Auto Loan Rates in Johns Island, South Carolina (SC) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Johns Island, South Carolina. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Johns Island, South Carolina include Market USA Federal Credit UnionMarket USA Federal Credit UnionA5.0 ★Texas Ratio: 6.88% offering New Auto at 3.49%, Greenwood Municipal Federal Credit UnionGreenwood Municipal Federal Credit UnionA+5.0 ★Texas Ratio: 1.76% offering New Vehicle Loan at 3.50%, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% offering New & Used Automobile or Truck at 3.99%, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% offering New Auto Loans at 3.99%, Upstate Federal Credit UnionUpstate Federal Credit UnionA+5.0 ★Texas Ratio: 1.70% offering New Vehicles at 3.99%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Johns Island borrowers have access to 15 lenders serving the South Carolina area, with auto loan rates as low as 3.49% APR from Market USA Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Johns Island, South Carolina. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Johns Island, South Carolina & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMay 7, 2026
Details
Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 48 months
APR4.00%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48
▼
APR4.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedMay 7, 2026
Details
As Low As
APR4.75%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.95%
49 - 60
▼
APR4.95%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 60 months
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
up to 48 months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 72 months
APR5.25%
Term37-48 months
Last UpdatedMay 12, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As
APR5.50%
Term61-75 months
Last UpdatedMay 12, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMay 7, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.70%
24 Months
▼
APR5.70%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
up to 60 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
5.75%
61 - 72
▼
APR5.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR5.75%
Term37-48 months
Last UpdatedMay 12, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
5.95%
48 Months
▼
APR5.95%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
up to 48 months
APR6.00%
Term61-75 months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.20%
60 Months
▼
APR6.20%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
up to 72 months
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.25%
73 - 84
▼
APR6.25%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
up to 60 months
APR6.25%
Term76-84 months
Last UpdatedMay 12, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 12, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
up to 72 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMay 7, 2026
Details
up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As; (6 years & older) (under $15,000)
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Auto Loans
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.35%
Vehicle Loan
7.95%
84 Months
▼
APR7.95%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; Loan rates are based upon applicant's credit worthiness and may vary from those shown above. Contact a loan officer for complete details. Rates subject to change. Please call for quote. Additional discounts may be available.
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Extended Age and Mileage Used Auto Loans
8.65%
12-48
▼
APR8.65%
Term12-48
Last UpdatedMay 7, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details
up to 72 months
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Extended Age and Mileage Used Auto Loans
9.15%
60 Months
▼
APR9.15%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Greenwood Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New Vehicle Loan
3.50%
120 Months
▼
APR3.50%
Term120 Months
Last UpdatedMay 7, 2026
Details
Up to 120 months*
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 48 months
APR4.00%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.19%
Up to 36 months
▼
APR4.19%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.50%
37 - 48
▼
APR4.50%
Term37 - 48
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.69%
37 - 60 months
▼
APR4.69%
Term37 - 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
4.95%
49 - 60
▼
APR4.95%
Term49 - 60
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
4.99%
61 - 72 months
▼
APR4.99%
Term61 - 72 months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 60 months
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
New Autos
5.24%
73 Months
▼
APR5.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 72 months
APR5.25%
Term37-48 months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As; up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As
APR5.50%
Term61-75 months
Last UpdatedMay 12, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
New Autos
5.69%
73-84 months
▼
APR5.69%
Term73-84 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
New Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
5.75%
61 - 72
▼
APR5.75%
Term61 - 72
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR6.25%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.25%
73 - 84
▼
APR6.25%
Term73 - 84
Last UpdatedMay 7, 2026
Details
As Low As
APR6.25%
Term76-84 months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
6.49%
96 Months
▼
APR6.49%
Term96 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.50%
48 Months
▼
APR6.50%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New Auto Loans
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
6.95%
60 Months
▼
APR6.95%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
New Automobile Loan
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
3.49%
36 Months
▼
APR3.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.25%
Up to 36
▼
APR4.25%
TermUp to 36
Last UpdatedMay 7, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
4.50%
More than 60
▼
APR4.50%
TermMore than 60
Last UpdatedMay 6, 2026
Details
As Low As
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.50%
37 - 48 Months
▼
APR4.50%
Term37 - 48 Months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
4.69%
Up to 36 months
▼
APR4.69%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
4.74%
12-36
▼
APR4.74%
Term12-36
Last UpdatedMay 7, 2026
Details
As Low As
APR4.75%
TermUp to 36 months
Last UpdatedMay 12, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
4.95%
49 - 60 Months
▼
APR4.95%
Term49 - 60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
up to 48 months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.19%
37 - 60 months
