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Auto Loan Rates in Procious, West Virginia (WV) for July 2026

Current auto loan rates in Procious, West Virginia include WEPCO Federal Credit UnionWEPCO Federal Credit UnionA+5.0 ★Texas Ratio: 3.46% offering New or Used Vehicle Loans at 2.49%, Ohio County Public Schools Federal Credit UnionOhio County Public Schools Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering New Vehicle - Model Year New -2020 or if Untitled Loan at 2.50%, First Priority Federal Credit UnionFirst Priority Federal Credit UnionA+5.0 ★Texas Ratio: 2.88% offering New and Used Auto Loans at 2.99%, Riverview Federal Credit UnionRiverview Federal Credit UnionA+5.0 ★Texas Ratio: 5.59% offering New Vehicle Loan at 3.74%, West Virginia Central Federal Credit UnionWest Virginia Central Federal Credit UnionA+5.0 ★Texas Ratio: 2.47% offering Vehicle Loans at 3.75%. Auto loan rates as of July 16, 2026 according to verified data from MonitorBankRates.

Procious borrowers have access to 18 lenders serving the West Virginia area, with auto loan rates as low as 2.49% APR from WEPCO Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Procious, West Virginia. Auto Loan Rates Last Updated and Verified: July 16, 2026

Compare Auto Loan Rates Today in Procious, West Virginia & Surrounding Area

Procious Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled Loan
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedJul 15, 2026
Details

* Interest Rate may vary depending on ones credit worthiness and term of loan.

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999 Loan
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedJul 15, 2026
Details

* Interest Rate may vary depending on ones credit worthiness and term of loan.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.99%
0-48 Months
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New and Used Auto Loans
2.99%
up to 84 months
APR2.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Auto Loans
2.99%
36 months
APR2.99%
Term36 months
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedJul 15, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.74%
49-60 Months
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.74%
60 Months
APR3.74%
Term60 Months
Last UpdatedJul 16, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
3.75%
36 months
APR3.75%
Term36 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.80%
48 Months
APR3.80%
Term48 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.90%
36 Months
APR3.90%
Term36 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.99%
72 Months
APR3.99%
Term72 Months
Last UpdatedJul 16, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.00%
1-36 Months
APR4.00%
Term1-36 Months
Last UpdatedJul 12, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
4.00%
48 months
APR4.00%
Term48 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
APR4.10%
Term38 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.10%
24 Months
APR4.10%
Term24 Months
Last UpdatedJul 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto Loan
4.24%
60 mth
APR4.24%
Term60 mth
Last UpdatedJul 15, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.24%
60 Months
APR4.24%
Term60 Months
Last UpdatedJul 16, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.25%
37-48 Months
APR4.25%
Term37-48 Months
Last UpdatedJul 12, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedJul 15, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.31%
48 Months
APR4.31%
Term48 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedJul 15, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.41%
36 Months
APR4.41%
Term36 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedJul 15, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Auto Loans
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.50%
49-60 Months
APR4.50%
Term49-60 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedJul 15, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
4.50%
60 months
APR4.50%
Term60 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
APR4.58%
Term50 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedJul 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.60%
24 Months
APR4.60%
Term24 Months
Last UpdatedJul 16, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Auto Loan
4.69%
up to 96 Months
APR4.69%
Termup to 96 Months
Last UpdatedJul 12, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
4.69%
Up to 24 months
APR4.69%
TermUp to 24 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.74%
73-84 Months
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto Loan
4.74%
60 mth
APR4.74%
Term60 mth
Last UpdatedJul 15, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.75%
61-72 Months
APR4.75%
Term61-72 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2019-2020 Used Auto
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
4.75%
66 months
APR4.75%
Term66 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
APR4.81%
Term62 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
4.89%
36 months
APR4.89%
Term36 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedJul 15, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
5.00%
73-84 Months
APR5.00%
Term73-84 Months
Last UpdatedJul 12, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 1-2 Model Years old Loan
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
5.00%
72 months
APR5.00%
Term72 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
APR5.06%
Term66 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
APR5.19%
Term36 Months
Last UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
5.19%
48 months
APR5.19%
Term48 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 1-2 Model Years old Loan
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
5.39%
60 months
APR5.39%
Term60 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $5,000+

