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Acclaim Federal Credit Union Rates & Review April 2026

Acclaim Federal Credit Union's 9 CD Specials rates are at 4.25%, 18 CD Specials rates are at 4.00%. Acclaim Federal Credit Union's Personal Loan Rates are at 7.25%. MonitorBankRates evaluates the financial stability of Acclaim Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.93%. Rates were last updated on 04/18/2026.

Acclaim Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Acclaim Federal Credit Union? Share your experience about Acclaim Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Acclaim Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.93%
Excellent Lower than avg
Acclaim Federal Credit Union
Banking St
1823 Banking St
Greensboro, NC 27408
https://www.acclaimfcu.org
Member NCUA

Acclaim Federal Credit Union CD Rates

Product Rate APY Term View More
9 Certificate Specials - 4.25% 9
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%
18 Certificate Specials - 4.00% 18
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%

Acclaim Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%
Older Auto Loans - - 7.74% 48 months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%

Acclaim Federal Credit Union Credit Card Rates

Product Rate APR View More
Connect Rewards Plus Mastercard Credit Card - 11.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%
Credit Card - 11.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%
Connect Rewards Mastercard Credit Card - 13.40%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%

Acclaim Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 7.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.93%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Acclaim Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Acclaim Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Acclaim Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Acclaim Federal Credit Union
Address 1823 Banking St, Greensboro, NC 27408
Phone 336-332-5302
Fax 336-332-4103
President Thomas Riggins Jr
CEO Christie Smith
Full-Time Employees 17
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.93%
Return on Assets (ROA)
0.8689%
Return on Equity (ROE)
6.6467%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
57,370,789
Total Amount of Shares and Deposits
49,656,333
Total Shares and Deposits < 1 Year
48,448,148
Total Shares and Deposits 1 3 Years
1,114,695
Total Shares and Deposits > 3 Years
93,490
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,377,807
Total Uninsured Shares and Deposits > $250K (F+J)
1,377,807
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,278,526
Total Interest Expense (Sum of items 6 8)
577,901
Share Certificates
366
Number of Accounts for Share Drafts
2,816
IRA KEOGH Accounts
154
Number of Accounts for Regular Shares
5,445
All other shares
51
Non Member Deposits
1
Money Market Shares
84
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,998,583
Total Liabilities
50,081,641
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Acclaim Federal Credit Union

Is Acclaim Federal Credit Union a safe place to deposit money?

Yes, Acclaim Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.9304456027747%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Acclaim Federal Credit Union operate?

Acclaim Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Acclaim Federal Credit Union?

Yes, to access services at Acclaim Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Acclaim Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Acclaim Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Acclaim Federal Credit Union offer online and mobile banking?

Most modern institutions like Acclaim Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acclaimfcu.org.