▼
APR5.19%
Term37 - 60 months
Last UpdatedMay 7, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
5.29%
61 - 72 months
▼
APR5.29%
Term61 - 72 months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.50%
37-48 months
▼
APR5.50%
Term37-48 months
Last UpdatedMay 6, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.55%
49-60 months
▼
APR5.55%
Term49-60 months
Last UpdatedMay 6, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
5.60%
61-72 months
▼
APR5.60%
Term61-72 months
Last UpdatedMay 6, 2026
Details
As Low As
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
Used Auto
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
up to 60 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
5.75%
61 - 72 Months
▼
APR5.75%
Term61 - 72 Months
Last UpdatedMay 7, 2026
Details
As Low As
APR5.75%
Term37-48 months
Last UpdatedMay 12, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.00%
48 Months
▼
APR6.00%
Term48 Months
Last UpdatedMay 7, 2026
Details
up to 48 months
APR6.00%
Term61-75 months
Last UpdatedMay 12, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.04%
75 Months
▼
APR6.04%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
Used Autos
6.24%
73 Months
▼
APR6.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
6.24%
72 Months
▼
APR6.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
up to 72 months
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Used Automobile Loan
6.25%
73 - 84 Months
▼
APR6.25%
Term73 - 84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.25%
60 Months
▼
APR6.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
up to 60 months
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.96%
Used Autos
6.29%
73-84 months
▼
APR6.29%
Term73-84 months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
6.44%
up to 48 Months
▼
APR6.44%
Termup to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As; (4-5 years old)
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Auto Loans
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
Edisto Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Used Auto Loans
6.50%
60 mos. or less
▼
APR6.50%
Term60 mos. or less
Last UpdatedMay 6, 2026
Details
As Low As
REV
Institution Rating:
A+5.0 ★ Texas Ratio: 0.30%
Used Auto
6.50%
76-84 months (2023 or Newer)
▼
APR6.50%
Term76-84 months (2023 or Newer)
Last UpdatedMay 12, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
6.75%
72 Months
▼
APR6.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
up to 72 months
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
6.84%
84 Months
▼
APR6.84%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
6.99%
72 Months
▼
APR6.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
6.99%
48 Months
▼
APR6.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - less than 100,000 Miles
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMay 4, 2026
Details
up to 84 months
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.30%
High Mileage Used Autos
7.24%
73 Months
▼
APR7.24%
Term73 Months
Last UpdatedMay 7, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles 2019-2025
7.24%
84 Months
▼
APR7.24%
Term84 Months
Last UpdatedMay 7, 2026
Details
up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
7.29%
73-84 months
▼
APR7.29%
Term73-84 months
Last UpdatedMay 6, 2026
Details
As Low As
Upstate Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Vehicles Older-2018
7.50%
84 Months
▼
APR7.50%
Term84 Months
Last UpdatedMay 7, 2026
Details
up to 84 months
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Used Automobile or Truck
7.75%
up to 48 Months
▼
APR7.75%
Termup to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As; (6 years & older) (under $15,000)
SPC Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.96%
Used Autos (> 100K miles)
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Extended Age and Mileage Used Auto Loans
8.65%
12-48
▼
APR8.65%
Term12-48
Last UpdatedMay 7, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles
8.95%
Up to 48 Months
▼
APR8.95%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
As Low As
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
Used Vehicles with more than 130,000 miles (Up to 48 Months Financing)
8.95%
48 Months
▼
APR8.95%
Term48 Months
Last UpdatedMay 6, 2026
Details
Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
Used Car - greater than 100,000 Miles
9.00%
72 Months
▼
APR9.00%
Term72 Months
Last UpdatedMay 4, 2026
Details
up to 72 months
Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
Extended Age and Mileage Used Auto Loans
9.15%
60 Months
▼
APR9.15%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As; (2023-New)
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.17%
New & Used Automobile or Truck (2023-New)
9.29%
85-96 months
▼
APR9.29%
Term85-96 months
Last UpdatedMay 6, 2026
Details
As Low As
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MonitorBankRates
Johns Island, SC Auto Loan Rate Trends
Compare local Johns Island, SC auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — SC Avg
4.881%
▼ 0.075 vs 7 days ago
South Carolina new auto rates fell 0.075 points over the past 7 days to 4.881% APR.
Used Auto Loan — SC Avg
6.553%
▲ 0.540 vs 7 days ago
South Carolina used auto rates rose 0.540 points over the past 7 days to 6.553% APR.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Johns Island, South Carolina auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Johns Island, South Carolina directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Johns Island, South Carolina. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in SC.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Johns Island, South Carolina
How does my credit score affect my car loan rate in South Carolina?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Johns Island, South Carolina with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in South Carolina *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Johns Island, South Carolina typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Johns Island, South Carolina?
Based on our current data, some of the lowest auto loan rates available in Johns Island, South Carolina include:
- Market USA Federal Credit Union: 3.49% (New Auto)
- Greenwood Municipal Federal Credit Union: 3.50% (New Vehicle Loan)
- Palmetto Citizens Federal Credit Union: 3.99% (New & Used Automobile or Truck)
- Carolinas Telco Federal Credit Union: 3.99% (New Auto Loans)
- Upstate Federal Credit Union: 3.99% (New Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Johns Island, South Carolina. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Johns Island, South Carolina Rates & Resources
Rate Assistant
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