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
5.49%
48 months
APR5.49%
Term48 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.49%
36 months
APR5.49%
Term36 months
Last UpdatedJul 15, 2026
Details

Model Year: 2026

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 3-5 Model Years old Loan
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.50%
0-36 Months
APR5.50%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
APR5.50%
Term75 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 16, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2020-2022
5.56%
Up to 60 Months
APR5.56%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Interest Rate

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.56%
48 Months
APR5.56%
Term48 Months
Last UpdatedJul 16, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2018-2019
5.58%
48 Months 2018 to 2019
APR5.58%
Term48 Months 2018 to 2019
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
5.59%
72 months
APR5.59%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $15,000+

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.60%
60 months
APR5.60%
Term60 months
Last UpdatedJul 15, 2026
Details

Model Year: 2026

West Virginia Central Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Vehicle Loans
5.60%
84 months
APR5.60%
Term84 months
Last UpdatedJul 16, 2026
Details

Annual percentage rates may be as low as*

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2018-2019
5.61%
36 Months- 2017 & Older
APR5.61%
Term36 Months- 2017 & Older
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.66%
36 Months
APR5.66%
Term36 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (over 7 yrs)
5.66%
36 Months
APR5.66%
Term36 Months
Last UpdatedJul 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.69%
72 Months
APR5.69%
Term72 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
APR5.69%
Term36 Months
Last UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.75%
0-36 Months
APR5.75%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2014-2018 Used Auto
5.75%
Up to 36 Months
APR5.75%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2021-2023 Used Auto
5.75%
Up to 60 Months
APR5.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
5.75%
Up to 60 Months
APR5.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.79%
48 Months
APR5.79%
Term48 Months
Last UpdatedJul 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.86%
24 Months
APR5.86%
Term24 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (over 7 yrs)
5.86%
24 Months
APR5.86%
Term24 Months
Last UpdatedJul 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedJul 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedJul 15, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedJul 15, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.99%
60 months
APR5.99%
Term60 months
Last UpdatedJul 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.99%
66 months
APR5.99%
Term66 months
Last UpdatedJul 15, 2026
Details

Model Year: 2026

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2024-2026 Used Auto
5.99%
Up to 72 Months
APR5.99%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
5.99%
Up to 72 Months
APR5.99%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 6-8 Model Years old Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.00%
37-48 Months
APR6.00%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loans
6.09%
36 Months
APR6.09%
Term36 Months
Last UpdatedJul 6, 2026
Details

Financing up to 60 months for 2020 & 202190% financing for 2020 & 20

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
6.09%
72 months
APR6.09%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $15,000+

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans (100% LTV)
6.14%
Up to 63 months
APR6.14%
TermUp to 63 months
Last UpdatedJul 15, 2026
Details

As Low As; Rates may change without notice. All loans subject to credit approval.

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
6.25%
36 Months
APR6.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.25%
0-36 Months
APR6.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loans
6.29%
48 Months
APR6.29%
Term48 Months
Last UpdatedJul 6, 2026
Details

Financing up to 60 months for 2020 & 202190% financing for 2020 & 20

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans (100% LTV)
6.29%
64-75 months
APR6.29%
Term64-75 months
Last UpdatedJul 15, 2026
Details

As Low As; Rates may change without notice. All loans subject to credit approval.

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loans
6.39%
60 Months
APR6.39%
Term60 Months
Last UpdatedJul 6, 2026
Details

Financing up to 60 months for 2020 & 202190% financing for 2020 & 20

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.49%
36 Months
APR6.49%
Term36 Months
Last UpdatedJul 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
6.49%
84 months
APR6.49%
Term84 months
Last UpdatedJul 15, 2026
Details

Model Year: 2026

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedJul 15, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
6.50%
60 months
APR6.50%
Term60 months
Last UpdatedJul 15, 2026
Details

Model Year: 2022

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.50%
37-48 Months
APR6.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
6.55%
84 Months
APR6.55%
Term84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.59%
36 Months
APR6.59%
Term36 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.69%
48 Months
APR6.69%
Term48 Months
Last UpdatedJul 6, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
6.75%
48 Months
APR6.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.75%
72 Months Over $20000
APR6.75%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.79%
60 Months
APR6.79%
Term60 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.79%
48 Months
APR6.79%
Term48 Months
Last UpdatedJul 6, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
Auto Loans (100% LTV)
6.79%
76-84 months
APR6.79%
Term76-84 months
Last UpdatedJul 15, 2026
Details

As Low As; Rates may change without notice. All loans subject to credit approval.

