
View
▼
APR9.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.55%
7 years
View
▼
APR9.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
9.65%
5 years
View
▼
APR9.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.65%
5 years
View
▼
APR9.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
10.65%
3 years
View
▼
APR10.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.65%
3 years
View
▼
APR10.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
10.95%
4 years
View
▼
APR10.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
10.95%
5 years
View
▼
APR10.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.95%
5 years
View
▼
APR10.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.95%
4 years
View
▼
APR10.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
11.15%
6 years
View
▼
APR11.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.15%
6 years
View
▼
APR11.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
11.25%
3 years
View
▼
APR11.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.25%
3 years
View
▼
APR11.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
11.45%
4 years
View
▼
APR11.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.45%
4 years
View
▼
APR11.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 months
View
▼
APR11.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
11.55%
7 years
View
▼
APR11.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.55%
7 years
View
▼
APR11.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
11.65%
5 years
View
▼
APR11.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.65%
5 years
View
▼
APR11.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
48 months
View
▼
APR11.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
60 months
View
▼
APR11.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
11.75%
36 months
View
▼
APR11.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
72 months
View
▼
APR12.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.25%
84 months
View
▼
APR12.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
12.25%
48 months
View
▼
APR12.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
12.50%
60 months
View
▼
APR12.50%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Auto Loan
2.99%
36 months
View
▼
APR2.99%
Term36 months
Last UpdatedSep 18, 2026
Details

with autopay from a United checking account.

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
72-Month Auto Loan Promo
2.99%
0-72 months
View
▼
APR2.99%
Term0-72 months
Last UpdatedSep 21, 2026
Details

As low as; 2023 & newer; with less than 45,000 miles and valued at $15,000 or more

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Vehicle Loan
3.00%
Up to 48 Months
View
▼
APR3.00%
TermUp to 48 Months
Last UpdatedSep 21, 2026
Details

As low as; Model Year: 2026-2025

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
New Autos | Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedSep 20, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.25%
12 mos.
View
▼
APR3.25%
Term12 mos.
Last UpdatedSep 16, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.25%
24 mos.
View
▼
APR3.25%
Term24 mos.
Last UpdatedSep 16, 2026
Details

APR*

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Auto Loans
3.25%
0-36 months
View
▼
APR3.25%
Term0-36 months
Last UpdatedSep 21, 2026
Details

2023 & newer; As low as

Bradford Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Vehicle Loan
3.25%
Up to 60 Months
View
▼
APR3.25%
TermUp to 60 Months
Last UpdatedSep 21, 2026
Details

As low as; Model Year: 2026-2025

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
Used Autos
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedSep 20, 2026
Details

Model Year: 2026 - 2024

First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
Auto Loans
3.49%
37-48 months
View
▼
APR3.49%
Term37-48 months
Last UpdatedSep 21, 2026
Details

2023 & newer; As low as

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedSep 22, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedSep 22, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.50%
36 mos.
View
▼
APR3.50%
Term36 mos.
Last UpdatedSep 16, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
View
▼
APR3.50%
Term12 mos.
Last UpdatedSep 16, 2026
Details

APR*

Lancaster New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63 Months
View
▼
APR5.19%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 5.94%. As Low As; Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 months
View
▼
APR5.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63 Months
View
▼
APR5.44%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.50%
84 months
View
▼
APR5.50%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75 Months
View
▼
APR5.64%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.39%. As Low As; Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.89%
64 - 75 Months
View
▼
APR5.89%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.19%
Up to 63 Months
View
▼
APR6.19%
Interest Rate5.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.29%
76 - 84 Months
View
▼
APR6.29%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 7.04%. As Low As; Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.41%
64-75 Months
View
▼
APR6.41%
Interest Rate6.24%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 months
View
▼
APR6.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84 Months
View
▼
APR6.54%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
48 months
View
▼
APR6.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
6.80%
0-60 Months
View
▼
APR6.80%
Term0-60 Months
Last UpdatedSep 18, 2026
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
New Car Loans
6.89%
76-84 Months
View
▼
APR6.89%
Interest Rate6.74%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2026-2025

