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Auto Loan Rates in West Virginia (WV) for April 2026

Current auto loan rates in West Virginia include Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit Union280 FULTON ST, WHEELING, WV, 26003A+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled at 2.50%, Act 1st Federal Credit UnionAct 1st Federal Credit Union555 W Main St, Romney, WV, 26757 1532A5.0 ★Texas Ratio: 11.88% offering BRAND NEW AUTO Purchase / Never Titled 2025 & Newer at 2.99%, First Priority Federal Credit UnionFirst Priority Federal Credit Union500 Virginia Ave, Huntington, WV, 25701A+5.0 ★Texas Ratio: 2.97% offering Used Auto - 2023 at 2.99%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit Union809 Division St, Parkersburg, WV, 26101 6048A+5.0 ★Texas Ratio: 2.53% offering Vehicle Loans at 3.75%, Members Choice WV Federal Credit UnionMembers Choice WV Federal Credit Union201 Ohio Ave, Charleston, WV, 25302 2209A+5.0 ★Texas Ratio: 2.17% offering Auto Loan at 3.99%. Auto loan rates as of April 18, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across West Virginia side-by-side. West Virginia auto loan rates currently start as low as 2.50% APR from Ohio County Public Schools Federal Credit Union at 280 FULTON ST, WHEELING, WV, 26003. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in West Virginia. Auto Loan Rates Last Updated and Verified: April 18, 2026

Compare Auto Loan Rates Today in West Virginia

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 18, 2026
Details

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
3.75%
36 months
APR3.75%
Term36 months
Last UpdatedApr 18, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
Auto Loan
3.99%
75 Months
APR3.99%
Term75 Months
Last UpdatedApr 17, 2026
Details

As Low As; Our limited-time auto loan special offers rates as low as 3.99% APR and terms up to 75 months ? ?

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
APR4.00%
Term1-36
Last UpdatedApr 17, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.25%
37-48
APR4.25%
Term37-48
Last UpdatedApr 17, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedApr 17, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.50%
0-36
APR4.50%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A+

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedApr 17, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedApr 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance
4.69%
84 Months
APR4.69%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2026-2024
4.69%
84 months
APR4.69%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.75%
61-72
APR4.75%
Term61-72
Last UpdatedApr 17, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.75%
0-36
APR4.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2019-2020 Used Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
4.75%
66 months
APR4.75%
Term66 months
Last UpdatedApr 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
5.00%
73-84
APR5.00%
Term73-84
Last UpdatedApr 17, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

1-2 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.00%
37-48
APR5.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedApr 18, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

1-2 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.25%
0-36
APR5.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating B

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedApr 17, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

3-5 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.50%
37-48
APR5.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
5.59%
72 months
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
5.59%
72 months
APR5.59%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
3501 Main St, Weirton, WV, 26062
Auto Loan
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedApr 17, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.53%
809 Division St, Parkersburg, WV, 26101 6048
Vehicle Loans
5.60%
84 months
APR5.60%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
5.74%
0-60
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2014-2018 Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2021-2023 Used Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2024-2026 Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

6-8 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.00%
0-36
APR6.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV)
6.14%
Up to 63 months
APR6.14%
TermUp to 63 months
Last UpdatedApr 18, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
APR6.15%
Term24 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
APR6.19%
Term36 Months
Last UpdatedApr 18, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance
6.23%
72 Months
APR6.23%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2023-2022
6.23%
72 months
APR6.23%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
6.24%
61-72
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2021
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A+
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating B

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV)
6.29%
64-75 months
APR6.29%
Term64-75 months
Last UpdatedApr 18, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
6.49%
72 months
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
APR6.59%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (22-23) (up to 110%)
6.74%
84 months
APR6.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2020
6.75%
60 months
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A
6.75%
0-36
APR6.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A+
6.75%
37-48
APR6.75%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
5268 Williamsport Pike, Martinsburg, WV, 25404
Auto Loans (100% LTV)
6.79%
76-84 months
APR6.79%
Term76-84 months
Last UpdatedApr 18, 2026
Details