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
6.84%
Up to 36 months
APR6.84%
TermUp to 36 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $2,500+

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Auto Loan
6.89%
60 Months
APR6.89%
Term60 Months
Last UpdatedJul 6, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
6.89%
84 months
APR6.89%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $20,000+

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
6.99%
60 months
APR6.99%
Term60 months
Last UpdatedJul 15, 2026
Details

Model Year: 2019 & Older

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 9-20 Model Years old Loan
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
7.00%
Debt Consolidation
APR7.00%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.00%
49-60 Months
APR7.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
7.09%
84 months
APR7.09%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $20,000+

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
7.25%
72 months
APR7.25%
Term72 months
Last UpdatedJul 15, 2026
Details

Model Year: 2022

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
7.25%
48 Months
APR7.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.25%
0-36 Months
APR7.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
7.49%
66 months
APR7.49%
Term66 months
Last UpdatedJul 15, 2026
Details

Model Year: 2019 & Older

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.50%
37-48 Months
APR7.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto B Credit Score 640-699
7.50%
up to 84 months
APR7.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
7.74%
72 months
APR7.74%
Term72 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $25,000+

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
7.75%
Debt Consolidation
APR7.75%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
7.89%
96 months
APR7.89%
Term96 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $40,000+

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
7.94%
84 months
APR7.94%
Term84 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $25,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 18-20
7.99%
48MO
APR7.99%
Term48MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
8.00%
36 Months
APR8.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.00%
49-60 Months
APR8.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Vehicle Loans
8.09%
96 months
APR8.09%
Term96 months
Last UpdatedJul 12, 2026
Details

Loan Amount: $40,000+

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 18-20
8.49%
60MO
APR8.49%
Term60MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
8.50%
Debt Consolidation
APR8.50%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.50%
72 Months Over $20000
APR8.50%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto C Credit Score 590-639
8.50%
up to 84 months
APR8.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Historic Autos (20 Years and Older) 0-48 Month
8.74%
20 Years
APR8.74%
Term20 Years
Last UpdatedJul 15, 2026
Details

As Low As

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Classic Vehicle Loans
8.99%
Up to 4 years
APR8.99%
TermUp to 4 years
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.00%
84 Months Over $30000
APR9.00%
Term84 Months Over $30000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Fairmont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.70%
Classic Vehicle Loan
9.18%
60 months
APR9.18%
Term60 months
Last UpdatedJul 6, 2026
Details

As Low As; Rates as low as 8.75%

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Historic Autos (20 Years and Older) 49-60 Month
9.24%
20 Years
APR9.24%
Term20 Years
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - 0-48 Months
9.25%
48 Months
APR9.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.25%
0-36 Months
APR9.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.50%
37-48 Months
APR9.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto C Credit Score 590-639
9.50%
up to 84 months
APR9.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
Historic Autos (20 Years and Older) 61-72 Months
9.74%
20 Years
APR9.74%
Term20 Years
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
10.00%
36 Months
APR10.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
10.00%
60 Months
APR10.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
10.00%
Debt Consolidation
APR10.00%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
10.00%
36 Months
APR10.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Procious New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle - Model Year New -2020 or if Untitled Loan
2.50%
24, 36, 48, 60, 72 months available
APR2.50%
Term24, 36, 48, 60, 72 months available
Last UpdatedJul 15, 2026
Details

* Interest Rate may vary depending on ones credit worthiness and term of loan.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.99%
0-48 Months
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New and Used Auto Loans
2.99%
up to 84 months
APR2.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Auto Loans
2.99%
36 months
APR2.99%
Term36 months
Last UpdatedJul 15, 2026
Details

