Auto Loan Rates in Shawnee, Wyoming (WY) for May 2026
Brian McKay
Brian McKay
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Current auto loan rates in Shawnee, Wyoming include First Education Federal Credit UnionFirst Education Federal Credit UnionA+5.0 ★Texas Ratio: 0.37% offering New Vehicles at 4.49%, Advantage Plus Federal Credit UnionAdvantage Plus Federal Credit UnionA+5.0 ★Texas Ratio: 3.63% offering New Auto (7 Years Old or Newer) at 4.99%, Sunlight Federal Credit UnionSunlight Federal Credit UnionA+5.0 ★Texas Ratio: 4.48% offering New Auto at 5.49%, Western Vista Federal Credit UnionWestern Vista Federal Credit UnionA5.0 ★Texas Ratio: 7.81% offering Automobiles 2023 and Newer at 5.55%. Auto loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Shawnee borrowers have access to 4 lenders serving the Wyoming area, with auto loan rates as low as 4.49% APR from First Education Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Shawnee, Wyoming. Auto Loan Rates Last Updated and Verified: May 6, 2026
Compare Auto Loan Rates Today in Shawnee, Wyoming & Surrounding Area
Up to 60 Months (700+ Credit Score)
72 Months
As Low As; Up to 96 months
As Low As
As Low As
As Low As; Up to 84 months
84 Months
36 Months
24 Months
96 Months
As Low As
Up to 60 Months (700+ Credit Score)
72 Months
As Low As; Up to 96 months
As Low As
84 Months
96 Months
As Low As; Up to 84 months
36 Months
24 Months
Shawnee, WY Auto Loan Rate Trends
Compare local Shawnee, WY auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Wyoming new auto rates fell 0.052 points over the past 7 days to 5.369% APR.
Wyoming used auto loan rates currently average 5.710% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Shawnee, Wyoming auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Shawnee, Wyoming directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Shawnee, Wyoming. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in WY.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Shawnee, Wyoming
How does my credit score affect my car loan rate in Wyoming?
Is it better to finance through a dealership or a bank?
What is the difference between New and Used Auto Loan rates?
How long should my auto loan term be?
What are the best Auto Loan rates in Shawnee, Wyoming?
- First Education Federal Credit Union: 4.49% (New Vehicles)
- Advantage Plus Federal Credit Union: 4.99% (New Auto (7 Years Old or Newer))
- Sunlight Federal Credit Union: 5.49% (New Auto)
- Western Vista Federal Credit Union: 5.55% (Automobiles 2023 and Newer)