As Low As; APR shown is for applicant with credit scores 735 or higher. Based on vehicle model year and mileage. Up to 100% financing.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
6.89%
84 months
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
6.89%
84 months
APR6.89%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (16-19)(up to 100%)
6.99%
48 months
APR6.99%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

9-20 Model Years old#

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older B
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loans
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedApr 17, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2016-2006
7.24%
0-60
APR7.24%
Term0-60
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2019
7.25%
54 months
APR7.25%
Term54 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A
7.25%
37-48
APR7.25%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.25%
0-36
APR7.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating C

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used over 7 yrs Vehicle Loan
7.39%
24 Months
APR7.39%
Term24 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (16-19) (up to 100%)
7.49%
60 months
APR7.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older B
7.50%
37-48
APR7.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.50%
37-48
APR7.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto B Credit Score 640-699
7.50%
up to 84 months
APR7.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used over 7 yrs Vehicle Loan
7.69%
36 Months
APR7.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2018
7.75%
48 months
APR7.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
7.75%
90% of book value, 24-60 months
APR7.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance
7.80%
66 Months
APR7.80%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2021-2020
7.80%
66 months
APR7.80%
Term66 months
Last UpdatedApr 17, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
7.89%
96 months
APR7.89%
Term96 months
Last UpdatedApr 17, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 18-20
7.99%
48MO
APR7.99%
Term48MO
Last UpdatedApr 18, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
8.00%
37-48
APR8.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older C
8.00%
0-36
APR8.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.00%
49-60
APR8.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating C

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
1000 Custer Hollow Dr, Clarksburg, WV, 26306 0001
Vehicle Loan
8.09%
96 months
APR8.09%
Term96 months
Last UpdatedApr 17, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2017
8.25%
48 months
APR8.25%
Term48 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 18-20
8.49%
60MO
APR8.49%
Term60MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older C
8.50%
37-48
APR8.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto C Credit Score 590-639
8.50%
up to 84 months
APR8.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance
8.51%
48 Months
APR8.51%
Term48 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2018-2016
8.51%
48 months
APR8.51%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance
8.70%
54 Months
APR8.70%
Term54 Months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance 2019
8.70%
54 months
APR8.70%
Term54 months
Last UpdatedApr 17, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (2015 and older) (up to 100%)
8.74%
48 months
APR8.74%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Historic Autos (20 Years and Older)
8.74%
20 Years
APR8.74%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2016
8.75%
48 months
APR8.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
8.75%
90% of book value, 24-60 months
APR8.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
Classic Vehicle Loans2
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.00%
84 Months
APR9.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Auto Loan Purchase and Refinance Classic Vehicle
9.18%
60 months
APR9.18%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2 The Credit Union Way, Fairmont, WV, 26554 1567
Classic Vehicle Auto Loan Purchase and Refinance
9.18%
60 Months
APR9.18%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Historic Autos (20 Years and Older)
9.24%
20 Years
APR9.24%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2015
9.25%
42 months
APR9.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.25%
0-36
APR9.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.50%
37-48
APR9.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto C Credit Score 590-639
9.50%
up to 84 months
APR9.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Historic Autos (20 Years and Older)
9.74%
20 Years
APR9.74%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2014
9.75%
42 months
APR9.75%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
10.00%
0-36
APR10.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating E

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older D
10.00%
0-36
APR10.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
10.00%
49-60
APR10.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating D

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
459 New Creek Hwy, Keyser, WV, 26726 9537
Historic Autos (20 Years and Older)
10.24%
20 Years
APR10.24%
Term20 Years
Last UpdatedApr 18, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2013
10.25%
42 months
APR10.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older D
10.50%
37-48
APR10.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2012
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
11.00%
37-48
APR11.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating E

