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AurGroup Credit Union Rates & Review March 2026

AurGroup Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of AurGroup Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 03/25/2026.

AurGroup Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AurGroup Credit Union? Share your experience about AurGroup Credit Union by leaving a review below, or read customer reviews before you decide to use AurGroup Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.28%
Excellent Lower than avg
AurGroup Credit Union
AurGroup Financial Credit Union
8811 Holden Blvd
Fairfield, OH 45014
https://www.aurgroup.org
Member NCUA

AurGroup Credit Union Money Market Rates

Product Rate APY View More
AurMoney Market Account - 1.50%
Min Balance $100,000
Details $100,000+
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
AurMoney Market Account - 1.25%
Min Balance $50,000
Details $50,000 - $99,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
AurMoney Market Account - 1.00%
Min Balance $10,000
Details $10,000 - $49,999.99
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

AurGroup Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed-Rate Home Equity - - 6.24% Up to 5 Year
Details Up to 80 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
HELOC - - 6.49%
Details As Low As; Up to 50 % LTV
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 6.74% Up to 5 Year
Details Up to 90 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
HELOC - - 6.75%
Details As Low As; 50 % to 80 % LTV
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 7.49% 11 - 15 Year
Details Up to 80 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 7.74% 6 - 10 Year
Details Up to 90 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 9.74% Up to 5 Year
Details Up to 80 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 10.25% Up to 5 Year
Details Up to 90 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 10.99% 6 - 10 Year
Details Up to 80 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 11.24% 11 - 15 Year
Details Up to 80 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%
Fixed-Rate Home Equity - - 12.99% 6 - 10 Year
Details Up to 90 %
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.28%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for AurGroup Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AurGroup Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AurGroup Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AurGroup Credit Union
Address 8811 Holden Blvd, Fairfield, OH 45014
Phone 513-942-4422
Fax 513-714-0165
President Richard Smith
CEO Timothy Boellner
Full-Time Employees 46
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.28%
Return on Assets (ROA)
0.8085%
Return on Equity (ROE)
9.0657%
Non-Performing Loans Ratio (NPL)
0.20%
Total Assets
198,771,524
Total Amount of Shares and Deposits
183,932,461
Total Shares and Deposits < 1 Year
179,121,049
Total Shares and Deposits 1 3 Years
3,841,330
Total Shares and Deposits > 3 Years
970,082
Total Interest Expense (Sum of items 6 8)
753,614
Share Certificates
1,272
Number of Accounts for Share Drafts
9,396
IRA KEOGH Accounts
137
Number of Accounts for Regular Shares
14,870
All other shares
81
Money Market Shares
124
Net Income (unless the amount is already included in Undivided Earnings)
1,607,046
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,390,805
Total Liabilities
184,696,662
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About AurGroup Credit Union

Is AurGroup Credit Union a safe place to deposit money?

Yes, AurGroup Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2799902880948%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does AurGroup Credit Union operate?

AurGroup Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AurGroup Credit Union?

Yes, to access services at AurGroup Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AurGroup Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AurGroup Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AurGroup Credit Union offer online and mobile banking?

Most modern institutions like AurGroup Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aurgroup.org.

Current AurGroup Credit Union Rates

  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.