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Advertiser Disclosure
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 Bank Fund Staff Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Bank Fund Staff Federal Credit Union's 12-Month Jumbo CD rates are at 3.80%, 6-Month Jumbo CD rates are at 3.55%. Bank Fund Staff Federal Credit Union's savings rates are at 3.00%. Bank Fund Staff Federal Credit Union's checking rates are as high as 3.50%. Bank Fund Staff Federal Credit Union's Personal Loan Rates are as low as 7.95%. Bank Fund Staff Federal Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Bank Fund Staff Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.65%. Rates last updated and verified on 10/28/2026. Bank Fund Staff Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Fund Staff Federal Credit Union? Share your experience about Bank Fund Staff Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bank Fund Staff Federal Credit Union. Bank Fund Staff Federal Credit Union
Bank Fund Staff FCU 1725 I St NW
https://bfsfcu.org WASHINGTON, DC 20006  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Bank Fund Staff Federal Credit Union CD Rates
Bank Fund Staff Federal Credit Union Savings Rates
Bank Fund Staff Federal Credit Union Checking Rates
Bank Fund Staff Federal Credit Union Home Equity & HELOC
Bank Fund Staff Federal Credit Union Auto Loan Rates
Bank Fund Staff Federal Credit Union Personal Loan Rates
Financial Health HistoryBank Fund Staff Federal Credit Union’s Texas Ratio rose from 1.15% in Q3 2023 to 1.65% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Bank Fund Staff Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bank Fund Staff Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank Fund Staff Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Bank Fund Staff Federal Credit Union
Website
https://bfsfcu.org
Address
1725 I St NW,
WASHINGTON, DC 20006
Phone
202-212-6400
Fax
202-683-2380
President
Anne-Marie Gulde-Wolf
CEO
Eli Vazquez
Full-Time Employees
358
Part-Time Employees
2
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.65%
Return on Assets (ROA)
0.5119%
Return on Equity (ROE)
3.7523%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
7,058,719,753
Total Amount of Shares and Deposits
6,080,672,638
Total Shares and Deposits < 1 Year
5,793,455,599
Total Shares and Deposits 1 3 Years
220,795,620
Total Shares and Deposits > 3 Years
66,421,419
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,760,858,473
Total Uninsured Shares and Deposits > $250K (F+J)
1,760,858,473
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,319,814,165
Total Interest Expense (Sum of items 6 8)
47,465,368
Share Certificates
19,327
Number of Accounts for Share Drafts
91,697
IRA KEOGH Accounts
1,281
Number of Accounts for Regular Shares
74,359
Money Market Shares
26,423
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
247,805,053
Total Liabilities
6,180,107,752
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Bank Fund Staff Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bank Fund Staff Federal Credit Union
Frequently Asked Questions About Bank Fund Staff Federal Credit UnionDoes Bank Fund Staff Federal Credit Union offer CDs?Yes. Bank Fund Staff Federal Credit Union current CD rates include its 12-Month Jumbo CD at 3.80% APY and its 6-Month Jumbo CD at 3.55% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Bank Fund Staff Federal Credit Union NCUA insured?Yes. Bank Fund Staff Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Bank Fund Staff Federal Credit Union?The highest Bank Fund Staff Federal Credit Union CD rate is its 12-Month Jumbo CD at 3.80% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Bank Fund Staff Federal Credit Union offer?Bank Fund Staff Federal Credit Union CD rates are 3.55% APY for a 6 month CD and 3.80% APY for a 12 month CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Bank Fund Staff Federal Credit Union for its full lineup. What is the highest savings rate at Bank Fund Staff Federal Credit Union?The highest Bank Fund Staff Federal Credit Union savings rate is its Jumbo Money Management Savings Account at 3.00% APY, verified by MonitorBankRates as of October 28, 2026. What is the highest checking rate at Bank Fund Staff Federal Credit Union?The highest Bank Fund Staff Federal Credit Union checking rate is its Premier Checking at 3.50% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest auto loan rate at Bank Fund Staff Federal Credit Union?The lowest Bank Fund Staff Federal Credit Union auto loan rate is its Auto Loan at 3.00% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest personal loan rate at Bank Fund Staff Federal Credit Union?The lowest Bank Fund Staff Federal Credit Union personal loan rate is its Personal Loan at 7.95% APR, verified by MonitorBankRates as of October 28, 2026. How many branches does Bank Fund Staff Federal Credit Union operate?Bank Fund Staff Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Bank Fund Staff Federal Credit Union?Yes, to access services at Bank Fund Staff Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Bank Fund Staff Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank Fund Staff Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Bank Fund Staff Federal Credit Union offer online and mobile banking?Most modern institutions like Bank Fund Staff Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bfsfcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Bank Fund Staff Federal Credit Union rates compare?Bank Fund Staff Federal Credit Union's CD rates are 27% higher than the MonitorBankRates national average, and it has an A+ health rating. Bank Fund Staff Federal Credit Union's top rates are its 12-Month Jumbo CD at 3.80% APY, its Jumbo Money Management Savings Account at 3.00% APY, its Premier Checking at 3.50% APY and its Personal Loan at 7.95% APR, verified by MonitorBankRates on October 28, 2026. Current Bank Fund Staff Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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