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2011
11.25%
36 months
APR11.25%
Term36 months
Last UpdatedApr 18, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
New Vehicle - Model Year New -2020 or if Untitled
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
2.99%
0-36
APR2.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.74%
49-60
APR3.74%
Term49-60
Last UpdatedApr 18, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
3.99%
61-72
APR3.99%
Term61-72
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.00%
1-36
APR4.00%
Term1-36
Last UpdatedApr 17, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.25%
37-48
APR4.25%
Term37-48
Last UpdatedApr 17, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
New Auto Loans
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 18, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.50%
49-60
APR4.50%
Term49-60
Last UpdatedApr 17, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.50%
0-36
APR4.50%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
BRAND NEW AUTO Purchase / Never Titled 2025 & Newer
4.74%
73-84
APR4.74%
Term73-84
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
4.75%
61-72
APR4.75%
Term61-72
Last UpdatedApr 17, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
4.75%
0-36
APR4.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
New Vehicle
5.00%
73-84
APR5.00%
Term73-84
Last UpdatedApr 17, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
New Auto & RV
5.00%
100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
APR5.00%
Term100% of sticker for up to 84 months (over $35.000) w/ 680 credit score
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.00%
37-48
APR5.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.25%
0-36
APR5.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating B

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
5.50%
37-48
APR5.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
New Cars and Trucks
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2026 New Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.00%
0-36
APR6.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.25%
0-36
APR7.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating C

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.50%
37-48
APR7.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating C

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
8.00%
37-48
APR8.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.00%
49-60
APR8.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
New Auto C Credit Score 590-639
8.50%
up to 84 months
APR8.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.00%
84 Months
APR9.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.25%
0-36
APR9.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.50%
37-48
APR9.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
10.00%
0-36
APR10.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating E

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
10.00%
49-60
APR10.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
New Autos
11.00%
37-48
APR11.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating E

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
280 FULTON ST, WHEELING, WV, 26003
Used Vehicle - Model Year Already Titled - 1999
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.24%
0-36
APR3.24%
Term0-36
Last UpdatedApr 18, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
3.99%
0-39 months
APR3.99%
Term0-39 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
3.99%
0-36
APR3.99%
Term0-36
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
3.99%
49-60
APR3.99%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.24%
37-48
APR4.24%
Term37-48
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) Auto 0-48 months (up to 110%)
4.49%
48 month
APR4.49%
Term48 month
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.49%
49-60
APR4.49%
Term49-60
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.49%
61-72
APR4.49%
Term61-72
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 49-60 months (up to 110%)
4.74%
60 months
APR4.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
4.74%
61-72
APR4.74%
Term61-72
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2019-2020 Used Auto
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2024 & Newer
4.99%
73-84
APR4.99%
Term73-84
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

1-2 Model Years old

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2020 - Newer
5.24%
73-84
APR5.24%
Term73-84
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 17, 2026
Details

1-2 Model Years old

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 61-72 months (up to 110%)
5.49%
72 months
APR5.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 17, 2026
Details

3-5 Model Years old

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.50%
0-36
APR5.50%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.52%
60 Months
APR5.52%
Term60 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
New/Used Auto (2024-NEWER) 73-84 months
5.74%
84 months
APR5.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
5.74%
60 months
APR5.74%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
5.74%
0-60
APR5.74%
Term0-60
Last UpdatedApr 18, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
18554 Buffalo Road, Buffalo, WV, 25033
New & Used Vehicles2
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
5.75%
0-36
APR5.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2014-2018 Used Auto
5.75%
36 Months
APR5.75%
Term36 Months
Last UpdatedApr 18, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2021-2023 Used Auto
5.75%
60 Months
APR5.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 4 yrs or newer Vehicle Loan
5.87%
72 Months
APR5.87%
Term72 Months
Last UpdatedApr 18, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
1438 6th Ave, Huntington, WV, 25701 2421
Used Cars and Trucks
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 23.31%
901 6th Ave, Huntington, WV, 25701
2024-2026 Used Auto
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedApr 18, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedApr 17, 2026
Details

6-8 Model Years old

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
6.00%
90% of sticker or book value. Up to 72 months
APR6.00%
Term90% of sticker or book value. Up to 72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.00%
37-48
APR6.00%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.15%
24 Months
APR6.15%
Term24 Months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.19%
36 Months
APR6.19%
Term36 Months
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2017-2019
6.24%
61-72
APR6.24%
Term61-72
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2021
6.25%
72 months
APR6.25%
Term72 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A+
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.25%
0-36
APR6.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating B