As Low As

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.74%
49-60 Months
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.74%
60 Months
APR3.74%
Term60 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.80%
48 Months
APR3.80%
Term48 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.90%
36 Months
APR3.90%
Term36 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
3.99%
72 Months
APR3.99%
Term72 Months
Last UpdatedJul 16, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.00%
1-36 Months
APR4.00%
Term1-36 Months
Last UpdatedJul 12, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
APR4.10%
Term38 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.10%
24 Months
APR4.10%
Term24 Months
Last UpdatedJul 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto Loan
4.24%
60 mth
APR4.24%
Term60 mth
Last UpdatedJul 15, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.24%
60 Months
APR4.24%
Term60 Months
Last UpdatedJul 16, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.25%
37-48 Months
APR4.25%
Term37-48 Months
Last UpdatedJul 12, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.31%
48 Months
APR4.31%
Term48 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.41%
36 Months
APR4.41%
Term36 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New Auto Loans
4.49%
60 months
APR4.49%
Term60 months
Last UpdatedJul 15, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.50%
49-60 Months
APR4.50%
Term49-60 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
APR4.58%
Term50 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedJul 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.60%
24 Months
APR4.60%
Term24 Months
Last UpdatedJul 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.74%
73-84 Months
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
4.75%
61-72 Months
APR4.75%
Term61-72 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
4.75%
36 Months
APR4.75%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
APR4.81%
Term62 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedJul 15, 2026
Details

As Low As

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Vehicle Loan
5.00%
73-84 Months
APR5.00%
Term73-84 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
5.00%
48 Months
APR5.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A+ Credit Score above 740
5.00%
up to 84 months
APR5.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
APR5.06%
Term66 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
5.25%
36 Months
APR5.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedJul 6, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.50%
0-36 Months
APR5.50%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto A Credit Score 700-739
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
APR5.50%
Term75 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.69%
72 Months
APR5.69%
Term72 Months
Last UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.75%
0-36 Months
APR5.75%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
5.75%
Up to 60 Months
APR5.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedJul 15, 2026
Details

As Low As

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2026 New Auto
5.99%
Up to 72 Months
APR5.99%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
6.00%
84 Months
APR6.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.00%
37-48 Months
APR6.00%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto B Credit Score 640-699
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.25%
0-36 Months
APR6.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
6.50%
84 Months
APR6.50%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.50%
37-48 Months
APR6.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
6.55%
84 Months
APR6.55%
Term84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.75%
72 Months Over $20000
APR6.75%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
7.00%
60 Months
APR7.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
7.00%
84 Months
APR7.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.00%
49-60 Months
APR7.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.25%
0-36 Months
APR7.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 72 Months
7.50%
72 Months
APR7.50%
Term72 Months
Last UpdatedJul 15, 2026
Details

Over $20000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.50%
37-48 Months
APR7.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 37-48 Months
8.00%
48 Months
APR8.00%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 84 Months
8.00%
84 Months
APR8.00%
Term84 Months
Last UpdatedJul 15, 2026
Details

Over $30000

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.00%
49-60 Months
APR8.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.50%
72 Months Over $20000
APR8.50%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
New Auto C Credit Score 590-639
8.50%
up to 84 months
APR8.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.00%
84 Months Over $30000
APR9.00%
Term84 Months Over $30000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.25%
0-36 Months
APR9.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.50%
37-48 Months
APR9.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 0-36 Months
10.00%
36 Months
APR10.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
New Autos 49-60 Months
10.00%
60 Months
APR10.00%
Term60 Months
Last UpdatedJul 15, 2026
Details

Procious Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.49%
0-48 Months
APR2.49%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

Ohio County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle - Model Year Already Titled - 1999 Loan
2.50%
36, 48, 60, months available
APR2.50%
Term36, 48, 60, months available
Last UpdatedJul 15, 2026
Details

* Interest Rate may vary depending on ones credit worthiness and term of loan.

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
2.99%
0-48 Months
APR2.99%
Term0-48 Months
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
New and Used Auto Loans
2.99%
up to 84 months
APR2.99%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

With qualifying credit and direct deposit with automatic payment.