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
72 months
View
▼
APR7.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.25%
84 months
View
▼
APR7.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.29%
85 - 96 Months
View
▼
APR7.29%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.04%. As Low As; Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
7.30%
61-72 Months
View
▼
APR7.30%
Term61-72 Months
Last UpdatedSep 18, 2026
Details

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96 Months
View
▼
APR7.54%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
New Vehicles Loan
8.05%
73-84 Months
View
▼
APR8.05%
Term73-84 Months
Last UpdatedSep 18, 2026
Details

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 months
View
▼
APR8.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
48 months
View
▼
APR8.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
60 months
View
▼
APR8.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
72 months
View
▼
APR9.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.25%
84 months
View
▼
APR9.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 months
View
▼
APR11.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
48 months
View
▼
APR11.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
60 months
View
▼
APR11.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
72 months
View
▼
APR12.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.25%
84 months
View
▼
APR12.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
4 years
View
▼
APR2.99%
Interest Rate2.99%
Term4 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
3 years
View
▼
APR2.99%
Interest Rate2.99%
Term3 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
2 years
View
▼
APR2.99%
Interest Rate2.99%
Term2 years
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.36%
New Auto Loan
2.99%
1 year
View
▼
APR2.99%
Interest Rate2.99%
Term1 year
Last UpdatedSep 21, 2026
Details

As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
New Autos | Never Titled
3.24%
Up to 40 months
View
▼
APR3.24%
TermUp to 40 months
Last UpdatedSep 20, 2026
Details

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.25%
12 mos.
View
▼
APR3.25%
Term12 mos.
Last UpdatedSep 16, 2026
Details

APR*

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.25%
24 mos.
View
▼
APR3.25%
Term24 mos.
Last UpdatedSep 16, 2026
Details

APR*

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedSep 21, 2026
Details

As Low As

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Vehicle Loan
3.49%
36 Months
View
▼
APR3.49%
Term36 Months
Last UpdatedSep 22, 2026
Details

Published APR range: 3.490% - 8.990%. Zero Down Payment

VANTAGE TRUST
Institution Rating:
A+5.0 ★ Texas Ratio: 4.93%
New Vehicle Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedSep 22, 2026
Details

Published APR range: 3.490% - 9.240%. Zero Down Payment

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
New Vehicles Loan
3.50%
36 mos.
View
▼
APR3.50%
Term36 mos.
Last UpdatedSep 16, 2026
Details

APR*

Lancaster Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
4.65%
3 years
View
▼
APR4.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.65%
3 years
View
▼
APR4.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
48 months
View
▼
APR4.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
4.95%
4 years
View
▼
APR4.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
4.95%
5 years
View
▼
APR4.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.95%
5 years
View
▼
APR4.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
4.95%
4 years
View
▼
APR4.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
72 months
View
▼
APR5.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.15%
3 years
View
▼
APR5.15%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
5.15%
6 years
View
▼
APR5.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.15%
3 years
View
▼
APR5.15%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.15%
6 years
View
▼
APR5.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.19%
1 - 63 Months
View
▼
APR5.19%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 5.94%. As Low As; Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.25%
3 years
View
▼
APR5.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.25%
3 years
View
▼
APR5.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
84 months
View
▼
APR5.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.44%
1 - 63 Months
View
▼
APR5.44%
Term1 - 63 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $3,000.00; Loan Amount (Minimum): $1,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
5.45%
4 years
View
▼
APR5.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
5.45%
5 years
View
▼
APR5.45%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.45%
5 years
View
▼
APR5.45%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.45%
4 years
View
▼
APR5.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
5.50%
84 months
View
▼
APR5.50%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 750+

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
5.55%
7 years
View
▼
APR5.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.55%
7 years
View
▼
APR5.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 730 +

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.64%
64 - 75 Months
View
▼
APR5.64%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 6.39%. As Low As; Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
5.65%
5 years
View
▼
APR5.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 730 +