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (20-23) (up to 110%)
6.49%
72 months
APR6.49%
Term72 months
Last UpdatedApr 18, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.50%
37-48
APR6.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
6.59%
48 Months
APR6.59%
Term48 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (22-23) (up to 110%)
6.74%
84 months
APR6.74%
Term84 months
Last UpdatedApr 18, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2020
6.75%
60 months
APR6.75%
Term60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A
6.75%
0-36
APR6.75%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A+
6.75%
37-48
APR6.75%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
6.75%
72 Months
APR6.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating A+

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (16-19)(up to 100%)
6.99%
48 months
APR6.99%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
925 White Oaks Blvd, Bridgeport, WV, 26330
Used Vehicle
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedApr 17, 2026
Details

9-20 Model Years old#

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older B
7.00%
0-36
APR7.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.00%
49-60
APR7.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating B

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used 5 to 7 yrs Vehicle Loan
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details

Act 1st Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.88%
555 W Main St, Romney, WV, 26757 1532
USED AUTO 2016-2006
7.24%
0-60
APR7.24%
Term0-60
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2019
7.25%
54 months
APR7.25%
Term54 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older A
7.25%
37-48
APR7.25%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.25%
0-36
APR7.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating C

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used over 7 yrs Vehicle Loan
7.39%
24 Months
APR7.39%
Term24 Months
Last UpdatedApr 18, 2026
Details

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (16-19) (up to 100%)
7.49%
60 months
APR7.49%
Term60 months
Last UpdatedApr 18, 2026
Details

As Low As

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
7.50%
76-84 months
APR7.50%
Term76-84 months
Last UpdatedApr 17, 2026
Details

As Low As; Models 2024 -2026 New or Used

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older B
7.50%
37-48
APR7.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
7.50%
37-48
APR7.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto B Credit Score 640-699
7.50%
up to 84 months
APR7.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
502 Grand Central Ave, Vienna, WV, 26105
Used over 7 yrs Vehicle Loan
7.69%
36 Months
APR7.69%
Term36 Months
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2018
7.75%
48 months
APR7.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
7.75%
90% of book value, 24-60 months
APR7.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 18-20
7.99%
48MO
APR7.99%
Term48MO
Last UpdatedApr 18, 2026
Details

Members Choice WV Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.17%
201 Ohio Ave, Charleston, WV, 25302 2209
New & Used Auto
8.00%
48 months
APR8.00%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As; Model 2018

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older C
8.00%
0-36
APR8.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.00%
49-60
APR8.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating C

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2017
8.25%
48 months
APR8.25%
Term48 months
Last UpdatedApr 18, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
500 Virginia Ave, Huntington, WV, 25701
Used Auto - 18-20
8.49%
60MO
APR8.49%
Term60MO
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older C
8.50%
37-48
APR8.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
8.50%
72 Months
APR8.50%
Term72 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Chessie Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
1015 Florida Ave, Keyser, WV, 26726
Used Auto (2015 and older) (up to 100%)
8.74%
48 months
APR8.74%
Term48 months
Last UpdatedApr 18, 2026
Details

As Low As

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2016
8.75%
48 months
APR8.75%
Term48 months
Last UpdatedApr 18, 2026
Details

CCMH Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
801 Ann St, Parkersburg, WV, 26101
Used Auto & RV
8.75%
90% of book value, 24-60 months
APR8.75%
Term90% of book value, 24-60 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.00%
84 Months
APR9.00%
Term84 Months
Last UpdatedApr 18, 2026
Details

Credit Rating C

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2015
9.25%
42 months
APR9.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.25%
0-36
APR9.25%
Term0-36
Last UpdatedApr 18, 2026
Details