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
2.99%
48MO
APR2.99%
Term48MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
2.99%
36MO
APR2.99%
Term36MO
Last UpdatedJul 15, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.24%
49-60 Months
APR3.24%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.49%
61-72 Months
APR3.49%
Term61-72 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $15,000 for 72 Months

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
3.74%
49-60 Months
APR3.74%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $10,000 for 60 Months

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.10%
38 Months
APR4.10%
Term38 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.24%
73-84 Months
APR4.24%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.24%
60 Months
APR4.24%
Term60 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
APR4.30%
Term4 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.31%
48 Months
APR4.31%
Term48 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
APR4.39%
Term3 years
Last UpdatedJul 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.41%
36 Months
APR4.41%
Term36 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
APR4.49%
Term5 years
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
4.49%
60MO
APR4.49%
Term60MO
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.58%
50 Months
APR4.58%
Term50 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedJul 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.60%
24 Months
APR4.60%
Term24 Months
Last UpdatedJul 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New or Used Vehicle Loans
4.74%
73-84 Months
APR4.74%
Term73-84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Minimum Financing of $25,000 for 84 Months

Eastern Panhandle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto Loan
4.74%
60 mth
APR4.74%
Term60 mth
Last UpdatedJul 15, 2026
Details

As low as; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2019-2020 Used Auto
4.75%
Up to 48 Months
APR4.75%
TermUp to 48 Months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
4.81%
62 Months
APR4.81%
Term62 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.95%
72 Months
APR4.95%
Term72 Months
Last UpdatedJul 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
APR4.95%
Term6 years
Last UpdatedJul 15, 2026
Details

As Low As

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
4.99%
72MO
APR4.99%
Term72MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 1-2 Model Years old Loan
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedJul 12, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.06%
66 Months
APR5.06%
Term66 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
APR5.19%
Term36 Months
Last UpdatedJul 6, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 1-2 Model Years old Loan
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedJul 12, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
APR5.29%
Term48 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
APR5.39%
Term60 Months
Last UpdatedJul 6, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedJul 6, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
5.49%
60MO
APR5.49%
Term60MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2024-2026
5.49%
84MO
APR5.49%
Term84MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 3-5 Model Years old Loan
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.50%
0-36 Months
APR5.50%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A+ Credit Score above 740
5.50%
up to 84 months
APR5.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
5.50%
75 Months
APR5.50%
Term75 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedJul 16, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2020-2022
5.56%
Up to 60 Months
APR5.56%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

As Low As; Interest Rate

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.56%
48 Months
APR5.56%
Term48 Months
Last UpdatedJul 16, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2018-2019
5.58%
48 Months 2018 to 2019
APR5.58%
Term48 Months 2018 to 2019
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
APR5.59%
Term66 Months
Last UpdatedJul 6, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Used Auto & Harley Davidson 2018-2019
5.61%
36 Months- 2017 & Older
APR5.61%
Term36 Months- 2017 & Older
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.66%
36 Months
APR5.66%
Term36 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (over 7 yrs)
5.66%
36 Months
APR5.66%
Term36 Months
Last UpdatedJul 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
APR5.69%
Term36 Months
Last UpdatedJul 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
New & Used Vehicles Loan
5.74%
Up to 2 years
APR5.74%
TermUp to 2 years
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2022
5.74%
48MO
APR5.74%
Term48MO
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2023
5.74%
72MO
APR5.74%
Term72MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
5.75%
0-36 Months
APR5.75%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2014-2018 Used Auto
5.75%
Up to 36 Months
APR5.75%
TermUp to 36 Months
Last UpdatedJul 15, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2021-2023 Used Auto
5.75%
Up to 60 Months
APR5.75%
TermUp to 60 Months
Last UpdatedJul 15, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.79%
48 Months
APR5.79%
Term48 Months
Last UpdatedJul 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (5 to 7 yrs)
5.86%
24 Months
APR5.86%
Term24 Months
Last UpdatedJul 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (over 7 yrs)
5.86%
24 Months
APR5.86%
Term24 Months
Last UpdatedJul 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.89%
60 Months
APR5.89%
Term60 Months
Last UpdatedJul 6, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
5.93%
7 years
APR5.93%
Term7 years
Last UpdatedJul 15, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.99%
60 months
APR5.99%
Term60 months
Last UpdatedJul 6, 2026
Details

Huntington C&O Railway Employees Federal Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 21.20%
2024-2026 Used Auto
5.99%
Up to 72 Months
APR5.99%
TermUp to 72 Months
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2022
5.99%
66MO
APR5.99%
Term66MO
Last UpdatedJul 15, 2026
Details