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
5.65%
6 years
View
▼
APR5.65%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.65%
6 years
View
▼
APR5.65%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.65%
5 years
View
▼
APR5.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 730 + FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
5.75%
3 years
View
▼
APR5.75%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.75%
3 years
View
▼
APR5.75%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 700 - 749

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
5.89%
64 - 75 Months
View
▼
APR5.89%
Term64 - 75 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $12,000.00; Loan Amount (Minimum): $4,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
5.95%
4 years
View
▼
APR5.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
5.95%
4 years
View
▼
APR5.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
6.05%
7 years
View
▼
APR6.05%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.05%
7 years
View
▼
APR6.05%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
6.15%
5 years
View
▼
APR6.15%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 690-729

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.15%
5 years
View
▼
APR6.15%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 690-729 FICO

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.19%
Up to 63 Months
View
▼
APR6.19%
Interest Rate5.99%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
6.29%
Up to 63 Months
View
▼
APR6.29%
Interest Rate6.09%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.29%
76 - 84 Months
View
▼
APR6.29%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 7.04%. As Low As; Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.41%
64-75 Months
View
▼
APR6.41%
Interest Rate6.24%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2022
6.49%
Up to 63 Months
View
▼
APR6.49%
Interest Rate6.29%
TermUp to 63 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2022

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.50%
36 months
View
▼
APR6.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
6.51%
64-75 Months
View
▼
APR6.51%
Interest Rate6.34%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
6.54%
76 - 84 Months
View
▼
APR6.54%
Term76 - 84 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $20,000.00; Loan Amount (Minimum): $6,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
6.65%
3 years
View
▼
APR6.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.65%
3 years
View
▼
APR6.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
48 months
View
▼
APR6.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
6.75%
60 months
View
▼
APR6.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
6.75%
36 months
View
▼
APR6.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2022
6.76%
64-75 Months
View
▼
APR6.76%
Interest Rate6.59%
Term64-75 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2022

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2025-2024
6.89%
76-84 Months
View
▼
APR6.89%
Interest Rate6.74%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2025-2024

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
6.95%
4 years
View
▼
APR6.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
6.95%
5 years
View
▼
APR6.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.95%
5 years
View
▼
APR6.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
6.95%
4 years
View
▼
APR6.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.00%
72 months
View
▼
APR7.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
2343 Oregon Pike, Lancaster, PA, 17601
Used Car Loans - 2023
7.09%
76-84 Months
View
▼
APR7.09%
Interest Rate6.94%
Term76-84 Months
Last UpdatedSep 18, 2026
Details

Model Year: 2023

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
7.15%
6 years
View
▼
APR7.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.15%
6 years
View
▼
APR7.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
7.25%
3 years
View
▼
APR7.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.25%
3 years
View
▼
APR7.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
7.25%
84 months
View
▼
APR7.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
7.25%
60 months
View
▼
APR7.25%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 650 - 699

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.29%
85 - 96 Months
View
▼
APR7.29%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Additional APR listed for this product: 8.04%. As Low As; Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
7.45%
4 years
View
▼
APR7.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.45%
4 years
View
▼
APR7.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.38%
750 E King St, Lancaster, PA, 17602
New & Used Auto Loans
7.54%
85 - 96 Months
View
▼
APR7.54%
Term85 - 96 Months
Last UpdatedSep 22, 2026
Details

Vehicle Value (Minimum): $40,000.00; Loan Amount (Minimum): $12,000.00

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
7.55%
7 years
View
▼
APR7.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.55%
7 years
View
▼
APR7.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
7.65%
5 years
View
▼
APR7.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 650-689

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
7.65%
5 years
View
▼
APR7.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 650-689 FICO

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 1-4 Years Loan
7.70%
4 Years
View
▼
APR7.70%
Term4 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 1-4 Years Loan
7.80%
4 Years
View
▼
APR7.80%
Term4 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 1-4 Years

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 5-10 Years Loan
7.95%
10 Years
View
▼
APR7.95%
Term10 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 5-10 Years