Credit Rating D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
9.50%
37-48
APR9.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Credit Rating D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
401 S Queen St Trlr 1A, Martinsburg, WV, 25401 3233
Used Auto C Credit Score 590-639
9.50%
up to 84 months
APR9.50%
Termup to 84 months
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2014
9.75%
42 months
APR9.75%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older D
10.00%
0-36
APR10.00%
Term0-36
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2016 And Newer
10.00%
49-60
APR10.00%
Term49-60
Last UpdatedApr 18, 2026
Details

Credit Rating D

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2013
10.25%
42 months
APR10.25%
Term42 months
Last UpdatedApr 18, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
384 Penco Rd, Weirton, WV, 26062
Used Autos: 2015 And Older D
10.50%
37-48
APR10.50%
Term37-48
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2012
10.75%
36 months
APR10.75%
Term36 months
Last UpdatedApr 18, 2026
Details

Teamsters Local 697 Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.31%
901 Market St, Wheeling, WV, 26003 2918
Used Vehicle 2011
11.25%
36 months
APR11.25%
Term36 months
Last UpdatedApr 18, 2026
Details

West Virginia Auto Loan Rate Trends

Compare local West Virginia auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Auto Trends →
New Auto Loan — WV Avg
5.052%
▼ 0.062 vs 7 days ago

West Virginia new auto rates fell 0.062 points over the past 7 days to 5.052% APR.

Used Auto Loan — WV Avg
6.396%
▲ 0.002 vs 7 days ago

West Virginia used auto rates rose 0.002 points over the past 7 days to 6.396% APR.

As of Apr 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in West Virginia

How does my credit score affect my car loan rate in West Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in West Virginia?

Based on our current data, some of the lowest auto loan rates available in West Virginia include:
  • Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled)
  • Act 1st Federal Credit Union: 2.99% (BRAND NEW AUTO Purchase / Never Titled 2025 & Newer)
  • First Priority Federal Credit Union: 2.99% (Used Auto - 2023)
  • West Virginia Central Federal Credit Union: 3.75% (Vehicle Loans)
  • Members Choice WV Federal Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 18, 2026