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 6-8 Model Years old Loan
6.00%
60 Months
APR6.00%
Term60 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.00%
37-48 Months
APR6.00%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: A

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto A Credit Score 700-739
6.00%
up to 84 months
APR6.00%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
6.25%
36 Months
APR6.25%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.25%
0-36 Months
APR6.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 2021
6.49%
48MO
APR6.49%
Term48MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.50%
37-48 Months
APR6.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
New/Used Auto & Harley Davidson 2023 & Newer
6.55%
84 Months
APR6.55%
Term84 Months
Last UpdatedJul 15, 2026
Details

As Low As; Up to 100%

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
6.75%
36 Months
APR6.75%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
6.75%
48 Months
APR6.75%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
6.75%
72 Months Over $20000
APR6.75%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: A+

Hope Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Vehicle 9-20 Model Years old Loan
7.00%
48 Months
APR7.00%
Term48 Months
Last UpdatedJul 12, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
7.00%
Debt Consolidation
APR7.00%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
7.00%
36 Months
APR7.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.00%
49-60 Months
APR7.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: B

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
7.25%
48 Months
APR7.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.25%
0-36 Months
APR7.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
7.50%
48 Months
APR7.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
7.50%
37-48 Months
APR7.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto B Credit Score 640-699
7.50%
up to 84 months
APR7.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
7.75%
Debt Consolidation
APR7.75%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 18-20
7.99%
48MO
APR7.99%
Term48MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
8.00%
36 Months
APR8.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.00%
49-60 Months
APR8.00%
Term49-60 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: C

First Priority Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.88%
Used Auto - 18-20
8.49%
60MO
APR8.49%
Term60MO
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
8.50%
Debt Consolidation
APR8.50%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 37-48 Months
8.50%
48 Months
APR8.50%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
8.50%
72 Months Over $20000
APR8.50%
Term72 Months Over $20000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.00%
84 Months Over $30000
APR9.00%
Term84 Months Over $30000
Last UpdatedJul 15, 2026
Details

Credit Rating: C

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - 0-48 Months
9.25%
48 Months
APR9.25%
Term48 Months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.25%
0-36 Months
APR9.25%
Term0-36 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2016 And Newer
9.50%
37-48 Months
APR9.50%
Term37-48 Months
Last UpdatedJul 15, 2026
Details

Credit Rating: D

Berkeley County Public Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Used Auto C Credit Score 590-639
9.50%
up to 84 months
APR9.50%
Termup to 84 months
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older - Debt Consolidation
10.00%
Debt Consolidation
APR10.00%
TermDebt Consolidation
Last UpdatedJul 15, 2026
Details

Hancock School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Used Autos: 2015 And Older 0-36 Months
10.00%
36 Months
APR10.00%
Term36 Months
Last UpdatedJul 15, 2026
Details

Procious, WV Auto Loan Rate Trends

Compare local Procious, WV auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia Auto Trends →
New Auto Loan — WV Avg
5.535%
▲ 0.499 vs 7 days ago

West Virginia new auto rates rose 0.499 points over the past 7 days to 5.535% APR.

Used Auto Loan — WV Avg
6.156%
▼ 0.188 vs 7 days ago

West Virginia used auto rates fell 0.188 points over the past 7 days to 6.156% APR.

As of Jul 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Procious, West Virginia auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Procious, West Virginia directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Procious, West Virginia. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WV.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Procious, West Virginia

How does my credit score affect my car loan rate in West Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Procious, West Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in West Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Procious, West Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Procious, West Virginia?

Based on our current data, some of the lowest auto loan rates available in Procious, West Virginia include:
  • WEPCO Federal Credit Union: 2.49% (New or Used Vehicle Loans)
  • Ohio County Public Schools Federal Credit Union: 2.50% (New Vehicle - Model Year New -2020 or if Untitled Loan)
  • First Priority Federal Credit Union: 2.99% (New and Used Auto Loans)
  • Riverview Federal Credit Union: 3.74% (New Vehicle Loan)
  • West Virginia Central Federal Credit Union: 3.75% (Vehicle Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Procious, West Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: July 16, 2026