Orrstown Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
1800 Fruitville Pike, Lancaster, PA, 17601
Used Vehicles - 5-10 Years Loan
8.10%
10 Years
View
▼
APR8.10%
Term10 Years
Last UpdatedSep 18, 2026
Details

Age of Vehicle: 5-10 Years

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.50%
36 months
View
▼
APR8.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
8.65%
3 years
View
▼
APR8.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.65%
3 years
View
▼
APR8.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
48 months
View
▼
APR8.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
8.75%
60 months
View
▼
APR8.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
8.75%
36 months
View
▼
APR8.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
8.95%
4 years
View
▼
APR8.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
8.95%
5 years
View
▼
APR8.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.95%
5 years
View
▼
APR8.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
8.95%
4 years
View
▼
APR8.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.00%
72 months
View
▼
APR9.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
9.15%
6 years
View
▼
APR9.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.15%
6 years
View
▼
APR9.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
9.25%
3 years
View
▼
APR9.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.25%
3 years
View
▼
APR9.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
9.25%
84 months
View
▼
APR9.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
9.25%
48 months
View
▼
APR9.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
9.25%
60 months
View
▼
APR9.25%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 600 - 649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
9.45%
4 years
View
▼
APR9.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.45%
4 years
View
▼
APR9.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
9.55%
7 years
View
▼
APR9.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.55%
7 years
View
▼
APR9.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
9.65%
5 years
View
▼
APR9.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: 610-649

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
9.65%
5 years
View
▼
APR9.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: 610-649 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
10.65%
3 years
View
▼
APR10.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.65%
3 years
View
▼
APR10.65%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
10.95%
4 years
View
▼
APR10.95%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
10.95%
5 years
View
▼
APR10.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.95%
5 years
View
▼
APR10.95%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
10.95%
4 years
View
▼
APR10.95%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 6 years Loan
11.15%
6 years
View
▼
APR11.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.15%
6 years
View
▼
APR11.15%
Term6 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 3 years Loan
11.25%
3 years
View
▼
APR11.25%
Term3 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.25%
3 years
View
▼
APR11.25%
Term3 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 4 years Loan
11.45%
4 years
View
▼
APR11.45%
Term4 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.45%
4 years
View
▼
APR11.45%
Term4 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.50%
36 months
View
▼
APR11.50%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 7 years Loan
11.55%
7 years
View
▼
APR11.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.55%
7 years
View
▼
APR11.55%
Term7 years
Last UpdatedSep 16, 2026
Details

FICO: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older - 5 years Loan
11.65%
5 years
View
▼
APR11.65%
Term5 years
Last UpdatedSep 16, 2026
Details

FICO Score: <610

Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
630 Delp Rd Ste C, LANCASTER, PA, 17601 3077
Used Vehicles - 2017 and older Loan
11.65%
5 years
View
▼
APR11.65%
Term5 years
Last UpdatedSep 16, 2026
Details

Credit Score: <610 FICO

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
48 months
View
▼
APR11.75%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
11.75%
60 months
View
▼
APR11.75%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 36 months
11.75%
36 months
View
▼
APR11.75%
Term36 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.00%
72 months
View
▼
APR12.00%
Term72 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
New & Used Auto Loans (2020 and Newer)
12.25%
84 months
View
▼
APR12.25%
Term84 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 48 months
12.25%
48 months
View
▼
APR12.25%
Term48 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

Lancaster Red Rose Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
50 N Duke St, Lancaster, PA, 17602 2805
Used Auto Loans (2019 and Older) - 60 months
12.50%
60 months
View
▼
APR12.50%
Term60 months
Last UpdatedSep 21, 2026
Details

FICO Score: 599 & below

First Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.54%
Used Autos
3.49%
Up to 40 Months
View
▼
APR3.49%
TermUp to 40 Months
Last UpdatedSep 20, 2026
Details

Model Year: 2026 - 2024

Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
Used Vehicles - (3-4 Years Old) JD Power Book Price - 90% Financed Loan
3.50%
12 mos.
View
▼
APR3.50%
Term12 mos.
Last UpdatedSep 16, 2026
Details

APR*

Lancaster, PA Auto Loan Rate Trends

Compare local Lancaster, PA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania Auto Trends
New Auto Loan PA Avg
6.019%
▼ 0.251 vs 7 days ago

Pennsylvania new auto rates fell 0.251 points over the past 7 days to 6.019% APR.