Auto Loan Rates by City in West Virginia

  • Accoville
  • Adrian
  • Advent
  • Albright
  • Alderson
  • Alkol
  • Allen Junction
  • Alloy
  • Alma
  • Alum Bridge
  • Alum Creek
  • Ameagle
  • Amherstdale
  • Amherstdale-Robinette
  • Amigo
  • Amma
  • Anawalt
  • Anmoore
  • Ansted
  • Apple Grove
  • Arbovale
  • Arnett
  • Arnoldsburg
  • Arthurdale
  • Artie
  • Asbury
  • Ashford
  • Ashton
  • Athens
  • Auburn
  • Augusta
  • Aurora
  • Auto
  • Avondale
  • Baisden
  • Baker
  • Bakerton
  • Bald Knob
  • Ballard
  • Ballengee
  • Bancroft
  • Barboursville
  • Barrackville
  • Bartley
  • Bartow
  • Baxter
  • Bayard
  • Beaver
  • Beckley
  • Beech Bottom
  • Beeson
  • Belington
  • Belle
  • Belleville
  • Belmont
  • Belva
  • Bens Run
  • Bentree
  • Benwood
  • Berea
  • Bergoo
  • Berkeley Springs
  • Berwind
  • Bethany
  • Beverly
  • Bickmore
  • Big Bend
  • Big Creek
  • Big Run
  • Big Sandy
  • Big Springs
  • Bim
  • Birch River
  • Blacksville
  • Blair
  • Blandville
  • Bloomery
  • Bloomingrose
  • Blount
  • Blue Creek
  • Blue Jay
  • Bluefield
  • Bob White
  • Bolt
  • Bomont
  • Boomer
  • Booth
  • Borderland
  • Bowden
  • Bradley
  • Bradshaw
  • Bramwell
  • Branchland
  • Brandywine
  • Breeden
  • Brenton
  • Bretz
  • Bridgeport
  • Bristol
  • Brohard
  • Brownton
  • Bruceton Mills
  • Bruno
  • Buckeye
  • Buckhannon
  • Bud
  • Buffalo
  • Bunker Hill
  • Burlington
  • Burnsville
  • Burton
  • Cabin Creek
  • Cabins
  • Cairo
  • Caldwell
  • Calvin
  • Camden
  • Camden On Gauley
  • Cameron
  • Camp Creek
  • Cannelton
  • Canvas
  • Capels
  • Capon Bridge
  • Capon Springs
  • Caretta
  • Carolina
  • Cass
  • Cassville
  • Cedar Grove
  • Cedarville
  • Center Point
  • Centralia
  • Ceredo
  • Chapmanville
  • Charles Town
  • Charleston
  • Charlton Heights
  • Charmco
  • Chattaroy
  • Chauncey
  • Chester
  • Chloe
  • Circleville
  • Clarksburg
  • Clay
  • Clear Creek
  • Clear Fork
  • Clendenin
  • Cleveland
  • Clio
  • Clothier
  • Coal City
  • Coal Mountain
  • Coalton
  • Coalwood
  • Colcord
  • Colfax
  • Colliers
  • Comfort
  • Cool Ridge
  • Copen
  • Cora
  • Core
  • Corinne
  • Costa
  • Cottageville
  • Covel
  • Cowen
  • Coxs Mills
  • Crab Orchard
  • Craigsville
  • Crawford
  • Crawley
  • Creston
  • Crichton
  • Crum
  • Crumpler
  • Cucumber
  • Culloden
  • Cyclone
  • Dailey
  • Dallas
  • Danese
  • Daniels
  • Danville
  • Davin
  • Davis
  • Davisville
  • Davy
  • Dawes
  • Deep Water
  • Delbarton
  • Dellslow
  • Delray
  • Diana
  • Dille
  • Dingess
  • Dixie
  • Dorothy
  • Dothan
  • Drennen
  • Dry Creek
  • Drybranch
  • Dryfork
  • Duck
  • Dunbar
  • Dunlow
  • Dunmore
  • Durbin
  • East Bank
  • East Lynn
  • Eccles
  • Eckman
  • Edgarton
  • Edmond
  • Eglon
  • Elbert
  • Eleanor
  • Elizabeth
  • Elk Garden
  • Elkhorn
  • Elkins
  • Elkview
  • Ellamore
  • Ellenboro
  • Elmira
  • Elton
  • English
  • Enterprise
  • Erbacon
  • Eskdale
  • Ethel
  • Evans
  • Everettville
  • Exchange
  • Fairdale
  • Fairlea
  • Fairmont
  • Fairview
  • Falling Rock
  • Falling Waters
  • Fanrock
  • Farmington
  • Fayetteville
  • Fenwick
  • Fisher
  • Flat Top
  • Flatwoods
  • Flemington
  • Follansbee
  • Folsom
  • Forest Hill
  • Fort Ashby
  • Fort Gay
  • Fort Spring
  • Foster
  • Four States
  • Frametown
  • Frankford
  • Franklin
  • Fraziers Bottom
  • Freeman
  • French Creek
  • Frenchton
  • Friendly
  • Gallagher
  • Gallipolis Ferry
  • Galloway
  • Gandeeville
  • Gap Mills
  • Gary
  • Gassaway
  • Gauley Bridge
  • Gay
  • Genoa
  • Gerrardstown
  • Ghent
  • Gilbert
  • Gilboa
  • Gilmer
  • Given
  • Glace
  • Glady
  • Glasgow
  • Glen
  • Glen Dale
  • Glen Daniel
  • Glen Easton
  • Glen Ferris
  • Glen Fork
  • Glen Jean
  • Glen Morgan
  • Glen Rogers
  • Glen White
  • Glengary
  • Glenhayes
  • Glenville
  • Glenwood
  • Gordon
  • Gormania
  • Grafton
  • Grant Town
  • Grantsville
  • Granville
  • Grassy Meadows
  • Great Cacapon
  • Green Bank
  • Green Spring
  • Green Sulphur Springs
  • Greenville
  • Griffithsville
  • Grimms Landing
  • Gypsy
  • Hacker Valley
  • Halltown
  • Hambleton
  • Hamlin
  • Hampden
  • Handley
  • Hanover
  • Hansford
  • Harman
  • Harper
  • Harpers Ferry
  • Harrisville
  • Hartford
  • Harts
  • Havaco
  • Haywood
  • Hazelton
  • Heaters
  • Hedgesville
  • Helen
  • Helvetia
  • Hemphill
  • Henderson
  • Hendricks
  • Henlawson
  • Hensley
  • Hepzibah
  • Herndon
  • Hernshaw
  • Hewett
  • Hiawatha
  • Hico
  • High View
  • Hillsboro
  • Hilltop
  • Hines
  • Hinton
  • Holden
  • Hometown
  • Horner
  • Hugheston
  • Hundred
  • Huntington
  • Hurricane
  • Huttonsville
  • Iaeger
  • Idamay
  • Ikes Fork
  • Independence
  • Indore
  • Industrial
  • Institute
  • Inwood
  • Ireland
  • Isaban
  • Itmann
  • Ivydale
  • Jacksonburg
  • Jane Lew
  • Jeffrey
  • Jenkinjones
  • Jesse
  • Jodie
  • Jolo
  • Jonben
  • Josephine
  • Julian
  • Jumping Branch
  • Junction
  • Junior
  • Justice
  • Kanawha Falls
  • Kanawha Head
  • Kearneysville
  • Kegley
  • Kellysville
  • Kenna
  • Kenova
  • Kerens
  • Kermit
  • Keslers Cross Lanes
  • Keyser
  • Keystone
  • Kiahsville
  • Kieffer
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  • Logan
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  • Looneyville
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  • Lumberport
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  • Madison
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  • Mallory
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  • Man
  • Mannington
  • Marianna
  • Marlinton
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  • Mason
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  • Matewan
  • Matheny
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  • Matoaka
  • Maxwelton
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  • Meadowbrook
  • Medley
  • Metz
  • Miami
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  • Milam
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  • Millstone
  • Millville
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  • Milton
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  • Mountain
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  • Odd
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  • Old Fields
  • Omar
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  • Ragland
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  • Ramsey
  • Ranger
  • Ranson
  • Ravencliff
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  • Rawl
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  • Reader
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  • Red House
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  • Reedsville
  • Reedy
  • Renick
  • Reynoldsville
  • Rhodell
  • Richwood
  • Ridgeley
  • Ridgeview
  • Ridgeway
  • Rio
  • Ripley
  • Rippon
  • Riverton
  • Rivesville
  • Robson
  • Rock
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  • Rock Creek
  • Rock View
  • Rockport
  • Roderfield
  • Romney
  • Ronceverte
  • Rosedale
  • Rosemont
  • Rowlesburg
  • Rupert
  • Sabine
  • Saint Albans
  • Saint Marys
  • Salem
  • Salt Rock
  • Sand Fork
  • Sandstone
  • Sandyville
  • Sarah Ann
  • Saulsville
  • Saxon
  • Scarbro
  • Scott Depot
  • Secondcreek
  • Selbyville
  • Seneca Rocks
  • Seth
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  • Shanks
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  • Shenandoah Junction
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  • Sherman
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  • Simon
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  • Skelton
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  • Smithburg
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  • Smoot
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  • Sod
  • Sophia
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  • Spelter
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  • Stephenson
  • Stirrat
  • Stollings
  • Strange Creek
  • Sugar Grove
  • Sumerco
  • Summerlee
  • Summersville
  • Summit Point
  • Surveyor
  • Sutton
  • Swiss
  • Switchback
  • Switzer
  • Sylvester
  • Tad
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  • Teays
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  • Terry
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  • Thomas
  • Thornton
  • Thorpe
  • Thurmond
  • Tioga
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  • Troy
  • TRUE
  • Tunnelton
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  • Twilight
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  • Uneeda
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  • Valley Grove
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  • Van
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  • Webster Springs
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  • Weston
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  • Williamson
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  • Winfield
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  • Wolfe
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  • Worth
  • Worthington
  • Wyatt
  • Wyco
  • Wyoming
  • Yawkey
  • Yellow Spring
  • Yolyn
  • Yukon