Used Auto Loan PA Avg
7.190%
▼ 0.351 vs 7 days ago

Pennsylvania used auto rates fell 0.351 points over the past 7 days to 7.190% APR.

As of Sep 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Lancaster, PA Auto Loan Rate Forecast, Next 12 Months

Auto loan APRs track lender funding costs, which follow Federal Reserve policy. Our model projects the likely path of new and used auto averages from the current Pennsylvania figures.

Current New Auto Avg
6.02%
APR, as of Sep 23, 2026
6-Month Forecast
6.10%
Fed hold assumed
12-Month Forecast
6.17%
Range: 5.82% to 6.37%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; auto lenders reprice within one to two policy cycles as funding costs move, and credit union pricing tends to lag banks slightly.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

What Would Your Monthly Car Payment Be?

Estimated monthly payments on a standard 60-month auto loan at today’s average Pennsylvania APRs. Even a small APR difference adds up over the life of a car loan. Use the calculator below to model your exact loan.

Loan Amount New Auto @ 6.02% APR
PA average		 Used Auto @ 7.19% APR
PA average		 Monthly Difference
$15,000 $290.12/mo $298.37/mo $8.25/mo
$25,000 $483.54/mo $497.28/mo $13.74/mo
$35,000 $676.95/mo $696.19/mo $19.24/mo
$45,000 $870.37/mo $895.10/mo $24.74/mo

Principal and interest only, 60-month term, calculated from current average APRs. Taxes, title, registration, and optional add-ons are not included. Your APR depends on credit score, loan term, vehicle age, and lender underwriting.

How to Get the Best Auto Loan Rate in Lancaster, Pennsylvania

1

Get Preapproved Before You Shop

A preapproval from a bank or credit union serving Lancaster, Pennsylvania locks in a real rate before you set foot on a dealer lot. It turns you into a cash buyer, gives you a benchmark to beat, and protects you from dealer financing markups. Dealers can legally add points to the rate a lender actually approved you for.

2

Check Credit Unions First

Credit unions consistently offer some of the lowest auto loan APRs in Pennsylvania. Membership is usually easier to get than people expect. Many local credit unions accept anyone who lives, works, or worships in the area, and some let you join with a small donation to a partner charity.

3

Choose the Shortest Term You Can Afford

Shorter terms almost always carry lower APRs, and you pay interest for fewer months. A 72- or 84-month loan lowers the monthly payment but dramatically raises total interest cost and increases the time you spend “underwater”, owing more than the car is worth. Aim for 60 months or less if the payment fits your budget.

4

Mind the New vs. Used Rate Spread

Used car loans typically run 0.5 to 1.5 percentage points above new car rates. If you’re shopping late-model used vehicles, ask about certified pre-owned programs. CPO vehicles sometimes qualify for new-car financing rates, which can offset part of the price difference between the two.

Building a down payment, or is an auto loan not the right fit?

Lancaster, Pennsylvania Financial Snapshot

Local demographics and economic context for car buyers. Source: U.S. Census Bureau

$33,334
Median Individual Earnings
National avg: $47,340
8.1%
Unemployment Rate
National avg: 4.8%
20.3%
Poverty Rate
National avg: 11.1%
$580/mo
Payment on a $30K / 60-mo Loan
At PA new-auto avg 6.02% APR

A $580 monthly car payment works out to roughly 20.9% of the median individual income in Lancaster, Pennsylvania. Most budgeting guidelines suggest keeping total vehicle costs (payment, insurance, fuel, and maintenance) under 15–20% of take-home pay.

Auto Financing Options Compared

An auto loan isn’t the only way to finance a vehicle in Lancaster, Pennsylvania, but for most borrowers it’s the cheapest. Here’s how the main options stack up.

Feature Credit Union Auto Loan Bank Auto Loan Dealer Financing Personal Loan
Typical APR Level ✓ Often lowest ✓ Competitive ● Varies, can be marked up ✗ Highest (unsecured)
Rate Locked Before You Shop ✓ Yes, via preapproval ✓ Yes, via preapproval ✗ Arranged at the dealership ✓ Yes
Membership / Relationship Required ● Membership (usually easy) ✗ No ✗ No ✗ No
Works for Private-Party Sales ✓ Usually ● Sometimes ✗ No ✓ Yes
Convenience at Purchase ● Preapproval step first ● Preapproval step first ✓ One-stop at the dealer ● Funds in 1–3 days
Best For Lowest total cost of borrowing Existing bank customers & rate discounts Manufacturer 0% promos on new cars Older vehicles lenders won’t finance

General comparison for educational purposes. Manufacturer promotional financing (0–2.9% APR offers) through dealers can beat any bank or credit union rate when you qualify. Always compare the promo against a cash rebate plus outside financing.

Auto Loan Payment Calculator

Estimate your monthly payment on a new or used vehicle in Lancaster, Pennsylvania. We’ve prefilled the APR with today’s PA new-auto average, or click any current rate on the right to apply it instantly.

$
$
%
Current Rates: Click to Apply
$0
Estimated Monthly Payment
Loan Amount$0
Total Interest Paid$0
Total of All Payments$0
Total Cost incl. Down Payment$0

Estimates include principal and interest only. Sales tax, title, registration, documentation fees, and optional products (GAP, warranties) are not included and are often financed into the loan. Advertised APRs typically require excellent credit; your rate may differ.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lancaster, Pennsylvania auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Lancaster, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Lancaster, Pennsylvania. We feature a comprehensive mix of lenders, from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in PA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Lancaster, Pennsylvania

How does my credit score affect my car loan rate in Pennsylvania?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Lancaster, Pennsylvania with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Pennsylvania *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Lancaster, Pennsylvania typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

Should I get preapproved for an auto loan before visiting a dealer in Lancaster, Pennsylvania?

Yes. A preapproval from a bank or credit union serving Lancaster, Pennsylvania gives you a real rate to compare against dealer financing and turns you into a cash buyer at the negotiating table. Dealers often mark up the rates they arrange, so walking in with a preapproved offer routinely saves buyers money on the financing side of the deal.

Why are used car loan rates higher than new car rates?

Lenders charge more for used vehicles because they are harder to value, depreciate unpredictably, and carry more repossession risk. The spread between new and used rates is typically 0.5 to 1.5 percentage points. A late-model certified pre-owned vehicle sometimes qualifies for new-car rates, so ask the lender how they classify the vehicle before assuming the used rate applies.

Can I refinance my auto loan if rates drop or my credit improves?

Yes. Auto loan refinancing is usually fast and often fee-free. If your credit score has improved since you bought the vehicle, or you financed at a marked-up dealer rate, refinancing with a bank or credit union serving Lancaster, Pennsylvania can lower your monthly payment or shorten your term. It makes the most sense early in the loan, while most of your payments are still going to interest.

What are the best Auto Loan rates in Lancaster, Pennsylvania?

Based on our current data, some of the lowest auto loan rates available in Lancaster, Pennsylvania include:
  • Eagle One Federal Credit Union: 4.50% (Auto Loan)
  • Lancaster Red Rose Credit Union: 4.50% (New & Used Auto Loans (2020 and Newer))
  • Penlanco Federal Credit Union: 4.65% (Used Vehicles - 2017 and older - 3 years Loan)
  • Pennsylvania State Employees Credit Union: 5.19% (New & Used Auto Loans)
  • Members 1st Federal Credit Union Enola, PA: 5.54% (Vehicle Loan (2024 - 2026 Vehicles))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lancaster, Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: September 22, 2026

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